Can you buy auto insurance for a day?

You can purchase auto insurance for a day. Average rates begin around $25/day and move up. Compare rates for a one day auto insurance policies below.

Free Auto Insurance Comparison

secured lock Secured with SHA-256 Encryption

Rachel Bodine graduated from college with a BA in English. She has since worked as a Feature Writer in the insurance industry and gained a deep knowledge of state and countrywide insurance laws and rates. Her research and writing focus on helping readers understand their insurance coverage and how to find savings. Her expert advice on insurance has been featured on sites like PhotoEnforced, All...

Full Bio →

Written by Rachel Bodine
Feature Writer Rachel Bodine

Dan Walker graduated with a BS in Administrative Management in 2005 and has been working in his family’s insurance agency, FCI Agency, for 15 years (BBB A+). He is licensed as an agent to write property and casualty insurance, including home, auto, umbrella, and dwelling fire insurance. He’s also been featured on sites like and Safeco. He reviews content, ensuring that ex...

Full Bio →

Reviewed by Daniel Walker
Licensed Auto Insurance Agent Daniel Walker

UPDATED: Apr 29, 2022

Advertiser Disclosure

It’s all about you. We want to help you make the right coverage choices.

Advertiser Disclosure: We strive to help you make confident auto insurance decisions. Comparison shopping should be easy. We are not affiliated with any one auto insurance provider and cannot guarantee quotes from any single provider. Our partnerships don’t influence our content. Our opinions are our own. To compare quotes from many different companies please enter your ZIP code on this page to use the free quote tool. The more quotes you compare, the more chances to save.

Editorial Guidelines: We are a free online resource for anyone interested in learning more about auto insurance. Our goal is to be an objective, third-party resource for everything auto insurance related. We update our site regularly, and all content is reviewed by auto insurance experts.

Things to remember...

  • Car insurance carriers can offer policies at any length they choose
  • Many niche insurance carriers specialize in short-term car insurance policies
  • Doing price comparisons can help you get the best one-day car insurance policy premium and coverage combination

Car insurance is a unique product offered by an insurance carrier. Customers drive what is offered by car insurance carriers due to the immense competition that exists in the marketplace.

You as a consumer can dictate what you want regarding the coverage provided by the following:

  • The policy
  • The policy length
  • And more

Taking this into account, can you buy car insurance for just a day if you need it?

The answer is not as clear-cut as you may think; it will depend on the carrier.

The great thing about the length at which car insurance offers is that every carrier is going to be different. Some insurance carriers are going to tell you that you can only buy a car insurance policy for a six-month or a 12-month period, while others may leave the option up to you.

Car insurance is a product that is truly on-demand; a car insurance policy can be purchased online without ever having even to talk to an insurance representative.

Compare car insurance rates side-by-side using our FREE rate tool!

The Availability of One-Day Car Insurance

The availability of something such as car insurance for a single day is far more widespread than you may think. It is up to you as a consumer, though, to make this discovery on your own.

All it takes is a bit of research using the Internet or even just reaching out to some insurance carriers over the phone.

Consumers cannot get what they are not comfortable enough to just ask for. Most car insurance carriers are going to offer you the standard annual insurance policy that lasts for a 12-month period.

Others may make it more standard for the policy term to be six-months. Those are the two norms, but they are not going to meet the needs of everyone.

One-day car insurance is available from the vast majority of the big car insurance carriers out there. What you want to do is to inquire about who offers is, and see what premiums that they are charging as a result.


Free Auto Insurance Comparison

Enter your ZIP code below to view companies that have cheap auto insurance rates.

secured lock Secured with SHA-256 Encryption

The Niche Carriers May Price Better

There are going to be niche insurance carriers out there that are going to be able to price policies such as a one-day car insurance policy in an improved way compared to the big carriers. This is because these carriers specialize in what are known as short-term car insurance policy.

The car insurance carriers specializing in short-term policies have underwriters, rating information, and actuarial support that allows them to accurately price policies, access risk, and present premiums that are going to be highly competitive.

Not only can you buy car insurance policy for just one day, but you also have the ability to buy the policy on-demand.

You may find out that you need to borrow a car for which you need to have insured for a day, but only right before the need arises.

Reaching out to a car insurance carrier can allow the policy to be available right when you need it and have it go into effect, to the minute, that you need it to be.

Know Your Insurance Carrier

The last thing that you want to do is to sign on with the first carrier that offers you a one-day policy. Make sure that you are aware of if your car insurance carrier is known to be ethical and are known to take care of their customers.

Do not just make price comparisons on the premium alone; research how their customer service stacks up as well against the competition.

Car insurance providers are giving consumers more power than ever before. The important thing to remember is to shop around, make price comparisons of what all of the different carriers are making available.

See who is offering a one-day car insurance policy, and at what premium, they are offering it at.

Make sure that the coverage, the deductible, and everything in between meets your needs before you have the policy bound. Shopping around can help you end up with the ideal one-day car insurance policy.

Compare prices today by entering your zip code in our FREE rate tool below!



Free Auto Insurance Comparison

Enter your ZIP code below to view companies that have cheap auto insurance rates.

secured lock Secured with SHA-256 Encryption