Geico DriveEasy Review (2024)
The Geico DriveEasy program allows drivers to save up to 25% on auto insurance. Geico DriveEasy Pro, the program's app, monitors cornering, hard braking, and more, offering a discount based on your Geico DriveEasy score. This Geico DriveEasy review explains more about program enrollment and benefits.
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Justin Wright
Licensed Insurance Agent
Justin Wright has been a licensed insurance broker for over 9 years. After graduating from Southeastern Seminary with a Masters in Philosophy, Justin started his career as a professor, teaching Philosophy and Ethics. Later, Justin obtained both his Property & Casualty license and his Life and Health license and began working for State Farm and Allstate. In 2020, Justin began working as an i...
Licensed Insurance Agent
UPDATED: Sep 12, 2024
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Advertiser Disclosure: We strive to help you make confident auto insurance decisions. Comparison shopping should be easy. We are not affiliated with any one auto insurance provider and cannot guarantee quotes from any single provider. Our partnerships don’t influence our content. Our opinions are our own. To compare quotes from many different companies please enter your ZIP code on this page to use the free quote tool. The more quotes you compare, the more chances to save.
Editorial Guidelines: We are a free online resource for anyone interested in learning more about auto insurance. Our goal is to be an objective, third-party resource for everything auto insurance related. We update our site regularly, and all content is reviewed by auto insurance experts.
UPDATED: Sep 12, 2024
It’s all about you. We want to help you make the right coverage choices.
Advertiser Disclosure: We strive to help you make confident auto insurance decisions. Comparison shopping should be easy. We are not affiliated with any one auto insurance provider and cannot guarantee quotes from any single provider. Our partnerships don’t influence our content. Our opinions are our own. To compare quotes from many different companies please enter your ZIP code on this page to use the free quote tool. The more quotes you compare, the more chances to save.
On This Page
Geico DriveEasy is a telematics program that monitors driving behaviors to give you auto insurance discounts. With the program, Geico attempts to lower high-risk auto insurance claims by encouraging drivers to stay safe on the road and earn up to 25% in Geico DriveEasy savings.
Geico DriveEasy: Savings & How it Works
DriveEasy - Potential Savings | How It Works |
---|---|
Enrollment: 20% | Powered by a mobile app |
Safe driving: 25% | Tracks speeding, braking, phone use, time of day, and distance driven |
In this Geico DriveEasy app review, you’ll learn more about how the app works, how much does Geico DriveEasy save, how to enroll in Geico DriveEasy, and how to get the most with the Geico safe driving app.
- Safe drivers can save up to 25% on their auto insurance policy through the Geico DriveEasy program
- You can download Geico DriveEasy Pro app, the program’s mobile app, in 17 states
- The app rewards “good drivers” but will also increase insurance rates for drivers who show risky driving behavior
Understanding the Geico DriveEasy Program
Affordable usage-based auto insurance has become a competitive game. Geico DriveEasy is one of many driving apps that help lower auto insurance rates. In addition, like most apps, it’s easy to use. Read more about the best auto insurance apps.
To begin Geico DriveEasy enrollment, download the mobile app to your phone and enable the required settings.
Once you start driving, the app detects driving and gives a Geico DriveEasy score after each trip. You can view your trips on the dashboard, allowing you to see where to improve your driving.
Geico DriveEasy eligibility extends to the following states:
Geico DriveEasy State Availability
State |
---|
Colorado |
Connecticut |
Florida |
Illinois |
Indiana |
Kentucky |
Louisiana |
Maryland |
North Carolina |
New Jersey |
New Mexico |
Oklahoma |
Oregon |
Pennsylvania |
Virginia |
Texas |
Wisconsin |
Geico claims most customers earn a Geico DriveEasy discount based on safe driving habits. However, it will apply higher auto insurance rates depending on your location. Other cheap auto insurance programs may be available to those outside the 17 eligible states.
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Everyone on your policy can download Geico mobile app for overall Geico DriveEasy savings on your auto insurance policy.
Habits Monitored by the Geico DriveEasy App
Geico DriveEasy is looking for the core behaviors of distracted driving: phone calls and phone use. Geico docks drivers points for holding their phone or tapping its screen, but you may use hands-free calling. You’ll also be penalized by Geico DriveEasy for cornering, speeding, or hard braking.
The Insurance Information Institute report on distracted driving showed that cell phones increasingly cause fatal accidents on the road. In 2018, 385 people died in crashes that “involved the use of cellphones or other cell phone-related activities as distractions.”
See the chart below for a full breakdown of the driving habits that Geico tracks on the Geico DriveEasy app:
Geico DriveEasy Tracked Behaviors
Score Component | Geico DriveEasy Definition |
---|---|
Distracted driving | Handheld phonecalls and active phone use when driving faster than 6 miles per hour will be tracked and monitored. If a passenger uses your phone, it will still count against you. |
Hard braking | Your rate of deceleration while driving will be tracked, producing a hard-braking score. |
Cornering | How fast you are driving when cornering will be used to determine if you were driving safely. Slow down when going into turns to maintain control of your vehicle. |
Smoothness | How you control your speed will be tracked. Frequent changes of speed and abrupt stopping increase your chances of getting into an accident. |
Road type | The type of road you are driving on and the speed limits will be detected. Complex roads with changing speed limits are riskier than straight highways. |
Distance driven | How long you drive from one place to another will be tracked and monitored. |
Time of day | Driving late at night or early in the morning is considered riskier than general daytime driving. |
Weather | The type of weather you are driving in is detected to determine road conditions. In bad weather, visibility is impacted, and conditions are considered risky. |
Now that you’ve learned what can raise and lower your Geico DriveEasy score, keep reading to see if you’re ready to buy usage-based auto insurance through DriveEasy.
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Deciding Whether Geico DriveEasy Is Worth it
Geico DriveEasy benefits encourage drivers to drive safely in exchange for lower Geico car insurance rates. In fact, the DriveEasy app has helped Geico place high on our list of the best auto insurance companies for telecommuters.
However, not all of these apps penalize “bad” driving behaviors like Geico auto insurance. Here’s a list of other usage-based auto insurance companies:
Usage-Based Auto Insurance Discounts by Provider & Savings Amount
Insurance Company | Program Name | Device Type | Sign-up Discount | Savings Potential |
---|---|---|---|---|
AAADrive | Mobile App | 15% | 30% | |
Drivewise | Mobile App | 10% | 40% | |
KnowYourDrive | Mobile App or Plug-in | 10% | 20% | |
DriveEasy | Mobile App | 20% | 25% | |
RightTrack | Mobile App or Plug-in | 5% | 30% | |
Mile Auto | Neither | 20% | 40% | |
SmartRide | Mobile App or Plug-in | 10% | 40% | |
Snapshot | Mobile App or Plug-in | $25 | 20% | |
Drive Safe & Save | Mobile App or Plug-in | 5% | 30% | |
TrueLane | Plug-in | 5% | 25% | |
IntelliDrive | Mobile App | 10% | 30% | |
SafePilot | Mobile App | 5% | 20% |
Geico DriveEasy vs. Other Usage-Based Programs
Program | What It Tracks | Discount | Can Premiums Go Up? |
---|---|---|---|
Allstate Drivewise | Speed Braking Time of day | Up to 40% | No |
Geico DriveEasy | Distracted driving Braking Cornering Smoothness Distance Time of day Weather Road type | Varies by state, but often up to 25% | Yes, depending on the state |
Liberty Mutual RightTrack® | Mileage Nighttime driving Braking Acceleration | Up to 30% | No |
Nationwide SmartRide® | Mileage Braking Acceleration Nighttime driving | Up to 40% | No |
Progressive Snapshot® | Braking Acceleration Late-night driving Time on the road Phone use | $156 per year on average, according to Progressive | Yes, depending on the state and enrollment date |
State Farm Drive Safe & Save™ | Acceleration Braking Cornering Speeding Distracted driving | Up to 30% | Yes, depending on miles driven |
USAA SafePilot® | Location Time of day Phone handling Braking Annualized hours driven | Up to 30% | No |
Interested in learning more about the DriveEasy program from Geico? Enter your ZIP code to see what usage-based auto insurance programs are available in your area.
Frequently Asked Questions
What is Geico DriveEasy?
Geico DriveEasy is a usage-based insurance program offered by Geico, one of the leading insurance companies in the United States. Geico uses telematics technology to monitor and assess your driving behavior. You could receive Geico DriveEasy savings on your auto insurance premiums if you drive safely.
How does Geico DriveEasy work?
Geico DriveEasy utilizes a mobile app or a plug-in device to track various aspects of your driving, such as acceleration, braking, speed, and mileage. Then, Geico uses your data to determine your Geico DriveEasy score. If your Geico DriveEasy score is good, you could earn a Geico DriveEasy discount.
Is Geico DriveEasy available to all Geico customers?
Geico DriveEasy is available to both new and existing Geico customers. However, its availability may vary depending on your location, as the Geico DriveEasy program is only available in 17 states.
Is Geico DriveEasy worth it?
According to Geico DriveEasy program reviews, Geico DriveEasy is worth it, because by participating in the program, you have the opportunity to earn discounts on your auto insurance premiums if you have safe driving habits. Additionally, DriveEasy provides personalized feedback and insights into your driving habits, which can help you become a safer driver and potentially reduce the risk of accidents.
Can Geico DriveEasy increase my premium?
Geico DriveEasy can raise your rates if you have a poor score. However, you’ll earn a Geico DriveEasy discount if you have safe driving habits.
What does Geico DriveEasy monitor?
Geico DriveEasy evaluates your driving performance based on factors such as cornering, acceleration, braking, speed, and mileage. These factors get analyzed to determine the Geico DriveEasy score range, which determines your eligibility for potential discounts on your insurance premiums.
What discounts can I earn with a good Geico DriveEasy score?
The Geico DriveEasy discount you can earn varies depending on your driving performance. Generally, safer driving habits can lead to greater Geico DriveEasy savings on auto insurance premiums.
Will Geico DriveEasy affect my privacy?
Geico DriveEasy collects driving data through a mobile app or a plug-in device. While this data gets used to assess your driving habits, Geico assures that it takes privacy seriously and follows strict privacy policies. The collected information gets used for evaluating driving scores and determining potential Geico DriveEasy discounts. It doesn’t get shared with third parties without your consent except as the law requires.
How to opt out of Geico DriveEasy if I decide it’s not for me?
You can cancel the Geico DriveEasy program anytime. If you decide that the program isn’t suitable for you or you no longer wish to participate, you can contact Geico and request to discontinue your Geico DriveEasy enrollment.
Does Geico DriveEasy drain battery?
While the Geico DriveEasy Pro mobile app enters sleep mode when not driving, it will drain your battery life quicker while driving.
What is the average Geico DriveEasy score?
So, what is a good DriveEasy score? A score above 85 on the Geico DriveEasy program indicates that you are maintaining safe driving habits. This score is calculated based on the average of your driving behaviors over the past seven days.
How to improve Geico DriveEasy score?
To improve your DriveEasy score, you should consider the following steps based on the factors the app monitors:
- Minimize phone use: Avoid using your phone for calls, texts, or any apps while driving as Geico DriveEasy monitors phone handling.
- Avoid hard braking and quick acceleration: These actions are seen as risky because they can lead to accidents.
- Careful cornering: Take turns slowly and steadily.
- Consistent speed: Maintain a steady speed when driving, especially on highways.
- Consider driving times: Driving late at night or in the early hours of the morning can be riskier and might affect your score.
Does Geico DriveEasy track location?
Yes, the app does track location. The app uses your phone’s GPS to log trips and collect data about your driving behavior, such as distance driven, route regularity, and time of day.
Does DriveEasy track your speed?
Yes, the Geico DriveEasy app does track your speed as part of its monitoring driver’s behaviors.
How much do you save with Geico DriveEasy?
So, how much does DriveEasy save on your rates? The savings can vary, but typically, you can earn a discount of up to 10% on your insurance premium.
What does Geico DriveEasy track?
The Geico DriveEasy program tracks a variety of driving behaviors and conditions to evaluate your driving habits and determine your insurance discount, such as:
- Phone Use
- Speed and Acceleration
- Braking
- Cornering
- Time of Day
- Distance Driven
- Route Regularity
- Weather Conditions
- Location
How much is Geico DriveEasy discount?
The Geico DriveEasy program typically offers a discount of up to 10% on your insurance premium.
How long is the DriveEasy program?
So, how long does DriveEasy last? The program is ongoing as long as you choose to participate and are eligible under the policy terms.
How to use Geico DriveEasy?
To use the program, you should first sign up for Geico DriveEasy by downloading the app. Open the app and log in using your Geico account details. You’ll need to verify your account, typically through a confirmation code sent via SMS.
How to get around Geico DriveEasy?
It’s important to avoid manipulating the system as it could lead to unintended consequences such as inaccurate assessments of driving habits, which could affect your insurance coverage.
How to sign up for Geico DriveEasy?
Once you have downloaded the app, enable the required permissions for the DriveEasy feature to function properly. Then, the app will automatically begin recording your trips whenever you drive.
Does DriveEasy increase insurance rates?
Geico DriveEasy does affect insurance rates if the data collected indicates risky driving behavior.
How does Geico DriveEasy know if i’m a passenger?
The app primarily tracks driving behavior based on the movement of your phone and other sensors. However, Geico DriveEasy doesn’t know whether you’re the driver or a passenger.
Should I use Geico DriveEasy?
The feedback and scoring system can motivate you to improve your driving habits, such as reducing hard braking, speeding, and phone use while driving In addition, the app includes features like Accident Assist, which can detect hard braking and help initiate emergency services if necessary.
Does Geico have a Snapshot program?
Snapshot is a usage-based insurance program offered by Progressive, not Geico.
How to turn off Geico DriveEasy?
You can usually disable it directly through the Geico mobile app.
What if Geico Drive Easy is not working?
Ensure that your smartphone has a stable internet connection since DriveEasy requires internet to log trips and sync data. Verify that location services are turned on the mobile app. If none of the these steps work, try uninstalling and then reinstalling the mobile app. If you continue to experience issues, contact Geico customer support for further assistance.
Does Geico DriveEasy receive complaints?
Geico’s DriveEasy program has received various complaints from users for reasons such as technical problems, issues with points and rewards, and lack of transparency.
Free Auto Insurance Comparison
Enter your ZIP code below to view companies that have cheap auto insurance rates.
Secured with SHA-256 Encryption
Justin Wright
Licensed Insurance Agent
Justin Wright has been a licensed insurance broker for over 9 years. After graduating from Southeastern Seminary with a Masters in Philosophy, Justin started his career as a professor, teaching Philosophy and Ethics. Later, Justin obtained both his Property & Casualty license and his Life and Health license and began working for State Farm and Allstate. In 2020, Justin began working as an i...
Licensed Insurance Agent
Editorial Guidelines: We are a free online resource for anyone interested in learning more about auto insurance. Our goal is to be an objective, third-party resource for everything auto insurance related. We update our site regularly, and all content is reviewed by auto insurance experts.