How to Cancel The Hartford Auto Insurance in 2024
You can cancel The Hartford auto insurance at any time, and you might even receive a refund if you cancel before your policy ends. However, you might be charged a 10% cancellation fee depending on what state you live in.
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Schimri Yoyo
Licensed Agent & Financial Advisor
Schimri Yoyo is a financial advisor with active insurance licenses in seven states and over 20 years of professional experience. During his career, he has held roles at Foresters Financial, Strayer University, Minnesota Life, Securian Financial Services, Delaware Valley Advisors, Bridgemark Wealth Management, and Fidelity. Schimri is an educator eager to assist individuals and families in ach...
Licensed Agent & Financial Advisor
UPDATED: Aug 21, 2024
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Advertiser Disclosure: We strive to help you make confident auto insurance decisions. Comparison shopping should be easy. We are not affiliated with any one auto insurance provider and cannot guarantee quotes from any single provider. Our partnerships don’t influence our content. Our opinions are our own. To compare quotes from many different companies please enter your ZIP code on this page to use the free quote tool. The more quotes you compare, the more chances to save.
Editorial Guidelines: We are a free online resource for anyone interested in learning more about auto insurance. Our goal is to be an objective, third-party resource for everything auto insurance related. We update our site regularly, and all content is reviewed by auto insurance experts.
UPDATED: Aug 21, 2024
It’s all about you. We want to help you make the right coverage choices.
Advertiser Disclosure: We strive to help you make confident auto insurance decisions. Comparison shopping should be easy. We are not affiliated with any one auto insurance provider and cannot guarantee quotes from any single provider. Our partnerships don’t influence our content. Our opinions are our own. To compare quotes from many different companies please enter your ZIP code on this page to use the free quote tool. The more quotes you compare, the more chances to save.
On This Page
- You can cancel The Hartford auto insurance at any time
- You can cancel by mail, phone, or in-person with your agent
- If you have paid in advance, you may receive a refund for the unused portion
- Depending on what state you live in, you may be charged a 10% fee for canceling before your policy ends
There are many reasons you may need to know how to cancel your The Hartford auto insurance, such as finding a better rate elsewhere or selling your vehicle.
No matter why you need to know how to cancel auto insurance, canceling your policy with The Hartford insurance company is relatively easy. It’s also a great time to shop around for auto insurance.
Before you learn how to cancel The Hartford auto insurance, enter your ZIP code to compare quotes with your The Hartford auto insurance rates to find the best deal.
How do you cancel your The Hartford auto insurance?
When you are ready to cancel your policy with The Hartford, you can call, mail a letter, or see your agent in person. The best way to cancel your policy is up to you.
Even though there is a The Hartford website and app, you can’t cancel your policy online or through the app.
Step 1: Verify your The Hartford renewal date
Check with your current company to see if you need to wait until your policy ends to avoid fees.
Step 2: Compare auto insurance quotes
We recommend that you compare auto insurance quotes from at least three different car insurance companies before you decide on an insurer.
Step 3: Find a new auto insurance policy
What’s the best time to switch your auto insurance policy? It depends. Before you cancel your policy with The Hartford, there are some things to consider.
There is no rule for how many times you can switch auto insurance companies. Although it’s not bad to switch companies, some car insurance companies will offer you a loyalty discount to stay.
You can generally switch car insurance companies anytime you would like, but be aware that you may face fees or penalties for doing so in the middle of your policy.
If you are considering switching your auto insurance company, use these simple steps to make the process easy:
- Find out what the minimum auto insurance required in your state is.
- Contact the auto insurance company you wish to cancel, go through the proper procedures, and make sure your new policy is effective before your cancellation date
We can’t stress enough how important it is to not let your coverage lapse. Driving without auto insurance is illegal in most states and can lead to fines, having your driver’s license suspended, and possible jail time.
In fact, the Insurance Information Institute reports that in 2015 around 13% of drivers were uninsured. Driving uninsured not only puts you at risk for legal trouble, but it also means you will be financially responsible for any damages if you cause an accident.
If you are unhappy with your car insurance policy with The Hartford, shop around for a better deal. Make sure you are taking advantage of all the auto insurance discounts offered by The Hartford, and then compare your rates with other companies. Not all companies will charge the same for the same coverage so compare rates with your The Hartford auto insurance quote.
Step 4: Cancel your The Hartford auto insurance policy
You need to have the following information ready however you choose to cancel:
- Name, address, phone number
- Policy number
- When you would like your policy to end
Once you have your information together, you can call 877-896-9320 for regular policyholders or 800-423-6789 for AARP members.
You can also mail your cancellation letter to either address depending on what type of policyholder you are. AARP member should send their cancellation letter to:
AARP Insurance Program
The Hartford
PO Box 14219
Lexington, KY 40512
Regular policyholders send their letter to:
The Hartford Personal Lines
The Hartford
PO Box 14219
Lexington, KY 40512
Step 5: Follow up on your refund
You may be entitled to a refund when you switch your auto insurance. No matter how you cancel, you will want to speak with someone to ask about any refunds or fees that are due.
To learn more, read our The Hartford auto insurance review.
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Frequently Asked Questions
When can you cancel your The Hartford auto insurance?
You can cancel The Hartford auto insurance at any time. If you’ve paid in advance, the unused portion of your payment will be returned.
Are there cancellation fees with The Hartford auto insurance?
That depends on where you live. A 10% cancellation fee applies in certain states so contact your agent before you cancel to see if you will be charged.
Should you adjust or cancel your The Hartford auto insurance?
If you are simply moving to another state, you can just change your address. There’s no need to cancel.
The same is true if you want to add or remove a driver or change your coverage and auto insurance deductibles.
However, if you are unhappy with The Hartford service or find a cheaper car insurance rate elsewhere, it might be time to cancel your policy.
Now that you know how to cancel The Hartford car insurance, enter your ZIP code to compare quotes today.
Frequently Asked Questions
How can I cancel my auto insurance policy with The Hartford?
To cancel your auto insurance policy with The Hartford, you have a few options. You can contact their customer service department by phone and request cancellation. Alternatively, you can visit their website and log into your account to initiate the cancellation process online. Additionally, some agents may be able to assist you with cancellation in person.
Is there a specific time period within which I can cancel my policy without penalty?
The specific cancellation policy and any associated penalties may vary depending on the terms and conditions of your auto insurance policy with The Hartford. It’s recommended to review your policy documents or contact their customer service directly to understand any applicable time frames or penalties for cancellation.
Will I receive a refund if I cancel my policy before its expiration date?
The possibility of receiving a refund upon cancellation depends on several factors, including the terms of your auto insurance policy and the timing of the cancellation. Typically, if you cancel your policy before its expiration date, The Hartford may issue a refund for the unused portion of your premium. However, keep in mind that any applicable cancellation fees or administrative charges may be deducted from the refund amount.
Can I cancel my policy mid-term if I find a better insurance option?
Yes, you can generally cancel your auto insurance policy with The Hartford mid-term if you find a better insurance option. However, it’s important to consider any potential penalties, fees, or consequences of early cancellation before making a decision. It’s recommended to review your policy terms or consult with The Hartford’s customer service to understand the specifics of your situation.
What information do I need to provide when canceling my auto insurance policy?
When canceling your auto insurance policy with The Hartford, you will likely need to provide some essential information, such as your policy number, your contact details, the effective date of cancellation, and the reason for canceling. The exact information required may vary, so it’s advisable to consult with The Hartford’s customer service or refer to your policy documents for specific instructions.
Free Auto Insurance Comparison
Enter your ZIP code below to view companies that have cheap auto insurance rates.
Secured with SHA-256 Encryption
Schimri Yoyo
Licensed Agent & Financial Advisor
Schimri Yoyo is a financial advisor with active insurance licenses in seven states and over 20 years of professional experience. During his career, he has held roles at Foresters Financial, Strayer University, Minnesota Life, Securian Financial Services, Delaware Valley Advisors, Bridgemark Wealth Management, and Fidelity. Schimri is an educator eager to assist individuals and families in ach...
Licensed Agent & Financial Advisor
Editorial Guidelines: We are a free online resource for anyone interested in learning more about auto insurance. Our goal is to be an objective, third-party resource for everything auto insurance related. We update our site regularly, and all content is reviewed by auto insurance experts.