Santa Fe Auto Insurance Review (2024)

Dallas-based Santa Fe auto insurance sells individual auto insurance that meets state minimum requirements such as liability, collision, and comprehensive coverage.

UPDATED: Jun 12, 2024Fact Checked

Sara Routhier

Sr. Director of Content

Sara Routhier, Managing Editor and Outreach Director, has professional experience as an educator, SEO specialist, and content marketer. She has over five years of experience in the insurance industry. As a researcher, data nerd, writer, and editor she strives to curate educational, enlightening articles that provide you with the must-know facts and best-kept secrets within the overwhelming world o...

Sr. Director of Content

Ty Stewart

Licensed Insurance Agent

Ty Stewart is the founder and CEO of SimpleLifeInsure.com. He started researching and studying about insurance when he got his first policy for his own family. He has been featured as an insurance expert speaker at agent conventions and in top publications.  As an independent licensed insurance agent, he has helped clients nationwide to secure affordable coverage while making the process simpl...

Licensed Insurance Agent

UPDATED: Jun 12, 2024

Advertiser Disclosure

It’s all about you. We want to help you make the right coverage choices.

Advertiser Disclosure: We strive to help you make confident auto insurance decisions. Comparison shopping should be easy. We are not affiliated with any one auto insurance provider and cannot guarantee quotes from any single provider. Our partnerships don’t influence our content. Our opinions are our own. To compare quotes from many different companies please enter your ZIP code on this page to use the free quote tool. The more quotes you compare, the more chances to save.

Editorial Guidelines: We are a free online resource for anyone interested in learning more about auto insurance. Our goal is to be an objective, third-party resource for everything auto insurance related. We update our site regularly, and all content is reviewed by auto insurance experts.

UPDATED: Jun 12, 2024

Advertiser Disclosure

It’s all about you. We want to help you make the right coverage choices.

Advertiser Disclosure: We strive to help you make confident auto insurance decisions. Comparison shopping should be easy. We are not affiliated with any one auto insurance provider and cannot guarantee quotes from any single provider. Our partnerships don’t influence our content. Our opinions are our own. To compare quotes from many different companies please enter your ZIP code on this page to use the free quote tool. The more quotes you compare, the more chances to save.

UPDATED: Jun 12, 2024Fact Checked

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Santa Fe Insurance

Average Monthly Rate For Good Drivers

$114

A.M. Best Rating:

N/A

Complaint Level:

Low

Pros

  • Santa Fe Auto Insurance Company sells auto insurance through independent agents to individual drivers

Cons

  • None to mention
[su_box title="Things to Remember..." style="default”]
  • Santa Fe Auto Insurance Company sells auto insurance through independent agents to individual drivers
  • In the early 1990s, the owners of Santa Fe Insurance brought their data management systems to the non-standard retail market
  • There are two ways you can obtain full coverage through Santa Fe Insurance
[/su_box] This Santa Fe Auto Insurance Review will discuss the auto insurance company that is based out of Dallas, Texas, not Santa Fe, New Mexico. The Santa Fe Auto Insurance Company sells auto insurance through independent agents to individual drivers.
The agents and support staff collectively have over five decades of experience in the insurance industry.
If you would like to compare auto insurance quotes for this company and other companies in your local area, enter your ZIP code in the space provided now!

What You Should Know About Santa Fe

In the early 1990s, the owners of Santa Fe Insurance brought their data management systems to the non-standard retail market.

This data management system allowed the buying process to be quick and efficient because the paperwork was accurate, the pricing simple, and the service was quick and easy.

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Santa Fe Auto Insurance Claims

Santa Fe Insurance strives to resolve auto insurance claims in a quick and efficient manner. To help with the claim filing aspect of the process, they have a convenient tool so you can complete the claim online when it is convenient for you.

The website outlines exactly the information you need to start the claims process, which will ultimately get the claim settled faster.

There are two sections for reporting a claim. One is to file a claim against someone else’s Santa Fe Policy, while the other section is to file the claim against your own policy.

Once you have chosen the correct one, you will need to have the following information available:

  • Policy number of the insured
  • Your phone number and name
  • Date and time of the accident
  • Vehicle’s driver
  • Make, model, and year of both your and the other vehicle
  • Location where the accident occurred
  • Other vehicle’s driver
  • List of any injuries, passengers, and witness
  • Brief explanation of the accident

After you have submitted all of the information, a claims representative will contact you shortly, usually within 24 hours, and explain the next steps.

You will be given a claim number for any future reference and the name and contact number of the claim representative who will be working on the claim. You want to contact this person with any questions or concerns about the claim.

 

Santa Fe Insurance Coverage Options

The only insurance coverage that Santa Fe offers is for auto insurance policies. Each state requires that anyone driving a car prove they have the financial ability to cover damage to others if in an accident.

The basic auto insurance policy through Santa Fe Insurance covers liability insurance. This means you are covered for any damage you cause to others due to a car accident.

Santa Fe Insurance will issue you a Liability Insurance Card which covers the requirement that you need to prove you are financially responsible.

Many people need insurance that covers damage to others and damage done to their own vehicles or persons in the case of an accident. Santa Fe Insurance offers this type of insurance through its full coverage plan.

There are two ways you can obtain full coverage through Santa Fe Insurance. The first way is to start with full coverage from the start.

You can call 1-888-365-4201 and speak to an agent who will set you up with full coverage, which includes the required liability coverage. The second way is to start with a liability policy so that you are covered with the minimum requirements and then add full coverage later.

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Frequently Asked Questions

What is Santa Fe Auto Insurance?

Santa Fe Auto Insurance is an insurance company that specializes in providing auto insurance coverage to drivers. They offer a range of insurance products and services to protect policyholders and their vehicles.

Is Santa Fe Auto Insurance a reputable company?

Santa Fe Auto Insurance is a reputable insurance company with a solid presence in the industry. They have established a positive reputation for their coverage options and customer service. However, it’s always a good idea to research and read customer reviews to gather more information about their reputation and customer experiences.

What types of coverage does Santa Fe Auto Insurance offer?

Santa Fe Auto Insurance offers various coverage options to suit the needs of drivers. They provide standard auto insurance coverages such as liability coverage, collision coverage, comprehensive coverage, uninsured/underinsured motorist coverage, and medical payments coverage. Additionally, they may offer optional coverage add-ons and benefits that you can choose from.

How can I get a quote from Santa Fe Auto Insurance?

To obtain a quote from Santa Fe Auto Insurance, you can visit their official website or contact their customer service directly. On their website, you may find a quote form where you can provide the necessary information about your vehicle, driving history, and coverage requirements to receive an estimate. Alternatively, you can reach out to a Santa Fe agent for assistance.

Does Santa Fe Auto Insurance offer any discounts?

Santa Fe Auto Insurance may offer discounts to help policyholders save on their premiums. These discounts can vary but commonly include safe driver discounts, multi-policy discounts, good student discounts, and more. When obtaining a quote, be sure to inquire about available discounts that you may qualify for.

How can I file a claim with Santa Fe Auto Insurance?

If you need to file a claim with Santa Fe Auto Insurance, you should contact their claims department directly. They typically have a dedicated claims phone number and online claims portal where you can report your incident and initiate the claims process. It’s important to have all the necessary details and documentation ready when filing a claim.

How is Santa Fe Auto Insurance customer service?

Santa Fe Auto Insurance strives to provide excellent customer service to policyholders. Their customer service team is generally responsive, knowledgeable, and helpful in addressing inquiries, concerns, and claims. However, it’s recommended to research customer reviews and consider the experiences of others when evaluating their customer service.

Can I manage my Santa Fe Auto Insurance policy online?

Yes, Santa Fe Auto Insurance offers online account management for policyholders. Through their website or mobile app, you can access your policy details, make payments, view documents, and update your information. This convenient self-service option allows you to manage your policy at your convenience.

Does Santa Fe Auto Insurance offer coverage in all states?

Santa Fe Auto Insurance’s coverage availability may vary by state. It’s recommended to check their website or contact their customer service to confirm if they offer coverage in your specific location.

Sara Routhier

Sr. Director of Content

Sara Routhier, Managing Editor and Outreach Director, has professional experience as an educator, SEO specialist, and content marketer. She has over five years of experience in the insurance industry. As a researcher, data nerd, writer, and editor she strives to curate educational, enlightening articles that provide you with the must-know facts and best-kept secrets within the overwhelming world o...

Sr. Director of Content

Ty Stewart

Licensed Insurance Agent

Ty Stewart is the founder and CEO of SimpleLifeInsure.com. He started researching and studying about insurance when he got his first policy for his own family. He has been featured as an insurance expert speaker at agent conventions and in top publications.  As an independent licensed insurance agent, he has helped clients nationwide to secure affordable coverage while making the process simpl...

Licensed Insurance Agent

Editorial Guidelines: We are a free online resource for anyone interested in learning more about auto insurance. Our goal is to be an objective, third-party resource for everything auto insurance related. We update our site regularly, and all content is reviewed by auto insurance experts.

Compare Quotes from Top Companies and Save

Enter your ZIP code below to view companies that have cheap auto insurance rates.

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