Best Forest, Mississippi Auto Insurance in 2024
The average Forest, MS auto insurance rates are $302 per month. The minimum auto insurance in Forest is at least 25/50/25 in coverage to comply with Mississippi auto insurance laws. To find the best cheap auto insurance in Forest, Mississippi, compare quotes from multiple companies.
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Justin Wright
Licensed Insurance Agent
Justin Wright has been a licensed insurance broker for over 9 years. After graduating from Southeastern Seminary with a Masters in Philosophy, Justin started his career as a professor, teaching Philosophy and Ethics. Later, Justin obtained both his Property & Casualty license and his Life and Health license and began working for State Farm and Allstate. In 2020, Justin began working as an i...
Licensed Insurance Agent
UPDATED: Sep 7, 2024
It’s all about you. We want to help you make the right coverage choices.
Advertiser Disclosure: We strive to help you make confident auto insurance decisions. Comparison shopping should be easy. We are not affiliated with any one auto insurance provider and cannot guarantee quotes from any single provider. Our partnerships don’t influence our content. Our opinions are our own. To compare quotes from many different companies please enter your ZIP code on this page to use the free quote tool. The more quotes you compare, the more chances to save.
Editorial Guidelines: We are a free online resource for anyone interested in learning more about auto insurance. Our goal is to be an objective, third-party resource for everything auto insurance related. We update our site regularly, and all content is reviewed by auto insurance experts.
UPDATED: Sep 7, 2024
It’s all about you. We want to help you make the right coverage choices.
Advertiser Disclosure: We strive to help you make confident auto insurance decisions. Comparison shopping should be easy. We are not affiliated with any one auto insurance provider and cannot guarantee quotes from any single provider. Our partnerships don’t influence our content. Our opinions are our own. To compare quotes from many different companies please enter your ZIP code on this page to use the free quote tool. The more quotes you compare, the more chances to save.
On This Page
- The cheapest auto insurance company in Forest is USAA
- The average commute length in Forest is 22.8 minutes
- The most expensive auto insurance company in Forest for teen drivers is Allstate
Forest, Mississippi auto insurance requirements are 25/50/25 according to Mississippi auto insurance laws. Finding cheap auto insurance in Forest can seem like a difficult task, but all of the information you need is right here. We’ll cover factors that affect auto insurance rates in Forest, Mississippi, including driving record, credit, commute time, and more.
Compare auto insurance in Forest to other Mississippi cities, including Olive Branch auto insurance rates, Tupelo auto insurance rates, and Jackson auto insurance rates to see how Forest, Mississippi auto insurance rates stack up.
Before you buy Forest, Mississippi auto insurance, make sure you have compared rates from multiple companies. Enter your ZIP code above to get free Forest, Mississippi auto insurance quotes.
Minimum Auto Insurance in Forest, Mississippi
Forest, Mississippi auto insurance laws require that you have at least the Mississippi minimum auto insurance to be financially responsible in the event of an accident. Take a look at the required auto insurance in Forest, Mississippi.
| Liability Insurance Required | Minimum Coverage Limits Required |
|---|---|
| Bodily Injury Liability Coverage | $25,000 per person $50,000 per accident |
| Property Damage Liability Coverage | $25,000 minimum |
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Cheap Forest, Mississippi Auto Insurance by Age, Gender, and Marital Status
Auto insurance rates in Forest, Mississippi are affected by age, gender, and marital status. See how demographics impact the annual cost of insurance.
| Insurance Company | Married 35-Year-Old Female | Married 35-Year-Old Male | Married 60-Year-Old Female | Married 60-Year-Old Male | Single 17-Year-Old Female | Single 17-Year-Old Male | Single 25-Year-Old Female | Single 25-Year-Old Male |
|---|---|---|---|---|---|---|---|---|
| Allstate | $2,987 | $2,851 | $2,666 | $2,725 | $11,944 | $12,738 | $3,391 | $3,482 |
| Geico | $3,473 | $3,285 | $3,156 | $2,933 | $8,798 | $8,352 | $5,885 | $2,820 |
| Liberty Mutual | $2,636 | $2,853 | $2,118 | $2,375 | $9,424 | $10,479 | $2,804 | $2,955 |
| Nationwide | $1,884 | $1,935 | $1,695 | $1,793 | $3,722 | $4,727 | $2,129 | $2,302 |
| Progressive | $2,352 | $2,179 | $1,926 | $1,859 | $8,462 | $9,445 | $2,408 | $2,486 |
| State Farm | $1,688 | $1,688 | $1,510 | $1,510 | $4,867 | $6,111 | $1,880 | $2,143 |
| Travelers | $1,532 | $1,561 | $1,447 | $1,453 | $6,618 | $10,457 | $1,602 | $1,869 |
| USAA | $1,302 | $1,289 | $1,217 | $1,230 | $3,217 | $3,812 | $1,582 | $1,742 |
Cheap Forest, Mississippi Auto Insurance for Teen Drivers
Finding cheap teen auto insurance in Forest, Mississippi is a challenge. Take a look at the annual teen auto insurance rates in Forest, Mississippi.
| Insurance Company | Single 17-Year-Old Female | Single 17-Year-Old Male |
|---|---|---|
| Allstate | $11,944 | $12,738 |
| Geico | $8,798 | $8,352 |
| Liberty Mutual | $9,424 | $10,479 |
| Nationwide | $3,722 | $4,727 |
| Progressive | $8,462 | $9,445 |
| State Farm | $4,867 | $6,111 |
| Travelers | $6,618 | $10,457 |
| USAA | $3,217 | $3,812 |
Cheap Forest, Mississippi Auto Insurance for Seniors
What are senior auto insurance rates in Forest, Mississippi? Take a look at the annual average rates for older drivers.
| Insurance Company | Married 60-Year-Old Female | Married 60-Year-Old Male |
|---|---|---|
| Allstate | $2,666 | $2,725 |
| Geico | $3,156 | $2,933 |
| Liberty Mutual | $2,118 | $2,375 |
| Nationwide | $1,695 | $1,793 |
| Progressive | $1,926 | $1,859 |
| State Farm | $1,510 | $1,510 |
| Travelers | $1,447 | $1,453 |
| USAA | $1,217 | $1,230 |
Cheap Forest, Mississippi Auto Insurance By Driving Record
Driving record has a big impact on your auto insurance rates. See the annual auto insurance rates for a bad record in Forest, Mississippi compared to the annual auto insurance rates with a clean record in Forest, Mississippi.
| Group | Clean Record | With 1 Accident | With 1 DUI | With 1 Speeding Violation |
|---|---|---|---|---|
| Allstate | $4,506 | $5,309 | $6,463 | $5,114 |
| Geico | $3,014 | $4,566 | $6,943 | $4,829 |
| Liberty Mutual | $3,166 | $5,042 | $5,169 | $4,445 |
| Nationwide | $2,024 | $2,571 | $3,262 | $2,237 |
| Progressive | $3,334 | $4,466 | $3,841 | $3,917 |
| State Farm | $2,431 | $2,973 | $2,648 | $2,648 |
| Travelers | $2,907 | $3,044 | $4,151 | $3,167 |
| USAA | $1,505 | $1,919 | $2,599 | $1,673 |
Cheap Forest, Mississippi Auto Insurance Rates After a DUI
Finding cheap auto insurance after a DUI in Forest, Mississippi is not easy. Compare the annual rates for DUI auto insurance in Forest, Mississippi to find the best deal.
| Insurance Company | Annual Auto Insurance Rates With a DUI |
|---|---|
| Allstate | $6,463 |
| Geico | $6,943 |
| Liberty Mutual | $5,169 |
| Nationwide | $3,262 |
| Progressive | $3,841 |
| State Farm | $2,648 |
| Travelers | $4,151 |
| USAA | $2,599 |
Cheap Forest, Mississippi Auto Insurance By Credit History
Credit history can have a major effect on the cost of auto insurance. See how Forest, Mississippi annual auto insurance rates by credit history compare.
| Insurance Company | Poor | Fair | Good |
|---|---|---|---|
| Allstate | $6,190 | $5,483 | $4,371 |
| Geico | $7,294 | $4,133 | $3,086 |
| Liberty Mutual | $6,392 | $3,905 | $3,069 |
| Nationwide | $2,953 | $2,413 | $2,204 |
| Progressive | $4,415 | $3,761 | $3,492 |
| State Farm | $3,854 | $2,339 | $1,831 |
| Travelers | $3,770 | $3,071 | $3,111 |
| USAA | $2,626 | $1,714 | $1,431 |
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Cheap Forest, Mississippi Auto Insurance Rates By ZIP Code
Auto insurance rates by ZIP code in Forest, Mississippi can vary. Compare the annual cost of auto insurance by ZIP code in Forest, Mississippi to see how car insurance rates are affected by location.
| ZIP Code | Average Annual Rates |
|---|---|
| 39074 | $3,111 |
Cheap Forest, Mississippi Auto Insurance Rates By Commute
Commute length and annual mileage affect Forest, Mississippi auto insurance. Find the cheapest annual Forest, Mississippi auto insurance by commute length.
| Insurance Company | 10 Mile Commute, 6000 Annual Mileage | 25 Mile Commute, 12000 Annual Mileage |
|---|---|---|
| Allstate | $5,348 | $5,348 |
| Geico | $4,822 | $4,853 |
| Liberty Mutual | $4,455 | $4,455 |
| Nationwide | $2,523 | $2,523 |
| Progressive | $3,890 | $3,890 |
| State Farm | $2,611 | $2,738 |
| Travelers | $3,317 | $3,317 |
| USAA | $1,865 | $1,983 |
Cheap Forest, Mississippi Auto Insurance Rates By Coverage Level
How much does the coverage level you select affect the cost of your auto insurance in Forest, Mississippi? Check out the comparison of annual Forest, Mississippi auto insurance rates by coverage level.
| Insurance Company | Low | Medium | High |
|---|---|---|---|
| Allstate | $5,121 | $5,341 | $5,582 |
| Geico | $4,611 | $4,866 | $5,036 |
| Liberty Mutual | $4,185 | $4,436 | $4,746 |
| Nationwide | $2,381 | $2,515 | $2,674 |
| Progressive | $3,487 | $3,929 | $4,253 |
| State Farm | $2,524 | $2,662 | $2,837 |
| Travelers | $3,153 | $3,337 | $3,462 |
| USAA | $1,798 | $1,913 | $2,061 |
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Best By Category: Cheapest Auto Insurance in Forest, Mississippi
Compare the cheapest auto insurance companies in Forest, Mississippi in each category to find the company with the best rates for your personal needs.
| Category | Insurance Company |
|---|---|
| Teenagers | USAA |
| Seniors | USAA |
| Clean Record | USAA |
| With 1 Accident | USAA |
| With 1 DUI | USAA |
| With 1 Speeding Violation | USAA |
The Cheapest Forest, Mississippi Auto Insurance Companies
What auto insurance companies in Forest, Mississippi are the cheapest? Compare the top Forest, Mississippi auto insurance companies to find the best annual rates.
| Insurance Company | Average Annual Rates |
|---|---|
| Allstate | $5,348 |
| Geico | $4,838 |
| Liberty Mutual | $4,455 |
| Nationwide | $2,523 |
| Progressive | $3,890 |
| State Farm | $2,675 |
| Travelers | $3,317 |
| USAA | $1,924 |
What affects auto insurance rates in Forest, Mississippi?
There are a lot of reasons why auto insurance rates in Forest, Mississippi are higher or lower than in other cities. These include traffic and the number of vehicle thefts in Forest, Mississippi. Many local factors may affect your Forest auto insurance rates.
Forest Commute Time
Cities in which drivers have a longer average commute time tend to have higher auto insurance costs. The average Forest, Mississippi commute length is 22.8 minutes according to City-Data.
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Compare Forest, Mississippi Auto Insurance Quotes
Before you buy Forest, Mississippi auto insurance, make sure you have compared rates from multiple companies. Enter your ZIP code below to get free Forest, Mississippi auto insurance quotes.
Frequently Asked Questions
What is auto insurance?
Auto insurance is a contract between you and an insurance company that provides financial protection in the event of an accident, theft, or damage to your vehicle. It is designed to help cover the costs associated with repairing or replacing your car, as well as medical expenses and liability claims.
Is auto insurance mandatory in Forest, MS?
Yes, auto insurance is mandatory in Forest, MS. All drivers are required to carry a minimum amount of liability insurance to legally operate a vehicle on the roads. Failure to maintain proper insurance coverage can result in fines, license suspension, or other penalties.
How much auto insurance coverage do I need in Forest, MS?
Forest, MS has specific minimum coverage requirements for auto insurance. As of my knowledge cutoff in September 2021, the minimum liability insurance limits in Mississippi are $25,000 per person for bodily injury, $50,000 per accident for bodily injury, and $25,000 per accident for property damage. However, it is generally recommended to consider higher coverage limits to adequately protect your assets and minimize personal financial risk.
What factors can affect my auto insurance premiums?
Several factors can influence your auto insurance premiums in Forest, MS, including:
- Age and gender
- Driving history and record
- Type of vehicle you drive
- Annual mileage
- Credit score
- Coverage limits and deductibles
- Claim history
Can my auto insurance policy cover a rental car in Forest, MS?
It depends on your specific auto insurance policy. Some policies may provide coverage for rental cars, but it’s essential to review your policy or contact your insurance provider to understand the extent of coverage for rental vehicles. In some cases, you may need to purchase additional coverage from the rental car company.
Free Auto Insurance Comparison
Enter your ZIP code below to view companies that have cheap auto insurance rates.
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Justin Wright
Licensed Insurance Agent
Justin Wright has been a licensed insurance broker for over 9 years. After graduating from Southeastern Seminary with a Masters in Philosophy, Justin started his career as a professor, teaching Philosophy and Ethics. Later, Justin obtained both his Property & Casualty license and his Life and Health license and began working for State Farm and Allstate. In 2020, Justin began working as an i...
Licensed Insurance Agent
Editorial Guidelines: We are a free online resource for anyone interested in learning more about auto insurance. Our goal is to be an objective, third-party resource for everything auto insurance related. We update our site regularly, and all content is reviewed by auto insurance experts.