Best Cheap Auto Insurance in Hickory, NC (2021)

The average Hickory, NC auto insurance rates are $275 per month. The minimum auto insurance in Hickory is at least 30/60/25 in coverage to comply with North Carolina auto insurance laws. To find the best cheap auto insurance in Hickory, North Carolina, compare quotes from multiple companies.

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Rachel Bodine graduated from college with a BA in English. She has since worked as a Feature Writer in the insurance industry and gained a deep knowledge of state and countrywide insurance laws and rates. Her research and writing focus on helping readers understand their insurance coverage and how to find savings. Her expert advice on insurance has been featured on sites like PhotoEnforced, All...

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Written by Rachel Bodine
Feature Writer Rachel Bodine

Dan Walker graduated with a BS in Administrative Management in 2005 and has been working in his family’s insurance agency, FCI Agency, for 15 years (BBB A+). He is licensed as an agent to write property and casualty insurance, including home, auto, umbrella, and dwelling fire insurance. He’s also been featured on sites like Reviews.com and Safeco. He reviews content, ensuring that ex...

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Reviewed by Daniel Walker
Licensed Auto Insurance Agent Daniel Walker

UPDATED: May 17, 2021

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Advertiser Disclosure: We strive to help you make confident auto insurance decisions. Comparison shopping should be easy. We are not affiliated with any one auto insurance provider and cannot guarantee quotes from any single provider. Our partnerships don’t influence our content. Our opinions are our own. To compare quotes from many different companies please enter your ZIP code on this page to use the free quote tool. The more quotes you compare, the more chances to save.

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Things to Remember

  • Average auto insurance rates in Hickory, NC for senior drivers are $2,464 per year
  • The most expensive auto insurance company in Hickory for teen drivers is Allstate
  • The cheapest auto insurance company in Hickory is Liberty Mutual

Hickory, North Carolina auto insurance requirements are 30/60/25 according to North Carolina auto insurance laws. Finding cheap auto insurance in Hickory can seem like a difficult task, but all of the information you need is right here. We’ll cover factors that affect auto insurance rates in Hickory, North Carolina, including driving record, credit, commute time, and more.

Compare auto insurance in Hickory to other North Carolina cities, including Cary auto insurance rates, Fayetteville auto insurance rates, and High Point auto insurance rates to see how Hickory, North Carolina auto insurance rates stack up.

Before you buy Hickory, North Carolina auto insurance, make sure you have compared rates from multiple companies. Enter your ZIP code above to get free Hickory, North Carolina auto insurance quotes.

Minimum Auto Insurance in Hickory, North Carolina

Hickory, North Carolina auto insurance laws require that you have at least the North Carolina minimum auto insurance to be financially responsible in the event of an accident. Take a look at the required auto insurance in Hickory, North Carolina.

Minimum Required Auto Insurance Coverage in Hickory, North Carolina

Liability Insurance Required Minimum Coverage Limits Required
Bodily Injury Liability Coverage $30,000 per person
$60,000 per accident
Property Damage Liability Coverage $25,000 minimum

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Cheap Hickory, North Carolina Auto Insurance by Age, Gender, and Marital Status

Auto insurance rates in Hickory, North Carolina are affected by age, gender, and marital status. See how demographics impact the annual cost of insurance.

Annual Auto Insurance Rates by Age, Gender, and Marital Status in Hickory, North Carolina

Insurance Company Married 35-Year-Old Female Married 35-Year-Old Male Married 60-Year-Old Female Married 60-Year-Old Male Single 17-Year-Old Female Single 17-Year-Old Male Single 25-Year-Old Female Single 25-Year-Old Male
Allstate $5,530 $5,530 $4,533 $4,533 $13,427 $13,427 $5,639 $5,639
GEICO $2,459 $2,413 $2,426 $2,382 $4,592 $4,551 $2,155 $2,142
Liberty Mutual $1,769 $1,769 $1,830 $1,830 $3,156 $3,156 $1,769 $1,769
Nationwide $2,335 $2,335 $2,335 $2,335 $3,997 $3,997 $2,335 $2,335
Progressive $1,738 $1,738 $1,596 $1,596 $4,035 $4,035 $1,926 $1,926
State Farm $2,304 $2,304 $1,994 $1,994 $3,403 $3,403 $2,846 $2,846
Travelers $2,576 $2,576 $2,555 $2,555 $4,418 $4,418 $2,644 $2,644

Cheap Hickory, North Carolina Auto Insurance for Teen Drivers

Finding cheap teen auto insurance in Hickory, North Carolina is a challenge. Take a look at the annual teen auto insurance rates in Hickory, North Carolina.

Annual Auto Insurance Rates for Teen Drivers in Hickory, North Carolina

Insurance Company Single 17-Year-Old Female Single 17-Year-Old Male
Allstate $13,427 $13,427
GEICO $4,592 $4,551
Liberty Mutual $3,156 $3,156
Nationwide $3,997 $3,997
Progressive $4,035 $4,035
State Farm $3,403 $3,403
Travelers $4,418 $4,418

Cheap Hickory, North Carolina Auto Insurance for Seniors

What are senior auto insurance rates in Hickory, North Carolina? Take a look at the annual average rates for older drivers.

Annual Auto Insurance Rates for Senior Drivers in Hickory, North Carolina

Insurance Company Married 60-Year-Old Female Married 60-Year-Old Male
Allstate $4,533 $4,533
GEICO $2,426 $2,382
Liberty Mutual $1,830 $1,830
Nationwide $2,335 $2,335
Progressive $1,596 $1,596
State Farm $1,994 $1,994
Travelers $2,555 $2,555

Cheap Hickory, North Carolina Auto Insurance By Driving Record

Driving record has a big impact on your auto insurance rates. See the annual auto insurance rates for a bad record in Hickory, North Carolina compared to the annual auto insurance rates with a clean record in Hickory, North Carolina.

Annual Hickory, North Carolina Auto Insurance Rates by Driving Record

Group Clean Record With 1 Accident With 1 DUI With 1 Speeding Violation
Allstate $3,956 $6,934 $12,899 $5,340
GEICO $1,567 $2,315 $5,529 $2,148
Liberty Mutual $1,273 $1,632 $3,987 $1,632
Nationwide $1,623 $2,095 $5,189 $2,095
Progressive $1,115 $1,620 $4,992 $1,568
State Farm $1,407 $2,034 $5,074 $2,034
Travelers $1,812 $2,383 $5,656 $2,342

Cheap Hickory, North Carolina Auto Insurance Rates After a DUI

Finding cheap auto insurance after a DUI in Hickory, North Carolina is not easy. Compare the annual rates for DUI auto insurance in Hickory, North Carolina to find the best deal.

Annual Auto Insurance Rates After a DUI in Hickory, North Carolina

Insurance Company Annual Auto Insurance Rates With a DUI
Allstate $12,899
GEICO $5,529
Liberty Mutual $3,987
Nationwide $5,189
Progressive $4,992
State Farm $5,074
Travelers $5,656

Cheap Hickory, North Carolina Auto Insurance By Credit History

Credit history can have a major effect on the cost of auto insurance. See how Hickory, North Carolina annual auto insurance rates by credit history compare.

Annual Auto Insurance Rates by Credit Score in Hickory, North Carolina

Insurance Company Poor Fair Good
Allstate $9,851 $6,394 $5,602
GEICO $3,127 $2,876 $2,666
Liberty Mutual $2,131 $2,131 $2,131
Nationwide $2,751 $2,751 $2,751
Progressive $2,592 $2,273 $2,106
State Farm $3,701 $2,369 $1,842
Travelers $3,256 $2,963 $2,926

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Cheap Hickory, North Carolina Auto Insurance Rates By ZIP Code

Auto insurance rates by ZIP code in Hickory, North Carolina can vary. Compare the annual cost of auto insurance by ZIP code in Hickory, North Carolina to see how car insurance rates are affected by location.

Annual Auto Insurance Rates by ZIP Code in Hickory, North Carolina

ZIP Code Average Annual Rates
28602 $2,999

Cheap Hickory, North Carolina Auto Insurance Rates By Commute

Commute length and annual mileage affect Hickory, North Carolina auto insurance. Find the cheapest annual Hickory, North Carolina auto insurance by commute length.

Annual Auto Insurance Rates by Commute Length in Hickory, North Carolina

Insurance Company 10 Mile Commute, 6000 Annual Mileage 25 Mile Commute, 12000 Annual Mileage
Allstate $7,282 $7,282
GEICO $2,890 $2,890
Liberty Mutual $2,131 $2,131
Nationwide $2,751 $2,751
Progressive $2,324 $2,324
State Farm $2,628 $2,646
Travelers $3,048 $3,048

Cheap Hickory, North Carolina Auto Insurance Rates By Coverage Level

How much does the coverage level you select affect the cost of your auto insurance in Hickory, North Carolina? Check out the comparison of annual Hickory, North Carolina auto insurance rates by coverage level.

Annual Auto Insurance Rates by Coverage Level in Hickory, North Carolina

Insurance Company Low Medium High
Allstate $7,018 $7,256 $7,573
GEICO $2,756 $2,879 $3,034
Liberty Mutual $2,026 $2,117 $2,249
Nationwide $2,634 $2,736 $2,882
Progressive $2,202 $2,309 $2,459
State Farm $2,528 $2,623 $2,760
Travelers $2,917 $3,032 $3,196

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Best By Category: Cheapest Auto Insurance in Hickory, North Carolina

Compare the cheapest auto insurance companies in Hickory, North Carolina in each category to find the company with the best rates for your personal needs.

Best Annual Auto Insurance Rates by Company in Hickory, North Carolina

Category Insurance Company
Teenagers Liberty Mutual
Seniors Progressive
Clean Record Progressive
With 1 Accident Progressive
With 1 DUI Liberty Mutual
With 1 Speeding Violation Progressive

The Cheapest Hickory, North Carolina Auto Insurance Companies

What auto insurance companies in Hickory, North Carolina are the cheapest? Compare the top Hickory, North Carolina auto insurance companies to find the best annual rates.

Average Annual Auto Insurance Rates by Company in Hickory, North Carolina

Insurance Company Average Annual Rates
Allstate $7,282
GEICO $2,890
Liberty Mutual $2,131
Nationwide $2,751
Progressive $2,324
State Farm $2,637
Travelers $3,048

What affects auto insurance rates in Hickory, North Carolina?

There are a lot of reasons why auto insurance rates in Hickory, North Carolina are higher or lower than in other cities. These include traffic and the number of vehicle thefts in Hickory, North Carolina. Many local factors may affect your Hickory auto insurance rates.

Hickory Commute Time

Cities in which drivers have a longer average commute time tend to have higher auto insurance costs. The average Hickory, North Carolina commute length is 19.6 minutes according to City-Data.

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Compare Hickory, North Carolina Auto Insurance Quotes

Before you buy Hickory, North Carolina auto insurance, make sure you have compared rates from multiple companies. Enter your ZIP code below to get free Hickory, North Carolina auto insurance quotes.

Free Auto Insurance Comparison

Enter your ZIP code below to view companies that have cheap auto insurance rates.

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