Best Kent, Washington Auto Insurance in 2024
The average Kent, WA auto insurance rates are $311 per month. The minimum auto insurance in Kent is at least 25/50/10 in coverage to comply with Washington auto insurance laws. To find the best cheap auto insurance in Kent, Washington, compare quotes from multiple companies.
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Jeff Root
Licensed Insurance Agent
Jeff is a well-known speaker and expert in insurance and financial planning. He has spoken at top insurance conferences around the U.S., including the InsuranceNewsNet Super Conference, the 8% Nation Insurance Wealth Conference, and the Digital Life Insurance Agent Mastermind. He has been featured and quoted in Nerdwallet, Bloomberg, Forbes, U.S. News & Money, USA Today, and other leading fina...
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UPDATED: Sep 11, 2024
It’s all about you. We want to help you make the right coverage choices.
Advertiser Disclosure: We strive to help you make confident auto insurance decisions. Comparison shopping should be easy. We are not affiliated with any one auto insurance provider and cannot guarantee quotes from any single provider. Our partnerships don’t influence our content. Our opinions are our own. To compare quotes from many different companies please enter your ZIP code on this page to use the free quote tool. The more quotes you compare, the more chances to save.
Editorial Guidelines: We are a free online resource for anyone interested in learning more about auto insurance. Our goal is to be an objective, third-party resource for everything auto insurance related. We update our site regularly, and all content is reviewed by auto insurance experts.
UPDATED: Sep 11, 2024
It’s all about you. We want to help you make the right coverage choices.
Advertiser Disclosure: We strive to help you make confident auto insurance decisions. Comparison shopping should be easy. We are not affiliated with any one auto insurance provider and cannot guarantee quotes from any single provider. Our partnerships don’t influence our content. Our opinions are our own. To compare quotes from many different companies please enter your ZIP code on this page to use the free quote tool. The more quotes you compare, the more chances to save.
On This Page
- The most expensive auto insurance company in Kent for teen drivers is Liberty Mutual
- Average auto insurance rates in Kent, WA for senior drivers are $1,980 per year
- The average commute length in Kent is 32.6 minutes
Kent, Washington auto insurance requirements are 25/50/10 according to Washington auto insurance laws. Finding cheap auto insurance in Kent can seem like a difficult task, but all of the information you need is right here. We’ll cover factors that affect auto insurance rates in Kent, Washington, including driving record, credit, commute time, and more.
Compare auto insurance in Kent to other Washington cities, including Vancouver auto insurance rates, Kent auto insurance rates, and Tacoma auto insurance rates to see how Kent, Washington auto insurance rates stack up.
Before you buy Kent, Washington auto insurance, make sure you have compared rates from multiple companies. Enter your ZIP code above to get free Kent, Washington auto insurance quotes.
Minimum Auto Insurance in Kent, Washington
Kent, Washington auto insurance laws require that you have at least the Washington minimum auto insurance to be financially responsible in the event of an accident. Take a look at the required auto insurance in Kent, Washington.
| Liability Insurance Required | Minimum Coverage Limits Required |
|---|---|
| Bodily Injury Liability Coverage | $25,000 per person $50,000 per accident |
| Property Damage Liability Coverage | $10,000 minimum |
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Cheap Kent, Washington Auto Insurance by Age, Gender, and Marital Status
Auto insurance rates in Kent, Washington are affected by age, gender, and marital status. See how demographics impact the annual cost of insurance.
| Insurance Company | Married 35-Year-Old Female | Married 35-Year-Old Male | Married 60-Year-Old Female | Married 60-Year-Old Male | Single 17-Year-Old Female | Single 17-Year-Old Male | Single 25-Year-Old Female | Single 25-Year-Old Male |
|---|---|---|---|---|---|---|---|---|
| Allstate | $2,430 | $2,399 | $2,248 | $2,362 | $8,971 | $10,414 | $2,582 | $2,679 |
| American Family | $2,517 | $2,517 | $2,301 | $2,301 | $9,576 | $13,014 | $2,517 | $3,344 |
| Farmers | $2,823 | $2,900 | $2,582 | $2,944 | $6,576 | $7,081 | $3,567 | $3,683 |
| Geico | $2,150 | $2,188 | $2,016 | $2,016 | $4,695 | $6,109 | $3,644 | $2,638 |
| Liberty Mutual | $2,097 | $2,294 | $1,877 | $2,214 | $11,903 | $13,061 | $2,231 | $2,420 |
| Nationwide | $1,702 | $1,740 | $1,582 | $1,647 | $4,711 | $5,719 | $2,045 | $2,204 |
| Progressive | $1,846 | $1,714 | $1,668 | $1,687 | $9,430 | $10,544 | $2,194 | $2,165 |
| State Farm | $1,973 | $1,973 | $1,780 | $1,780 | $5,800 | $7,334 | $2,250 | $2,582 |
| USAA | $1,356 | $1,335 | $1,316 | $1,314 | $6,154 | $7,236 | $1,723 | $1,888 |
Cheap Kent, Washington Auto Insurance for Teen Drivers
Finding cheap teen auto insurance in Kent, Washington is a challenge. Take a look at the annual teen auto insurance rates in Kent, Washington.
| Insurance Company | Single 17-Year-Old Female | Single 17-Year-Old Male |
|---|---|---|
| Allstate | $8,971 | $10,414 |
| American Family | $9,576 | $13,014 |
| Farmers | $6,576 | $7,081 |
| Geico | $4,695 | $6,109 |
| Liberty Mutual | $11,903 | $13,061 |
| Nationwide | $4,711 | $5,719 |
| Progressive | $9,430 | $10,544 |
| State Farm | $5,800 | $7,334 |
| USAA | $6,154 | $7,236 |
Cheap Kent, Washington Auto Insurance for Seniors
What are senior auto insurance rates in Kent, Washington? Take a look at the annual average rates for older drivers.
| Insurance Company | Married 60-Year-Old Female | Married 60-Year-Old Male |
|---|---|---|
| Allstate | $2,248 | $2,362 |
| American Family | $2,301 | $2,301 |
| Farmers | $2,582 | $2,944 |
| Geico | $2,016 | $2,016 |
| Liberty Mutual | $1,877 | $2,214 |
| Nationwide | $1,582 | $1,647 |
| Progressive | $1,668 | $1,687 |
| State Farm | $1,780 | $1,780 |
| USAA | $1,316 | $1,314 |
Cheap Kent, Washington Auto Insurance By Driving Record
Driving record has a big impact on your auto insurance rates. See the annual auto insurance rates for a bad record in Kent, Washington compared to the annual auto insurance rates with a clean record in Kent, Washington.
| Group | Clean Record | With 1 Accident | With 1 DUI | With 1 Speeding Violation |
|---|---|---|---|---|
| Allstate | $3,557 | $4,487 | $4,998 | $4,001 |
| American Family | $3,813 | $4,892 | $5,658 | $4,681 |
| Farmers | $3,326 | $4,155 | $4,455 | $4,142 |
| Geico | $2,465 | $3,141 | $4,657 | $2,465 |
| Liberty Mutual | $4,057 | $5,127 | $5,217 | $4,649 |
| Nationwide | $2,070 | $2,809 | $3,530 | $2,265 |
| Progressive | $3,158 | $4,972 | $3,681 | $3,813 |
| State Farm | $2,888 | $3,480 | $3,184 | $3,184 |
| USAA | $2,037 | $2,969 | $3,744 | $2,412 |
Cheap Kent, Washington Auto Insurance Rates After a DUI
Finding cheap auto insurance after a DUI in Kent, Washington is not easy. Compare the annual rates for DUI auto insurance in Kent, Washington to find the best deal.
| Insurance Company | Annual Auto Insurance Rates With a DUI |
|---|---|
| Allstate | $4,998 |
| American Family | $5,658 |
| Farmers | $4,455 |
| Geico | $4,657 |
| Liberty Mutual | $5,217 |
| Nationwide | $3,530 |
| Progressive | $3,681 |
| State Farm | $3,184 |
| USAA | $3,744 |
Cheap Kent, Washington Auto Insurance By Credit History
Credit history can have a major effect on the cost of auto insurance. See how Kent, Washington annual auto insurance rates by credit history compare.
| Insurance Company | Poor | Fair | Good |
|---|---|---|---|
| Allstate | $5,264 | $4,048 | $3,470 |
| American Family | $5,614 | $4,590 | $4,078 |
| Farmers | $4,877 | $3,719 | $3,462 |
| Geico | $3,788 | $3,030 | $2,728 |
| Liberty Mutual | $6,807 | $4,194 | $3,285 |
| Nationwide | $3,186 | $2,492 | $2,328 |
| Progressive | $4,296 | $3,841 | $3,581 |
| State Farm | $4,629 | $2,772 | $2,151 |
| USAA | $3,520 | $2,580 | $2,271 |
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Cheap Kent, Washington Auto Insurance Rates By ZIP Code
Auto insurance rates by ZIP code in Kent, Washington can vary. Compare the annual cost of auto insurance by ZIP code in Kent, Washington to see how car insurance rates are affected by location.
| ZIP Code | Average Annual Rates |
|---|---|
| 98030 | $3,754 |
| 98031 | $3,777 |
| 98032 | $3,713 |
Cheap Kent, Washington Auto Insurance Rates By Commute
Commute length and annual mileage affect Kent, Washington auto insurance. Find the cheapest annual Kent, Washington auto insurance by commute length.
| Insurance Company | 10 Mile Commute, 6000 Annual Mileage | 25 Mile Commute, 12000 Annual Mileage |
|---|---|---|
| Allstate | $4,261 | $4,261 |
| American Family | $4,665 | $4,857 |
| Farmers | $4,019 | $4,019 |
| Geico | $3,142 | $3,222 |
| Liberty Mutual | $4,762 | $4,762 |
| Nationwide | $2,669 | $2,669 |
| Progressive | $3,906 | $3,906 |
| State Farm | $3,095 | $3,273 |
| USAA | $2,763 | $2,818 |
Cheap Kent, Washington Auto Insurance Rates By Coverage Level
How much does the coverage level you select affect the cost of your auto insurance in Kent, Washington? Check out the comparison of annual Kent, Washington auto insurance rates by coverage level.
| Insurance Company | Low | Medium | High |
|---|---|---|---|
| Allstate | $4,020 | $4,248 | $4,514 |
| American Family | $4,478 | $4,755 | $5,051 |
| Farmers | $3,721 | $4,022 | $4,316 |
| Geico | $2,958 | $3,183 | $3,404 |
| Liberty Mutual | $4,451 | $4,773 | $5,062 |
| Nationwide | $2,515 | $2,668 | $2,823 |
| Progressive | $3,479 | $3,783 | $4,455 |
| State Farm | $2,954 | $3,200 | $3,398 |
| USAA | $2,587 | $2,790 | $2,994 |
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Best By Category: Cheapest Auto Insurance in Kent, Washington
Compare the cheapest auto insurance companies in Kent, Washington in each category to find the company with the best rates for your personal needs.
| Category | Insurance Company |
|---|---|
| Teenagers | Nationwide |
| Seniors | USAA |
| Clean Record | USAA |
| With 1 Accident | Nationwide |
| With 1 DUI | State Farm |
| With 1 Speeding Violation | Nationwide |
The Cheapest Kent, Washington Auto Insurance Companies
What auto insurance companies in Kent, Washington are the cheapest? Compare the top Kent, Washington auto insurance companies to find the best annual rates.
| Insurance Company | Average Annual Rates |
|---|---|
| Allstate | $4,261 |
| American Family | $4,761 |
| Farmers | $4,019 |
| Geico | $3,182 |
| Liberty Mutual | $4,762 |
| Nationwide | $2,669 |
| Progressive | $3,906 |
| State Farm | $3,184 |
| USAA | $2,790 |
What affects auto insurance rates in Kent, Washington?
There are a lot of reasons why auto insurance rates in Kent, Washington are higher or lower than in other cities. These include traffic and the number of vehicle thefts in Kent, Washington. Many local factors may affect your Kent auto insurance rates.
Kent Auto Theft
More theft means higher auto insurance rates because auto insurance companies are paying more in claims. According to the FBI’s annual Kent, Washington auto theft statistics, there have been 1,150 auto thefts in the city.
Kent Commute Time
Cities in which drivers have a longer average commute time tend to have higher auto insurance costs. The average Kent, Washington commute length is 32.6 minutes according to City-Data.
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Compare Kent, Washington Auto Insurance Quotes
Before you buy Kent, Washington auto insurance, make sure you have compared rates from multiple companies. Enter your ZIP code below to get free Kent, Washington auto insurance quotes.
Frequently Asked Questions
What is auto insurance and why is it important in Kent, WA?
Auto insurance is a contract between a vehicle owner and an insurance company that provides financial protection in case of accidents, theft, or damages to the vehicle. In Kent, WA, auto insurance is important because it is generally required by law and helps ensure that drivers have the necessary coverage to handle potential liabilities and protect their vehicles.
What are the minimum auto insurance requirements in Kent, WA?
The minimum auto insurance requirements in Kent, WA typically include liability coverage. As of my knowledge cutoff in September 2021, the minimum liability limits were set at 25/50/10, meaning $25,000 for bodily injury per person, $50,000 for bodily injury per accident, and $10,000 for property damage per accident. However, it’s important to note that these requirements can change, so it’s recommended to check with the Washington State Office of the Insurance Commissioner or consult with an insurance agent for the most up-to-date information.
What factors can affect the cost of auto insurance in Kent, WA?
Several factors can impact the cost of auto insurance in Kent, WA. These include your driving record, age, gender, marital status, the type of vehicle you drive, your credit score, the coverage options you choose, and the deductibles you select. Additionally, factors such as the crime rate, frequency of accidents, and weather patterns in your area can also influence insurance premiums.
How can I find affordable auto insurance in Kent, WA?
To find affordable auto insurance in Kent, WA, it’s recommended to obtain quotes from multiple insurance providers and compare them. You can contact insurance companies directly or use online comparison tools to gather quotes. Additionally, consider factors like available discounts, bundling policies, raising deductibles, and maintaining a good driving record, as they can help lower premiums.
What types of coverage should I consider for my auto insurance in Kent, WA?
While the specific coverage needs may vary depending on your circumstances, it’s generally advisable to consider liability coverage (to meet the state’s minimum requirements) and additional coverage options such as collision, comprehensive, uninsured/underinsured motorist, and personal injury protection (PIP) coverage. These additional coverages can provide extra protection for your vehicle and yourself in various situations.
Are there any discounts available for auto insurance in Kent, WA?
Yes, many insurance companies offer discounts that can help lower your auto insurance premiums in Kent, WA. Common discounts include safe driver discounts, multi-policy discounts (if you have multiple insurance policies with the same provider), discounts for completing defensive driving courses, and discounts for having certain safety features installed in your vehicle. It’s advisable to inquire about available discounts when obtaining insurance quotes.
What should I do if I need to file an auto insurance claim in Kent, WA?
If you need to file an auto insurance claim in Kent, WA, you should contact your insurance provider as soon as possible. Provide them with all the necessary information regarding the incident, such as date, time, location, details of the accident, and any documentation or photographs you may have. Your insurance company will guide you through the claims process and inform you of the next steps.
Free Auto Insurance Comparison
Enter your ZIP code below to view companies that have cheap auto insurance rates.
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Jeff Root
Licensed Insurance Agent
Jeff is a well-known speaker and expert in insurance and financial planning. He has spoken at top insurance conferences around the U.S., including the InsuranceNewsNet Super Conference, the 8% Nation Insurance Wealth Conference, and the Digital Life Insurance Agent Mastermind. He has been featured and quoted in Nerdwallet, Bloomberg, Forbes, U.S. News & Money, USA Today, and other leading fina...
Licensed Insurance Agent
Editorial Guidelines: We are a free online resource for anyone interested in learning more about auto insurance. Our goal is to be an objective, third-party resource for everything auto insurance related. We update our site regularly, and all content is reviewed by auto insurance experts.