Progressive vs. Travelers Auto Insurance (2024)
If you’re looking to compare Progressive vs. Travelers auto insurance rates, you’ll see that Progressive is cheaper for teenagers and older drivers. However, Travelers has lower rates than Progressive for most other ages. Additionally, Travelers has more coverage options and discounts than Progressive. Comparing Progressive vs. Travelers auto insurance will help you find the best option.
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Laura D. Adams
Insurance & Finance Analyst
Laura Adams is one of the nation’s leading finance, insurance, and small business authorities. As an award-winning author, spokesperson, and host of the top-rated Money Girl podcast since 2008, millions of readers and listeners benefit from her practical advice. Her mission is to empower consumers to live healthy and rich lives by planning for the future and making smart money decisions. She rec...
Insurance & Finance Analyst
UPDATED: Mar 18, 2024
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- Progressive has lower rates than Travelers for teenagers and older drivers
- Travelers has lower rates than Progressive for most age groups
- Travelers has more coverage options than Progressive
- Progressive and Travelers have been rated the same by A.M. Best
Progressive and Travelers offer cheap auto insurance to customers of various ages. Progressive has lower rates for teenagers and older drivers, but Travelers has lower rates for all other age groups. Comparing Progressive vs. Travelers will help you find the best choice.
For more information about each company, check out our Progressive auto insurance review and our Travelers auto insurance review.
Before comparing Progressive vs. Travelers, enter your ZIP code to find free auto insurance quotes from companies in your area.
Progressive vs. Travelers: What are their annual rates?
Comparing affordable Progressive vs. Travelers auto insurance rates will help you discover the most cost-effective option. The following chart shows the annual rates for Progressive and Travelers based on age, gender, and marital status.
Progressive vs Travelers: Average Annual Auto Insurance Rates by Age, Gender, and Marital Status
| Age, Gender, and Marital Status | Progressive Average Annual Rates | Travelers Average Annual Rates |
|---|---|---|
| Single 17-year-old female | $8,690 | $9,307 |
| Single 17-year-old male | $9,625 | $12,851 |
| Single 25-year-old female | $2,698 | $2,325 |
| Single 25-year-old male | $2,759 | $2,491 |
| Married 35-year-old female | $2,297 | $2,179 |
| Married 35-year-old male | $2,175 | $2,200 |
| Married 60-year-old female | $1,991 | $2,052 |
| Married 60-year-old male | $2,049 | $2,074 |
As you can see, Progressive has lower rates on auto insurance for teens and young drivers as well as for older drivers while Travelers has lower rates for all other age groups. Additionally, car insurance rates are higher for males.
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Progressive vs. Travelers: What coverages are available?
Auto insurance companies offer numerous forms of coverage to customers. Combining these coverages allows customers to create their ideal policy. Basic coverages provided by Progressive and Travelers include:
- Bodily injury liability
- Property damage liability
- Personal injury protection
- Uninsured/underinsured motorist coverage
- Medical payment coverage
- Collision insurance
- Comprehensive insurance
- Rental car reimbursement
- Rideshare insurance
In addition to the basic coverages, Travelers offers GAP insurance, new car replacement, and accident forgiveness.
Progressive vs. Travelers: What discounts are available?
Car insurance discounts allow customers to save on their coverage. Comparing Progressive vs. Travelers auto insurance company discounts will help you determine the provider that offers the most savings.
Discounts offered by Progressive include:
- Good student discount
- Student away at school
- Multiple policies
- Multiple vehicles
- Pay in full
Discounts offered by Travelers include:
- Good student discount
- Multiple policies
- Multiple vehicles
- Good driver
- Student away at school
- Driver training
- Green vehicle discount
- Pay in full
You can also obtain Travelers and Progressive windshield replacement coverage should you suffer glass damage.
Progressive vs. Travelers: What are their financial ratings?
Credit rating agencies review and rate insurance companies based on financial strength. These financial ratings determine the likelihood that the company will provide a payout when you file a claim. The most trusted rating agencies have rated Progressive and Travelers.
Progressive has been rated an A+ by A.M. Best, an A2 by Moody’s, and an AA by S&P. These are solid ratings, indicating that Progressive will provide a payout when you file a claim.
Travelers has been rated an A+ by A.M. Best, an Aa2 by Moody’s, and an AA by S&P. These are excellent ratings and suggest that Travelers is very financially strong.
While Progressive and Travelers have been rated the same by A.M. Best and S&P, Travelers is rated higher by Moody’s.
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Progressive vs. Travelers: Do they have any complaints?
The Better Business Bureau (BBB) and the National Association of Insurance Commissioners (NAIC) allow customers to list complaints about insurance companies. The organizations have received complaints about Progressive and Travelers.
At the time of this comparison, the BBB has received 2,812 complaints about Progressive. Additionally, the company’s NAIC complaint index ratio is 1.66, indicating that Progressive has more complaints than similarly-sized companies.
The BBB has received 427 complaints about Travelers. According to the NAIC, the company’s complaint index ratio is 0.90, indicating fewer complaints than competitors of a similar size.
These numbers show that Travelers has greater customer satisfaction than Progressive.
Progressive vs. Travelers: Do they offer roadside assistance?
Progressive and Travelers offer roadside assistance to customers. This coverage is helpful when policyholders suffer car trouble while on the road.
In most states, Progressive includes roadside assistance with comprehensive insurance and collision insurance coverage. Travelers offers two levels of roadside assistance. The basic plan includes:
- Towing up to 15 miles
- Battery service
- Fuel delivery
- Tire change
- Locksmith service
The Travelers premium option includes everything in the basic plan and trip interruption reimbursement, allowing drivers to obtain up to $200 per day for a rental car. If you purchase roadside assistance as an add-on, it will increase your Progressive or Travelers auto insurance quotes.
Progressive vs. Travelers: Do they have mobile apps?
Progressive and Travelers offer mobile apps that are accessible on any mobile device. Entering a Progressive or Travelers Insurance login allows customers to access digital ID cards, manage policies, request roadside assistance, and make payments.
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Progressive vs. Travelers: How do you file a claim?
Customers that buy Progressive or Travelers can file auto insurance claims through the companies’ mobile apps, websites, or by calling customer service.
You can reach Progressive Insurance customer service by calling (800) 776-4737. You can make Travelers Insurance claims by calling (800) 252-4633.
Progressive vs. Travelers: Which company is best?
The decision on the best auto insurance company depends on your age and personal preference. Younger and older drivers will often find Progressive to be the cheaper option. On the other hand, those between the ages of 30 and 60 will find lower rates with Travelers.
Even if Progressive offers lower rates for your age, Travelers has more discount opportunities, allowing customers to decrease their monthly rates. Examining these discounts will help you find the best choice for your auto insurance.
Progressive vs.Travelers: The Bottom Line
The choice between Progressive and Travelers depends on what’s most important to you. While Travelers generally has lower rates than Progressive, the companies are rated the same by A.M. Best and offer similar coverages.
Comparing Progressive vs. Travelers will help you determine the best option for your situation.
If you aren’t happy with your decision, check out our guides for how to cancel Progressive auto insurance or how to cancel Travelers auto insurance.
Now that you’ve compared Progressive vs. Travelers, enter your ZIP code to get free auto insurance quotes from companies in your area.
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Frequently Asked Questions
What is the difference between Progressive and Travelers Auto Insurance?
Progressive and Travelers are both well-known auto insurance companies, but they have different offerings and strengths. Progressive is known for its user-friendly online tools, competitive rates, and extensive discounts. Travelers, on the other hand, is known for its personalized service, flexible coverage options, and strong financial stability. It’s best to compare their policies, coverage options, and pricing to determine which one aligns better with your specific needs.
How can I contact Progressive and Travelers Auto Insurance?
You can contact Progressive Auto Insurance by visiting their website, using their mobile app, or calling their customer service. They provide a customer service phone number and email support. Travelers Auto Insurance can be contacted by visiting their website, finding a local agent, or calling their customer service. They also have a customer portal and mobile app for policy management.
What types of coverage do Progressive and Travelers Auto Insurance offer?
Both Progressive and Travelers Auto Insurance offer a range of coverage options. These typically include liability coverage, comprehensive coverage, collision coverage, uninsured/underinsured motorist coverage, medical payments coverage, personal injury protection (PIP), and more. However, specific coverage options and policy details may vary between the two companies, so it’s important to review their policies or contact their customer service for accurate information.
How do I file a claim with Progressive or Travelers Auto Insurance?
To file a claim with Progressive or Travelers Auto Insurance, you should contact their claims department as soon as possible after an incident. They will guide you through the process and provide you with the necessary forms and information required to file your claim. It’s important to have all the relevant details, such as the date, time, and location of the incident, as well as any relevant photos or documentation.
Can I manage my Progressive or Travelers Auto Insurance policy online?
Yes, both Progressive and Travelers Auto Insurance typically offer online platforms or customer portals where you can manage your policy. These portals allow you to make payments, view policy details, access digital ID cards, initiate changes to your coverage, and sometimes even file claims. Check their websites or contact their customer service for more information about their online policy management options.
What factors can affect the cost of my auto insurance with Progressive and Travelers?
Several factors can influence the cost of your auto insurance policy with both Progressive and Travelers. Common factors include your driving record, the type of vehicle you drive, your age and gender, your location, your credit history, and the coverage options you select. Each insurance company has its own rating system and underwriting guidelines, so it’s recommended to obtain quotes from both companies to compare prices based on your specific circumstances.
Can I get a quote for auto insurance from Progressive and Travelers?
Yes, both Progressive and Travelers Auto Insurance provide quotes for auto insurance. You can obtain quotes by visiting their websites, using their mobile apps, or calling their customer service. To receive accurate quotes, you will need to provide relevant information such as your personal details, driving history, vehicle information, and desired coverage limits.
Do Progressive and Travelers Auto Insurance offer discounts?
Both Progressive and Travelers Auto Insurance offer discounts to eligible customers. The specific discounts available may vary between the companies, but common types of discounts include safe driver discounts, multi-policy discounts (when you bundle multiple insurance policies with the same company), good student discounts, and discounts for certain vehicle safety features. Contact Progressive and Travelers directly to find out which discounts you may qualify for.