Best League City, Texas Auto Insurance in 2024
The average League City, TX auto insurance rates are $329 per month. The minimum auto insurance in League City is at least 30/60/25 in coverage to comply with Texas auto insurance laws. To find the best cheap auto insurance in League City, Texas, compare quotes from multiple companies.
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Justin Wright
Licensed Insurance Agent
Justin Wright has been a licensed insurance broker for over 9 years. After graduating from Southeastern Seminary with a Masters in Philosophy, Justin started his career as a professor, teaching Philosophy and Ethics. Later, Justin obtained both his Property & Casualty license and his Life and Health license and began working for State Farm and Allstate. In 2020, Justin began working as an i...
Licensed Insurance Agent
UPDATED: Sep 11, 2024
It’s all about you. We want to help you make the right coverage choices.
Advertiser Disclosure: We strive to help you make confident auto insurance decisions. Comparison shopping should be easy. We are not affiliated with any one auto insurance provider and cannot guarantee quotes from any single provider. Our partnerships don’t influence our content. Our opinions are our own. To compare quotes from many different companies please enter your ZIP code on this page to use the free quote tool. The more quotes you compare, the more chances to save.
Editorial Guidelines: We are a free online resource for anyone interested in learning more about auto insurance. Our goal is to be an objective, third-party resource for everything auto insurance related. We update our site regularly, and all content is reviewed by auto insurance experts.
UPDATED: Sep 11, 2024
It’s all about you. We want to help you make the right coverage choices.
Advertiser Disclosure: We strive to help you make confident auto insurance decisions. Comparison shopping should be easy. We are not affiliated with any one auto insurance provider and cannot guarantee quotes from any single provider. Our partnerships don’t influence our content. Our opinions are our own. To compare quotes from many different companies please enter your ZIP code on this page to use the free quote tool. The more quotes you compare, the more chances to save.
On This Page
- The minimum auto insurance required in League City, Texas is 30/60/25
- Average auto insurance rates in League City, TX for senior drivers are $2,384 per year
- The average commute length in League City is 30.7 minutes
League City, Texas auto insurance requirements are 30/60/25 according to Texas auto insurance laws. Finding cheap auto insurance in League City can seem like a difficult task, but all of the information you need is right here. We’ll cover factors that affect auto insurance rates in League City, Texas, including driving record, credit, commute time, and more.
Compare auto insurance in League City to other Texas cities, including Laredo auto insurance rates, Austin auto insurance rates, and Arlington auto insurance rates to see how League City, Texas auto insurance rates stack up.
Before you buy League City, Texas auto insurance, make sure you have compared rates from multiple companies. Enter your ZIP code above to get free League City, Texas auto insurance quotes.
Minimum Auto Insurance in League City, Texas
League City, Texas auto insurance laws require that you have at least the Texas minimum auto insurance to be financially responsible in the event of an accident. Take a look at the required auto insurance in League City, Texas.
| Liability Insurance Required | Minimum Coverage Limits Required |
|---|---|
| Bodily Injury Liability Coverage | $30,000 per person $60,000 per accident |
| Property Damage Liability Coverage | $25,000 minimum |
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Cheap League City, Texas Auto Insurance by Age, Gender, and Marital Status
Auto insurance rates in League City, Texas are affected by age, gender, and marital status. See how demographics impact the annual cost of insurance.
| Insurance Company | Married 35-Year-Old Female | Married 35-Year-Old Male | Married 60-Year-Old Female | Married 60-Year-Old Male | Single 17-Year-Old Female | Single 17-Year-Old Male | Single 25-Year-Old Female | Single 25-Year-Old Male |
|---|---|---|---|---|---|---|---|---|
| Allstate | $3,628 | $3,645 | $3,578 | $3,578 | $9,899 | $11,917 | $4,492 | $4,657 |
| American Family | $2,847 | $3,197 | $2,721 | $3,142 | $8,026 | $10,436 | $4,186 | $4,768 |
| Geico | $2,354 | $2,552 | $2,292 | $2,618 | $5,206 | $5,390 | $2,546 | $2,528 |
| Nationwide | $2,450 | $2,488 | $2,160 | $2,287 | $7,109 | $9,130 | $2,894 | $3,133 |
| Progressive | $2,357 | $2,246 | $2,099 | $2,139 | $9,875 | $11,015 | $2,800 | $2,848 |
| State Farm | $2,002 | $2,002 | $1,792 | $1,792 | $4,876 | $6,227 | $2,182 | $2,245 |
| USAA | $1,668 | $1,668 | $1,599 | $1,576 | $4,782 | $5,179 | $2,219 | $2,358 |
Cheap League City, Texas Auto Insurance for Teen Drivers
Finding cheap teen auto insurance in League City, Texas is a challenge. Take a look at the annual teen auto insurance rates in League City, Texas.
| Insurance Company | Single 17-Year-Old Female | Single 17-Year-Old Male |
|---|---|---|
| Allstate | $9,899 | $11,917 |
| American Family | $8,026 | $10,436 |
| Geico | $5,206 | $5,390 |
| Nationwide | $7,109 | $9,130 |
| Progressive | $9,875 | $11,015 |
| State Farm | $4,876 | $6,227 |
| USAA | $4,782 | $5,179 |
Cheap League City, Texas Auto Insurance for Seniors
What are senior auto insurance rates in League City, Texas? Take a look at the annual average rates for older drivers.
| Insurance Company | Married 60-Year-Old Female | Married 60-Year-Old Male |
|---|---|---|
| Allstate | $3,578 | $3,578 |
| American Family | $2,721 | $3,142 |
| Geico | $2,292 | $2,618 |
| Nationwide | $2,160 | $2,287 |
| Progressive | $2,099 | $2,139 |
| State Farm | $1,792 | $1,792 |
| USAA | $1,599 | $1,576 |
Cheap League City, Texas Auto Insurance By Driving Record
Driving record has a big impact on your auto insurance rates. See the annual auto insurance rates for a bad record in League City, Texas compared to the annual auto insurance rates with a clean record in League City, Texas.
| Group | Clean Record | With 1 Accident | With 1 DUI | With 1 Speeding Violation |
|---|---|---|---|---|
| Allstate | $4,333 | $6,863 | $7,167 | $4,333 |
| American Family | $4,461 | $5,730 | $5,010 | $4,461 |
| Geico | $2,704 | $3,590 | $2,973 | $3,476 |
| Nationwide | $3,426 | $3,426 | $5,098 | $3,875 |
| Progressive | $3,858 | $4,984 | $4,503 | $4,345 |
| State Farm | $2,558 | $2,946 | $3,496 | $2,558 |
| USAA | $1,953 | $2,900 | $3,430 | $2,243 |
Cheap League City, Texas Auto Insurance Rates After a DUI
Finding cheap auto insurance after a DUI in League City, Texas is not easy. Compare the annual rates for DUI auto insurance in League City, Texas to find the best deal.
| Insurance Company | Annual Auto Insurance Rates With a DUI |
|---|---|
| Allstate | $7,167 |
| American Family | $5,010 |
| Geico | $2,973 |
| Nationwide | $5,098 |
| Progressive | $4,503 |
| State Farm | $3,496 |
| USAA | $3,430 |
Cheap League City, Texas Auto Insurance By Credit History
Credit history can have a major effect on the cost of auto insurance. See how League City, Texas annual auto insurance rates by credit history compare.
| Insurance Company | Poor | Fair | Good |
|---|---|---|---|
| Allstate | $7,202 | $5,287 | $4,534 |
| American Family | $6,667 | $4,318 | $3,761 |
| Geico | $4,914 | $2,784 | $1,859 |
| Nationwide | $4,739 | $3,815 | $3,315 |
| Progressive | $4,976 | $4,303 | $3,989 |
| State Farm | $4,079 | $2,551 | $2,039 |
| USAA | $3,853 | $2,238 | $1,803 |
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Cheap League City, Texas Auto Insurance Rates By ZIP Code
Auto insurance rates by ZIP code in League City, Texas can vary. Compare the annual cost of auto insurance by ZIP code in League City, Texas to see how car insurance rates are affected by location.
| ZIP Code | Average Annual Rates |
|---|---|
| 77573 | $5,913 |
Cheap League City, Texas Auto Insurance Rates By Commute
Commute length and annual mileage affect League City, Texas auto insurance. Find the cheapest annual League City, Texas auto insurance by commute length.
| Insurance Company | 10 Mile Commute, 6000 Annual Mileage | 25 Mile Commute, 12000 Annual Mileage |
|---|---|---|
| Allstate | $5,528 | $5,820 |
| American Family | $4,915 | $4,915 |
| Geico | $3,128 | $3,243 |
| Nationwide | $3,956 | $3,956 |
| Progressive | $4,422 | $4,422 |
| State Farm | $2,890 | $2,890 |
| USAA | $2,598 | $2,665 |
Cheap League City, Texas Auto Insurance Rates By Coverage Level
How much does the coverage level you select affect the cost of your auto insurance in League City, Texas? Check out the comparison of annual League City, Texas auto insurance rates by coverage level.
| Insurance Company | Low | Medium | High |
|---|---|---|---|
| Allstate | $5,550 | $5,628 | $5,845 |
| American Family | $4,548 | $4,719 | $5,479 |
| Geico | $3,005 | $3,143 | $3,409 |
| Nationwide | $4,264 | $3,787 | $3,818 |
| Progressive | $4,229 | $4,404 | $4,635 |
| State Farm | $2,726 | $2,880 | $3,062 |
| USAA | $2,536 | $2,621 | $2,738 |
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Best By Category: Cheapest Auto Insurance in League City, Texas
Compare the cheapest auto insurance companies in League City, Texas in each category to find the company with the best rates for your personal needs.
| Category | Insurance Company |
|---|---|
| Teenagers | USAA |
| Seniors | USAA |
| Clean Record | USAA |
| With 1 Accident | USAA |
| With 1 DUI | Geico |
| With 1 Speeding Violation | USAA |
The Cheapest League City, Texas Auto Insurance Companies
What auto insurance companies in League City, Texas are the cheapest? Compare the top League City, Texas auto insurance companies to find the best annual rates.
| Insurance Company | Average Annual Rates |
|---|---|
| Allstate | $5,674 |
| American Family | $4,915 |
| Geico | $3,186 |
| Nationwide | $3,956 |
| Progressive | $4,422 |
| State Farm | $2,890 |
| USAA | $2,631 |
What affects auto insurance rates in League City, Texas?
There are a lot of reasons why auto insurance rates in League City, Texas are higher or lower than in other cities. These include traffic and the number of vehicle thefts in League City, Texas. Many local factors may affect your League City auto insurance rates.
League City Auto Theft
More theft means higher auto insurance rates because auto insurance companies are paying more in claims. According to the FBI’s annual League City, Texas auto theft statistics, there have been 114 auto thefts in the city.
League City Commute Time
Cities in which drivers have a longer average commute time tend to have higher auto insurance costs. The average League City, Texas commute length is 30.7 minutes according to City-Data.
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Compare League City, Texas Auto Insurance Quotes
Before you buy League City, Texas auto insurance, make sure you have compared rates from multiple companies. Enter your ZIP code below to get free League City, Texas auto insurance quotes.
Frequently Asked Questions
Is auto insurance mandatory in League City, TX?
Yes, auto insurance is mandatory in League City, TX, as it is in most states. Texas law requires all drivers to carry a minimum amount of liability insurance to cover injuries or damages caused to others in an accident.
What is the minimum auto insurance coverage required in League City, TX?
In Texas, the minimum auto insurance coverage required includes liability coverage with limits of 30/60/25. This means $30,000 per person for bodily injury, $60,000 per accident for bodily injury, and $25,000 for property damage.
What factors can affect my auto insurance rates in League City, TX?
Several factors can impact your auto insurance rates in League City, TX. These factors include your driving history, age, gender, marital status, type of vehicle, credit score, and the coverage options you choose. Additionally, local factors such as the rate of accidents and crime in your area can also influence your rates.
Can I use my personal auto insurance for business purposes in League City, TX?
Generally, personal auto insurance policies do not cover vehicles used for business purposes. If you use your vehicle for business activities, such as making deliveries or transporting clients, you may need a separate commercial auto insurance policy to ensure proper coverage.
Are there any discounts available for auto insurance in League City, TX?
Yes, many insurance companies offer various discounts that can help lower your auto insurance premiums. Common discounts include safe driver discounts, multi-vehicle discounts, bundling auto and home insurance, good student discounts, and discounts for installing anti-theft devices or safety features in your vehicle.
What should I do after a car accident in League City, TX?
After a car accident in League City, TX, you should prioritize your safety and the safety of others involved. Call emergency services if necessary and exchange information with the other driver(s) involved. It’s important to report the accident to your insurance company as soon as possible and cooperate fully with their claims process.
Can I choose any auto repair shop for repairs after an accident in League City, TX?
In most cases, you have the right to choose any auto repair shop you prefer for repairs after an accident in League City, TX. However, if you have chosen a repair shop that charges rates significantly higher than the prevailing market rates, your insurance company may only cover the reasonable costs of repairs.
Free Auto Insurance Comparison
Enter your ZIP code below to view companies that have cheap auto insurance rates.
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Justin Wright
Licensed Insurance Agent
Justin Wright has been a licensed insurance broker for over 9 years. After graduating from Southeastern Seminary with a Masters in Philosophy, Justin started his career as a professor, teaching Philosophy and Ethics. Later, Justin obtained both his Property & Casualty license and his Life and Health license and began working for State Farm and Allstate. In 2020, Justin began working as an i...
Licensed Insurance Agent
Editorial Guidelines: We are a free online resource for anyone interested in learning more about auto insurance. Our goal is to be an objective, third-party resource for everything auto insurance related. We update our site regularly, and all content is reviewed by auto insurance experts.