Best Kennett, Missouri Auto Insurance in 2024
The average Kennett, MO auto insurance rates are $265 per month. The minimum auto insurance in Kennett is at least 25/50/25 in coverage to comply with Missouri auto insurance laws. To find the best cheap auto insurance in Kennett, Missouri, compare quotes from multiple companies.
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Heidi Mertlich
Licensed Insurance Agent
Heidi works with top-rated insurance carriers to bring her clients the highest quality protection at the most competitive prices. She founded NoPhysicalTermLife.com, specializing in life insurance that doesn’t require a medical exam. Heidi is a regular contributor to several insurance websites, including FinanceBuzz.com, Insurist.com, and Forbes. As a parent herself, she understands the need ...
Licensed Insurance Agent
UPDATED: Sep 11, 2024
It’s all about you. We want to help you make the right coverage choices.
Advertiser Disclosure: We strive to help you make confident auto insurance decisions. Comparison shopping should be easy. We are not affiliated with any one auto insurance provider and cannot guarantee quotes from any single provider. Our partnerships don’t influence our content. Our opinions are our own. To compare quotes from many different companies please enter your ZIP code on this page to use the free quote tool. The more quotes you compare, the more chances to save.
Editorial Guidelines: We are a free online resource for anyone interested in learning more about auto insurance. Our goal is to be an objective, third-party resource for everything auto insurance related. We update our site regularly, and all content is reviewed by auto insurance experts.
UPDATED: Sep 11, 2024
It’s all about you. We want to help you make the right coverage choices.
Advertiser Disclosure: We strive to help you make confident auto insurance decisions. Comparison shopping should be easy. We are not affiliated with any one auto insurance provider and cannot guarantee quotes from any single provider. Our partnerships don’t influence our content. Our opinions are our own. To compare quotes from many different companies please enter your ZIP code on this page to use the free quote tool. The more quotes you compare, the more chances to save.
On This Page
- Average auto insurance rates in Kennett, MO for senior drivers are $1,780 per year
- The minimum auto insurance required in Kennett, Missouri is 25/50/25
- The average commute length in Kennett is 17.0 minutes
Kennett, Missouri auto insurance requirements are 25/50/25 according to Missouri auto insurance laws. Finding cheap auto insurance in Kennett can seem like a difficult task, but all of the information you need is right here. We’ll cover factors that affect auto insurance rates in Kennett, Missouri, including driving record, credit, commute time, and more.
Compare auto insurance in Kennett to other Missouri cities, including St. Louis auto insurance rates, Springfield auto insurance rates, and O’Fallon auto insurance rates to see how Kennett, Missouri auto insurance rates stack up.
Before you buy Kennett, Missouri auto insurance, make sure you have compared rates from multiple companies. Enter your ZIP code above to get free Kennett, Missouri auto insurance quotes.
Minimum Auto Insurance in Kennett, Missouri
Kennett, Missouri auto insurance laws require that you have at least the Missouri minimum auto insurance to be financially responsible in the event of an accident. Take a look at the required auto insurance in Kennett, Missouri.
| Liability Insurance Required | Minimum Coverage Limits Required |
|---|---|
| Bodily Injury Liability Coverage | $25,000 per person $50,000 per accident |
| Property Damage Liability Coverage | $25,000 minimum |
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Cheap Kennett, Missouri Auto Insurance by Age, Gender, and Marital Status
Auto insurance rates in Kennett, Missouri are affected by age, gender, and marital status. See how demographics impact the annual cost of insurance.
| Insurance Company | Married 35-Year-Old Female | Married 35-Year-Old Male | Married 60-Year-Old Female | Married 60-Year-Old Male | Single 17-Year-Old Female | Single 17-Year-Old Male | Single 25-Year-Old Female | Single 25-Year-Old Male |
|---|---|---|---|---|---|---|---|---|
| Allstate | $2,796 | $2,713 | $2,507 | $2,587 | $7,621 | $8,247 | $2,695 | $2,790 |
| American Family | $2,145 | $2,145 | $1,909 | $1,909 | $5,862 | $7,626 | $2,145 | $2,511 |
| Farmers | $2,101 | $2,097 | $1,873 | $1,988 | $8,820 | $9,137 | $2,391 | $2,492 |
| Geico | $1,661 | $1,873 | $1,304 | $1,689 | $5,247 | $5,541 | $1,516 | $1,516 |
| Liberty Mutual | $2,592 | $2,809 | $2,142 | $2,403 | $9,021 | $10,016 | $2,721 | $2,894 |
| Nationwide | $1,656 | $1,688 | $1,484 | $1,567 | $4,356 | $5,559 | $1,903 | $2,053 |
| Progressive | $1,652 | $1,514 | $1,353 | $1,398 | $5,662 | $6,342 | $2,008 | $2,034 |
| State Farm | $1,630 | $1,630 | $1,469 | $1,469 | $4,787 | $6,036 | $1,835 | $2,088 |
| USAA | $1,642 | $1,624 | $1,486 | $1,505 | $4,976 | $6,070 | $2,032 | $2,253 |
Cheap Kennett, Missouri Auto Insurance for Teen Drivers
Finding cheap teen auto insurance in Kennett, Missouri is a challenge. Take a look at the annual teen auto insurance rates in Kennett, Missouri.
| Insurance Company | Single 17-Year-Old Female | Single 17-Year-Old Male |
|---|---|---|
| Allstate | $7,621 | $8,247 |
| American Family | $5,862 | $7,626 |
| Farmers | $8,820 | $9,137 |
| Geico | $5,247 | $5,541 |
| Liberty Mutual | $9,021 | $10,016 |
| Nationwide | $4,356 | $5,559 |
| Progressive | $5,662 | $6,342 |
| State Farm | $4,787 | $6,036 |
| USAA | $4,976 | $6,070 |
Cheap Kennett, Missouri Auto Insurance for Seniors
What are senior auto insurance rates in Kennett, Missouri? Take a look at the annual average rates for older drivers.
| Insurance Company | Married 60-Year-Old Female | Married 60-Year-Old Male |
|---|---|---|
| Allstate | $2,507 | $2,587 |
| American Family | $1,909 | $1,909 |
| Farmers | $1,873 | $1,988 |
| Geico | $1,304 | $1,689 |
| Liberty Mutual | $2,142 | $2,403 |
| Nationwide | $1,484 | $1,567 |
| Progressive | $1,353 | $1,398 |
| State Farm | $1,469 | $1,469 |
| USAA | $1,486 | $1,505 |
Cheap Kennett, Missouri Auto Insurance By Driving Record
Driving record has a big impact on your auto insurance rates. See the annual auto insurance rates for a bad record in Kennett, Missouri compared to the annual auto insurance rates with a clean record in Kennett, Missouri.
| Group | Clean Record | With 1 Accident | With 1 DUI | With 1 Speeding Violation |
|---|---|---|---|---|
| Allstate | $3,439 | $3,868 | $4,790 | $3,881 |
| American Family | $2,460 | $3,543 | $4,316 | $2,806 |
| Farmers | $3,341 | $4,158 | $4,066 | $3,884 |
| Geico | $1,967 | $2,569 | $3,499 | $2,138 |
| Liberty Mutual | $3,138 | $4,513 | $4,645 | $5,002 |
| Nationwide | $1,968 | $2,555 | $3,446 | $2,164 |
| Progressive | $2,353 | $3,212 | $2,629 | $2,787 |
| State Farm | $2,400 | $2,836 | $2,618 | $2,618 |
| USAA | $2,145 | $2,626 | $3,673 | $2,350 |
Cheap Kennett, Missouri Auto Insurance Rates After a DUI
Finding cheap auto insurance after a DUI in Kennett, Missouri is not easy. Compare the annual rates for DUI auto insurance in Kennett, Missouri to find the best deal.
| Insurance Company | Annual Auto Insurance Rates With a DUI |
|---|---|
| Allstate | $4,790 |
| American Family | $4,316 |
| Farmers | $4,066 |
| Geico | $3,499 |
| Liberty Mutual | $4,645 |
| Nationwide | $3,446 |
| Progressive | $2,629 |
| State Farm | $2,618 |
| USAA | $3,673 |
Cheap Kennett, Missouri Auto Insurance By Credit History
Credit history can have a major effect on the cost of auto insurance. See how Kennett, Missouri annual auto insurance rates by credit history compare.
| Insurance Company | Poor | Fair | Good |
|---|---|---|---|
| Allstate | $5,511 | $3,542 | $2,930 |
| American Family | $4,289 | $3,016 | $2,540 |
| Farmers | $4,408 | $3,680 | $3,499 |
| Geico | $3,508 | $2,289 | $1,833 |
| Liberty Mutual | $6,202 | $3,789 | $2,982 |
| Nationwide | $2,987 | $2,471 | $2,141 |
| Progressive | $3,174 | $2,635 | $2,427 |
| State Farm | $3,618 | $2,333 | $1,903 |
| USAA | $4,472 | $2,106 | $1,517 |
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Cheap Kennett, Missouri Auto Insurance Rates By ZIP Code
Auto insurance rates by ZIP code in Kennett, Missouri can vary. Compare the annual cost of auto insurance by ZIP code in Kennett, Missouri to see how car insurance rates are affected by location.
| ZIP Code | Average Annual Rates |
|---|---|
| 63857 | $2,600 |
Cheap Kennett, Missouri Auto Insurance Rates By Commute
Commute length and annual mileage affect Kennett, Missouri auto insurance. Find the cheapest annual Kennett, Missouri auto insurance by commute length.
| Insurance Company | 10 Mile Commute, 6000 Annual Mileage | 25 Mile Commute, 12000 Annual Mileage |
|---|---|---|
| Allstate | $3,995 | $3,995 |
| American Family | $3,249 | $3,314 |
| Farmers | $3,862 | $3,862 |
| Geico | $2,495 | $2,591 |
| Liberty Mutual | $4,325 | $4,325 |
| Nationwide | $2,533 | $2,533 |
| Progressive | $2,745 | $2,745 |
| State Farm | $2,552 | $2,684 |
| USAA | $2,600 | $2,797 |
Cheap Kennett, Missouri Auto Insurance Rates By Coverage Level
How much does the coverage level you select affect the cost of your auto insurance in Kennett, Missouri? Check out the comparison of annual Kennett, Missouri auto insurance rates by coverage level.
| Insurance Company | Low | Medium | High |
|---|---|---|---|
| Allstate | $3,857 | $3,987 | $4,140 |
| American Family | $3,184 | $3,385 | $3,275 |
| Farmers | $3,592 | $3,820 | $4,175 |
| Geico | $2,359 | $2,562 | $2,709 |
| Liberty Mutual | $4,057 | $4,346 | $4,570 |
| Nationwide | $2,381 | $2,558 | $2,660 |
| Progressive | $2,409 | $2,751 | $3,076 |
| State Farm | $2,429 | $2,628 | $2,796 |
| USAA | $2,564 | $2,687 | $2,844 |
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Best By Category: Cheapest Auto Insurance in Kennett, Missouri
Compare the cheapest auto insurance companies in Kennett, Missouri in each category to find the company with the best rates for your personal needs.
| Category | Insurance Company |
|---|---|
| Teenagers | Nationwide |
| Seniors | Progressive |
| Clean Record | Geico |
| With 1 Accident | Nationwide |
| With 1 DUI | State Farm |
| With 1 Speeding Violation | Geico |
The Cheapest Kennett, Missouri Auto Insurance Companies
What auto insurance companies in Kennett, Missouri are the cheapest? Compare the top Kennett, Missouri auto insurance companies to find the best annual rates.
| Insurance Company | Average Annual Rates |
|---|---|
| Allstate | $3,995 |
| American Family | $3,282 |
| Farmers | $3,862 |
| Geico | $2,543 |
| Liberty Mutual | $4,325 |
| Nationwide | $2,533 |
| Progressive | $2,745 |
| State Farm | $2,618 |
| USAA | $2,699 |
What affects auto insurance rates in Kennett, Missouri?
There are a lot of reasons why auto insurance rates in Kennett, Missouri are higher or lower than in other cities. These include traffic and the number of vehicle thefts in Kennett, Missouri. Many local factors may affect your Kennett auto insurance rates.
Kennett Commute Time
Cities in which drivers have a longer average commute time tend to have higher auto insurance costs. The average Kennett, Missouri commute length is 17.0 minutes according to City-Data.
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Compare Kennett, Missouri Auto Insurance Quotes
Before you buy Kennett, Missouri auto insurance, make sure you have compared rates from multiple companies. Enter your ZIP code below to get free Kennett, Missouri auto insurance quotes.
Frequently Asked Questions
What are the minimum auto insurance requirements in Kennett, Missouri?
The minimum auto insurance requirements in Kennett, Missouri are 25/50/25, as mandated by Missouri auto insurance laws. This means you must have at least $25,000 in bodily injury liability coverage per person, $50,000 in bodily injury liability coverage per accident, and $25,000 in property damage liability coverage.
How does age, gender, and marital status affect auto insurance rates in Kennett, Missouri?
Age, gender, and marital status can impact auto insurance rates in Kennett, Missouri. Younger drivers, especially teenagers, tend to have higher rates due to their lack of driving experience. Additionally, male drivers may have higher rates than female drivers, and unmarried individuals may have higher rates compared to married individuals.
Are there any discounts available for teen drivers in Kennett, Missouri?
While teen drivers generally face higher insurance rates, there may be discounts available to help lower the costs. Some common discounts for teen drivers in Kennett, Missouri include good student discounts, completion of driver’s education courses, and participation in safe driving programs.
How does driving record affect auto insurance rates in Kennett, Missouri?
Your driving record has a significant impact on your auto insurance rates in Kennett, Missouri. If you have a clean driving record with no accidents or traffic violations, you are likely to qualify for lower insurance rates. On the other hand, a history of accidents, tickets, or DUI convictions can lead to higher premiums.
How does credit history affect auto insurance rates in Kennett, Missouri?
Credit history can play a role in determining auto insurance rates in Kennett, Missouri. Insurers often consider credit scores as an indicator of risk. Drivers with good credit scores may be eligible for lower insurance rates, while those with poor credit scores may face higher premiums. It’s important to maintain good credit to potentially save on auto insurance costs.
Free Auto Insurance Comparison
Enter your ZIP code below to view companies that have cheap auto insurance rates.
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Heidi Mertlich
Licensed Insurance Agent
Heidi works with top-rated insurance carriers to bring her clients the highest quality protection at the most competitive prices. She founded NoPhysicalTermLife.com, specializing in life insurance that doesn’t require a medical exam. Heidi is a regular contributor to several insurance websites, including FinanceBuzz.com, Insurist.com, and Forbes. As a parent herself, she understands the need ...
Licensed Insurance Agent
Editorial Guidelines: We are a free online resource for anyone interested in learning more about auto insurance. Our goal is to be an objective, third-party resource for everything auto insurance related. We update our site regularly, and all content is reviewed by auto insurance experts.