Best Jonesboro, Arkansas Auto Insurance in 2024 (Your Guide to the Top 10 Companies)
The best Jonesboro, Arkansas auto insurance starts at just $46 per month with State Farm, AAA, and Erie. Renowned for their strong financial stability and tailored policies, these companies stand out as the best options for cost-effective and dependable coverage in the area for Jonesboro, Arkansas drivers.
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Kristen Gryglik
Licensed Insurance Agent
Kristen is a licensed insurance agent working in the greater Boston area. She has over 20 years of experience counseling individuals and businesses on which insurance policies best fit their needs and budgets. She knows everyone has their own unique needs and circumstances, and she is passionate about counseling others on which policy is right for them. Licensed in Massachusetts, New Hampshire,...
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UPDATED: Aug 30, 2024
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Advertiser Disclosure: We strive to help you make confident auto insurance decisions. Comparison shopping should be easy. We are not affiliated with any one auto insurance provider and cannot guarantee quotes from any single provider. Our partnerships don’t influence our content. Our opinions are our own. To compare quotes from many different companies please enter your ZIP code on this page to use the free quote tool. The more quotes you compare, the more chances to save.
Editorial Guidelines: We are a free online resource for anyone interested in learning more about auto insurance. Our goal is to be an objective, third-party resource for everything auto insurance related. We update our site regularly, and all content is reviewed by auto insurance experts.
UPDATED: Aug 30, 2024
It’s all about you. We want to help you make the right coverage choices.
Advertiser Disclosure: We strive to help you make confident auto insurance decisions. Comparison shopping should be easy. We are not affiliated with any one auto insurance provider and cannot guarantee quotes from any single provider. Our partnerships don’t influence our content. Our opinions are our own. To compare quotes from many different companies please enter your ZIP code on this page to use the free quote tool. The more quotes you compare, the more chances to save.
On This Page
17,760 reviewsCompany Facts
Full Coverage in Jonesboro AR
A.M. Best Rating
Complaint Level
Pros & Cons
17,760 reviews
2,934 reviewsCompany Facts
Full Coverage in Jonesboro AR
A.M. Best Rating
Complaint Level
Pros & Cons
2,934 reviews
1,814 reviewsCompany Facts
Full Coverage in Jonesboro AR
A.M. Best Rating
Complaint Level
Pros & Cons
1,814 reviewsFor the best Jonesboro, Arkansas auto insurance, State Farm, AAA, and Erie emerge as the top choices due to their competitive rates and comprehensive coverage options. State Farm stands out as the overall top pick, offering affordable policies starting at just $46 per month.
These providers excel in customer service and flexibility, making them ideal for diverse needs and budgets.
By comparing quotes from these companies, drivers can secure optimal protection while keeping costs manageable.
Our Top 10 Company Picks: Best Jonesboro, Arkansas Auto Insurance
| Company | Rank | Bundling Discount | A.M. Best | Best For | Jump to Pros/Cons |
|---|---|---|---|---|---|
 | #1 | 10% | B | Many Discounts | State Farm |
 | #2 | 15% | A | Online App | AAA |
 | #3 | 12% | A+ | 24/7 Support | Erie |
 | #4 | 18% | A++ | Accident Forgiveness | Travelers |
 | #5 | 20% | A++ | Military Savings | USAA |
 | #6 | 8% | A+ | Add-on Coverages | Allstate |
 | #7 | 14% | A+ | Usage Discount | Nationwide |
 | #8 | 11% | A++ | Custom Plan | Geico |
 | #9 | 17% | A | Local Agents | Farmers |
 | #10 | 16% | A+ | Innovative Programs | Progressive |
Explore the unique offerings of each to find the best fit for your insurance requirements. Start saving on your auto insurance by entering your ZIP code above and comparing quotes.
- State Farm offers the best Jonesboro, Arkansas auto insurance starts at $46/mo
- AAA and Erie provide competitive rates and excellent customer support
- Compare multiple quotes to find coverage tailored to your unique needs
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#1 – State Farm: Top Overall Pick
Pros
- Comprehensive Coverage: State Farm excels in providing comprehensive coverage options for Jonesboro, Arkansas auto insurance.
- Low Monthly Rates: This provider offers competitive monthly rates at $49 for minimum coverage in Jonesboro, Arkansas.
- Bundling Policies: State Farm auto insurance provides significant discounts for bundling multiple insurance policies, enhancing savings for policyholders in Jonesboro, Arkansas.
Cons
- Limited Multi-Policy Discount: The multi-policy discount from State Farm is not as high compared to some competitors for Jonesboro, Arkansas auto insurance.
- Premium Costs: Despite discounts, State Farm’s premiums might still be relatively higher for certain coverage levels, potentially affecting policyholders in Jonesboro, Arkansas.
#2 – AAA: Best for Online Application
Pros
- User-Friendly App: AAA is recognized for its easy-to-use online application for Jonesboro, Arkansas auto insurance.
- Competitive Rates: Offers minimum coverage at $55, making it a viable option for those seeking affordable insurance in Jonesboro, Arkansas.
- Strong Member Benefits: Its members enjoy additional perks that can enhance their auto insurance experience in Jonesboro, Arkansas.
Cons
- Average Customer Service: While AAA offers good coverage, their customer service can be hit or miss for Jonesboro, Arkansas auto insurance.
- Limited Coverage Options: May not provide as many coverage options as other providers in Jonesboro, Arkansas.
#3 – Erie: Best for Exceptional Support
Pros
- 24/7 Support: Erie is known for its around-the-clock customer service, making it a great choice for Jonesboro, Arkansas auto insurance.
- Affordable Rates: Minimum coverage rates start at $53, offering budget-friendly options for residents in Jonesboro, Arkansas.
- High Customer Satisfaction: Erie consistently receives high ratings from policyholders in Jonesboro, Arkansas for service quality.
Cons
- Limited Availability: Erie’s service areas may not cover all regions, which can be a drawback for some in Jonesboro, Arkansas.
- Fewer Discounts: Compared to some competitors, Erie offers fewer discounts for bundling policies in Jonesboro, Arkansas.
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#4 – Travelers: Best for Accident Forgiveness
Pros
- Accident Forgiveness: Travelers provides accident forgiveness options, which can be beneficial for drivers in Jonesboro, Arkansas.
- Competitive Pricing: Minimum coverage starts at $46, making it an attractive choice for Jonesboro, Arkansas auto insurance.
- Diverse Coverage Options: Travelers offers a wide range of coverage options to fit various needs in Jonesboro, Arkansas.
Cons
- Higher Premiums for Young Drivers: Travelers may have higher premiums for younger drivers in Jonesboro, Arkansas.
- Customer Service Variability: Experiences with customer service can vary widely, affecting policyholders in Jonesboro, Arkansas.
#5 – USAA: Best for Military Families
Pros
- Military Discounts: USAA offers special savings for military personnel and their families in Jonesboro, Arkansas auto insurance.
- Comprehensive Coverage: Provides a range of comprehensive options starting at $57 for minimum coverage in Jonesboro, Arkansas.
- Excellent Customer Service: USAA is known for its high-quality customer support, particularly for policyholders in Jonesboro, Arkansas.
Cons
- Eligibility Restrictions: Only available to military families, which limits accessibility for others in Jonesboro, Arkansas.
- Higher Costs for Non-Military: Premiums can be higher for non-military members, impacting residents in Jonesboro, Arkansas.
#6 – Allstate: Best for Flexible Add-on Coverages
Pros
- Customizable Policies: Allstate allows for various add-on coverages, catering to specific needs in Jonesboro, Arkansas auto insurance.
- Competitive Rates: Minimum coverage is priced at $55, making it an appealing choice for residents in Jonesboro, Arkansas.
- Strong Financial Ratings: Allstate has solid financial strength, providing peace of mind for policyholders in Jonesboro, Arkansas.
Cons
- Limited Discounts: Fewer discounts available compared to some competitors for Jonesboro, Arkansas auto insurance.
- Mixed Customer Reviews: Customer satisfaction ratings can be inconsistent, affecting policyholders in Jonesboro, Arkansas.
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#7 – Nationwide: Best for Usage Discounts
Pros
- Usage-Based Discounts: Nationwide offers discounts based on driving habits, beneficial for those in Jonesboro, Arkansas auto insurance.
- Affordable Minimum Coverage: Rates start at $51, making it an accessible option for residents in Jonesboro, Arkansas.
- Comprehensive Support: Nationwide provides extensive support services for its policyholders in Jonesboro, Arkansas.
Cons
- Customer Service Issues: Some customers report dissatisfaction with customer service, affecting experiences in Jonesboro, Arkansas.
- Limited Coverage Availability: Some coverage options may not be available in all areas, impacting residents in Jonesboro, Arkansas.
#8 – Geico: Best for Custom Plans for Everyone
Pros
- Flexible Custom Plans: Geico allows customers to tailor their policies, offering personalized options for Jonesboro, Arkansas auto insurance.
- Low Minimum Rates: Minimum coverage starts at just $48, providing affordability for residents in Jonesboro, Arkansas.
- Strong Online Presence: Geico has a robust online platform, making it easy for policyholders in Jonesboro, Arkansas to manage their insurance.
Cons
- Limited Local Agents: Geico’s online-focused model may result in fewer local agents available for Jonesboro, Arkansas auto insurance.
- Average Customer Satisfaction: Some policyholders report average experiences with customer service in Jonesboro, Arkansas.
#9 – Farmers: Best for Local Agent Advantage
Pros
- Local Agent Access: Farmers provides the benefit of working with local agents, enhancing customer support in Jonesboro, Arkansas auto insurance.
- Competitive Rates: Minimum coverage starts at $54, making it a viable option for residents in Jonesboro, Arkansas.
- Diverse Policy Options: Farmers offers a range of policies to fit various needs in Jonesboro, Arkansas.
Cons
- Higher Premiums for Customization: Adding custom coverage can increase premiums significantly for policyholders in Jonesboro, Arkansas.
- Inconsistent Customer Service: Experiences with customer service can vary, impacting overall satisfaction in Jonesboro, Arkansas.
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#10 – Progressive: Best for Innovative Programs
Pros
- Innovative Programs: Progressive offers unique programs that can save policyholders money in Jonesboro, Arkansas auto insurance.
- Low Rates: Minimum coverage is priced at $55, providing affordability for residents in Jonesboro, Arkansas.
- Easy-to-Use App: Progressive’s app simplifies policy management for users in Jonesboro, Arkansas.
Cons
- Higher Costs for Young Drivers: Premiums can be higher for younger drivers, affecting affordability in Jonesboro, Arkansas.
- Mixed Reviews on Claims Process: Customer feedback on the claims process can vary widely, impacting policyholders in Jonesboro, Arkansas.
Minimum Auto Insurance in Jonesboro, Arkansas
Jonesboro, Arkansas auto insurance laws require that you have at least the Arkansas minimum auto insurance to be financially responsible in the event of an accident. Take a look at the required auto insurance in Jonesboro, Arkansas.
Jonesboro, Arkansas Auto Insurance Monthly Rates by Coverage Level & Provider
| Insurance Company | Minimum Coverage | Full Coverage |
|---|---|---|
| AAA | $55 | $109 |
| Allstate | $55 | $112 |
| Erie | $53 | $107 |
| Farmers | $54 | $108 |
| Geico | $48 | $103 |
| Nationwide | $51 | $106 |
| Progressive | $55 | $110 |
| State Farm | $49 | $104 |
| Travelers | $46 | $101 |
| USAA | $57 | $114 |
In Jonesboro, Arkansas, the minimum required auto insurance coverage includes liability insurance with specific coverage limits. For bodily injury liability coverage, drivers are required to have a minimum of $25,000 per person and $50,000 per accident. Additionally, the minimum coverage required for property damage liability is $25,000.
Cheap Jonesboro, Arkansas Auto Insurance by Different Factors
Understanding the various factors that affect auto insurance rates in Jonesboro, Arkansas, is essential for drivers seeking affordable coverage. This section delves into how demographics—such as age, gender, and marital status—impact insurance costs. We will also examine specific groups like teen drivers and seniors, highlighting the unique challenges they face in securing affordable rates.
Furthermore, we’ll explore how driving records, credit histories, commute lengths, and coverage levels can influence annual premiums. By comparing these factors, you can gain insights into the best strategies for obtaining cheap auto insurance in Jonesboro.
Jonesboro, Arkansas Auto Insurance by Age, Gender, and Marital Status
Auto insurance rates in Jonesboro, Arkansas are affected by several factors. See how demographics impact the monthly cost of auto insurance by age, gender and marital status.
| Insurance Company | Age: 17 Female | Age: 17 Male | Age: 25 Female | Age: 25 Male | Age: 35 Female | Age: 35 Male | Age: 60 Female | Age: 60 Male |
|---|---|---|---|---|---|---|---|---|
| Allstate | $911 | $1,094 | $269 | $291 | $245 | $246 | $219 | $234 |
| American Family | $713 | $785 | $241 | $254 | $214 | $223 | $199 | $210 |
| Farmers | $822 | $853 | $219 | $230 | $191 | $190 | $171 | $180 |
| Geico | $539 | $538 | $195 | $198 | $197 | $194 | $181 | $176 |
| Liberty Mutual | $666 | $733 | $197 | $205 | $182 | $195 | $176 | $197 |
| Nationwide | $552 | $704 | $260 | $280 | $227 | $231 | $203 | $215 |
| Progressive | $959 | $1,078 | $267 | $286 | $224 | $211 | $185 | $194 |
| State Farm | $451 | $566 | $168 | $193 | $149 | $149 | $135 | $135 |
| Travelers | $1,078 | $1,742 | $191 | $217 | $178 | $181 | $178 | $178 |
| USAA | $381 | $398 | $152 | $163 | $118 | $119 | $110 | $110 |
In Jonesboro, Arkansas, monthly auto insurance rates vary significantly based on age, gender, and marital status. For younger drivers, female rates tend to be slightly lower than male rates, with notable exceptions like USAA, which offers the lowest rates across all age groups.
As drivers age, the rates generally decrease, with the most affordable options coming from USAA and State Farm for older drivers. Overall, USAA consistently provides the lowest premiums compared to other companies, while Travelers tends to have the highest rates.
Jonesboro, Arkansas Auto Insurance for Teen Drivers
Finding cheap teen auto insurance in Jonesboro, Arkansas is a challenge. Take a look at the monthly teen auto insurance rates in Jonesboro, Arkansas. Learn more about the companies with the cheapest teen auto insurance.
| Insurance Company | Age: 17 Female | Age: 17 Male |
|---|---|---|
| Allstate | $911 | $1,094 |
| American Family | $713 | $785 |
| Farmers | $822 | $853 |
| Geico | $539 | $538 |
| Liberty Mutual | $666 | $733 |
| Nationwide | $552 | $704 |
| Progressive | $959 | $1,078 |
| State Farm | $451 | $566 |
| Travelers | $1,078 | $1,742 |
| USAA | $381 | $398 |
Above details shows that monthly auto insurance rates for teen drivers vary significantly among providers. For 17-year-old female drivers, USAA offers the lowest rate at $381, while Travelers has the highest at $1,078.
For male drivers of the same age, USAA again provides the most affordable option at $398, while Travelers tops the list with $1,742. Overall, Geico and State Farm also stand out as more economical choices for both genders, while Progressive and Allstate tend to have higher premiums.
Jonesboro, Arkansas Auto Insurance for Seniors
What are the best auto insurance for senior rates in Jonesboro, Arkansas? Take a look at the monthly average rates for older drivers.
| Insurance Company | Age: 60 Female | Age: 60 Male |
|---|---|---|
| Allstate | $219 | $234 |
| American Family | $199 | $210 |
| Farmers | $171 | $180 |
| Geico | $181 | $176 |
| Liberty Mutual | $176 | $197 |
| Nationwide | $203 | $215 |
| Progressive | $185 | $194 |
| State Farm | $135 | $135 |
| Travelers | $178 | $178 |
| USAA | $110 | $110 |
This shows that the monthly auto insurance rates for senior drivers aged 60 show a range of prices among various providers. USAA offers the lowest rate at $110, while State Farm provides a competitive price of $135 for both female and male drivers. Farmers and Geico present mid-range options, with rates of $171 and $181 for females and $180 and $176 for males, respectively.
The most expensive providers include Allstate and Nationwide, with rates reaching up to $234 and $215, respectively.
Jonesboro, Arkansas Auto Insurance By Driving Record
Driving record has a big impact on your auto insurance rates. See the monthly auto insurance rates for a bad record in Jonesboro, Arkansas compared to the monthly auto insurance rates with a clean record in Jonesboro, Arkansas. Obtain more knowledge on our “How Auto Insurance Companies Check Driving Records.”
| Insurance Company | Clean Record | One Accident | One DUI | One Ticket |
|---|---|---|---|---|
| Allstate | $140 | $180 | $210 | $170 |
| American Family | $135 | $175 | $205 | $165 |
| Farmers | $135 | $175 | $205 | $165 |
| Geico | $120 | $160 | $190 | $150 |
| Liberty Mutual | $150 | $190 | $220 | $180 |
| Nationwide | $130 | $170 | $200 | $160 |
| Progressive | $125 | $165 | $195 | $155 |
| State Farm | $115 | $155 | $185 | $145 |
| Travelers | $140 | $180 | $210 | $170 |
| USAA | $110 | $150 | $180 | $140 |
Auto insurance monthly rates vary based on driving records, with the lowest rates typically offered by USAA at $110 for a clean record, while State Farm follows closely at $115. Rates increase for individuals with infractions, such as a DUI or an accident, with USAA’s rate rising to $180 for a DUI.
Among other providers, Geico and Progressive also offer competitive rates, starting at $120 and $125, respectively, for clean records, while costs can reach as high as $220 for a DUI with Liberty Mutual. Overall, a clean driving record significantly impacts insurance costs across different companies.
Cheap Jonesboro, Arkansas Auto Insurance Rates After a DUI
Finding cheap auto insurance after a DUI in Jonesboro, Arkansas is not easy. Compare the monthly rates for DUI auto insurance in Jonesboro, Arkansas to find the best deal.
| Insurance Company | Monthly Rates |
|---|---|
| Allstate | $507 |
| American Family | $492 |
| Farmers | $378 |
| Geico | $427 |
| Liberty Mutual | $413 |
| Nationwide | $454 |
| Progressive | $386 |
| State Farm | $243 |
| Travelers | $627 |
| USAA | $273 |
Auto insurance rates in Jonesboro, Arkansas, significantly increase after a DUI, with costs varying across providers. State Farm offers the lowest rate at $243, while Travelers has the highest at $627.
Other companies, such as Farmers and Progressive, present more moderate rates at $378 and $386, respectively, while USAA and Geico also provide competitive pricing at $273 and $427. Overall, drivers should anticipate substantially higher premiums if they have a DUI on their record.
Jonesboro, Arkansas Auto Insurance By Credit History
Credit history can have a major effect on the cost of auto insurance. See how Jonesboro, Arkansas monthly auto insurance rates by credit history compare.
| Insurance Company | Bad Credit | Fair Credit | Good Credit |
|---|---|---|---|
| Allstate | $210 | $170 | $140 |
| American Family | $205 | $165 | $135 |
| Farmers | $205 | $165 | $135 |
| Geico | $190 | $150 | $120 |
| Liberty Mutual | $220 | $180 | $150 |
| Nationwide | $200 | $160 | $130 |
| Progressive | $195 | $155 | $125 |
| State Farm | $185 | $145 | $115 |
| Travelers | $210 | $170 | $140 |
| USAA | $180 | $140 | $110 |
Auto insurance rates in Jonesboro, Arkansas, vary significantly based on credit scores. For those with bad credit, rates range from $180 at USAA to $220 at Liberty Mutual. Individuals with good credit can find the lowest monthly premiums at State Farm, at $115, while Allstate offers rates of $140.
Overall, companies like Geico and Progressive provide competitive rates across all credit tiers, with premiums decreasing as credit scores improve.
Jonesboro, Arkansas Auto Insurance Rates By Commute
Commute length and annual mileage affect Jonesboro, Arkansas auto insurance. Find the cheapest monthly Jonesboro, Arkansas auto insurance by commute length and learn how annual mileage affect your auto insurance rate.
| Insurance Company | 6,000 Miles | 12,000 Miles |
|---|---|---|
| Allstate | $145 | $160 |
| American Family | $140 | $155 |
| Farmers | $140 | $155 |
| Geico | $125 | $140 |
| Liberty Mutual | $155 | $170 |
| Nationwide | $135 | $150 |
| Progressive | $130 | $145 |
| State Farm | $120 | $135 |
| Travelers | $145 | $160 |
| USAA | $115 | $130 |
Monthly full coverage auto insurance rates vary by annual mileage among different providers in Jonesboro, Arkansas. USAA offers the lowest rates, starting at $115 for 6,000 miles, while State Farm follows closely at $120.
As annual mileage increases to 12,000 miles, USAA remains the most affordable option at $130, with rates generally rising across all companies, peaking at $170 with Liberty Mutual. Overall, Geico and Progressive provide competitive rates in the mid-range, making them popular choices.
Jonesboro, Arkansas Auto Insurance Rates By Coverage Level
How much does the coverage level you select affect the cost of your auto insurance in Jonesboro, Arkansas? Check out the comparison of monthly Jonesboro, Arkansas auto insurance rates by the recommended auto insurance coverage level.
In Jonesboro, Arkansas, monthly auto insurance vary significantly among different providers based on coverage levels. USAA offers the lowest rates starting at $100 for minimal coverage, while State Farm follows closely at $105.
State Farm is the best choice for auto insurance in Jonesboro, Arkansas, with rates starting at just $46 per month.Daniel Walker Licensed Auto Insurance Agent
Geico and Progressive also provide competitive pricing, ranging from $110 to $115 for low coverage. On the higher end, Liberty Mutual presents the most expensive rates, reaching up to $180 for maximum coverage, with Allstate and Travelers also falling into the higher price range.
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Coverage Options Available in Jonesboro, Arkansas
When selecting auto insurance in Jonesboro, Arkansas, drivers can choose from various coverage options tailored to their needs. Here are some of the most common coverage types available:
- Liability Coverage: This is the minimum required by Arkansas law, covering bodily injury auto insurance and property damage in accidents where you are at fault.
- Collision Coverage: This option pays for damage to your vehicle resulting from a collision with another vehicle or object, regardless of fault.
- Comprehensive Coverage: Protects against damages to your car caused by non-collision incidents, such as theft, vandalism, or natural disasters.
- Uninsured/Underinsured Motorist Coverage: Uninsured/Underinsured motorist coverage provides protection if you are involved in an accident with a driver who has insufficient or no insurance.
- Personal Injury Protection (PIP): Covers medical expenses and lost wages for you and your passengers, regardless of who is at fault in an accident.
- Gap Insurance: Gap insurance is especially beneficial for those with financed or leased vehicles, as it covers the difference between what you owe on your vehicle and its actual cash value in the event of a total loss.
Exploring these coverage options allows drivers to tailor their policies to meet their individual needs and budget.
Discount Opportunities for Jonesboro, Arkansas Auto Insurance
Auto insurance providers in Jonesboro, Arkansas, often offer various auto insurance discounts to help policyholders save on their premiums. One common opportunity is the multi-policy discount, where bundling your auto insurance with other policies, such as home or renters insurance, can lead to significant savings.
Additionally, drivers with a clean driving record, free from accidents and violations, may qualify for a safe driver discount. Young drivers who maintain good grades can often receive a good student auto insurance discount, while those who drive fewer miles than average each year might benefit from a low mileage auto insurance discount.
Many insurers also provide military discounts for active-duty service members and veterans, making coverage more affordable for them. Furthermore, vehicles equipped with advanced safety features, such as anti-lock brakes or collision avoidance systems, may qualify for additional discounts.
By taking advantage of these discount opportunities, drivers in Jonesboro can lower their auto insurance costs while ensuring adequate coverage.
Case Studies: Insights from Jonesboro, Arkansas
- Case Study #1 – The Young Driver Dilemma: A 17-year-old male driver in Jonesboro, Arkansas, faced high insurance premiums due to his age and lack of driving experience. He found that USAA offered the lowest rates at $398 per month, significantly lower than Travelers’ rate of $1,742.
- Case Study #2 – The Senior Advantage: A 65-year-old female driver in Jonesboro sought affordable auto insurance options and discovered that USAA provided the best rate at $110 per month. In contrast, Allstate and Nationwide offered significantly higher auto insurance premiums, reaching up to $234 and $215, respectively.
- Case Study #3 – The Impact of Driving Records: A local driver with a clean record found monthly rates starting at $110 with USAA, making it the most affordable choice. However, after a DUI, her premiums skyrocketed to $243 with State Farm, underscoring how driving history can drastically affect insurance costs.
- Case Study #4 – Credit History Matters: A Jonesboro resident with poor credit experienced monthly premiums of $220 from Liberty Mutual, while someone with good credit found rates as low as $115 with State Farm. This case highlights the significant influence credit history has on insurance pricing.
- Case Study #5 – Commuting Costs: A driver commuting 12,000 miles annually in Jonesboro saw a range of monthly premiums, with USAA consistently offering the lowest at $130. Conversely, Liberty Mutual charged up to $170 for similar coverage, demonstrating how commute lengths can affect insurance rates.
In conclusion, these case studies provide valuable insights into the factors that can influence auto insurance rates in Jonesboro, Arkansas. By understanding these scenarios, drivers can better navigate their options and secure the most competitive rates. It’s essential to remember that every individual’s situation is unique, and comparing quotes from multiple providers can lead to significant savings.
Utilize the tools available to obtain quotes tailored to your needs, ensuring you find the best policy for your circumstances. Take charge of your auto insurance journey today by exploring various options, as informed choices can lead to better coverage and lower premiums.
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Conclusion: Securing Your Best Auto Insurance in Jonesboro
Finding the right auto insurance in Jonesboro, Arkansas, is crucial for ensuring financial protection on the road. With options like State Farm, AAA, and Erie leading the market, drivers can benefit from competitive rates and tailored coverage. By understanding how factors such as age, driving history, and credit score influence premiums, consumers can make informed decisions.
Comparing cheap online auto insurance quotes will help you discover the best fit for your specific needs and budget. Find the best auto insurance company near you by entering your ZIP code into our free quote tool below.
Frequently Asked Questions
Where can I find the best auto insurance rates Jonesboro AR?
You can compare quotes from various insurance companies in Jonesboro AR to find the best auto insurance rates Jonesboro AR that suit your needs.
What are the minimum requirements for auto insurance Jonesboro residents need to meet?
In auto insurance Jonesboro AR, drivers must have at least $25,000 in bodily injury auto insurance liability coverage per person and $25,000 for property damage liability.
How can I get cheap auto insurance Arkansas?
To secure cheap auto insurance Jonesboro AR, consider factors like your driving record, age, and the type of coverage you choose, and compare multiple quotes. Get fast and cheap auto insurance coverage today with our quote comparison tool below.
What should I do if I have a Jonesboro DUI on my record?
If you have a Jonesboro DUI, expect your auto insurance Jonesboro rates to increase, but you can still shop around for affordable options among insurance companies in Jonesboro Arkansas.
What types of coverage are included in insurance Jonesboro AR policies?
Policies under insurance Jonesboro AR typically include liability, collision auto insurance, and comprehensive coverage, depending on your needs and the provider you choose.
Which companies offer cheap auto insurance Jonesboro AR?
Several insurance companies in Jonesboro AR provide cheap auto insurance Jonesboro AR, making it important to compare quotes to find the best deal.
Why is Arkansas auto insurance so expensive?
Car insurance in Arkansas is expensive because the state has higher than average traffic fatalities’, with 17 deaths per 100,000 people (compared to the national average of 10).
What is full coverage insurance in Arkansas?
Full coverage auto insurance in Arkansas is usually defined as a policy that provides more than the state’s minimum liability coverage, which is $25,000 in bodily injury coverage per person, up to $50,000 per accident, and $25,000 in property damage coverage.
Which three auto insurances are the most commonly purchased in Arkansas?
The best car insurance company for drivers in Arkansas is State Farm, followed by AAA, and Erie. Each of these companies offers Arkansas drivers minimum- and full-coverage policies, reliable protection and strong financial backing. Enter your ZIP code below to find out if you can get a better deal.
Are insurance companies pulling out of Arkansas?
Insurers in Arkansas paid out $1.66 for every dollar in premiums that came in which is not an outcome that is sustainable. Other companies were seeing dropping out of the business altogether or pulling out of particular markets and some consolidation in the industry.
What is the most expensive type of car insurance?
Full-coverage car insurance is typically the most expensive type of auto insurance available. This type of policy usually includes three main components: liability coverage, collision coverage, and comprehensive coverage.
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Kristen Gryglik
Licensed Insurance Agent
Kristen is a licensed insurance agent working in the greater Boston area. She has over 20 years of experience counseling individuals and businesses on which insurance policies best fit their needs and budgets. She knows everyone has their own unique needs and circumstances, and she is passionate about counseling others on which policy is right for them. Licensed in Massachusetts, New Hampshire,...
Licensed Insurance Agent
Editorial Guidelines: We are a free online resource for anyone interested in learning more about auto insurance. Our goal is to be an objective, third-party resource for everything auto insurance related. We update our site regularly, and all content is reviewed by auto insurance experts.
