Amex Auto Insurance Review (2024)

The Amex Insurance Co., based in Dallas, Texas, offers affordable auto insurance, including liability and full coverage.

The Better Business Bureau (BBB) does not accredit this company. It also received an “F” rating from the BBB because it did not reply to a complaint filed against them. However, it’s important to know that there only appears to be one closed complaint against the company. The company is also not accredited by A.M. Best.

Often, Amex insurance for car owners gets confused with American Express car insurance, which doesn’t exist. So, drivers looking for auto insurance from American Express will have to look elsewhere.

You may wonder, “How do I get Amex car insurance near me?” While you can’t get an American Express auto insurance quote, you can enter your ZIP code into our free tool above to compare your Amex insurance auto quote to top competitors in your area.

What You Should Know About Amex

Information on Amex insurance for car owners is difficult to come by; the main source of information is the company website. That would be the best place to find information about rates if you’re asking yourself, “How do I buy Amex insurance near me?”

Amex Insurance Coverage Options

There are many different types of coverage involved in auto insurance.

According to its website, Amex insurance offers covers to both owners and non-owners as well as state-mandated liability, full coverage, collision, comprehensive, uninsured motorist and PIP (personal injury protection).

An explanation of these coverage options follows:

• Liability Coverage: Protects you when you cause an accident. Bodily injury liability covers any type of medical expenses when you are injured while property damage liability covers any damage to physical property.
• Personal Injury Protection: Pays for medical expenses and will also cover the costs of lost earnings, rehabilitation, funeral expenses, and replacement costs for certain things like child care.
• Collision and Comprehensive Coverage: Collision coverage will pay for when your car in damaged by a collision with another car, an object, or if your vehicle is damaged by rolling over. Comprehensive coverage protects your car when it is damaged by theft, fire, hail, flood, wind, and vandalism.
• Uninsured and Underinsured Coverage: Even if you purchase adequate insurance for your car if you are in an auto accident the other person involved might not have adequate auto insurance. This is the type of situation where having uninsured and underinsured motorist coverage is useful. This coverage will protect you against drivers that either do not have any or not enough auto insurance.

Curious if you can get Amex roadside assistance? Speak with an Amex automotive insurance representative to see if the coverage is available to you. In addition, if you need travel coverage and find out Amex has it, check out Amex travel insurance reviews to see if the coverage offers what you need.

Amex Auto Insurance and Other Coverage Types

Your home is typically the biggest purchase you will make. That is why homeowners insurance is so important.

Amex home insurance typically covers acts of nature like lightning, hail, and windstorms or natural disasters like tornadoes and hurricanes.

Home insurance also covers things like theft and any major damage like when pipes freeze over in the winter.

Business insurance offers coverage for worker’s compensation, business property and business liability insurance, commercial auto insurance, surety and fidelity bonds, and even insurance for mobile property and inland marine.

Commercial insurance is the best line of protection for business owners. Worker’s compensation insurance is another way for business owners to not only protect their business but their employees as well.

Car Insurance With American Express Doesn’t Exist

If you’re wondering how to get American Express insurance for car owners, you’ll be disappointed to learn that American Express car insurance coverage isn’t available. However, you can get other American Express insurance coverage with the Amex Assurance Company.

So, what is the Amex Assurance Co.? The American Express Assurance Company underwrites the company’s other insurance services, such as travel insurance, extended warranties, and rental coverage. To file an American Express insurance claim, the American Express Assurance Company phone number is 1-800-243-0198.

Read More: Auto Insurance Discount for American Express Employees

Can I get American Express home insurance? Yes, in some regions, American Express homeowners insurance is available through the American Express Home Plus Insurance plan, underwritten by Zurich Insurance. See our Zurich auto insurance review to learn more about the company.

You can also get term life insurance with the Amex Life Assurance Company, underwritten by MetLife. However, coverage with the Amex Life Insurance Company is only available in India. (Learn More: MetLife Auto Insurance Review)

While there is no “American Express Insurance Company” with auto insurance, you can still take advantage of the other American Express insurance services listed above. Check out American Express insurance reviews to see if Amex Assurance Company insurance coverage fits your needs.

Compare the auto insurance rates and get Amex auto insurance quotes, and quotes from other companies, in your area today. Enter your ZIP code now.