Anthem Auto Insurance Review (2024)

Although Anthem auto insurance isn't offered, Anthem Blue Cross Blue Shield insurance is a successful U.S. health insurance company that made over $100 billion in 2019. You can still compare the best car insurance companies using our FREE tool below.

UPDATED: Dec 19, 2023Fact Checked

Tracey L. Wells

Licensed Insurance Agent & Agency Owner

Tracey L. Wells is a licensed insurance agent and Farmers insurance agency owner with 23 years of experience. He is proud to be a local Farmers agent serving Grayson, Georgia and surrounding areas. With experience as both an underwriter and agent, he provides his customers with insight that others agents may not have. His agency offers all lines of insurance including home, life, auto, RV, busi...

Licensed Insurance Agent & Agency Owner

Schimri Yoyo

Licensed Agent & Financial Advisor

Schimri Yoyo is a financial advisor with active insurance licenses in seven states and over 20 years of professional experience. During his career, he has held roles at Foresters Financial, Strayer University, Minnesota Life, Securian Financial Services, Delaware Valley Advisors, Bridgemark Wealth Management, and Fidelity.  Schimri is an educator eager to assist individuals and families in ach...

Licensed Agent & Financial Advisor

UPDATED: Dec 19, 2023

Advertiser Disclosure

It’s all about you. We want to help you make the right coverage choices.

Advertiser Disclosure: We strive to help you make confident auto insurance decisions. Comparison shopping should be easy. We are not affiliated with any one auto insurance provider and cannot guarantee quotes from any single provider. Our partnerships don’t influence our content. Our opinions are our own. To compare quotes from many different companies please enter your ZIP code on this page to use the free quote tool. The more quotes you compare, the more chances to save.

Editorial Guidelines: We are a free online resource for anyone interested in learning more about auto insurance. Our goal is to be an objective, third-party resource for everything auto insurance related. We update our site regularly, and all content is reviewed by auto insurance experts.

UPDATED: Dec 19, 2023

Advertiser Disclosure

It’s all about you. We want to help you make the right coverage choices.

Advertiser Disclosure: We strive to help you make confident auto insurance decisions. Comparison shopping should be easy. We are not affiliated with any one auto insurance provider and cannot guarantee quotes from any single provider. Our partnerships don’t influence our content. Our opinions are our own. To compare quotes from many different companies please enter your ZIP code on this page to use the free quote tool. The more quotes you compare, the more chances to save.

UPDATED: Dec 19, 2023Fact Checked
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Anthem Blue Cross Blue Shield

Average monthly rate for good drivers:

N/A

A.M. Best rating:

N/A

Complaint level:

Low

Pros

  • Anthem customers can get coverage that will protect them as they travel the world
  • Anthem’s health insurance is used by a number of companies and institutions
  • Anthem Blue Cross Blue Shield offers a variety of health insurance options

Cons

  • In 2017, the California Department of Managed Health Care fined Anthem for its untimely responses to customer complaints
  • You cannot obtain an insurance quote from Anthem online.
  • Anthem Blue Cross Blue Shield does not offer auto insurance

Final Verdict: Review of Anthem Blue Cross Blue Shield

We know what it’s like to search for auto insurance — there are a million options and the insurance companies start to blur together. It can be difficult to determine which insurance companies sell auto insurance and which don’t. That’s why we build guides that walk you through different types of auto insurance coverage and each company’s offerings.

Today, we’ll be reviewing a popular insurance provider: Anthem Insurance. First, let’s get one thing straight: Anthem does not sell auto insurance. So, no, you can’t buy Anthem car insurance. However, Anthem does sell health insurance, and it is the largest for-profit health care provider within the Blue Cross Blue Shield Association.

In this review, we’ll go over Anthem’s services and company history. We’ll also explain how you can file a claim through Anthem or get a health insurance quote from the company. By the end of our guide, you’ll have all the information you need to know about what parts of a car accident Anthem insurance might cover while still finding car insurance quotes.

If you’d like to review auto insurance quotes before we get started with our Anthem auto insurance review, just enter your ZIP code into the quote box above.

[su_box title="Things to remember..." style="default"]
  • Anthem Blue Cross Blue Shield offers a variety of health insurance options, but not auto insurance.
  • The easiest way to file a claim with Anthem is to fill out its online claims form.
  • Anthem customers can get coverage that will protect them as they travel the world.
  • Anthem's health insurance is used by a number of companies and institutions.
[/su_box] We know what it's like to search for auto insurance — there are a million options and the insurance companies start to blur together. It can be difficult to determine which insurance companies sell auto insurance and which don't. That's why we build guides that walk you through different types of auto insurance coverage and each company's offerings. Today, we'll be reviewing a popular insurance provider: Anthem Insurance. First, let's get one thing straight: Anthem does not sell auto insurance. So, no, you can't buy Anthem car insurance. However, Anthem does sell health insurance, and it is the largest for-profit health care provider within the Blue Cross Blue Shield Association. In this review, we'll go over Anthem's services and company history. We'll also explain how you can file a claim through Anthem or get a health insurance quote from the company. By the end of our guide, you'll have all the information you need to know about what parts of a car accident Anthem insurance might cover while still finding car insurance quotes. If you'd like to review auto insurance quotes before we get started with our Anthem auto insurance review, just enter your ZIP code into the quote box above.

What You Should Know About Anthem

Anthem’s headquarters is located in Indianapolis, Indiana. Anthem BCBS is available in Virginia, CT, and other states. The complete list is below:

  • California
  • Connecticut
  • Indiana
  • Maine
  • New Hampshire
  • New York
  • Virginia
  • Colorado
  • Georgia
  • Kentucky
  • Missouri
  • Nevada
  • Ohio
  • Wisconsin

In California, the company goes by Anthem Blue Cross. In New York, the company goes by Empire BlueCross BlueShield, and in 10 other states, the company is called Anthem Blue Cross and Blue Shield (or Anthem BCBS for short).

If you purchase Anthem’s travel health insurance, you can use it internationally, as recommended by the Insurance Information Institute. Here’s a helpful video about using Anthem travel health insurance while abroad:

As you can see, Anthem customers can get coverage that will protect them as they travel the world.

Does Anthem have agents?

So, does Anthem have insurance agents? Yes, Anthem is represented by a number of company agents and independent brokers.

You can speak with an agent by calling Anthem Insurance at 1-800-407-4627. You can also speak with an Anthem agent by visiting your local Anthem insurance office. Anthem agents can help you learn about Anthem insurance prices, file a claim, and service your Anthem insurance policy.

You can also learn about and use Anthem’s services through the company’s website. For example, you can use Anthem’s website to visit your Anthem FSA page or the Anthem Provider Portal.

How do I file a claim with Anthem?

The easiest way to file a claim with Anthem is to fill out the company’s electronic claims form. This form is available on Anthem’s website 24 hours a day, 7 days a week. On average, Anthem’s electronic claims are processed seven to 10 days faster than mail-in paper claims. This method will require your Blue Cross Blue Shield login.

Mail-in claims are also a viable option, though. To mail a paper claim, you must fill out Anthem’s medical claims form and mail it to Anthem’s claims address: P.O. Box 60007, Los Angeles, CA, 90060.

How do I get a quote from Anthem?

Unfortunately, you cannot obtain an insurance quote from Anthem online.

You can get a quote from Anthem by calling the company’s general contact number. You can also get a quote by contacting and visiting your local Anthem office. Once you’re in touch with an Anthem representative, they can provide you with an insurance quote based on your personal circumstances and medical history.

Anthem Insurance Coverage Options

You’re not alone, many drivers are asking: Does Anthem Blue Cross Blue Shield sell auto insurance? Unfortunately, there is no such thing as Anthem car crash insurance.

So, what does Anthem Blue Cross cover? Even though there’s no Anthem auto insurance, Anthem does sell health insurance plans. The company’s offerings include:

  • Anthem general health insurance
  • Anthem vision insurance
  • Anthem dental insurance
  • Supplemental insurance
  • Travel medical insurance

So, does Anthem Blue Cross cover car accidents?

While there is no Anthem car insurance, the company’s health care policies can compensate you for the medical bills as a result of a car accident. So yes, Anthem does cover injuries in an auto accident. This coverage is not, however, a substitute for auto insurance.

Anthem History

Lastly, let’s go over Anthem’s history. The company was founded in Indianapolis in 1964. At the time, it was comprised of two companies: Mutual Hospital Insurance Inc. and Mutual Medical Insurance Inc.

In 1996, the company changed its name to Anthem Insurance Company. Around this time, Anthem began obtaining Blue Cross and Blue Shield providers across the country. You may be wondering: Is Anthem the same as Blue Cross Blue Shield?

While Anthem is its own distinct insurance provider, it’s also a subsidiary of Blue Cross Blue Shield. So yes, in a sense, Anthem is Blue Cross Insurance. Today, Anthem is a major provider of health insurance in the United States. In 2020, the company reported a revenue of $109 billion.

Anthem Insurance Annual Revenue
YearAnthem Revenue
2017$90.04 billion
2018$92.10 billion
2019$104.21 billion
2020$109.16 billion

Anthem’s health insurance is used by a number of companies and institutions. For example, you can get coverage by Anthem at Purdue University. Anthem is also associated with Advance Auto Parts and the Auto Workers Union.

However, the company is not without its controversies. In 2017, the California Department of Managed Health Care fined Anthem for its untimely responses to customer complaints. In 2019, U.S. News and World Report reported Anthem settled this dispute for $2.8 million.

Now that we’ve covered Anthem’s insurance services, ask yourself: Is Anthem a good insurance provider for me?

So, what are the best companies for auto insurance? Now that you’ve finished this Anthem auto insurance review, if you’d like to compare auto insurance quotes, enter your ZIP code into the quote box below.

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Frequently Asked Questions

What is Anthem Auto Insurance?

Anthem Auto Insurance is a type of insurance coverage provided by Anthem, a well-known insurance company. It offers protection for individuals and families against financial loss in the event of an accident, damage, or theft involving their vehicles.

What types of auto insurance coverage does Anthem offer?

Anthem Auto Insurance provides a range of coverage options, including liability coverage, collision coverage, comprehensive coverage, uninsured/underinsured motorist coverage, medical payments coverage, and personal injury protection (PIP).

What is liability coverage?

Liability coverage is a fundamental component of auto insurance that helps pay for injuries or property damage you may cause to others in an accident. It typically includes bodily injury liability and property damage liability.

What is collision coverage?

Collision coverage is a type of insurance that helps cover the cost of repairing or replacing your vehicle if it is damaged in a collision with another vehicle or object, regardless of who is at fault.

What is comprehensive coverage?

Comprehensive coverage is an optional insurance coverage that helps pay for damage to your vehicle caused by non-collision events, such as theft, vandalism, fire, severe weather, or hitting an animal.

What is uninsured/underinsured motorist coverage?

Uninsured/underinsured motorist coverage is designed to protect you if you are involved in an accident caused by a driver who doesn’t have insurance or has insufficient coverage. It helps cover your medical expenses and damages when the at-fault party cannot pay.

What is medical payments coverage?

Medical payments coverage, also known as MedPay, is an optional coverage that helps pay for medical expenses resulting from an accident, regardless of who is at fault. It can cover medical bills, hospital stays, surgeries, and other related costs.

What is personal injury protection (PIP)?

Personal injury protection (PIP) is a type of auto insurance coverage that helps cover medical expenses, lost wages, and other related costs for you and your passengers if you are injured in an accident, regardless of who is at fault. PIP is required in some states.

Does Anthem Auto Insurance offer any additional benefits?

Anthem Auto Insurance may offer additional benefits such as roadside assistance, rental car reimbursement, and discounts for safe driving, multiple policies, or having certain safety features in your vehicle. These benefits can vary depending on your policy and location.

How can I get a quote for Anthem Auto Insurance?

To obtain a quote for Anthem Auto Insurance, you can visit their official website or contact their customer service directly. They will ask for relevant information about your vehicle, driving history, and other factors to provide you with an accurate quote.

Tracey L. Wells

Licensed Insurance Agent & Agency Owner

Tracey L. Wells is a licensed insurance agent and Farmers insurance agency owner with 23 years of experience. He is proud to be a local Farmers agent serving Grayson, Georgia and surrounding areas. With experience as both an underwriter and agent, he provides his customers with insight that others agents may not have. His agency offers all lines of insurance including home, life, auto, RV, busi...

Licensed Insurance Agent & Agency Owner

Schimri Yoyo

Licensed Agent & Financial Advisor

Schimri Yoyo is a financial advisor with active insurance licenses in seven states and over 20 years of professional experience. During his career, he has held roles at Foresters Financial, Strayer University, Minnesota Life, Securian Financial Services, Delaware Valley Advisors, Bridgemark Wealth Management, and Fidelity.  Schimri is an educator eager to assist individuals and families in ach...

Licensed Agent & Financial Advisor

Editorial Guidelines: We are a free online resource for anyone interested in learning more about auto insurance. Our goal is to be an objective, third-party resource for everything auto insurance related. We update our site regularly, and all content is reviewed by auto insurance experts.

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