American National Auto Insurance Review (2020)

American National auto insurance has been selling personal lines of insurance since 1973. They have a financial rating of A (Excellent) from A.M. Best.

Free Auto Insurance Comparison

secured lock Secured with SHA-256 Encryption

Rachel Bodine graduated from college with a BA in English. She has since worked as a Feature Writer in the insurance industry and gained a deep knowledge of state and countrywide insurance laws and rates. Her research and writing focus on helping readers understand their insurance coverage and how to find savings. Her expert advice on insurance has been featured on sites like PhotoEnforced, All...

Full Bio →

Written by Rachel Bodine
Feature Writer Rachel Bodine

Dan Walker graduated with a BS in Administrative Management in 2005 and has been working in his family’s insurance agency, FCI Agency, for 15 years (BBB A+). He is licensed as an agent to write property and casualty insurance, including home, auto, umbrella, and dwelling fire insurance. He’s also been featured on sites like and Safeco. He reviews content, ensuring that ex...

Full Bio →

Reviewed by Daniel Walker
Licensed Auto Insurance Agent Daniel Walker

UPDATED: May 26, 2022

Advertiser Disclosure

It’s all about you. We want to help you make the right coverage choices.

Advertiser Disclosure: We strive to help you make confident auto insurance decisions. Comparison shopping should be easy. We are not affiliated with any one auto insurance provider and cannot guarantee quotes from any single provider. Our partnerships don’t influence our content. Our opinions are our own. To compare quotes from many different companies please enter your ZIP code on this page to use the free quote tool. The more quotes you compare, the more chances to save.

Editorial Guidelines: We are a free online resource for anyone interested in learning more about auto insurance. Our goal is to be an objective, third-party resource for everything auto insurance related. We update our site regularly, and all content is reviewed by auto insurance experts.

Company Details
Address: 1949 E. Sunshine
City: Springfield
State: MO
ZIP Code: 65899-0001
Phone Number: 1-800-333-2860
Year Founded: 1973
AM Best Rating: A

Things to Remember...

  • This is a company that sells casualty and property insurance and is based out of Springfield, Missouri
  • It sells auto insurance, boat, umbrella, motorcycle, recreational vehicles, agri-business, and other personal lines insurance
  • A. M. Best has given them an “A” rating and Standard & Poor’s has given them an A

This American National Auto Insurance Review will discuss the company American National Property and Casualty Company or ANPAC.

This is a company that sells casualty and property insurance and is based out of Springfield, Missouri.

American National has been around since 1973. It sells auto insurance as well as homeowners, boat, umbrella, motorcycle, recreational vehicles, agri- business, and other personal lines insurance.

American National has a toll-free number for claims services that is available 24 hours.

If you would like to get a rate quote now, just enter your ZIP code below and you can compare auto insurance quotes for a variety of companies!

American National Auto Insurance and Awards

American National has received the MQA, or the Missouri Quality Award, and it is the only company that sells insurance that has received it.

This award program is focused on helping organizations and businesses reach excellence in customer service and use organizational performance management.

American National has been named by the Springfield Business Journal for being a Choice Employer for the last three years.

Topics that are rated include People Development, Incentives, Corporate Culture, and Family Friendly.

Also for the past three years, American National has been recognized by the American Heart Association for being a Fit-Friendly company.

The company has been commended for going over and above when it comes to the health of their employees.

The American Heart Association gave them recognition at the Gold-level, which means that their employees are offered a wellness culture, healthy eating options, and physical activity support at work.

American National also has had consistent excellent ratings in terms of financial stability. A. M. Best has given them an “A” rating and Standard & Poor’s has given them an A+.


Free Auto Insurance Comparison

Enter your ZIP code below to view companies that have cheap auto insurance rates.

secured lock Secured with SHA-256 Encryption

American National Auto Insurance and Careers

If you are looking for a career in the insurance field, American National has a couple of options available.

One is a career as an agent and one is a home office career. As an agent, you work by yourself with the support of American National.

The agents for American National are exclusive and multi-line, which means that they are able to offer clients with all of the financial and insurance products of American National.

The agents with American National are paid on commission, so the earning potential is unlimited.

For those just starting their business, American National offers temporary financing options to help their income become stable.

There are also awards and bonuses available from American National and the top achievers are rewarded.

American National provides support to agents in a variety of ways.

They help agents find a network of people by encouraging them to look at hobbies and interests, and then they help build a marketing strategy aimed at your networking niche.

Coaching, marketing specialists, and training are provided.

All new agents also have a mentor who guides them through the challenging process of becoming an agent for American National.

For those who do not want to be an agent but want to work for American National, there are other jobs available through the insurance company.

Some of the benefits of becoming part of the American National team are:

  • Educational opportunities including tuition reimbursement
  • A comprehensive benefits package
  • Active community involvement
  • 37.5 hour work weeks
  • Business casual attire
  • A wellness and health program that includes a wellness coach on site

How do I get a quote from American National?

If you are interested in getting a rate quote from American National, the best way to do so would be to speak with an American National agent in your local area.

If you do not know of one, there is an online tool that will help you find an agent near you.

Once you find an agent, an email or call will get you started.

An agent can help you choose the deductible that is right for you as well as find the coverage limits that best suit your needs.

An agent will also advise you on any discounts you may receive.

If you would like to receive an online quote for this and other companies right now, just enter your ZIP code below and you will be able to compare auto insurance quotes immediately.



for American National Insurance Company

3.71 (186 reviews)
October 13, 2020


American National better then the toehrs

This company has been a stellar insurance issuer. They are not well known, however they are able to get me great rates, and excellent service. I had a claim for a new roof after a bad hail storm, they were great to work with and the claim was approved and settled within a week or two.
October 11, 2020


Worth it.

Very easy payment system and fair enough pricing. The only problem is the lake of staff to follow up on phone calls.
January 30, 2020


Wonderful Auto Insurance Co

The company always had respectful representatives available to address my questions and concerns. Also, offering an affordable coverage plan for me and my husband.
January 29, 2020


Cash Back and Easy Claim Filing

ANPAC is a great company. We love the cash back policies when you are claim free. We did have one claim for storm damage and they were very responsive and helpful to deal with. The process was simple and we had our check for repairs within days. Our agent is top notch and his assistants are great as well.
July 30, 2019


The times they are a changing

This company always practices a low-key approach which I appreciate. The only time I was in an accident (my fault) the company stepped in and handled everything. My insurance went up about 10% after that. Recently my agent retired and his son now is my agent. He is friendly but he and his office staff do not exhibit the level of service I came to expect. It may be time to look for a new agent
March 30, 2019


The best insurance

They are a great insurance company with friendly staff. Employees were very helpful and polite. I could not ask for a better agency.
January 9, 2019


Amazing and helpful company

Had a great experience. Very friendly and knowledgeable rep. I needed non owners insurance and they helped me obtain it very cheap also.
December 31, 2018



perfect insurance company to communicate with ease. Easy set up to exchange information and fast moving.
November 19, 2018


better customer service needed

ok prices but customer service leaves something to be desired. We had some problems with a jewelry rider. we were not covered. Agent did not follow thru. we thought we had coverage but did not
October 9, 2018


Check them out!!

Overall great insurance company who looks out for their members! Great coverage and great prices! The do a great job!
↑ Back to Top

Free Auto Insurance Comparison

Enter your ZIP code below to view companies that have cheap auto insurance rates.

secured lock Secured with SHA-256 Encryption