Netherlands Auto Insurance Review (2024)

The Netherlands Insurance Company is a subsidiary of Liberty Mutual Group. You can buy auto insurance through one of Liberty's many subsidiaries.

UPDATED: Jun 12, 2024Fact Checked

Sara Routhier

Sr. Director of Content

Sara Routhier, Managing Editor and Outreach Director, has professional experience as an educator, SEO specialist, and content marketer. She has over five years of experience in the insurance industry. As a researcher, data nerd, writer, and editor she strives to curate educational, enlightening articles that provide you with the must-know facts and best-kept secrets within the overwhelming world o...

Sr. Director of Content

Schimri Yoyo

Licensed Agent & Financial Advisor

Schimri Yoyo is a financial advisor with active insurance licenses in seven states and over 20 years of professional experience. During his career, he has held roles at Foresters Financial, Strayer University, Minnesota Life, Securian Financial Services, Delaware Valley Advisors, Bridgemark Wealth Management, and Fidelity.  Schimri is an educator eager to assist individuals and families in ach...

Licensed Agent & Financial Advisor

UPDATED: Jun 12, 2024

Advertiser Disclosure

It’s all about you. We want to help you make the right coverage choices.

Advertiser Disclosure: We strive to help you make confident auto insurance decisions. Comparison shopping should be easy. We are not affiliated with any one auto insurance provider and cannot guarantee quotes from any single provider. Our partnerships don’t influence our content. Our opinions are our own. To compare quotes from many different companies please enter your ZIP code on this page to use the free quote tool. The more quotes you compare, the more chances to save.

Editorial Guidelines: We are a free online resource for anyone interested in learning more about auto insurance. Our goal is to be an objective, third-party resource for everything auto insurance related. We update our site regularly, and all content is reviewed by auto insurance experts.

UPDATED: Jun 12, 2024

Advertiser Disclosure

It’s all about you. We want to help you make the right coverage choices.

Advertiser Disclosure: We strive to help you make confident auto insurance decisions. Comparison shopping should be easy. We are not affiliated with any one auto insurance provider and cannot guarantee quotes from any single provider. Our partnerships don’t influence our content. Our opinions are our own. To compare quotes from many different companies please enter your ZIP code on this page to use the free quote tool. The more quotes you compare, the more chances to save.

UPDATED: Jun 12, 2024Fact Checked

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Netherlands Insurance Company

Average Monthly Rate For Good Drivers

$118

A.M. Best Rating:

A

Complaint Level:

Low
[su_box title="Things to Remember..." style="default”]
  • Netherlands Insurance Company is a subsidiary of Peerless Insurance
  • Founded in 1978, Netherland Insurance started as a marine insurance company in Keene, NH
  • The Netherlands Insurance Company or any of the Peerless subsidiaries offers a 24/7, 365 days a year claims center
[/su_box] The Netherlands Insurance Company is not an auto insurance company, but they are a subsidiary of Peerless Insurance, who is a subsidiary of Liberty Mutual Group. You can purchase auto insurance through one of the many subsidiaries of this company. The Netherlands Insurance Company is listed as one of the underwriting companies for Peerless Insurance. You can purchase auto insurance through one of the many subsidiaries of this company. The Netherlands Insurance Company is listed as one of the underwriting companies for Peerless Insurance.

The Netherlands Insurance Company is not an auto insurance company, but they are a subsidiary of Peerless Insurance, who is a subsidiary of Liberty Mutual Group.

You can purchase auto insurance through one of the many subsidiaries of this company. The Netherlands Insurance Company is listed as one of the underwriting companies for Peerless Insurance.

You can purchase auto insurance through one of the many subsidiaries of this company. The Netherlands Insurance Company is listed as one of the underwriting companies for Peerless Insurance.

Enter your ZIP code above and get your free online auto insurance quotes today!

What You Should Know About Netherlands

There isn’t a lot of information found online about the Netherlands Insurance Company. They were founded in 1978 and started doing business in 1979.

The entity started as a marine insurance company located in Keene, NH. It isn’t clear when the company was acquired by Peerless, however, there is no website specifically dedicated to The Netherlands.

In addition to The Netherlands Insurance Company, there are several other companies that are listed as an underwriting company for Peerless Insurance.

Below is a short list which includes:

  • American Economy Insurance
  • American Fire and Casualty
  • American States Insurance Company of Texas
  • American States Preferred Insurance
  • American States Lloyds Insurance
  • Consolidated Insurance
  • First National Insurance Company of America
  • Hawkeye-Security Insurance
  • Liberty Mutual Fire Insurance
  • The Midwestern Indemnity
  • The Ohio Casualty Insurance
  • Ohio Security Insurance
  • Peerless Indemnity Insurance
  • Peerless Insurance
  • Safeco Insurance Company of America
  • West American Insurance

While all of these companies don’t offer insurance options in every state, because of the variety of auto insurance companies it is possible to purchase insurance products through one of them in any given state.

However, insurance under the Peerless name is only available in Connecticut, Massachusetts, New Hampshire, Maine, New Jersey, Rhode Island, New York, and Vermont.

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The Netherlands Insurance Company Agents

The agents working for The Netherlands and all of the Peerless Insurance subsidiaries are independent agents. What this agent situation means for you is that the agent you use to purchase insurance from this company will not directly work for this company.

Instead, an agent that can sell you insurance from The Netherlands Insurance Company will be able to sell you insurance from multiple companies.

The benefit to you is that you can get a comparison of multiple companies from an insurance agent.

The Peerless Insurance website does offer a tool for finding an insurance agent. All you have to do is enter your zip code and it will show agents in your area from the companies that sell insurance in your area. You can also call Peerless to find an agent in your area.

The Netherlands Insurance Company Claims

One major benefit of using The Netherlands Insurance Company or any of the Peerless subsidiaries is that they offer a 24/7, 365 days a year claims center.

This means that you can report a claim at any time of the day or night and actually speak to a representative of the company.

Claims processing begins the second you call in to file a claim, they don’t wait until your agent gets into their office to being the process.

However,  you call your agent and wait for a response from him or her if you like. Some people prefer to talk to someone that they have worked with in the past when they experience some sort of loss.

Usually, all claims are processed, and an adjuster is with you by the next business day. However, if your accident leads to the death of someone involved in the accident, they have a one-hour response team to help you.

The Netherlands Insurance Company Customer Service

Just as it is with the claims center, you can have access to the customer service department for The Netherlands Insurance Company as well as all Peerless subsidiaries 24/7.

Although the preference is that you call your independent agent for any of your insurance questions, if you have something that can’t wait, there is a team to help you.

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Netherlands Insurance Rates Breakdown

There is no quote option for The Netherlands Insurance Company or any of the other Peerless subsidiaries. Part of the reason for this is that they sell their products through independent agents.

The Netherlands is not one of those companies that sell directly to the customer.

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Frequently Asked Questions

Can I drive in the Netherlands with foreign auto insurance?

If you are a visitor or non-resident planning to drive in the Netherlands, it is generally recommended to have separate auto insurance specifically designed for international coverage. While some insurance policies may provide limited coverage for driving in the Netherlands, it is essential to review the terms and conditions of your existing policy or consult your insurance provider to ensure appropriate coverage.

Are there any discounts available on auto insurance in the Netherlands?

Yes, many insurance companies in the Netherlands offer discounts on auto insurance premiums. These discounts may be based on factors such as the driver’s claim history, installation of safety devices in the vehicle, low annual mileage, or bundling multiple insurance policies with the same provider. It’s advisable to inquire about available discounts while obtaining insurance quotes.

Can I choose my auto insurance provider in the Netherlands?

Yes, you have the freedom to choose your auto insurance provider in the Netherlands. There are various insurance companies operating in the country, and you can compare their offerings, coverage options, and premiums to select the one that best suits your needs.

How is the premium for auto insurance determined in the Netherlands?

Several factors influence the premium for auto insurance in the Netherlands. These factors may include the driver’s age, driving experience, location, the type of vehicle, the purpose of use (personal or commercial), and the desired coverage level. Insurance companies assess these factors to calculate the risk associated with insuring a particular vehicle and driver, which affects the premium amount.

What does third-party liability insurance cover?

Third-party liability insurance in the Netherlands covers damages and injuries caused to others (third parties) as a result of an accident involving your vehicle. It typically includes coverage for property damage and bodily injury caused by your vehicle.

Sara Routhier

Sr. Director of Content

Sara Routhier, Managing Editor and Outreach Director, has professional experience as an educator, SEO specialist, and content marketer. She has over five years of experience in the insurance industry. As a researcher, data nerd, writer, and editor she strives to curate educational, enlightening articles that provide you with the must-know facts and best-kept secrets within the overwhelming world o...

Sr. Director of Content

Schimri Yoyo

Licensed Agent & Financial Advisor

Schimri Yoyo is a financial advisor with active insurance licenses in seven states and over 20 years of professional experience. During his career, he has held roles at Foresters Financial, Strayer University, Minnesota Life, Securian Financial Services, Delaware Valley Advisors, Bridgemark Wealth Management, and Fidelity.  Schimri is an educator eager to assist individuals and families in ach...

Licensed Agent & Financial Advisor

Editorial Guidelines: We are a free online resource for anyone interested in learning more about auto insurance. Our goal is to be an objective, third-party resource for everything auto insurance related. We update our site regularly, and all content is reviewed by auto insurance experts.

Compare Quotes from Top Companies and Save

Enter your ZIP code below to view companies that have cheap auto insurance rates.

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