Cherokee Auto Insurance Review (2020)

As an independent auto insurance agency, Cherokee auto insurance operates in seven states. They offer home, auto, and business insurance to clients in the Southeast.

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Rachel Bodine graduated from college with a BA in English. She has since worked as a Feature Writer in the insurance industry and gained a deep knowledge of state and countrywide insurance laws and rates. Her research and writing focus on helping readers understand their insurance coverage and how to find savings. Her expert advice on insurance has been featured on sites like PhotoEnforced, All...

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Written by Rachel Bodine
Feature Writer Rachel Bodine

Dan Walker graduated with a BS in Administrative Management in 2005 and has been working in his family’s insurance agency, FCI Agency, for 15 years (BBB A+). He is licensed as an agent to write property and casualty insurance, including home, auto, umbrella, and dwelling fire insurance. He’s also been featured on sites like and Safeco. He reviews content, ensuring that ex...

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Reviewed by Daniel Walker
Licensed Auto Insurance Agent Daniel Walker

UPDATED: Jun 9, 2022

Advertiser Disclosure

It’s all about you. We want to help you make the right coverage choices.

Advertiser Disclosure: We strive to help you make confident auto insurance decisions. Comparison shopping should be easy. We are not affiliated with any one auto insurance provider and cannot guarantee quotes from any single provider. Our partnerships don’t influence our content. Our opinions are our own. To compare quotes from many different companies please enter your ZIP code on this page to use the free quote tool. The more quotes you compare, the more chances to save.

Editorial Guidelines: We are a free online resource for anyone interested in learning more about auto insurance. Our goal is to be an objective, third-party resource for everything auto insurance related. We update our site regularly, and all content is reviewed by auto insurance experts.

Company Details
Address: 115 Palm St
City: Holly Springs
State: GA
ZIP Code: 30115
Phone Number: N/A
AM Best Rating: Unknown
Company Rating 0 (0 reviews)

Things to Remember...

  • Cherokee Insurance is an independent insurance agency
  • As an independent agency, Cherokee represents several different insurance companies
  • Cherokee Insurance offers home, auto, and business insurance policies

The Cherokee Auto Insurance review is a review of the Cherokee Insurance Center located in Canton, Georgia. The Cherokee Insurance Center writes insurance for seven states.

The seven states that the Cherokee Insurance Center represents are Alabama, Georgia, South Carolina, Tennessee, New York, Arizona, and Louisiana.

The Cherokee Insurance Center is an independent insurance agency.

Independent insurance agencies work differently than private insurance companies. There are actually three different types of insurance providers in the insurance industry.

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Cherokee Auto Insurance and the Difference in Insurance Agencies

Most people are unaware that there are actually three different types of insurance providers.

These three types of insurance providers are:

  • Private insurance providers
  • Independent insurance providers
  • Insurance providers that operate by phone or the Internet

Private insurance providers are also known as captive insurance providers. A private insurance provider can only offer insurance policies from their specific auto insurance company and without much negotiation room on price.

If you were looking for a different type of specialty insurance like pet insurance and your private insurer did not offer this type of coverage you would have to go to a completely different insurance company.

Using two different insurance companies means paying two separate insurance payments, which can be a hassle.

A phone or Internet insurance provider is just what it sounds like. These companies do not work out of offices but solely over the Internet and or phone.

This type of insurance provider can be convenient for someone that handles all of their business on the Internet, but for people that prefer to be able to go to an office and talk to an insurance agent in person an independent or private insurer would be the best choice.

An independent insurance provider like the Cherokee Insurance Center offers the best option for many when trying to find the perfect insurance policy to fit your budget and lifestyle.

An independent insurance provider represents multiple insurance companies at once giving them the ability to shop around for the best insurance policy for you.

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What types of business insurance does Cherokee auto insurance offer?

Business insurance should be a top priority for any business owner.

When capital is limited, it might seem like a good idea to purchase less insurance coverage than you actually need as a way to save money, but in the event of an accident, theft, natural disaster, or any other unforeseeable disaster you will be glad you invested in the proper type and amount of coverage.

The Cherokee Insurance Center offers multiple types of business insurance including:

  • Surety bonds
  • Workers compensation coverage
  • General liability insurance
  • Business auto insurance
  • Business equipment insurance
  • Commercial umbrella insurance policies
  • Business owners insurance

When it comes to personal insurance, your auto and home are your two biggest priorities. A home insurance policy is the best way to protect your property and possessions.

A homeowner’s insurance policy typically provides coverage in the event of fire, windstorm, lightning, hail, the freezing of the home’s plumbing system in the winter, theft, smoke damage, vandalism, vehicle damage, and sudden or accidental damage.

How do I get a quote from Cherokee auto insurance?

The Cherokee Insurance Center also provides several types of auto insurance for traditional and nontraditional forms of transportation.

Some of the types of vehicles that the Cherokee Insurance Center writes insurance coverage for are vans, boats, motorcycles, and more traditional vehicles like cars and trucks.

When it comes to auto insurance there are a lot of coverage options to choose from including bodily injury liability, personal injury protection, collision, comprehensive, and coverage for emergency road service.

Since there are so many different types of auto insurance it is always good to talk to an insurance agent to make sure that you know exactly what kind and how much auto insurance you actually need.

With an independent insurance agency like the Cherokee Insurance Center, there is always someone there to answer any questions you might have.

Compare the auto insurance rates of the Cherokee Insurance Center to other companies where you live today with our FREE online tool. Enter your ZIP code now!



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