Best Cheap Auto Insurance in Bluefield, WV (2021)

The average Bluefield, WV auto insurance rates are $332 per month. The minimum auto insurance in Bluefield is at least 25/50/25 in coverage to comply with West Virginia auto insurance laws. To find the best cheap auto insurance in Bluefield, West Virginia, compare quotes from multiple companies.

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Rachel Bodine graduated from college with a BA in English. She has since worked as a Feature Writer in the insurance industry and gained a deep knowledge of state and countrywide insurance laws and rates. Her research and writing focus on helping readers understand their insurance coverage and how to find savings. Her expert advice on insurance has been featured on sites like PhotoEnforced, All...

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Written by Rachel Bodine
Feature Writer Rachel Bodine

Dan Walker graduated with a BS in Administrative Management in 2005 and has been working in his family’s insurance agency, FCI Agency, for 15 years (BBB A+). He is licensed as an agent to write property and casualty insurance, including home, auto, umbrella, and dwelling fire insurance. He’s also been featured on sites like Reviews.com and Safeco. He reviews content, ensuring that ex...

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Reviewed by Daniel Walker
Licensed Auto Insurance Agent Daniel Walker

UPDATED: May 18, 2021

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Advertiser Disclosure: We strive to help you make confident auto insurance decisions. Comparison shopping should be easy. We are not affiliated with any one auto insurance provider and cannot guarantee quotes from any single provider. Our partnerships don’t influence our content. Our opinions are our own. To compare quotes from many different companies please enter your ZIP code on this page to use the free quote tool. The more quotes you compare, the more chances to save.

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Things to Remember

  • The cheapest auto insurance company in Bluefield is State Farm
  • Average auto insurance rates in Bluefield, WV for senior drivers are $2,219 per year
  • The minimum auto insurance required in Bluefield, West Virginia is 25/50/25

Bluefield, West Virginia auto insurance requirements are 25/50/25 according to West Virginia auto insurance laws. Finding cheap auto insurance in Bluefield can seem like a difficult task, but all of the information you need is right here. We’ll cover factors that affect auto insurance rates in Bluefield, West Virginia, including driving record, credit, commute time, and more.

Compare auto insurance in Bluefield to other West Virginia cities, including Clarksburg auto insurance rates, Beckley auto insurance rates, and Huntington auto insurance rates to see how Bluefield, West Virginia auto insurance rates stack up.

Before you buy Bluefield, West Virginia auto insurance, make sure you have compared rates from multiple companies. Enter your ZIP code above to get free Bluefield, West Virginia auto insurance quotes.

Minimum Auto Insurance in Bluefield, West Virginia

Bluefield, West Virginia auto insurance laws require that you have at least the West Virginia minimum auto insurance to be financially responsible in the event of an accident. Take a look at the required auto insurance in Bluefield, West Virginia.

Minimum Required Auto Insurance Coverage in Bluefield, West Virginia

Liability Insurance Required Minimum Coverage Limits Required
Bodily Injury Liability Coverage $25,000 per person
$50,000 per accident
Property Damage Liability Coverage $25,000 minimum

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Cheap Bluefield, West Virginia Auto Insurance by Age, Gender, and Marital Status

Auto insurance rates in Bluefield, West Virginia are affected by age, gender, and marital status. See how demographics impact the annual cost of insurance.

Annual Auto Insurance Rates by Age, Gender, and Marital Status in Bluefield, West Virginia

Insurance Company Married 35-Year-Old Female Married 35-Year-Old Male Married 60-Year-Old Female Married 60-Year-Old Male Single 17-Year-Old Female Single 17-Year-Old Male Single 25-Year-Old Female Single 25-Year-Old Male
Allstate $2,833 $2,624 $2,548 $2,553 $10,314 $10,732 $3,106 $3,097
GEICO $2,912 $2,870 $2,766 $2,681 $7,282 $8,784 $2,799 $2,917
Liberty Mutual $3,992 $4,332 $3,206 $3,909 $15,528 $17,521 $4,102 $4,512
Nationwide $2,045 $2,071 $1,864 $1,948 $5,403 $6,812 $2,318 $2,476
Progressive $2,028 $1,948 $1,884 $1,876 $8,897 $10,019 $2,429 $2,498
State Farm $1,676 $1,676 $1,516 $1,516 $3,820 $4,931 $1,983 $1,562
USAA $1,496 $1,473 $1,397 $1,403 $4,970 $5,483 $1,926 $2,062

Cheap Bluefield, West Virginia Auto Insurance for Teen Drivers

Finding cheap teen auto insurance in Bluefield, West Virginia is a challenge. Take a look at the annual teen auto insurance rates in Bluefield, West Virginia.

Annual Auto Insurance Rates for Teen Drivers in Bluefield, West Virginia

Insurance Company Single 17-Year-Old Female Single 17-Year-Old Male
Allstate $10,314 $10,732
GEICO $7,282 $8,784
Liberty Mutual $15,528 $17,521
Nationwide $5,403 $6,812
Progressive $8,897 $10,019
State Farm $3,820 $4,931
USAA $4,970 $5,483

Cheap Bluefield, West Virginia Auto Insurance for Seniors

What are senior auto insurance rates in Bluefield, West Virginia? Take a look at the annual average rates for older drivers.

Annual Auto Insurance Rates for Senior Drivers in Bluefield, West Virginia

Insurance Company Married 60-Year-Old Female Married 60-Year-Old Male
Allstate $2,548 $2,553
GEICO $2,766 $2,681
Liberty Mutual $3,206 $3,909
Nationwide $1,864 $1,948
Progressive $1,884 $1,876
State Farm $1,516 $1,516
USAA $1,397 $1,403

Cheap Bluefield, West Virginia Auto Insurance By Driving Record

Driving record has a big impact on your auto insurance rates. See the annual auto insurance rates for a bad record in Bluefield, West Virginia compared to the annual auto insurance rates with a clean record in Bluefield, West Virginia.

Annual Bluefield, West Virginia Auto Insurance Rates by Driving Record

Group Clean Record With 1 Accident With 1 DUI With 1 Speeding Violation
Allstate $3,982 $4,727 $5,662 $4,532
GEICO $2,558 $4,109 $7,093 $2,746
Liberty Mutual $5,830 $7,397 $8,186 $7,138
Nationwide $2,496 $3,337 $3,869 $2,767
Progressive $3,353 $4,502 $4,003 $3,932
State Farm $2,138 $2,532 $2,335 $2,335
USAA $1,987 $2,353 $3,345 $2,421

Cheap Bluefield, West Virginia Auto Insurance Rates After a DUI

Finding cheap auto insurance after a DUI in Bluefield, West Virginia is not easy. Compare the annual rates for DUI auto insurance in Bluefield, West Virginia to find the best deal.

Annual Auto Insurance Rates After a DUI in Bluefield, West Virginia

Insurance Company Annual Auto Insurance Rates With a DUI
Allstate $5,662
GEICO $7,093
Liberty Mutual $8,186
Nationwide $3,869
Progressive $4,003
State Farm $2,335
USAA $3,345

Cheap Bluefield, West Virginia Auto Insurance By Credit History

Credit history can have a major effect on the cost of auto insurance. See how Bluefield, West Virginia annual auto insurance rates by credit history compare.

Annual Auto Insurance Rates by Credit Score in Bluefield, West Virginia

Insurance Company Poor Fair Good
Allstate $5,742 $4,554 $3,882
GEICO $4,974 $4,048 $3,358
Liberty Mutual $10,208 $6,280 $4,925
Nationwide $3,549 $2,994 $2,808
Progressive $4,407 $3,852 $3,583
State Farm $3,357 $2,044 $1,604
USAA $3,706 $2,148 $1,725

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Cheap Bluefield, West Virginia Auto Insurance Rates By ZIP Code

Auto insurance rates by ZIP code in Bluefield, West Virginia can vary. Compare the annual cost of auto insurance by ZIP code in Bluefield, West Virginia to see how car insurance rates are affected by location.

Annual Auto Insurance Rates by ZIP Code in Bluefield, West Virginia

ZIP Code Average Annual Rates
24701 $3,984

Cheap Bluefield, West Virginia Auto Insurance Rates By Commute

Commute length and annual mileage affect Bluefield, West Virginia auto insurance. Find the cheapest annual Bluefield, West Virginia auto insurance by commute length.

Annual Auto Insurance Rates by Commute Length in Bluefield, West Virginia

Insurance Company 10 Mile Commute, 6000 Annual Mileage 25 Mile Commute, 12000 Annual Mileage
Allstate $4,726 $4,726
GEICO $4,081 $4,172
Liberty Mutual $7,138 $7,138
Nationwide $3,117 $3,117
Progressive $3,947 $3,947
State Farm $2,272 $2,398
USAA $2,497 $2,556

Cheap Bluefield, West Virginia Auto Insurance Rates By Coverage Level

How much does the coverage level you select affect the cost of your auto insurance in Bluefield, West Virginia? Check out the comparison of annual Bluefield, West Virginia auto insurance rates by coverage level.

Annual Auto Insurance Rates by Coverage Level in Bluefield, West Virginia

Insurance Company Low Medium High
Allstate $4,517 $4,716 $4,944
GEICO $3,872 $4,139 $4,369
Liberty Mutual $6,762 $7,120 $7,531
Nationwide $3,016 $3,110 $3,226
Progressive $3,759 $3,897 $4,185
State Farm $2,186 $2,329 $2,490
USAA $2,428 $2,521 $2,630

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Best By Category: Cheapest Auto Insurance in Bluefield, West Virginia

Compare the cheapest auto insurance companies in Bluefield, West Virginia in each category to find the company with the best rates for your personal needs.

Best Annual Auto Insurance Rates by Company in Bluefield, West Virginia

Category Insurance Company
Teenagers State Farm
Seniors USAA
Clean Record USAA
With 1 Accident USAA
With 1 DUI State Farm
With 1 Speeding Violation State Farm

The Cheapest Bluefield, West Virginia Auto Insurance Companies

What auto insurance companies in Bluefield, West Virginia are the cheapest? Compare the top Bluefield, West Virginia auto insurance companies to find the best annual rates.

Average Annual Auto Insurance Rates by Company in Bluefield, West Virginia

Insurance Company Average Annual Rates
Allstate $4,726
GEICO $4,126
Liberty Mutual $7,138
Nationwide $3,117
Progressive $3,947
State Farm $2,335
USAA $2,526

What affects auto insurance rates in Bluefield, West Virginia?

There are a lot of reasons why auto insurance rates in Bluefield, West Virginia are higher or lower than in other cities. These include traffic and the number of vehicle thefts in Bluefield, West Virginia. Many local factors may affect your Bluefield auto insurance rates.

Bluefield Commute Time

Cities in which drivers have a longer average commute time tend to have higher auto insurance costs. The average Bluefield, West Virginia commute length is 20.1 minutes according to City-Data.

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Compare Bluefield, West Virginia Auto Insurance Quotes

Before you buy Bluefield, West Virginia auto insurance, make sure you have compared rates from multiple companies. Enter your ZIP code below to get free Bluefield, West Virginia auto insurance quotes.

Free Auto Insurance Comparison

Enter your ZIP code below to view companies that have cheap auto insurance rates.

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