American Modern Auto Insurance Review (2020)

American Modern auto insurance offers specialty car coverage for classic, collector, and muscle cars. Enter your ZIP to compare auto insurance quotes now.

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Rachel Bodine graduated from college with a BA in English. She has since worked as a Feature Writer in the insurance industry and gained a deep knowledge of state and countrywide insurance laws and rates. Her research and writing focus on helping readers understand their insurance coverage and how to find savings. Her expert advice on insurance has been featured on sites like PhotoEnforced, All...

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Written by Rachel Bodine
Feature Writer Rachel Bodine

Dan Walker graduated with a BS in Administrative Management in 2005 and has been working in his family’s insurance agency, FCI Agency, for 15 years (BBB A+). He is licensed as an agent to write property and casualty insurance, including home, auto, umbrella, and dwelling fire insurance. He’s also been featured on sites like Reviews.com and Safeco. He reviews content, ensuring that ex...

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Reviewed by Daniel Walker
Licensed Auto Insurance Agent Daniel Walker

UPDATED: Jun 9, 2022

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Company Details
Address: 7000 Midland Blvd
City: Amelia
State: OH
ZIP Code: 45102-2607
Phone Number: 1-800-543-2644
Year Founded: 1965
AM Best Rating: A+

Things to remember...

  • American Modern Insurance Group has been around since 1965 and sells casualty and property insurance policies
  • One of the specialty insurance American Modern sells is for collector cars
  • American Modern offers optional coverage such as national roadside assistance, foreign coverage, and full safety glass.

American Modern Insurance Group has been around since 1965 and sells casualty and property insurance policies. As far as auto insurance goes, it appears they only offer specialty car coverage such as for classic cars and muscle cars.

The company is made up of six insurance companies and has insurance products for personal watercraft, boats, ATVs, motorcycles, collector vehicles, and recreational vehicles.

In addition, they also have coverage available for vacation homes, homes that are vacant, rental properties that don’t need homeowners coverage.

If you are looking for individual auto insurance, you can enter your ZIP code below and you will be able to compare auto insurance quotes for a variety of companies in your area!

American Modern Auto Insurance Contact Information

 

American Modern Insurance Group is located at 7000 Midland Blvd, Amelia, OH, 45102-2607. Their mailing address is PO Box 5323, Cincinnati, OH, 45201-5323.

There are a couple contact numbers for American Modern Insurance Group:

Get a Quote: 1-866-884-6167
Customer Service: 1-800-543-2644
Report a Claim: 1-800-375-2075

 

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American Modern Auto Insurance and Collector Car Policies

One of the specialty insurance American Modern sells is for collector cars. This includes coverage for collector trucks, restorations in progress, autos that are difficult to place like Cobras, trailers, custom and classic motorcycles, military vehicles, fire engines, tractors, and race cars.

Included coverage includes one liability charge, unlimited miles, spare parts, towing, pet coverage, and trip interruption coverage.

American Modern offers optional coverage such as national roadside assistance, foreign coverage, and full safety glass. There are also multiple deductible options that range from $0 to $10,000.

On their website, American Modern gives ideas on how you can save money on your auto insurance policy. Some of the ways include discounts and credits for anti-theft devices, higher-value vehicles and large collections, taking a course on accident prevention, and memberships with a car club or association.

American Modern Auto Insurance Claims

American Modern Insurance Group says that they are able to process auto insurance claims fairly and quickly. One reason for this is that the adjusters for American Modern all take a special training program that is hands-on.

Training includes taking apart and putting together a motorcycle, perform flooring and drywall repair, fixing things such as a hole in a boat, and much more. This training helps the adjusters understand exactly what repairs are needed and how long they will take.

The adjusters also get continuing education and training through phone calls, webinars, and more hands-on classes.

American Modern claims that:

  • 80 percent of property claims are settled within a month
  • Almost 70 percent of their customers get a call from their adjuster the very same day that they report a loss
  • 84 percent will get a call by the next day

To file a claim, there are a couple of ways to go about it. You can call their toll-free number for claims, which is 1-800-375-2075.

You can also call your insurance representative directly or send an email. There is someone available to speak with 7 days a week, 24 hours a day.

American Modern Auto Insurance and Commercial Insurance

American Modern Auto Insurance Group offers insurance products for businesses. The specialty products are made to match up with the requirements of businesses who want coverage for physical damage of recreational retail inventory, manufactured housing, and rental businesses for watercraft.

The coverage is flexible to work with the size of your business and as it grows. There are extras included that other insurance companies charge for, and the policies help make the administration of reporting requirements easier.

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American Modern Auto Insurance and Financial Stability

American Modern Insurance Group is extremely financial stable. Since 1998, it has been named one of Ward’s Top 50 Performer and in 2010 SNL named it a Top 10 property and casualty insurer. A.M. Best Company gave American Modern an A+ rating, which is superior.

American Modern has 1.6 million policyholders and is licensed in all 50 states. It is also a part of Munich Re, which is a large insurance organization. It is ranked 73 on the Global 500 list of Fortune Magazine.

If you are looking for individual car insurance, American Modern won’t be able to help you. One quick way to compare auto insurance rates is to enter your ZIP code in the box below to get started!

Reviews
for American Modern Insurance Group

2.40 (98 reviews)
5
August 10, 2018

Zapz

Interesting monthly rates. Good service. Friendly agents.

American Modern Insurance is easy and fast. They always answer phone calls and the agents are quite friendly. They offered me great rates for the first year. One time I was broken down on the road and they send help right away.
5
May 6, 2018

jennygirl44

Yesyes

This is a wonderful company to have insurance with. I like all the help that they give. All my questions were answered.
5
September 29, 2017

MikeM

Hassle Free and Fast Settlement

I recently had to file a claim for damage to my collector Corvette. I was on a road trip and had too close an encounter on the Blue Water Bridge with a SUV. The other vehicle was not damaged and no one was hurt but my Corvette had a "skinned nose". I filed the claim online. The next day, I was called and spoke to the adjuster. He asked me some questions and for some documentation. I answered all his questions and satisfied the documentation...
I recently had to file a claim for damage to my collector Corvette. I was on a road trip and had too close an encounter on the Blue Water Bridge with a SUV. The other vehicle was not damaged and no one was hurt but my Corvette had a "skinned nose". I filed the claim online. The next day, I was called and spoke to the adjuster. He asked me some questions and for some documentation. I answered all his questions and satisfied the documentation requirements. In less than a week, I had my check!
5
June 1, 2017

cnew19741

Great

took care of me when i needed them. and made the whole process that much easier for my family and i .
4.5
March 16, 2017

Clearsurance-user

American Auto is Great

I have never had any problems. They handled my claim quickly and my premium did not go up. The billing issues are non existent.
5
March 14, 2017

Clearsurance-user

My Review

I have never had to file a claim nor have my premiums really gone up since I began with them. No billing issues to speak of except for their system going down on occasion, but that isn't horrible. I love my agent. He is the best!
4.5
March 14, 2017

Clearsurance-user

My Review

Only positive experience of my accident was the insurance company and easy they were to work with as well as fast about repairs and paying for them.
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