Best Inez, Kentucky Auto Insurance in 2024
The average Inez, KY auto insurance rates are $578 per month. The minimum auto insurance in Inez is at least 25/50/25 in coverage to comply with Kentucky auto insurance laws. To find the best cheap auto insurance in Inez, Kentucky, compare quotes from multiple companies.
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Tim Bain
Licensed Insurance Agent
Tim Bain is a licensed insurance agent with 23 years of experience helping people protect their families and businesses with the best insurance coverage to meet their needs. His insurance expertise has been featured in several publications, including Investopedia and eFinancial. He also does digital marking and analysis for KPS/3, a communications and marking firm located in Nevada.
Licensed Insurance Agent
UPDATED: Sep 10, 2024
It’s all about you. We want to help you make the right coverage choices.
Advertiser Disclosure: We strive to help you make confident auto insurance decisions. Comparison shopping should be easy. We are not affiliated with any one auto insurance provider and cannot guarantee quotes from any single provider. Our partnerships don’t influence our content. Our opinions are our own. To compare quotes from many different companies please enter your ZIP code on this page to use the free quote tool. The more quotes you compare, the more chances to save.
Editorial Guidelines: We are a free online resource for anyone interested in learning more about auto insurance. Our goal is to be an objective, third-party resource for everything auto insurance related. We update our site regularly, and all content is reviewed by auto insurance experts.
UPDATED: Sep 10, 2024
It’s all about you. We want to help you make the right coverage choices.
Advertiser Disclosure: We strive to help you make confident auto insurance decisions. Comparison shopping should be easy. We are not affiliated with any one auto insurance provider and cannot guarantee quotes from any single provider. Our partnerships don’t influence our content. Our opinions are our own. To compare quotes from many different companies please enter your ZIP code on this page to use the free quote tool. The more quotes you compare, the more chances to save.
On This Page
- The average commute length in Inez is 18.6 minutes
- Average auto insurance rates in Inez, KY for senior drivers are $3,744 per year
- The minimum auto insurance required in Inez, Kentucky is 25/50/25
Inez, Kentucky auto insurance requirements are 25/50/25 according to Kentucky auto insurance laws. Finding cheap auto insurance in Inez can seem like a difficult task, but all of the information you need is right here. We’ll cover factors that affect auto insurance rates in Inez, Kentucky, including driving record, credit, commute time, and more.
Compare auto insurance in Inez to other Kentucky cities, including Elizabeth auto insurance rates, Independence auto insurance rates, and George auto insurance rates to see how Inez, Kentucky auto insurance rates stack up.
Before you buy Inez, Kentucky auto insurance, make sure you have compared rates from multiple companies. Enter your ZIP code above to get free Inez, Kentucky auto insurance quotes.
Minimum Auto Insurance in Inez, Kentucky
Inez, Kentucky auto insurance laws require that you have at least the Kentucky minimum auto insurance to be financially responsible in the event of an accident. Take a look at the required auto insurance in Inez, Kentucky.
| Liability Insurance Required | Minimum Coverage Limits Required |
|---|---|
| Bodily Injury Liability Coverage | $25,000 per person $50,000 per accident |
| Property Damage Liability Coverage | $25,000 minimum |
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Cheap Inez, Kentucky Auto Insurance by Age, Gender, and Marital Status
Auto insurance rates in Inez, Kentucky are affected by age, gender, and marital status. See how demographics impact the annual cost of insurance.
| Insurance Company | Married 35-Year-Old Female | Married 35-Year-Old Male | Married 60-Year-Old Female | Married 60-Year-Old Male | Single 17-Year-Old Female | Single 17-Year-Old Male | Single 25-Year-Old Female | Single 25-Year-Old Male |
|---|---|---|---|---|---|---|---|---|
| Allstate | $5,656 | $5,562 | $5,196 | $5,514 | $21,020 | $23,290 | $6,123 | $6,397 |
| Geico | $4,386 | $4,051 | $4,595 | $4,158 | $8,902 | $10,417 | $3,551 | $3,058 |
| Liberty Mutual | $4,533 | $4,948 | $3,750 | $4,247 | $19,608 | $21,908 | $4,782 | $5,072 |
| Nationwide | $5,612 | $5,527 | $5,076 | $5,251 | $12,513 | $15,335 | $6,384 | $6,579 |
| Progressive | $3,170 | $2,989 | $2,888 | $2,885 | $16,316 | $18,490 | $3,933 | $3,944 |
| State Farm | $2,464 | $2,464 | $2,183 | $2,183 | $6,624 | $8,407 | $2,730 | $3,012 |
| Travelers | $4,021 | $4,096 | $3,958 | $3,966 | $20,585 | $33,458 | $4,203 | $4,868 |
| USAA | $2,222 | $2,217 | $2,016 | $2,039 | $6,138 | $6,430 | $2,807 | $3,068 |
Cheap Inez, Kentucky Auto Insurance for Teen Drivers
Finding cheap teen auto insurance in Inez, Kentucky is a challenge. Take a look at the annual teen auto insurance rates in Inez, Kentucky.
| Insurance Company | Single 17-Year-Old Female | Single 17-Year-Old Male |
|---|---|---|
| Allstate | $21,020 | $23,290 |
| Geico | $8,902 | $10,417 |
| Liberty Mutual | $19,608 | $21,908 |
| Nationwide | $12,513 | $15,335 |
| Progressive | $16,316 | $18,490 |
| State Farm | $6,624 | $8,407 |
| Travelers | $20,585 | $33,458 |
| USAA | $6,138 | $6,430 |
Cheap Inez, Kentucky Auto Insurance for Seniors
What are senior auto insurance rates in Inez, Kentucky? Take a look at the annual average rates for older drivers.
| Insurance Company | Married 60-Year-Old Female | Married 60-Year-Old Male |
|---|---|---|
| Allstate | $5,196 | $5,514 |
| Geico | $4,595 | $4,158 |
| Liberty Mutual | $3,750 | $4,247 |
| Nationwide | $5,076 | $5,251 |
| Progressive | $2,888 | $2,885 |
| State Farm | $2,183 | $2,183 |
| Travelers | $3,958 | $3,966 |
| USAA | $2,016 | $2,039 |
Cheap Inez, Kentucky Auto Insurance By Driving Record
Driving record has a big impact on your auto insurance rates. See the annual auto insurance rates for a bad record in Inez, Kentucky compared to the annual auto insurance rates with a clean record in Inez, Kentucky.
| Group | Clean Record | With 1 Accident | With 1 DUI | With 1 Speeding Violation |
|---|---|---|---|---|
| Allstate | $8,137 | $10,633 | $11,404 | $9,205 |
| Geico | $3,255 | $5,722 | $8,597 | $3,985 |
| Liberty Mutual | $7,159 | $11,077 | $8,580 | $7,609 |
| Nationwide | $6,138 | $8,016 | $10,201 | $6,784 |
| Progressive | $5,624 | $8,452 | $6,400 | $6,832 |
| State Farm | $3,477 | $4,039 | $3,758 | $3,758 |
| Travelers | $8,598 | $8,850 | $12,895 | $9,234 |
| USAA | $2,526 | $3,582 | $4,312 | $3,049 |
Cheap Inez, Kentucky Auto Insurance Rates After a DUI
Finding cheap auto insurance after a DUI in Inez, Kentucky is not easy. Compare the annual rates for DUI auto insurance in Inez, Kentucky to find the best deal.
| Insurance Company | Annual Auto Insurance Rates With a DUI |
|---|---|
| Allstate | $11,404 |
| Geico | $8,597 |
| Liberty Mutual | $8,580 |
| Nationwide | $10,201 |
| Progressive | $6,400 |
| State Farm | $3,758 |
| Travelers | $12,895 |
| USAA | $4,312 |
Cheap Inez, Kentucky Auto Insurance By Credit History
Credit history can have a major effect on the cost of auto insurance. See how Inez, Kentucky annual auto insurance rates by credit history compare.
| Insurance Company | Poor | Fair | Good |
|---|---|---|---|
| Allstate | $13,267 | $8,927 | $7,340 |
| Geico | $8,861 | $4,424 | $2,884 |
| Liberty Mutual | $12,402 | $7,518 | $5,898 |
| Nationwide | $9,567 | $7,412 | $6,376 |
| Progressive | $7,601 | $6,661 | $6,219 |
| State Farm | $5,387 | $3,295 | $2,594 |
| Travelers | $11,053 | $9,330 | $9,300 |
| USAA | $4,983 | $2,817 | $2,301 |
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Cheap Inez, Kentucky Auto Insurance Rates By ZIP Code
Auto insurance rates by ZIP code in Inez, Kentucky can vary. Compare the annual cost of auto insurance by ZIP code in Inez, Kentucky to see how car insurance rates are affected by location.
| ZIP Code | Average Annual Rates |
|---|---|
| 41224 | $6,319 |
Cheap Inez, Kentucky Auto Insurance Rates By Commute
Commute length and annual mileage affect Inez, Kentucky auto insurance. Find the cheapest annual Inez, Kentucky auto insurance by commute length.
| Insurance Company | 10 Mile Commute, 6000 Annual Mileage | 25 Mile Commute, 12000 Annual Mileage |
|---|---|---|
| Allstate | $9,845 | $9,845 |
| Geico | $5,341 | $5,438 |
| Liberty Mutual | $8,606 | $8,606 |
| Nationwide | $7,785 | $7,785 |
| Progressive | $6,827 | $6,827 |
| State Farm | $3,668 | $3,849 |
| Travelers | $9,894 | $9,894 |
| USAA | $3,241 | $3,494 |
Cheap Inez, Kentucky Auto Insurance Rates By Coverage Level
How much does the coverage level you select affect the cost of your auto insurance in Inez, Kentucky? Check out the comparison of annual Inez, Kentucky auto insurance rates by coverage level.
| Insurance Company | Low | Medium | High |
|---|---|---|---|
| Allstate | $8,617 | $9,766 | $11,151 |
| Geico | $4,884 | $5,352 | $5,934 |
| Liberty Mutual | $8,109 | $8,548 | $9,162 |
| Nationwide | $7,752 | $7,650 | $7,952 |
| Progressive | $6,016 | $6,649 | $7,815 |
| State Farm | $3,519 | $3,745 | $4,011 |
| Travelers | $9,340 | $9,923 | $10,419 |
| USAA | $3,184 | $3,358 | $3,560 |
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Best By Category: Cheapest Auto Insurance in Inez, Kentucky
Compare the cheapest auto insurance companies in Inez, Kentucky in each category to find the company with the best rates for your personal needs.
| Category | Insurance Company |
|---|---|
| Teenagers | USAA |
| Seniors | USAA |
| Clean Record | USAA |
| With 1 Accident | USAA |
| With 1 DUI | State Farm |
| With 1 Speeding Violation | USAA |
The Cheapest Inez, Kentucky Auto Insurance Companies
What auto insurance companies in Inez, Kentucky are the cheapest? Compare the top Inez, Kentucky auto insurance companies to find the best annual rates.
| Insurance Company | Average Annual Rates |
|---|---|
| Allstate | $9,845 |
| Geico | $5,390 |
| Liberty Mutual | $8,606 |
| Nationwide | $7,785 |
| Progressive | $6,827 |
| State Farm | $3,758 |
| Travelers | $9,894 |
| USAA | $3,367 |
What affects auto insurance rates in Inez, Kentucky?
There are a lot of reasons why auto insurance rates in Inez, Kentucky are higher or lower than in other cities. These include traffic and the number of vehicle thefts in Inez, Kentucky. Many local factors may affect your Inez auto insurance rates.
Inez Commute Time
Cities in which drivers have a longer average commute time tend to have higher auto insurance costs. The average Inez, Kentucky commute length is 18.6 minutes according to City-Data.
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Compare Inez, Kentucky Auto Insurance Quotes
Before you buy Inez, Kentucky auto insurance, make sure you have compared rates from multiple companies. Enter your ZIP code below to get free Inez, Kentucky auto insurance quotes.
Frequently Asked Questions
What happens if I don’t have auto insurance in Inez, KY?
Driving without auto insurance in Inez, KY, is illegal and can result in penalties and consequences. If you’re caught driving without insurance, you may face fines, license suspension, vehicle impoundment, or even legal action. Additionally, you’ll be responsible for covering any damages or injuries caused in an accident out of your own pocket. It’s essential to maintain valid auto insurance to protect yourself and others on the road.
Can I get auto insurance with a suspended license in Inez, KY?
Most insurance companies in Inez, KY, require a valid driver’s license to issue an auto insurance policy. It may be challenging to find coverage with a suspended license. However, there may be specialized insurance options available, so it’s best to contact insurance providers directly to inquire about specific circumstances.
What should I do after a car accident in Inez, KY?
After a car accident in Inez, KY, follow these steps:
- Ensure your safety and the safety of others involved.
- Call emergency services if needed.
- Exchange contact and insurance information with the other driver(s) involved.
- Document the accident scene by taking photos and gathering witness information.
- Notify your insurance company and provide them with accurate details of the accident.
- Cooperate with the claims process and provide any requested information.
Are there any specific auto insurance requirements in Inez, KY?
Inez, KY, requires all drivers to carry minimum liability insurance coverage. The current minimum requirements in Kentucky are:
- $25,000 bodily injury liability coverage per person.
- $50,000 bodily injury liability coverage per accident.
- $25,000 property damage liability coverage per accident.
What factors affect the cost of auto insurance in Inez, KY?
Several factors can influence the cost of auto insurance in Inez, KY, including:
- Your driving record and history of accidents or violations.
- The make, model, and age of your vehicle.
- Your age, gender, and marital status.
- Your credit score.
- The coverage limits and deductibles you choose.
- The location where your car is primarily parked or garaged.
- The average annual mileage you drive.
Free Auto Insurance Comparison
Enter your ZIP code below to view companies that have cheap auto insurance rates.
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Tim Bain
Licensed Insurance Agent
Tim Bain is a licensed insurance agent with 23 years of experience helping people protect their families and businesses with the best insurance coverage to meet their needs. His insurance expertise has been featured in several publications, including Investopedia and eFinancial. He also does digital marking and analysis for KPS/3, a communications and marking firm located in Nevada.
Licensed Insurance Agent
Editorial Guidelines: We are a free online resource for anyone interested in learning more about auto insurance. Our goal is to be an objective, third-party resource for everything auto insurance related. We update our site regularly, and all content is reviewed by auto insurance experts.