Bangor, ME Auto Insurance (2024)
The average Bangor, ME auto insurance rates are $216 per month. The minimum auto insurance in Bangor is at least 50/100/25 in coverage to comply with Maine auto insurance laws. To find the best cheap auto insurance in Bangor, Maine, compare quotes from multiple companies.
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Ty Stewart
Licensed Insurance Agent
Ty Stewart is the founder and CEO of SimpleLifeInsure.com. He started researching and studying about insurance when he got his first policy for his own family. He has been featured as an insurance expert speaker at agent conventions and in top publications. As an independent licensed insurance agent, he has helped clients nationwide to secure affordable coverage while making the process simpl...
Licensed Insurance Agent
UPDATED: Nov 27, 2023
It’s all about you. We want to help you make the right coverage choices.
Advertiser Disclosure: We strive to help you make confident auto insurance decisions. Comparison shopping should be easy. We are not affiliated with any one auto insurance provider and cannot guarantee quotes from any single provider. Our partnerships don’t influence our content. Our opinions are our own. To compare quotes from many different companies please enter your ZIP code on this page to use the free quote tool. The more quotes you compare, the more chances to save.
Editorial Guidelines: We are a free online resource for anyone interested in learning more about auto insurance. Our goal is to be an objective, third-party resource for everything auto insurance related. We update our site regularly, and all content is reviewed by auto insurance experts.
UPDATED: Nov 27, 2023
It’s all about you. We want to help you make the right coverage choices.
Advertiser Disclosure: We strive to help you make confident auto insurance decisions. Comparison shopping should be easy. We are not affiliated with any one auto insurance provider and cannot guarantee quotes from any single provider. Our partnerships don’t influence our content. Our opinions are our own. To compare quotes from many different companies please enter your ZIP code on this page to use the free quote tool. The more quotes you compare, the more chances to save.
On This Page
- The minimum auto insurance required in Bangor, Maine is 50/100/25
- The most expensive auto insurance company in Bangor for teen drivers is Progressive
- Average auto insurance rates in Bangor, ME for senior drivers are $1,521 per year
Bangor, Maine auto insurance requirements are 50/100/25 according to Maine auto insurance laws. Finding cheap auto insurance in Bangor can seem like a difficult task, but all of the information you need is right here. We’ll cover factors that affect auto insurance rates in Bangor, Maine, including driving record, credit, commute time, and more.
Compare auto insurance in Bangor to other Maine cities, including Saco auto insurance rates, Biddeford auto insurance rates, and Lewiston auto insurance rates to see how Bangor, Maine auto insurance rates stack up.
Before you buy Bangor, Maine auto insurance, make sure you have compared rates from multiple companies. Enter your ZIP code above to get free Bangor, Maine auto insurance quotes.
Minimum Auto Insurance in Bangor, Maine
Bangor, Maine auto insurance laws require that you have at least the Maine minimum auto insurance to be financially responsible in the event of an accident. Take a look at the required auto insurance in Bangor, Maine.
| Liability Insurance Required | Minimum Coverage Limits Required |
|---|---|
| Bodily Injury Liability Coverage | $50,000 per person $100,000 per accident |
| Property Damage Liability Coverage | $25,000 minimum |
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Cheap Bangor, Maine Auto Insurance by Age, Gender, and Marital Status
Auto insurance rates in Bangor, Maine are affected by age, gender, and marital status. See how demographics impact the annual cost of insurance.
| Insurance Company | Married 35-Year-Old Female | Married 35-Year-Old Male | Married 60-Year-Old Female | Married 60-Year-Old Male | Single 17-Year-Old Female | Single 17-Year-Old Male | Single 25-Year-Old Female | Single 25-Year-Old Male |
|---|---|---|---|---|---|---|---|---|
| Allstate | $1,909 | $1,965 | $1,717 | $1,862 | $4,827 | $6,453 | $2,076 | $2,322 |
| Farmers | $1,685 | $1,700 | $1,589 | $1,696 | $5,594 | $6,110 | $2,005 | $2,071 |
| Geico | $1,035 | $1,071 | $1,035 | $1,035 | $2,539 | $3,299 | $1,129 | $1,204 |
| Liberty Mutual | $2,932 | $2,932 | $2,794 | $2,794 | $6,178 | $9,224 | $2,932 | $4,111 |
| Progressive | $1,846 | $1,808 | $1,846 | $1,808 | $7,678 | $8,628 | $2,155 | $2,440 |
| State Farm | $1,235 | $1,235 | $1,172 | $1,172 | $4,006 | $5,004 | $1,384 | $1,511 |
| Travelers | $1,120 | $1,157 | $1,016 | $1,038 | $4,536 | $6,130 | $1,107 | $1,270 |
| USAA | $900 | $886 | $895 | $873 | $2,966 | $3,271 | $1,143 | $1,197 |
Cheap Bangor, Maine Auto Insurance for Teen Drivers
Finding cheap teen auto insurance in Bangor, Maine is a challenge. Take a look at the annual teen auto insurance rates in Bangor, Maine.
| Insurance Company | Single 17-Year-Old Female | Single 17-Year-Old Male |
|---|---|---|
| Allstate | $4,827 | $6,453 |
| Farmers | $5,594 | $6,110 |
| Geico | $2,539 | $3,299 |
| Liberty Mutual | $6,178 | $9,224 |
| Progressive | $7,678 | $8,628 |
| State Farm | $4,006 | $5,004 |
| Travelers | $4,536 | $6,130 |
| USAA | $2,966 | $3,271 |
Cheap Bangor, Maine Auto Insurance for Seniors
What are senior auto insurance rates in Bangor, Maine? Take a look at the annual average rates for older drivers.
| Insurance Company | Married 60-Year-Old Female | Married 60-Year-Old Male |
|---|---|---|
| Allstate | $1,717 | $1,862 |
| Farmers | $1,589 | $1,696 |
| Geico | $1,035 | $1,035 |
| Liberty Mutual | $2,794 | $2,794 |
| Progressive | $1,846 | $1,808 |
| State Farm | $1,172 | $1,172 |
| Travelers | $1,016 | $1,038 |
| USAA | $895 | $873 |
Cheap Bangor, Maine Auto Insurance By Driving Record
Driving record has a big impact on your auto insurance rates. See the annual auto insurance rates for a bad record in Bangor, Maine compared to the annual auto insurance rates with a clean record in Bangor, Maine.
| Group | Clean Record | With 1 Accident | With 1 DUI | With 1 Speeding Violation |
|---|---|---|---|---|
| Allstate | $2,357 | $3,202 | $3,341 | $2,666 |
| Farmers | $2,452 | $3,127 | $2,713 | $2,933 |
| Geico | $1,123 | $1,580 | $2,348 | $1,123 |
| Liberty Mutual | $3,242 | $3,824 | $6,349 | $3,533 |
| Progressive | $2,829 | $4,770 | $3,146 | $3,360 |
| State Farm | $1,893 | $2,286 | $2,090 | $2,090 |
| Travelers | $1,810 | $2,011 | $2,522 | $2,343 |
| USAA | $1,150 | $1,517 | $2,133 | $1,266 |
Cheap Bangor, Maine Auto Insurance Rates After a DUI
Finding cheap auto insurance after a DUI in Bangor, Maine is not easy. Compare the annual rates for DUI auto insurance in Bangor, Maine to find the best deal.
| Insurance Company | Annual Auto Insurance Rates With a DUI |
|---|---|
| Allstate | $3,341 |
| Farmers | $2,713 |
| Geico | $2,348 |
| Liberty Mutual | $6,349 |
| Progressive | $3,146 |
| State Farm | $2,090 |
| Travelers | $2,522 |
| USAA | $2,133 |
Cheap Bangor, Maine Auto Insurance By Credit History
Credit history can have a major effect on the cost of auto insurance. See how Bangor, Maine annual auto insurance rates by credit history compare.
| Insurance Company | Poor | Fair | Good |
|---|---|---|---|
| Allstate | $3,639 | $2,768 | $2,267 |
| Farmers | $3,267 | $2,682 | $2,470 |
| Geico | $2,077 | $1,378 | $1,175 |
| Liberty Mutual | $5,899 | $3,822 | $2,990 |
| Progressive | $3,990 | $3,417 | $3,172 |
| State Farm | $3,043 | $1,818 | $1,408 |
| Travelers | $2,555 | $2,094 | $1,865 |
| USAA | $1,987 | $1,369 | $1,193 |
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Cheap Bangor, Maine Auto Insurance Rates By ZIP Code
Auto insurance rates by ZIP code in Bangor, Maine can vary. Compare the annual cost of auto insurance by ZIP code in Bangor, Maine to see how car insurance rates are affected by location.
| ZIP Code | Average Annual Rates |
|---|---|
| 4401 | $2,246 |
Cheap Bangor, Maine Auto Insurance Rates By Commute
Commute length and annual mileage affect Bangor, Maine auto insurance. Find the cheapest annual Bangor, Maine auto insurance by commute length.
| Insurance Company | 10 Mile Commute, 6000 Annual Mileage | 25 Mile Commute, 12000 Annual Mileage |
|---|---|---|
| Allstate | $2,891 | $2,891 |
| Farmers | $2,806 | $2,806 |
| Geico | $1,518 | $1,569 |
| Liberty Mutual | $4,151 | $4,323 |
| Progressive | $3,526 | $3,526 |
| State Farm | $2,021 | $2,158 |
| Travelers | $2,172 | $2,172 |
| USAA | $1,474 | $1,559 |
Cheap Bangor, Maine Auto Insurance Rates By Coverage Level
How much does the coverage level you select affect the cost of your auto insurance in Bangor, Maine? Check out the comparison of annual Bangor, Maine auto insurance rates by coverage level.
| Insurance Company | Low | Medium | High |
|---|---|---|---|
| Allstate | $2,851 | $2,853 | $2,970 |
| Farmers | $2,688 | $2,707 | $3,024 |
| Geico | $1,511 | $1,522 | $1,597 |
| Liberty Mutual | $4,175 | $4,175 | $4,360 |
| Progressive | $3,464 | $3,471 | $3,643 |
| State Farm | $2,029 | $2,065 | $2,175 |
| Travelers | $2,136 | $2,140 | $2,238 |
| USAA | $1,484 | $1,497 | $1,567 |
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Best By Category: Cheapest Auto Insurance in Bangor, Maine
Compare the cheapest auto insurance companies in Bangor, Maine in each category to find the company with the best rates for your personal needs.
| Category | Insurance Company |
|---|---|
| Teenagers | Geico |
| Seniors | USAA |
| Clean Record | Geico |
| With 1 Accident | USAA |
| With 1 DUI | State Farm |
| With 1 Speeding Violation | Geico |
The Cheapest Bangor, Maine Auto Insurance Companies
What auto insurance companies in Bangor, Maine are the cheapest? Compare the top Bangor, Maine auto insurance companies to find the best annual rates.
| Insurance Company | Average Annual Rates |
|---|---|
| Allstate | $2,891 |
| Farmers | $2,806 |
| Geico | $1,543 |
| Liberty Mutual | $4,237 |
| Progressive | $3,526 |
| State Farm | $2,090 |
| Travelers | $2,172 |
| USAA | $1,516 |
What affects auto insurance rates in Bangor, Maine?
There are a lot of reasons why auto insurance rates in Bangor, Maine are higher or lower than in other cities. These include traffic and the number of vehicle thefts in Bangor, Maine. Many local factors may affect your Bangor auto insurance rates.
Bangor Commute Time
Cities in which drivers have a longer average commute time tend to have higher auto insurance costs. The average Bangor, Maine commute length is 16.9 minutes according to City-Data.
Bangor Traffic
How does Bangor, Maine rank for traffic? According to Inrix Bangor, Maine is the 881st most congested worldwide.
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Compare Bangor, Maine Auto Insurance Quotes
Before you buy Bangor, Maine auto insurance, make sure you have compared rates from multiple companies. Enter your ZIP code below to get free Bangor, Maine auto insurance quotes.
Frequently Asked Questions
What is Bangor, ME auto insurance?
Bangor, ME auto insurance refers to insurance coverage specifically designed for vehicles registered and driven in Bangor, Maine. It provides financial protection against damages or losses resulting from accidents, theft, or other covered events involving your vehicle.
What types of auto insurance coverage are available in Bangor, ME?
The typical auto insurance coverage options available in Bangor, ME include liability coverage, which helps cover damages to other people’s property or injuries they sustain in an accident you’re responsible for, as well as comprehensive and collision coverage, which cover damages to your vehicle.
Are there any specific auto insurance requirements in Bangor, ME?
Yes, like most states, Maine has specific auto insurance requirements. Drivers in Bangor, ME are required to have liability insurance with minimum coverage limits set by the state. As of my knowledge cutoff in September 2021, the minimum liability coverage in Maine is 50/100/25, which means $50,000 bodily injury liability per person, $100,000 bodily injury liability per accident, and $25,000 property damage liability per accident.
Can I purchase additional coverage options for my Bangor, ME auto insurance policy?
Yes, you can enhance your auto insurance coverage by purchasing additional options beyond the minimum liability requirements. These may include collision coverage (for damage to your vehicle in a collision), comprehensive coverage (for damage to your vehicle from non-collision events like theft or vandalism), uninsured/underinsured motorist coverage, medical payments coverage, and more. Discuss your specific needs with an insurance professional to determine the best coverage options for you.
Are there any factors that can affect auto insurance rates in Bangor, ME?
Yes, several factors can influence auto insurance rates in Bangor, ME. These factors may include your driving record, age, gender, marital status, the type of vehicle you drive, your credit history, and the amount of coverage you choose. Additionally, the local area’s crime rate and population density can also impact insurance rates.
Where can I purchase auto insurance in Bangor, ME?
You can purchase auto insurance in Bangor, ME from various sources. This includes insurance agents and brokers representing different insurance companies, online insurance providers, or directly from insurance companies through their websites or customer service centers. It’s advisable to compare quotes from multiple providers to ensure you’re getting the best coverage and rates for your needs.
Are there any specific discounts or incentives available for Bangor, ME auto insurance?
Insurance companies may offer various discounts and incentives for auto insurance in Bangor, ME. These can include discounts for safe driving, multiple policies (such as bundling auto and home insurance), anti-theft devices, good student discounts, and more. Ask insurance providers about the discounts they offer to determine if you qualify for any cost-saving opportunities.
Free Auto Insurance Comparison
Enter your ZIP code below to view companies that have cheap auto insurance rates.
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Ty Stewart
Licensed Insurance Agent
Ty Stewart is the founder and CEO of SimpleLifeInsure.com. He started researching and studying about insurance when he got his first policy for his own family. He has been featured as an insurance expert speaker at agent conventions and in top publications. As an independent licensed insurance agent, he has helped clients nationwide to secure affordable coverage while making the process simpl...
Licensed Insurance Agent
Editorial Guidelines: We are a free online resource for anyone interested in learning more about auto insurance. Our goal is to be an objective, third-party resource for everything auto insurance related. We update our site regularly, and all content is reviewed by auto insurance experts.