Best Cheap Auto Insurance in Channelview, TX (2021)

The average Channelview, TX auto insurance rates are $384 per month. The minimum auto insurance in Channelview is at least 30/60/25 in coverage to comply with Texas auto insurance laws. To find the best cheap auto insurance in Channelview, Texas, compare quotes from multiple companies.

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Rachel Bodine graduated from college with a BA in English. She has since worked as a Feature Writer in the insurance industry and gained a deep knowledge of state and countrywide insurance laws and rates. Her research and writing focus on helping readers understand their insurance coverage and how to find savings. Her expert advice on insurance has been featured on sites like PhotoEnforced, All...

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Written by Rachel Bodine
Feature Writer Rachel Bodine

Dan Walker graduated with a BS in Administrative Management in 2005 and has been working in his family’s insurance agency, FCI Agency, for 15 years (BBB A+). He is licensed as an agent to write property and casualty insurance, including home, auto, umbrella, and dwelling fire insurance. He’s also been featured on sites like Reviews.com and Safeco. He reviews content, ensuring that ex...

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Reviewed by Daniel Walker
Licensed Auto Insurance Agent Daniel Walker

UPDATED: May 17, 2021

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Things to Remember

  • The average commute length in Channelview is 28.5 minutes
  • The minimum auto insurance required in Channelview, Texas is 30/60/25
  • The cheapest auto insurance company in Channelview is USAA

Channelview, Texas auto insurance requirements are 30/60/25 according to Texas auto insurance laws. Finding cheap auto insurance in Channelview can seem like a difficult task, but all of the information you need is right here. We’ll cover factors that affect auto insurance rates in Channelview, Texas, including driving record, credit, commute time, and more.

Compare auto insurance in Channelview to other Texas cities, including Laredo auto insurance rates, Houston auto insurance rates, and Austin auto insurance rates to see how Channelview, Texas auto insurance rates stack up.

Before you buy Channelview, Texas auto insurance, make sure you have compared rates from multiple companies. Enter your ZIP code above to get free Channelview, Texas auto insurance quotes.

Minimum Auto Insurance in Channelview, Texas

Channelview, Texas auto insurance laws require that you have at least the Texas minimum auto insurance to be financially responsible in the event of an accident. Take a look at the required auto insurance in Channelview, Texas.

Minimum Required Auto Insurance Coverage in Channelview, Texas

Liability Insurance Required Minimum Coverage Limits Required
Bodily Injury Liability Coverage $30,000 per person
$60,000 per accident
Property Damage Liability Coverage $25,000 minimum

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Cheap Channelview, Texas Auto Insurance by Age, Gender, and Marital Status

Auto insurance rates in Channelview, Texas are affected by age, gender, and marital status. See how demographics impact the annual cost of insurance.

Annual Auto Insurance Rates by Age, Gender, and Marital Status in Channelview, Texas

Insurance Company Married 35-Year-Old Female Married 35-Year-Old Male Married 60-Year-Old Female Married 60-Year-Old Male Single 17-Year-Old Female Single 17-Year-Old Male Single 25-Year-Old Female Single 25-Year-Old Male
Allstate $4,335 $4,365 $4,280 $4,280 $11,470 $13,819 $5,346 $5,554
American Family $3,510 $3,945 $3,342 $3,867 $10,020 $13,110 $5,193 $5,941
GEICO $2,783 $3,019 $2,714 $3,108 $6,154 $6,354 $3,008 $2,975
Nationwide $2,631 $2,674 $2,326 $2,461 $7,463 $9,574 $3,092 $3,343
Progressive $2,749 $2,620 $2,442 $2,486 $11,621 $13,012 $3,278 $3,346
State Farm $2,390 $2,390 $2,130 $2,130 $5,734 $7,306 $2,600 $2,676
USAA $1,824 $1,826 $1,753 $1,730 $5,200 $5,631 $2,422 $2,575

Cheap Channelview, Texas Auto Insurance for Teen Drivers

Finding cheap teen auto insurance in Channelview, Texas is a challenge. Take a look at the annual teen auto insurance rates in Channelview, Texas.

Annual Auto Insurance Rates for Teen Drivers in Channelview, Texas

Insurance Company Single 17-Year-Old Female Single 17-Year-Old Male
Allstate $11,470 $13,819
American Family $10,020 $13,110
GEICO $6,154 $6,354
Nationwide $7,463 $9,574
Progressive $11,621 $13,012
State Farm $5,734 $7,306
USAA $5,200 $5,631

Cheap Channelview, Texas Auto Insurance for Seniors

What are senior auto insurance rates in Channelview, Texas? Take a look at the annual average rates for older drivers.

Annual Auto Insurance Rates for Senior Drivers in Channelview, Texas

Insurance Company Married 60-Year-Old Female Married 60-Year-Old Male
Allstate $4,280 $4,280
American Family $3,342 $3,867
GEICO $2,714 $3,108
Nationwide $2,326 $2,461
Progressive $2,442 $2,486
State Farm $2,130 $2,130
USAA $1,753 $1,730

Cheap Channelview, Texas Auto Insurance By Driving Record

Driving record has a big impact on your auto insurance rates. See the annual auto insurance rates for a bad record in Channelview, Texas compared to the annual auto insurance rates with a clean record in Channelview, Texas.

Annual Channelview, Texas Auto Insurance Rates by Driving Record

Group Clean Record With 1 Accident With 1 DUI With 1 Speeding Violation
Allstate $5,166 $8,032 $8,361 $5,166
American Family $5,548 $7,136 $6,232 $5,548
GEICO $3,189 $4,237 $3,514 $4,117
Nationwide $3,641 $3,641 $5,389 $4,111
Progressive $4,522 $5,861 $5,294 $5,099
State Farm $3,036 $3,485 $4,121 $3,036
USAA $2,130 $3,172 $3,731 $2,447

Cheap Channelview, Texas Auto Insurance Rates After a DUI

Finding cheap auto insurance after a DUI in Channelview, Texas is not easy. Compare the annual rates for DUI auto insurance in Channelview, Texas to find the best deal.

Annual Auto Insurance Rates After a DUI in Channelview, Texas

Insurance Company Annual Auto Insurance Rates With a DUI
Allstate $8,361
American Family $6,232
GEICO $3,514
Nationwide $5,389
Progressive $5,294
State Farm $4,121
USAA $3,731

Cheap Channelview, Texas Auto Insurance By Credit History

Credit history can have a major effect on the cost of auto insurance. See how Channelview, Texas annual auto insurance rates by credit history compare.

Annual Auto Insurance Rates by Credit Score in Channelview, Texas

Insurance Company Poor Fair Good
Allstate $8,501 $6,218 $5,324
American Family $8,311 $5,359 $4,678
GEICO $5,828 $3,285 $2,180
Nationwide $5,044 $4,039 $3,503
Progressive $5,853 $5,052 $4,678
State Farm $4,837 $3,016 $2,406
USAA $4,195 $2,444 $1,971

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Cheap Channelview, Texas Auto Insurance Rates By ZIP Code

Auto insurance rates by ZIP code in Channelview, Texas can vary. Compare the annual cost of auto insurance by ZIP code in Channelview, Texas to see how car insurance rates are affected by location.

Annual Auto Insurance Rates by ZIP Code in Channelview, Texas

ZIP Code Average Annual Rates
77530 $6,830

Cheap Channelview, Texas Auto Insurance Rates By Commute

Commute length and annual mileage affect Channelview, Texas auto insurance. Find the cheapest annual Channelview, Texas auto insurance by commute length.

Annual Auto Insurance Rates by Commute Length in Channelview, Texas

Insurance Company 10 Mile Commute, 6000 Annual Mileage 25 Mile Commute, 12000 Annual Mileage
Allstate $6,516 $6,847
American Family $6,116 $6,116
GEICO $3,694 $3,835
Nationwide $4,195 $4,195
Progressive $5,194 $5,194
State Farm $3,420 $3,420
USAA $2,833 $2,906

Cheap Channelview, Texas Auto Insurance Rates By Coverage Level

How much does the coverage level you select affect the cost of your auto insurance in Channelview, Texas? Check out the comparison of annual Channelview, Texas auto insurance rates by coverage level.

Annual Auto Insurance Rates by Coverage Level in Channelview, Texas

Insurance Company Low Medium High
Allstate $6,507 $6,616 $6,921
American Family $5,633 $5,851 $6,864
GEICO $3,536 $3,708 $4,050
Nationwide $4,498 $4,015 $4,074
Progressive $4,959 $5,173 $5,451
State Farm $3,230 $3,406 $3,623
USAA $2,755 $2,856 $2,999

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Best By Category: Cheapest Auto Insurance in Channelview, Texas

Compare the cheapest auto insurance companies in Channelview, Texas in each category to find the company with the best rates for your personal needs.

Best Annual Auto Insurance Rates by Company in Channelview, Texas

Category Insurance Company
Teenagers USAA
Seniors USAA
Clean Record USAA
With 1 Accident USAA
With 1 DUI GEICO
With 1 Speeding Violation USAA

The Cheapest Channelview, Texas Auto Insurance Companies

What auto insurance companies in Channelview, Texas are the cheapest? Compare the top Channelview, Texas auto insurance companies to find the best annual rates.

Average Annual Auto Insurance Rates by Company in Channelview, Texas

Insurance Company Average Annual Rates
Allstate $6,681
American Family $6,116
GEICO $3,764
Nationwide $4,195
Progressive $5,194
State Farm $3,420
USAA $2,870

What affects auto insurance rates in Channelview, Texas?

There are a lot of reasons why auto insurance rates in Channelview, Texas are higher or lower than in other cities. These include traffic and the number of vehicle thefts in Channelview, Texas. Many local factors may affect your Channelview auto insurance rates.

Channelview Commute Time

Cities in which drivers have a longer average commute time tend to have higher auto insurance costs. The average Channelview, Texas commute length is 28.5 minutes according to City-Data.

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Compare Channelview, Texas Auto Insurance Quotes

Before you buy Channelview, Texas auto insurance, make sure you have compared rates from multiple companies. Enter your ZIP code below to get free Channelview, Texas auto insurance quotes.

Free Auto Insurance Comparison

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