Best Davie, Florida Auto Insurance in 2024
The average Davie, FL auto insurance rates are $483 per month. The minimum auto insurance in Davie is at least 10/20/10 in coverage to comply with Florida auto insurance laws. To find the best cheap auto insurance in Davie, Florida, compare quotes from multiple companies.
Free Car Insurance Comparison
Compare Quotes From Top Companies and Save
Secured with SHA-256 Encryption
Tim Bain
Licensed Insurance Agent
Tim Bain is a licensed insurance agent with 23 years of experience helping people protect their families and businesses with the best insurance coverage to meet their needs. His insurance expertise has been featured in several publications, including Investopedia and eFinancial. He also does digital marking and analysis for KPS/3, a communications and marking firm located in Nevada.
Licensed Insurance Agent
UPDATED: Sep 5, 2024
It’s all about you. We want to help you make the right coverage choices.
Advertiser Disclosure: We strive to help you make confident auto insurance decisions. Comparison shopping should be easy. We are not affiliated with any one auto insurance provider and cannot guarantee quotes from any single provider. Our partnerships don’t influence our content. Our opinions are our own. To compare quotes from many different companies please enter your ZIP code on this page to use the free quote tool. The more quotes you compare, the more chances to save.
Editorial Guidelines: We are a free online resource for anyone interested in learning more about auto insurance. Our goal is to be an objective, third-party resource for everything auto insurance related. We update our site regularly, and all content is reviewed by auto insurance experts.
UPDATED: Sep 5, 2024
It’s all about you. We want to help you make the right coverage choices.
Advertiser Disclosure: We strive to help you make confident auto insurance decisions. Comparison shopping should be easy. We are not affiliated with any one auto insurance provider and cannot guarantee quotes from any single provider. Our partnerships don’t influence our content. Our opinions are our own. To compare quotes from many different companies please enter your ZIP code on this page to use the free quote tool. The more quotes you compare, the more chances to save.
On This Page
- The average commute length in Davie is 27.9 minutes
- The most expensive auto insurance company in Davie for teen drivers is Allstate
- The cheapest auto insurance company in Davie is USAA
Davie, Florida auto insurance requirements are 10/20/10 according to Florida auto insurance laws. Finding cheap auto insurance in Davie can seem like a difficult task, but all of the information you need is right here. We’ll cover factors that affect auto insurance rates in Davie, Florida, including driving record, credit, commute time, and more.
Compare auto insurance in Davie to other Florida cities, including Miami auto insurance rates, Cape Coral auto insurance rates, and Tallahassee auto insurance rates to see how Davie, Florida auto insurance rates stack up.
Before you buy Davie, Florida auto insurance, make sure you have compared rates from multiple companies. Enter your ZIP code above to get free Davie, Florida auto insurance quotes.
Minimum Auto Insurance in Davie, Florida
Davie, Florida auto insurance laws require that you have at least the Florida minimum auto insurance to be financially responsible in the event of an accident. Take a look at the required auto insurance in Davie, Florida.
| Liability Insurance Required | Minimum Coverage Limits Required |
|---|---|
| Bodily Injury Liability Coverage | $10,000 per person $20,000 per accident |
| Property Damage Liability Coverage | $10,000 minimum |
Free Auto Insurance Comparison
Enter your ZIP code below to view companies that have cheap auto insurance rates.
Secured with SHA-256 Encryption
Cheap Davie, Florida Auto Insurance by Age, Gender, and Marital Status
Auto insurance rates in Davie, Florida are affected by age, gender, and marital status. See how demographics impact the annual cost of insurance.
| Insurance Company | Married 35-Year-Old Female | Married 35-Year-Old Male | Married 60-Year-Old Female | Married 60-Year-Old Male | Single 17-Year-Old Female | Single 17-Year-Old Male | Single 25-Year-Old Female | Single 25-Year-Old Male |
|---|---|---|---|---|---|---|---|---|
| Allstate | $5,501 | $5,259 | $4,805 | $4,884 | $19,756 | $21,572 | $5,419 | $5,482 |
| Geico | $3,679 | $3,693 | $3,442 | $3,442 | $6,642 | $8,354 | $4,058 | $4,116 |
| Liberty Mutual | $4,669 | $4,669 | $4,274 | $4,274 | $9,910 | $15,291 | $4,669 | $6,346 |
| Nationwide | $4,221 | $4,154 | $3,756 | $3,886 | $10,304 | $12,665 | $4,652 | $4,826 |
| Progressive | $4,261 | $4,040 | $3,647 | $3,905 | $12,311 | $13,467 | $5,208 | $5,004 |
| State Farm | $2,590 | $2,590 | $2,347 | $2,347 | $7,189 | $9,177 | $2,880 | $3,053 |
| USAA | $2,015 | $1,982 | $1,884 | $1,868 | $6,982 | $8,093 | $2,528 | $2,733 |
Cheap Davie, Florida Auto Insurance for Teen Drivers
Finding cheap teen auto insurance in Davie, Florida is a challenge. Take a look at the annual teen auto insurance rates in Davie, Florida.
| Insurance Company | Single 17-Year-Old Female | Single 17-Year-Old Male |
|---|---|---|
| Allstate | $19,756 | $21,572 |
| Geico | $6,642 | $8,354 |
| Liberty Mutual | $9,910 | $15,291 |
| Nationwide | $10,304 | $12,665 |
| Progressive | $12,311 | $13,467 |
| State Farm | $7,189 | $9,177 |
| USAA | $6,982 | $8,093 |
Cheap Davie, Florida Auto Insurance for Seniors
What are senior auto insurance rates in Davie, Florida? Take a look at the annual average rates for older drivers.
| Insurance Company | Married 60-Year-Old Female | Married 60-Year-Old Male |
|---|---|---|
| Allstate | $4,805 | $4,884 |
| Geico | $3,442 | $3,442 |
| Liberty Mutual | $4,274 | $4,274 |
| Nationwide | $3,756 | $3,886 |
| Progressive | $3,647 | $3,905 |
| State Farm | $2,347 | $2,347 |
| USAA | $1,884 | $1,868 |
Cheap Davie, Florida Auto Insurance By Driving Record
Driving record has a big impact on your auto insurance rates. See the annual auto insurance rates for a bad record in Davie, Florida compared to the annual auto insurance rates with a clean record in Davie, Florida.
| Group | Clean Record | With 1 Accident | With 1 DUI | With 1 Speeding Violation |
|---|---|---|---|---|
| Allstate | $7,784 | $9,399 | $10,475 | $8,681 |
| Geico | $3,236 | $4,157 | $6,224 | $5,097 |
| Liberty Mutual | $4,858 | $6,328 | $9,209 | $6,657 |
| Nationwide | $5,146 | $5,667 | $7,686 | $5,734 |
| Progressive | $5,060 | $7,611 | $6,365 | $6,885 |
| State Farm | $3,672 | $4,371 | $4,022 | $4,022 |
| USAA | $2,746 | $3,394 | $5,022 | $2,880 |
Cheap Davie, Florida Auto Insurance Rates After a DUI
Finding cheap auto insurance after a DUI in Davie, Florida is not easy. Compare the annual rates for DUI auto insurance in Davie, Florida to find the best deal.
| Insurance Company | Annual Auto Insurance Rates With a DUI |
|---|---|
| Allstate | $10,475 |
| Geico | $6,224 |
| Liberty Mutual | $9,209 |
| Nationwide | $7,686 |
| Progressive | $6,365 |
| State Farm | $4,022 |
| USAA | $5,022 |
Cheap Davie, Florida Auto Insurance By Credit History
Credit history can have a major effect on the cost of auto insurance. See how Davie, Florida annual auto insurance rates by credit history compare.
| Insurance Company | Poor | Fair | Good |
|---|---|---|---|
| Allstate | $12,720 | $8,037 | $6,499 |
| Geico | $6,851 | $4,115 | $3,070 |
| Liberty Mutual | $8,724 | $6,392 | $5,173 |
| Nationwide | $7,634 | $5,547 | $4,993 |
| Progressive | $8,415 | $6,009 | $5,017 |
| State Farm | $5,519 | $3,601 | $2,944 |
| USAA | $5,723 | $2,790 | $2,019 |
Free Auto Insurance Comparison
Enter your ZIP code below to view companies that have cheap auto insurance rates.
Secured with SHA-256 Encryption
Cheap Davie, Florida Auto Insurance Rates By ZIP Code
Auto insurance rates by ZIP code in Davie, Florida can vary. Compare the annual cost of auto insurance by ZIP code in Davie, Florida to see how car insurance rates are affected by location.
| ZIP Code | Average Annual Rates |
|---|---|
| 33331 | $4,417 |
Cheap Davie, Florida Auto Insurance Rates By Commute
Commute length and annual mileage affect Davie, Florida auto insurance. Find the cheapest annual Davie, Florida auto insurance by commute length.
| Insurance Company | 10 Mile Commute, 6000 Annual Mileage | 25 Mile Commute, 12000 Annual Mileage |
|---|---|---|
| Allstate | $8,827 | $9,343 |
| Geico | $4,656 | $4,702 |
| Liberty Mutual | $6,543 | $6,983 |
| Nationwide | $6,058 | $6,058 |
| Progressive | $6,480 | $6,480 |
| State Farm | $3,878 | $4,166 |
| USAA | $3,471 | $3,551 |
Cheap Davie, Florida Auto Insurance Rates By Coverage Level
How much does the coverage level you select affect the cost of your auto insurance in Davie, Florida? Check out the comparison of annual Davie, Florida auto insurance rates by coverage level.
| Insurance Company | Low | Medium | High |
|---|---|---|---|
| Allstate | $6,777 | $9,612 | $10,865 |
| Geico | $3,795 | $4,848 | $5,392 |
| Liberty Mutual | $6,118 | $6,871 | $7,300 |
| Nationwide | $4,764 | $6,301 | $7,108 |
| Progressive | $5,542 | $6,617 | $7,281 |
| State Farm | $3,431 | $4,118 | $4,516 |
| USAA | $2,994 | $3,646 | $3,892 |
Free Auto Insurance Comparison
Enter your ZIP code below to view companies that have cheap auto insurance rates.
Secured with SHA-256 Encryption
Best By Category: Cheapest Auto Insurance in Davie, Florida
Compare the cheapest auto insurance companies in Davie, Florida in each category to find the company with the best rates for your personal needs.
| Category | Insurance Company |
|---|---|
| Teenagers | Geico |
| Seniors | USAA |
| Clean Record | USAA |
| With 1 Accident | USAA |
| With 1 DUI | State Farm |
| With 1 Speeding Violation | USAA |
The Cheapest Davie, Florida Auto Insurance Companies
What auto insurance companies in Davie, Florida are the cheapest? Compare the top Davie, Florida auto insurance companies to find the best annual rates.
| Insurance Company | Average Annual Rates |
|---|---|
| Allstate | $9,085 |
| Geico | $4,679 |
| Liberty Mutual | $6,763 |
| Nationwide | $6,058 |
| Progressive | $6,480 |
| State Farm | $4,022 |
| USAA | $3,511 |
What affects auto insurance rates in Davie, Florida?
There are a lot of reasons why auto insurance rates in Davie, Florida are higher or lower than in other cities. These include traffic and the number of vehicle thefts in Davie, Florida. Many local factors may affect your Davie auto insurance rates.
Davie Auto Theft
More theft means higher auto insurance rates because auto insurance companies are paying more in claims. According to the FBI’s annual Davie, Florida auto theft statistics, there have been 292 auto thefts in the city.
Davie Commute Time
Cities in which drivers have a longer average commute time tend to have higher auto insurance costs. The average Davie, Florida commute length is 27.9 minutes according to City-Data.
Free Auto Insurance Comparison
Enter your ZIP code below to view companies that have cheap auto insurance rates.
Secured with SHA-256 Encryption
Compare Davie, Florida Auto Insurance Quotes
Before you buy Davie, Florida auto insurance, make sure you have compared rates from multiple companies. Enter your ZIP code below to get free Davie, Florida auto insurance quotes.
Frequently Asked Questions
What is Davie, FL auto insurance?
Davie, FL auto insurance refers to the insurance coverage specifically designed for vehicles owned and operated in Davie, Florida. It provides coverage for potential damages, liability, and other risks associated with owning and driving a vehicle in the Davie area.
Is auto insurance mandatory in Davie, FL?
Yes, auto insurance is mandatory in Davie, FL, as it is in most jurisdictions in Florida. Florida state law requires all drivers to carry minimum liability insurance coverage to protect themselves and others in the event of an accident.
What are the minimum auto insurance requirements in Davie, FL?
In Davie, FL, drivers must carry at least the following minimum liability insurance coverage:
- $10,000 personal injury protection (PIP) coverage
- $10,000 property damage liability (PDL) coverage
What other types of coverage are available for Davie, FL auto insurance?
In addition to the required liability coverage, other common coverage options available for Davie, FL auto insurance include:
- Bodily injury liability coverage: This coverage helps protect you if you cause an accident that results in injury or death to another person. It can help cover medical expenses, legal fees, and potential lawsuits.
- Uninsured/underinsured motorist coverage: This protects you if you’re involved in an accident with a driver who doesn’t have sufficient insurance or is uninsured. It can cover your medical expenses and property damage.
- Collision coverage: This pays for repairs or replacement if your vehicle is damaged in a collision with another vehicle or object.
- Comprehensive coverage: This covers non-collision-related damages to your vehicle, such as theft, vandalism, or weather-related damage.
- Medical payments coverage: This helps cover medical expenses for you and your passengers in case of injuries sustained in an accident.
How are auto insurance rates determined in Davie, FL?
Auto insurance rates in Davie, FL are determined by various factors, including:
- Driving record: Your driving history, including accidents and traffic violations, can impact your insurance rates. A clean driving record generally leads to lower premiums.
- Vehicle make and model: The type of vehicle you drive, its age, and its safety features can influence insurance rates.
- Location: Factors such as the crime rate, population density, and frequency of accidents in Davie can impact rates.
- Coverage options: The coverage limits, deductibles, and additional coverage options you choose affect your premiums.
- Insurance company: Different insurance companies have their own rating algorithms and underwriting criteria, leading to variations in rates.
Are there any discounts available for Davie, FL auto insurance?
Yes, there are various discounts that may be available for Davie, FL auto insurance. Common discounts include:
- Multi-policy discount: If you have multiple insurance policies with the same provider (e.g., auto and home insurance), you may qualify for a discount.
- Safe driver discount: If you have a clean driving record without any accidents or traffic violations, you may be eligible for a safe driver discount.
- Good student discount: If you or a covered driver on your policy is a student with good grades, you may be eligible for a discount.
- Vehicle safety features: Installing safety features such as anti-theft devices, airbags, or anti-lock brakes can often lead to discounts
Free Auto Insurance Comparison
Enter your ZIP code below to view companies that have cheap auto insurance rates.
Secured with SHA-256 Encryption
Tim Bain
Licensed Insurance Agent
Tim Bain is a licensed insurance agent with 23 years of experience helping people protect their families and businesses with the best insurance coverage to meet their needs. His insurance expertise has been featured in several publications, including Investopedia and eFinancial. He also does digital marking and analysis for KPS/3, a communications and marking firm located in Nevada.
Licensed Insurance Agent
Editorial Guidelines: We are a free online resource for anyone interested in learning more about auto insurance. Our goal is to be an objective, third-party resource for everything auto insurance related. We update our site regularly, and all content is reviewed by auto insurance experts.