Best Cheap Auto Insurance in Belleville, MI (2022)

The average Belleville, MI auto insurance rates are $1,050 per month. The minimum auto insurance in Belleville is at least 20/40/10 in coverage to comply with Michigan auto insurance laws. To find the best cheap auto insurance in Belleville, Michigan, compare quotes from multiple companies.

Free Auto Insurance Comparison

secured lock Secured with SHA-256 Encryption

Rachel Bodine graduated from college with a BA in English. She has since worked as a Feature Writer in the insurance industry and gained a deep knowledge of state and countrywide insurance laws and rates. Her research and writing focus on helping readers understand their insurance coverage and how to find savings. Her expert advice on insurance has been featured on sites like PhotoEnforced, All...

Full Bio →

Written by Rachel Bodine
Feature Writer Rachel Bodine

Dan Walker graduated with a BS in Administrative Management in 2005 and has been working in his family’s insurance agency, FCI Agency, for 15 years (BBB A+). He is licensed as an agent to write property and casualty insurance, including home, auto, umbrella, and dwelling fire insurance. He’s also been featured on sites like Reviews.com and Safeco. He reviews content, ensuring that ex...

Full Bio →

Reviewed by Daniel Walker
Licensed Auto Insurance Agent Daniel Walker

UPDATED: May 4, 2022

Advertiser Disclosure

It’s all about you. We want to help you make the right coverage choices.

Advertiser Disclosure: We strive to help you make confident auto insurance decisions. Comparison shopping should be easy. We are not affiliated with any one auto insurance provider and cannot guarantee quotes from any single provider. Our partnerships don’t influence our content. Our opinions are our own. To compare quotes from many different companies please enter your ZIP code on this page to use the free quote tool. The more quotes you compare, the more chances to save.

Editorial Guidelines: We are a free online resource for anyone interested in learning more about auto insurance. Our goal is to be an objective, third-party resource for everything auto insurance related. We update our site regularly, and all content is reviewed by auto insurance experts.

Things to Remember

  • The minimum auto insurance required in Belleville, Michigan is 20/40/10
  • The cheapest auto insurance company in Belleville is USAA
  • The average commute length in Belleville is 27.1 minutes

Belleville, Michigan auto insurance requirements are 20/40/10 according to Michigan auto insurance laws. Finding cheap auto insurance in Belleville can seem like a difficult task, but all of the information you need is right here. We’ll cover factors that affect auto insurance rates in Belleville, Michigan, including driving record, credit, commute time, and more.

Compare auto insurance in Belleville to other Michigan cities, including Dearborn auto insurance rates, Grand Rapids auto insurance rates, and Troy auto insurance rates to see how Belleville, Michigan auto insurance rates stack up.

Before you buy Belleville, Michigan auto insurance, make sure you have compared rates from multiple companies. You want to ensure that the services that you’re paying for are going to be what you need, and also available when you need them. Enter your ZIP code above to get free Belleville, Michigan auto insurance quotes.

What is the minimum amount of auto insurance you need in Belleville, Michigan?

Belleville, Michigan auto insurance laws require that you have at least the Michigan minimum auto insurance to be financially responsible in the event of an accident. Take a look at the required auto insurance in Belleville, Michigan.

Minimum Required Auto Insurance Coverage in Belleville, Michigan

Liability Insurance Required Minimum Coverage Limits Required
Bodily Injury Liability Coverage $20,000 per person
$40,000 per accident
Property Damage Liability Coverage $10,000 minimum

Free Auto Insurance Comparison

Enter your ZIP code below to view companies that have cheap auto insurance rates.

secured lock Secured with SHA-256 Encryption

Will age, gender, and marital status affect what you pay?

Auto insurance rates in Belleville, Michigan are affected by age, gender, and marital status. See how demographics impact the annual cost of insurance.

Annual Auto Insurance Rates by Age, Gender, and Marital Status in Belleville, Michigan

Insurance Company Married 35-Year-Old Female Married 35-Year-Old Male Married 60-Year-Old Female Married 60-Year-Old Male Single 17-Year-Old Female Single 17-Year-Old Male Single 25-Year-Old Female Single 25-Year-Old Male
Allstate $22,348 $22,348 $20,949 $20,949 $52,447 $52,447 $23,480 $23,480
Farmers $11,089 $11,089 $10,271 $10,271 $24,104 $24,104 $12,524 $12,524
GEICO $4,437 $4,437 $4,544 $4,544 $12,532 $12,532 $4,240 $4,240
Liberty Mutual $15,626 $15,626 $15,472 $15,472 $36,658 $36,658 $15,626 $15,626
Nationwide $4,382 $4,382 $3,896 $3,896 $11,535 $11,535 $4,804 $4,804
Progressive $3,302 $3,045 $2,914 $3,277 $12,109 $12,831 $3,837 $3,501
State Farm $9,173 $9,173 $8,554 $8,554 $32,729 $32,729 $10,782 $10,782
Travelers $7,464 $7,464 $6,400 $6,400 $22,645 $22,645 $8,116 $8,116
USAA $2,664 $2,507 $2,511 $2,359 $6,555 $6,188 $3,236 $3,081

Are teen drivers able to find affordable rates?

Finding cheap teen auto insurance in Belleville, Michigan is a challenge. Take a look at the annual teen auto insurance rates in Belleville, Michigan.

Annual Auto Insurance Rates for Teen Drivers in Belleville, Michigan

Insurance Company Single 17-Year-Old Female Single 17-Year-Old Male
Allstate $52,447 $52,447
Farmers $24,104 $24,104
GEICO $12,532 $12,532
Liberty Mutual $36,658 $36,658
Nationwide $11,535 $11,535
Progressive $12,109 $12,831
State Farm $32,729 $32,729
Travelers $22,645 $22,645
USAA $6,555 $6,188

Are senior drivers able to find cheap auto insurance?

What are senior auto insurance rates in Belleville, Michigan? Take a look at the annual average rates for older drivers.

Annual Auto Insurance Rates for Senior Drivers in Belleville, Michigan

Insurance Company Married 60-Year-Old Female Married 60-Year-Old Male
Allstate $20,949 $20,949
Farmers $10,271 $10,271
GEICO $4,544 $4,544
Liberty Mutual $15,472 $15,472
Nationwide $3,896 $3,896
Progressive $2,914 $3,277
State Farm $8,554 $8,554
Travelers $6,400 $6,400
USAA $2,511 $2,359

Free Auto Insurance Comparison

Enter your ZIP code below to view companies that have cheap auto insurance rates.

secured lock Secured with SHA-256 Encryption

Does your driving record affect what you pay for auto insurance?

Driving record has a big impact on your auto insurance rates. See the annual auto insurance rates for a bad record in Belleville, Michigan compared to the annual auto insurance rates with a clean record in Belleville, Michigan.

Annual Belleville, Michigan Auto Insurance Rates by Driving Record

Group Clean Record With 1 Accident With 1 DUI With 1 Speeding Violation
Allstate $14,304 $19,305 $65,465 $20,151
Farmers $12,093 $15,603 $15,353 $14,938
GEICO $2,229 $4,785 $14,575 $4,165
Liberty Mutual $14,451 $17,540 $32,806 $18,584
Nationwide $5,265 $7,027 $6,394 $5,931
Progressive $4,732 $6,252 $5,611 $5,814
State Farm $9,627 $11,603 $25,439 $14,568
Travelers $7,561 $10,789 $17,326 $8,948
USAA $2,923 $3,658 $4,784 $3,185

Will your rates change after a DUI?

Finding cheap auto insurance after a DUI in Belleville, Michigan is not easy. Compare the annual rates for DUI auto insurance in Belleville, Michigan to find the best deal.

Annual Auto Insurance Rates After a DUI in Belleville, Michigan

Insurance Company Annual Auto Insurance Rates With a DUI
Allstate $65,465
Farmers $15,353
GEICO $14,575
Liberty Mutual $32,806
Nationwide $6,394
Progressive $5,611
State Farm $25,439
Travelers $17,326
USAA $4,784

Would credit history affect auto insurance rates in Belleville, Michigan?

Credit history can have a major effect on the cost of auto insurance. See how Belleville, Michigan annual auto insurance rates by credit history compare.

Annual Auto Insurance Rates by Credit Score in Belleville, Michigan

Insurance Company Poor Fair Good
Allstate $45,797 $25,075 $18,546
Farmers $21,723 $11,303 $10,465
GEICO $8,285 $6,084 $4,946
Liberty Mutual $32,977 $19,045 $10,515
Nationwide $7,715 $5,809 $4,939
Progressive $6,478 $5,441 $4,887
State Farm $24,867 $12,554 $8,508
Travelers $11,437 $11,087 $10,945
USAA $5,437 $3,112 $2,364

Free Auto Insurance Comparison

Enter your ZIP code below to view companies that have cheap auto insurance rates.

secured lock Secured with SHA-256 Encryption

Does your ZIP code alter what you pay for auto insurance?

Auto insurance rates by ZIP code in Belleville, Michigan can vary. Compare the annual cost of auto insurance by ZIP code in Belleville, Michigan to see how car insurance rates are affected by location.

Annual Auto Insurance Rates by ZIP Code in Belleville, Michigan

ZIP Code Average Annual Rates
48111 $8,814

Will a person’s commute affect their auto insurance payments in Belleville, Michigan?

Commute length and annual mileage affect Belleville, Michigan auto insurance. Find the cheapest annual Belleville, Michigan auto insurance by commute length.

Annual Auto Insurance Rates by Commute Length in Belleville, Michigan

Insurance Company 10 Mile Commute, 6000 Annual Mileage 25 Mile Commute, 12000 Annual Mileage
Allstate $29,806 $29,806
Farmers $14,497 $14,497
GEICO $6,293 $6,584
Liberty Mutual $20,130 $21,560
Nationwide $6,154 $6,154
Progressive $5,602 $5,602
State Farm $14,885 $15,734
Travelers $11,092 $11,221
USAA $3,596 $3,679

How do coverage levels change auto insurance payments?

How much does the coverage level you select affect the cost of your auto insurance in Belleville, Michigan? Check out the comparison of annual Belleville, Michigan auto insurance rates by coverage level.

Annual Auto Insurance Rates by Coverage Level in Belleville, Michigan

Insurance Company Low Medium High
Allstate $29,234 $29,857 $30,327
Farmers $14,019 $14,452 $15,020
GEICO $6,050 $6,385 $6,880
Liberty Mutual $20,390 $20,801 $21,345
Nationwide $6,412 $6,058 $5,993
Progressive $5,432 $5,607 $5,767
State Farm $14,471 $15,413 $16,045
Travelers $11,055 $11,166 $11,247
USAA $3,518 $3,648 $3,747

Free Auto Insurance Comparison

Enter your ZIP code below to view companies that have cheap auto insurance rates.

secured lock Secured with SHA-256 Encryption

What are the best by category auto insurance companies in Belleville, Michigan?

Compare the cheapest auto insurance companies in Belleville, Michigan in each category to find the company with the best rates for your personal needs.

Best Annual Auto Insurance Rates by Company in Belleville, Michigan

Category Insurance Company
Teenagers USAA
Seniors USAA
Clean Record GEICO
With 1 Accident USAA
With 1 DUI USAA
With 1 Speeding Violation USAA

What are the cheapest auto insurance companies in Belleville, Michigan?

What auto insurance companies in Belleville, Michigan are the cheapest? Compare the top Belleville, Michigan auto insurance companies to find the best annual rates.

Average Annual Auto Insurance Rates by Company in Belleville, Michigan

Insurance Company Average Annual Rates
Allstate $29,806
Farmers $14,497
GEICO $6,438
Liberty Mutual $20,845
Nationwide $6,154
Progressive $5,602
State Farm $15,309
Travelers $11,156
USAA $3,638

What affects auto insurance rates in Belleville, Michigan?

There are a lot of reasons why auto insurance rates in Belleville, Michigan are higher or lower than in other cities. These include traffic and the number of vehicle thefts in Belleville, Michigan. Many local factors may affect your Belleville auto insurance rates.

Belleville Auto Theft

More theft means higher auto insurance rates because auto insurance companies are paying more in claims. According to the FBI’s annual Belleville, Michigan auto theft statistics, there have been 0 auto thefts in the city.

Belleville Commute Time

Cities in which drivers have a longer average commute time tend to have higher auto insurance costs. The average Belleville, Michigan commute length is 27.1 minutes according to City-Data.

Free Auto Insurance Comparison

Enter your ZIP code below to view companies that have cheap auto insurance rates.

secured lock Secured with SHA-256 Encryption

Should you compare auto quotes for Belleville, Michigan?

Before you buy Belleville, Michigan auto insurance, make sure you have compared rates from multiple companies. Enter your ZIP code below to get free Belleville, Michigan auto insurance quotes.

Free Auto Insurance Comparison

Enter your ZIP code below to view companies that have cheap auto insurance rates.

secured lock Secured with SHA-256 Encryption