Best Cheap Auto Insurance in Addison, TX (2021)

The average Addison, TX auto insurance rates are $375 per month. The minimum auto insurance in Addison is at least 30/60/25 in coverage to comply with Texas auto insurance laws. To find the best cheap auto insurance in Addison, Texas, compare quotes from multiple companies.

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Rachel Bodine graduated from college with a BA in English. She has since worked as a Feature Writer in the insurance industry and gained a deep knowledge of state and countrywide insurance laws and rates. Her research and writing focus on helping readers understand their insurance coverage and how to find savings. Her expert advice on insurance has been featured on sites like PhotoEnforced, All...

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Written by Rachel Bodine
Feature Writer Rachel Bodine

Dan Walker graduated with a BS in Administrative Management in 2005 and has been working in his family’s insurance agency, FCI Agency, for 15 years (BBB A+). He is licensed as an agent to write property and casualty insurance, including home, auto, umbrella, and dwelling fire insurance. He’s also been featured on sites like Reviews.com and Safeco. He reviews content, ensuring that ex...

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Reviewed by Daniel Walker
Licensed Auto Insurance Agent Daniel Walker

UPDATED: May 17, 2021

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Advertiser Disclosure: We strive to help you make confident auto insurance decisions. Comparison shopping should be easy. We are not affiliated with any one auto insurance provider and cannot guarantee quotes from any single provider. Our partnerships don’t influence our content. Our opinions are our own. To compare quotes from many different companies please enter your ZIP code on this page to use the free quote tool. The more quotes you compare, the more chances to save.

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Things to Remember

  • The cheapest auto insurance company in Addison is USAA
  • Average auto insurance rates in Addison, TX for senior drivers are $2,720 per year
  • The minimum auto insurance required in Addison, Texas is 30/60/25

Addison, Texas auto insurance requirements are 30/60/25 according to Texas auto insurance laws. Finding cheap auto insurance in Addison can seem like a difficult task, but all of the information you need is right here. We’ll cover factors that affect auto insurance rates in Addison, Texas, including driving record, credit, commute time, and more.

Compare auto insurance in Addison to other Texas cities, including Austin auto insurance rates, San Antonio auto insurance rates, and Houston auto insurance rates to see how Addison, Texas auto insurance rates stack up.

Before you buy Addison, Texas auto insurance, make sure you have compared rates from multiple companies. Enter your ZIP code above to get free Addison, Texas auto insurance quotes.

Minimum Auto Insurance in Addison, Texas

Addison, Texas auto insurance laws require that you have at least the Texas minimum auto insurance to be financially responsible in the event of an accident. Take a look at the required auto insurance in Addison, Texas.

Minimum Required Auto Insurance Coverage in Addison, Texas

Liability Insurance Required Minimum Coverage Limits Required
Bodily Injury Liability Coverage $30,000 per person
$60,000 per accident
Property Damage Liability Coverage $25,000 minimum

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Cheap Addison, Texas Auto Insurance by Age, Gender, and Marital Status

Auto insurance rates in Addison, Texas are affected by age, gender, and marital status. See how demographics impact the annual cost of insurance.

Annual Auto Insurance Rates by Age, Gender, and Marital Status in Addison, Texas

Insurance Company Married 35-Year-Old Female Married 35-Year-Old Male Married 60-Year-Old Female Married 60-Year-Old Male Single 17-Year-Old Female Single 17-Year-Old Male Single 25-Year-Old Female Single 25-Year-Old Male
Allstate $3,938 $3,959 $3,883 $3,883 $10,547 $12,689 $4,855 $5,038
American Family $3,843 $4,299 $3,586 $4,134 $10,530 $13,849 $5,605 $6,418
GEICO $2,763 $2,994 $2,671 $3,044 $6,222 $6,462 $3,001 $2,998
Nationwide $2,606 $2,647 $2,298 $2,433 $7,532 $9,673 $3,076 $3,330
Progressive $2,656 $2,551 $2,341 $2,400 $10,672 $11,885 $3,163 $3,227
State Farm $2,346 $2,346 $2,097 $2,097 $5,734 $7,328 $2,558 $2,634
USAA $1,688 $1,686 $1,621 $1,596 $4,844 $5,239 $2,240 $2,375

Cheap Addison, Texas Auto Insurance for Teen Drivers

Finding cheap teen auto insurance in Addison, Texas is a challenge. Take a look at the annual teen auto insurance rates in Addison, Texas.

Annual Auto Insurance Rates for Teen Drivers in Addison, Texas

Insurance Company Single 17-Year-Old Female Single 17-Year-Old Male
Allstate $10,547 $12,689
American Family $10,530 $13,849
GEICO $6,222 $6,462
Nationwide $7,532 $9,673
Progressive $10,672 $11,885
State Farm $5,734 $7,328
USAA $4,844 $5,239

Cheap Addison, Texas Auto Insurance for Seniors

What are senior auto insurance rates in Addison, Texas? Take a look at the annual average rates for older drivers.

Annual Auto Insurance Rates for Senior Drivers in Addison, Texas

Insurance Company Married 60-Year-Old Female Married 60-Year-Old Male
Allstate $3,883 $3,883
American Family $3,586 $4,134
GEICO $2,671 $3,044
Nationwide $2,298 $2,433
Progressive $2,341 $2,400
State Farm $2,097 $2,097
USAA $1,621 $1,596

Cheap Addison, Texas Auto Insurance By Driving Record

Driving record has a big impact on your auto insurance rates. See the annual auto insurance rates for a bad record in Addison, Texas compared to the annual auto insurance rates with a clean record in Addison, Texas.

Annual Addison, Texas Auto Insurance Rates by Driving Record

Group Clean Record With 1 Accident With 1 DUI With 1 Speeding Violation
Allstate $4,691 $7,341 $7,671 $4,691
American Family $5,935 $7,612 $6,649 $5,935
GEICO $3,193 $4,260 $3,515 $4,110
Nationwide $3,638 $3,638 $5,409 $4,113
Progressive $4,242 $5,443 $4,965 $4,798
State Farm $3,002 $3,459 $4,107 $3,002
USAA $1,974 $2,937 $3,465 $2,267

Cheap Addison, Texas Auto Insurance Rates After a DUI

Finding cheap auto insurance after a DUI in Addison, Texas is not easy. Compare the annual rates for DUI auto insurance in Addison, Texas to find the best deal.

Annual Auto Insurance Rates After a DUI in Addison, Texas

Insurance Company Annual Auto Insurance Rates With a DUI
Allstate $7,671
American Family $6,649
GEICO $3,515
Nationwide $5,409
Progressive $4,965
State Farm $4,107
USAA $3,465

Cheap Addison, Texas Auto Insurance By Credit History

Credit history can have a major effect on the cost of auto insurance. See how Addison, Texas annual auto insurance rates by credit history compare.

Annual Auto Insurance Rates by Credit Score in Addison, Texas

Insurance Company Poor Fair Good
Allstate $7,737 $5,684 $4,875
American Family $8,956 $5,684 $4,959
GEICO $5,836 $3,289 $2,183
Nationwide $5,038 $4,047 $3,513
Progressive $5,507 $4,719 $4,359
State Farm $4,796 $2,993 $2,389
USAA $3,890 $2,266 $1,827

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Cheap Addison, Texas Auto Insurance Rates By ZIP Code

Auto insurance rates by ZIP code in Addison, Texas can vary. Compare the annual cost of auto insurance by ZIP code in Addison, Texas to see how car insurance rates are affected by location.

Annual Auto Insurance Rates by ZIP Code in Addison, Texas

ZIP Code Average Annual Rates
75001 $6,363

Cheap Addison, Texas Auto Insurance Rates By Commute

Commute length and annual mileage affect Addison, Texas auto insurance. Find the cheapest annual Addison, Texas auto insurance by commute length.

Annual Auto Insurance Rates by Commute Length in Addison, Texas

Insurance Company 10 Mile Commute, 6000 Annual Mileage 25 Mile Commute, 12000 Annual Mileage
Allstate $5,945 $6,252
American Family $6,533 $6,533
GEICO $3,703 $3,836
Nationwide $4,199 $4,199
Progressive $4,862 $4,862
State Farm $3,392 $3,392
USAA $2,628 $2,695

Cheap Addison, Texas Auto Insurance Rates By Coverage Level

How much does the coverage level you select affect the cost of your auto insurance in Addison, Texas? Check out the comparison of annual Addison, Texas auto insurance rates by coverage level.

Annual Auto Insurance Rates by Coverage Level in Addison, Texas

Insurance Company Low Medium High
Allstate $5,952 $6,044 $6,301
American Family $6,076 $6,290 $7,233
GEICO $3,579 $3,731 $3,998
Nationwide $4,535 $4,022 $4,041
Progressive $4,660 $4,841 $5,085
State Farm $3,209 $3,384 $3,584
USAA $2,559 $2,650 $2,775

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Best By Category: Cheapest Auto Insurance in Addison, Texas

Compare the cheapest auto insurance companies in Addison, Texas in each category to find the company with the best rates for your personal needs.

Best Annual Auto Insurance Rates by Company in Addison, Texas

Category Insurance Company
Teenagers USAA
Seniors USAA
Clean Record USAA
With 1 Accident USAA
With 1 DUI USAA
With 1 Speeding Violation USAA

The Cheapest Addison, Texas Auto Insurance Companies

What auto insurance companies in Addison, Texas are the cheapest? Compare the top Addison, Texas auto insurance companies to find the best annual rates.

Average Annual Auto Insurance Rates by Company in Addison, Texas

Insurance Company Average Annual Rates
Allstate $6,099
American Family $6,533
GEICO $3,769
Nationwide $4,199
Progressive $4,862
State Farm $3,392
USAA $2,661

What affects auto insurance rates in Addison, Texas?

There are a lot of reasons why auto insurance rates in Addison, Texas are higher or lower than in other cities. These include traffic and the number of vehicle thefts in Addison, Texas. Many local factors may affect your Addison auto insurance rates.

Addison Auto Theft

More theft means higher auto insurance rates because auto insurance companies are paying more in claims. According to the FBI’s annual Addison, Texas auto theft statistics, there have been 88 auto thefts in the city.

Addison Commute Time

Cities in which drivers have a longer average commute time tend to have higher auto insurance costs. The average Addison, Texas commute length is 22.9 minutes according to City-Data.

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Compare Addison, Texas Auto Insurance Quotes

Before you buy Addison, Texas auto insurance, make sure you have compared rates from multiple companies. Enter your ZIP code below to get free Addison, Texas auto insurance quotes.

Free Auto Insurance Comparison

Enter your ZIP code below to view companies that have cheap auto insurance rates.

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