Best Cheap Auto Insurance in Birmingham, AL (2022)

USAA and Nationwide offer the cheapest auto insurance rates in Birmingham, AL. Alabama is an at-fault state, and minimum requirements for Birmingham, AL auto insurance are 25/50/25 for minimum liability coverage. Birmingham, AL is the 36th most congested city in the country, and the average commute is 22.3 minutes. The best way to find affordable Birmingham, AL car insurance rates is to shop around and compare quotes.

UPDATED: Jun 29, 2022Fact Checked

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Rachel Bodine graduated from college with a BA in English. She has since worked as a Feature Writer in the insurance industry and gained a deep knowledge of state and countrywide insurance laws and rates. Her research and writing focus on helping readers understand their insurance coverage and how to find savings. Her expert advice on insurance has been featured on sites like PhotoEnforced, All...

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Written by Rachel Bodine
Feature Writer Rachel Bodine

Dan Walker graduated with a BS in Administrative Management in 2005 and has been working in his family’s insurance agency, FCI Agency, for 15 years (BBB A+). He is licensed as an agent to write property and casualty insurance, including home, auto, umbrella, and dwelling fire insurance. He’s also been featured on sites like Reviews.com and Safeco. He reviews content, ensuring that ex...

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Reviewed by Daniel Walker
Licensed Auto Insurance Agent Daniel Walker

UPDATED: Jun 29, 2022

Advertiser Disclosure

It’s all about you. We want to help you make the right coverage choices.

Advertiser Disclosure: We strive to help you make confident auto insurance decisions. Comparison shopping should be easy. We are not affiliated with any one auto insurance provider and cannot guarantee quotes from any single provider. Our partnerships don’t influence our content. Our opinions are our own. To compare quotes from many different companies please enter your ZIP code on this page to use the free quote tool. The more quotes you compare, the more chances to save.

Editorial Guidelines: We are a free online resource for anyone interested in learning more about auto insurance. Our goal is to be an objective, third-party resource for everything auto insurance related. We update our site regularly, and all content is reviewed by auto insurance experts.

UPDATED: Jun 29, 2022

Advertiser Disclosure

It’s all about you. We want to help you make the right coverage choices.

Advertiser Disclosure: We strive to help you make confident auto insurance decisions. Comparison shopping should be easy. We are not affiliated with any one auto insurance provider and cannot guarantee quotes from any single provider. Our partnerships don’t influence our content. Our opinions are our own. To compare quotes from many different companies please enter your ZIP code on this page to use the free quote tool. The more quotes you compare, the more chances to save.

Compare Quotes from Top Companies and Save

Enter your ZIP code below to view companies that have cheap auto insurance rates.

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Monthly Birmingham, AL Auto Insurance Rates by ZIP Code
Birmingham, AL Auto Insurance Rates vs. Top US Metro Auto Insurance Rates
Birmingham, AL Auto Insurance Rates by Company vs. City Average
Birmingham, AL Auto Insurance Rates by Company and Age
The Cheapest Birmingham, AL Auto Insurance Rates by Coverage Level
The Cheapest Birmingham, AL Auto Insurance Rates by Credit Score
The Cheapest Birmingham, AL Auto Insurance Rates by Driving Record
Factors Affecting Auto Insurance Rates in Birmingham, AL
Average Monthly Auto Insurance Rates by Age & Gender in Birmingham, AL
Monthly Birmingham, AL Auto Insurance Rates by ZIP Code
Birmingham, AL Auto Insurance Rates vs. Top US Metro Auto Insurance Rates
Birmingham, AL Auto Insurance Rates by Company vs. City Average
Birmingham, AL Auto Insurance Rates by Company and Age
The Cheapest Birmingham, AL Auto Insurance Rates by Coverage Level
The Cheapest Birmingham, AL Auto Insurance Rates by Credit Score
The Cheapest Birmingham, AL Auto Insurance Rates by Driving Record
Factors Affecting Auto Insurance Rates in Birmingham, AL
Average Monthly Auto Insurance Rates by Age & Gender in Birmingham, AL