Best Cheap Auto Insurance in Gastonia, NC (2021)

The average Gastonia, NC auto insurance rates are $308 per month. The minimum auto insurance in Gastonia is at least 30/60/25 in coverage to comply with North Carolina auto insurance laws. To find the best cheap auto insurance in Gastonia, North Carolina, compare quotes from multiple companies.

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Rachel Bodine graduated from college with a BA in English. She has since worked as a Feature Writer in the insurance industry and gained a deep knowledge of state and countrywide insurance laws and rates. Her research and writing focus on helping readers understand their insurance coverage and how to find savings. Her expert advice on insurance has been featured on sites like PhotoEnforced, All...

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Written by Rachel Bodine
Feature Writer Rachel Bodine

Dan Walker graduated with a BS in Administrative Management in 2005 and has been working in his family’s insurance agency, FCI Agency, for 15 years (BBB A+). He is licensed as an agent to write property and casualty insurance, including home, auto, umbrella, and dwelling fire insurance. He’s also been featured on sites like Reviews.com and Safeco. He reviews content, ensuring that ex...

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Reviewed by Daniel Walker
Licensed Auto Insurance Agent Daniel Walker

UPDATED: Jul 17, 2021

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Advertiser Disclosure: We strive to help you make confident auto insurance decisions. Comparison shopping should be easy. We are not affiliated with any one auto insurance provider and cannot guarantee quotes from any single provider. Our partnerships don’t influence our content. Our opinions are our own. To compare quotes from many different companies please enter your ZIP code on this page to use the free quote tool. The more quotes you compare, the more chances to save.

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Things to Remember

  • The minimum auto insurance required in Gastonia, North Carolina is 30/60/25
  • The average commute length in Gastonia is 24.8 minutes
  • The cheapest auto insurance company in Gastonia is Liberty Mutual

Gastonia, North Carolina auto insurance requirements are 30/60/25 according to North Carolina auto insurance laws. Finding cheap auto insurance in Gastonia can seem like a difficult task, but all of the information you need is right here. We’ll cover factors that affect auto insurance rates in Gastonia, North Carolina, including driving record, credit, commute time, and more.

Compare auto insurance in Gastonia to other North Carolina cities, including Raleigh auto insurance rates, Cary auto insurance rates, and Wilmington auto insurance rates to see how Gastonia, North Carolina auto insurance rates stack up.

Before you buy Gastonia, North Carolina auto insurance, make sure you have compared rates from multiple companies. Enter your ZIP code above to get free Gastonia, North Carolina auto insurance quotes.

Minimum Auto Insurance in Gastonia, North Carolina

Gastonia, North Carolina auto insurance laws require that you have at least the North Carolina minimum auto insurance to be financially responsible in the event of an accident. Take a look at the required auto insurance in Gastonia, North Carolina.

Minimum Required Auto Insurance Coverage in Gastonia, North Carolina

Liability Insurance Required Minimum Coverage Limits Required
Bodily Injury Liability Coverage $30,000 per person
$60,000 per accident
Property Damage Liability Coverage $25,000 minimum

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Cheap Gastonia, North Carolina Auto Insurance by Age, Gender, and Marital Status

Auto insurance rates in Gastonia, North Carolina are affected by age, gender, and marital status. See how demographics impact the annual cost of insurance.

Annual Auto Insurance Rates by Age, Gender, and Marital Status in Gastonia, North Carolina

Insurance Company Married 35-Year-Old Female Married 35-Year-Old Male Married 60-Year-Old Female Married 60-Year-Old Male Single 17-Year-Old Female Single 17-Year-Old Male Single 25-Year-Old Female Single 25-Year-Old Male
Allstate $5,561 $5,561 $4,567 $4,567 $13,212 $13,212 $5,671 $5,671
GEICO $2,781 $2,730 $2,746 $2,698 $5,151 $5,106 $2,447 $2,433
Liberty Mutual $2,072 $2,072 $2,144 $2,144 $3,721 $3,721 $2,072 $2,072
Nationwide $2,705 $2,705 $2,705 $2,705 $4,660 $4,660 $2,705 $2,705
Progressive $2,013 $2,013 $1,852 $1,852 $4,786 $4,786 $2,241 $2,241
State Farm $2,993 $2,993 $2,588 $2,588 $4,427 $4,427 $3,699 $3,699
Travelers $2,995 $2,995 $2,971 $2,971 $5,164 $5,164 $3,074 $3,074

Cheap Gastonia, North Carolina Auto Insurance for Teen Drivers

Finding cheap teen auto insurance in Gastonia, North Carolina is a challenge. Take a look at the annual teen auto insurance rates in Gastonia, North Carolina.

Annual Auto Insurance Rates for Teen Drivers in Gastonia, North Carolina

Insurance Company Single 17-Year-Old Female Single 17-Year-Old Male
Allstate $13,212 $13,212
GEICO $5,151 $5,106
Liberty Mutual $3,721 $3,721
Nationwide $4,660 $4,660
Progressive $4,786 $4,786
State Farm $4,427 $4,427
Travelers $5,164 $5,164

Cheap Gastonia, North Carolina Auto Insurance for Seniors

What are senior auto insurance rates in Gastonia, North Carolina? Take a look at the annual average rates for older drivers.

Annual Auto Insurance Rates for Senior Drivers in Gastonia, North Carolina

Insurance Company Married 60-Year-Old Female Married 60-Year-Old Male
Allstate $4,567 $4,567
GEICO $2,746 $2,698
Liberty Mutual $2,144 $2,144
Nationwide $2,705 $2,705
Progressive $1,852 $1,852
State Farm $2,588 $2,588
Travelers $2,971 $2,971

Cheap Gastonia, North Carolina Auto Insurance By Driving Record

Driving record has a big impact on your auto insurance rates. See the annual auto insurance rates for a bad record in Gastonia, North Carolina compared to the annual auto insurance rates with a clean record in Gastonia, North Carolina.

Annual Gastonia, North Carolina Auto Insurance Rates by Driving Record

Group Clean Record With 1 Accident With 1 DUI With 1 Speeding Violation
Allstate $3,919 $6,960 $12,834 $5,298
GEICO $1,728 $2,583 $6,335 $2,400
Liberty Mutual $1,495 $1,916 $4,681 $1,916
Nationwide $1,886 $2,434 $6,021 $2,434
Progressive $1,302 $1,891 $5,867 $1,833
State Farm $1,813 $2,639 $6,616 $2,639
Travelers $2,098 $2,782 $6,600 $2,725

Cheap Gastonia, North Carolina Auto Insurance Rates After a DUI

Finding cheap auto insurance after a DUI in Gastonia, North Carolina is not easy. Compare the annual rates for DUI auto insurance in Gastonia, North Carolina to find the best deal.

Annual Auto Insurance Rates After a DUI in Gastonia, North Carolina

Insurance Company Annual Auto Insurance Rates With a DUI
Allstate $12,834
GEICO $6,335
Liberty Mutual $4,681
Nationwide $6,021
Progressive $5,867
State Farm $6,616
Travelers $6,600

Cheap Gastonia, North Carolina Auto Insurance By Credit History

Credit history can have a major effect on the cost of auto insurance. See how Gastonia, North Carolina annual auto insurance rates by credit history compare.

Annual Auto Insurance Rates by Credit Score in Gastonia, North Carolina

Insurance Company Poor Fair Good
Allstate $9,762 $6,383 $5,613
GEICO $3,521 $3,247 $3,017
Liberty Mutual $2,502 $2,502 $2,502
Nationwide $3,194 $3,194 $3,194
Progressive $3,056 $2,661 $2,452
State Farm $4,814 $3,076 $2,389
Travelers $3,799 $3,452 $3,403

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Cheap Gastonia, North Carolina Auto Insurance Rates By ZIP Code

Auto insurance rates by ZIP code in Gastonia, North Carolina can vary. Compare the annual cost of auto insurance by ZIP code in Gastonia, North Carolina to see how car insurance rates are affected by location.

Annual Auto Insurance Rates by ZIP Code in Gastonia, North Carolina

ZIP Code Average Annual Rates
28052 $3,417
28054 $3,446
28056 $3,263

Cheap Gastonia, North Carolina Auto Insurance Rates By Commute

Commute length and annual mileage affect Gastonia, North Carolina auto insurance. Find the cheapest annual Gastonia, North Carolina auto insurance by commute length.

Annual Auto Insurance Rates by Commute Length in Gastonia, North Carolina

Insurance Company 10 Mile Commute, 6000 Annual Mileage 25 Mile Commute, 12000 Annual Mileage
Allstate $7,253 $7,253
GEICO $3,262 $3,262
Liberty Mutual $2,502 $2,502
Nationwide $3,194 $3,194
Progressive $2,723 $2,723
State Farm $3,419 $3,434
Travelers $3,551 $3,551

Cheap Gastonia, North Carolina Auto Insurance Rates By Coverage Level

How much does the coverage level you select affect the cost of your auto insurance in Gastonia, North Carolina? Check out the comparison of annual Gastonia, North Carolina auto insurance rates by coverage level.

Annual Auto Insurance Rates by Coverage Level in Gastonia, North Carolina

Insurance Company Low Medium High
Allstate $6,957 $7,220 $7,581
GEICO $3,099 $3,249 $3,436
Liberty Mutual $2,368 $2,486 $2,653
Nationwide $3,048 $3,177 $3,356
Progressive $2,565 $2,706 $2,898
State Farm $3,246 $3,407 $3,626
Travelers $3,382 $3,532 $3,740

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Best By Category: Cheapest Auto Insurance in Gastonia, North Carolina

Compare the cheapest auto insurance companies in Gastonia, North Carolina in each category to find the company with the best rates for your personal needs.

Best Annual Auto Insurance Rates by Company in Gastonia, North Carolina

Category Insurance Company
Teenagers Liberty Mutual
Seniors Progressive
Clean Record Progressive
With 1 Accident Progressive
With 1 DUI Liberty Mutual
With 1 Speeding Violation Progressive

The Cheapest Gastonia, North Carolina Auto Insurance Companies

What auto insurance companies in Gastonia, North Carolina are the cheapest? Compare the top Gastonia, North Carolina auto insurance companies to find the best annual rates.

Average Annual Auto Insurance Rates by Company in Gastonia, North Carolina

Insurance Company Average Annual Rates
Allstate $7,253
GEICO $3,262
Liberty Mutual $2,502
Nationwide $3,194
Progressive $2,723
State Farm $3,427
Travelers $3,551

What affects auto insurance rates in Gastonia, North Carolina?

There are a lot of reasons why auto insurance rates in Gastonia, North Carolina are higher or lower than in other cities. These include traffic and the number of vehicle thefts in Gastonia, North Carolina. Many local factors may affect your Gastonia auto insurance rates.

Gastonia Commute Time

Cities in which drivers have a longer average commute time tend to have higher auto insurance costs. The average Gastonia, North Carolina commute length is 24.8 minutes according to City-Data.

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Compare Gastonia, North Carolina Auto Insurance Quotes

Before you buy Gastonia, North Carolina auto insurance, make sure you have compared rates from multiple companies. Enter your ZIP code below to get free Gastonia, North Carolina auto insurance quotes.

Free Auto Insurance Comparison

Enter your ZIP code below to view companies that have cheap auto insurance rates.

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