Imperial Auto Insurance Review (2021)

Imperial Fire & Casualty is based in LA and has offices in TX and FL. Save up to 20% on auto insurance by comparing quotes and coverage online.

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Rachel Bodine graduated from college with a BA in English. She has since worked as a Feature Writer in the insurance industry and gained a deep knowledge of state and countrywide insurance laws and rates. Her research and writing focus on helping readers understand their insurance coverage and how to find savings. Her expert advice on insurance has been featured on sites like PhotoEnforced, All...

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Written by Rachel Bodine
Feature Writer Rachel Bodine

Dan Walker graduated with a BS in Administrative Management in 2005 and has been working in his family’s insurance agency, FCI Agency, for 15 years (BBB A+). He is licensed as an agent to write property and casualty insurance, including home, auto, umbrella, and dwelling fire insurance. He’s also been featured on sites like and Safeco. He reviews content, ensuring that ex...

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Reviewed by Daniel Walker
Licensed Auto Insurance Agent Daniel Walker

UPDATED: Jun 9, 2022

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It’s all about you. We want to help you make the right coverage choices.

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Company Details
Address: P.O. Box 753
City: Opelousas
State: LA
ZIP Code: 70571
Phone Number: 800-960-7777
Year Founded: 1988
AM Best Rating: A-

Things to Remember...

  • Imperial Fire & Casualty Insurance provides auto coverage for individuals and businesses
  • Imperial Fire & Casualty Insurance also offers personal property and flood policies
  • Imperial Fire & Casualty Insurance sells its products through the use of independent agents

Imperial Fire & Casualty Insurance Company is based in Louisiana.

Imperial focuses on the auto insurance needs of individuals and businesses. In addition, Imperial underwrites personal property and flood policies.

Imperial Fire & Casualty Insurance Company has regional office locations in Dallas, Texas, and Miami, Florida. The company’s claims office is located in Bossier City, Louisiana.

If you’re thinking about comparing auto insurance quotes, don’t hesitate. Enter your zip code to request auto insurance quotes!

Does Imperial Fire & Casualty Insurance Have Good Customer Service?

According to the company website, Imperial Fire & Casualty Insurance Company values the opportunity to provide fast and friendly customer service.

If customers desire, they may contact the customer or claims service by email.

The company offers a variety of car insurance products and services to suit the needs of standard and nonstandard or high-risk drivers.

Customers with good credit may qualify for lower premium rates. Drivers with less than perfect credit may select coverage plans that don’t rely on credit scoring factors.

If desired, customers may elect to pay premiums on a monthly, quarterly, or annual payment plan. Clients may also pay premiums with a credit card or via an electronic payment portal.

Drivers may purchase a portfolio of auto services from Imperial Insurance including:

  • Liability
  • Personal injury protection (PIP)
  • Medical payments, collision
  • Uninsured/underinsurance motorist
  • Rental and towing
  • GAP insurance

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Does Imperial Insurance Offer Commercial Coverage?

Customers in the state of Louisiana may purchase commercial auto and vehicle policies from this provider.

Client companies must operate vehicles within a 300-mile radius. The gross weight per vehicle insured is up to 20,000 pounds.

Customers may elect to receive direct bills from Imperial Fire & Casualty for commercial coverage.

Has The Company Received Any Customer Complaints?

Prior to choosing a new provider, you can contact your state’s department of insurance to learn about that company’s history of customer complaints. You will be able to see all of the complaint details and you may even be able to see how each complaint was resolved.

Who Are Imperial Fire & Casualty Insurance’s Agents?

Imperial Fire & Casualty Insurance Company utilizes an independent broker and agent network.

The company’s products and services are represented by agents in Texas, Louisiana, Oklahoma, Florida, Arizona, and Arkansas.

Independent brokerages and agents may contact Imperial Fire & Casualty Insurance Company through the company’s website.

Customers holding Imperial Fire & Casualty policies are encouraged to contact their agent for customer service assistance.

The company also employs a marketing manager to interact with the company’s marketing representative network. You can find information about headquarters and regional office-based positions on its website. The company hires full-time product managers for personal auto lines for its regional offices.

You won’t know how much money you can save on auto insurance unless you request fast and free auto insurance quotes! Get started today with our online tool!

for Imperial Fire and Casualty

3.36 (9 reviews)
May 3, 2020


Quick easy same day service

I was very pleased, the agent was very kind and knowledgeable and he made it very easy for me to get get insurance on Saturday. He also had a mask on to lessen the chances of spreading the coronavirus
July 8, 2017


great company

they are great and very easy to work with. i was recommend by family and very happy that i was i love this company
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