Best Marshall, Texas Auto Insurance in 2024
The average Marshall, TX auto insurance rates are $327 per month. The minimum auto insurance in Marshall is at least 30/60/25 in coverage to comply with Texas auto insurance laws. To find the best cheap auto insurance in Marshall, Texas, compare quotes from multiple companies.
Free Car Insurance Comparison
Compare Quotes From Top Companies and Save
Secured with SHA-256 Encryption
Kristen Gryglik
Licensed Insurance Agent
Kristen is a licensed insurance agent working in the greater Boston area. She has over 20 years of experience counseling individuals and businesses on which insurance policies best fit their needs and budgets. She knows everyone has their own unique needs and circumstances, and she is passionate about counseling others on which policy is right for them. Licensed in Massachusetts, New Hampshire,...
Licensed Insurance Agent
UPDATED: Sep 12, 2024
It’s all about you. We want to help you make the right coverage choices.
Advertiser Disclosure: We strive to help you make confident auto insurance decisions. Comparison shopping should be easy. We are not affiliated with any one auto insurance provider and cannot guarantee quotes from any single provider. Our partnerships don’t influence our content. Our opinions are our own. To compare quotes from many different companies please enter your ZIP code on this page to use the free quote tool. The more quotes you compare, the more chances to save.
Editorial Guidelines: We are a free online resource for anyone interested in learning more about auto insurance. Our goal is to be an objective, third-party resource for everything auto insurance related. We update our site regularly, and all content is reviewed by auto insurance experts.
UPDATED: Sep 12, 2024
It’s all about you. We want to help you make the right coverage choices.
Advertiser Disclosure: We strive to help you make confident auto insurance decisions. Comparison shopping should be easy. We are not affiliated with any one auto insurance provider and cannot guarantee quotes from any single provider. Our partnerships don’t influence our content. Our opinions are our own. To compare quotes from many different companies please enter your ZIP code on this page to use the free quote tool. The more quotes you compare, the more chances to save.
On This Page
- The average commute length in Marshall is 16.4 minutes
- The cheapest auto insurance company in Marshall is USAA
- The most expensive auto insurance company in Marshall for teen drivers is Allstate
Marshall, Texas auto insurance requirements are 30/60/25 according to Texas auto insurance laws. Finding cheap auto insurance in Marshall can seem like a difficult task, but all of the information you need is right here. We’ll cover factors that affect auto insurance rates in Marshall, Texas, including driving record, credit, commute time, and more.
Compare auto insurance in Marshall to other Texas cities, including Plano auto insurance rates, Laredo auto insurance rates, and Corpus Christi auto insurance rates to see how Marshall, Texas auto insurance rates stack up.
Before you buy Marshall, Texas auto insurance, make sure you have compared rates from multiple companies. Enter your ZIP code above to get free Marshall, Texas auto insurance quotes.
Minimum Auto Insurance in Marshall, Texas
Marshall, Texas auto insurance laws require that you have at least the Texas minimum auto insurance to be financially responsible in the event of an accident. Take a look at the required auto insurance in Marshall, Texas.
| Liability Insurance Required | Minimum Coverage Limits Required |
|---|---|
| Bodily Injury Liability Coverage | $30,000 per person $60,000 per accident |
| Property Damage Liability Coverage | $25,000 minimum |
Free Auto Insurance Comparison
Enter your ZIP code below to view companies that have cheap auto insurance rates.
Secured with SHA-256 Encryption
Cheap Marshall, Texas Auto Insurance by Age, Gender, and Marital Status
Auto insurance rates in Marshall, Texas are affected by age, gender, and marital status. See how demographics impact the annual cost of insurance.
| Insurance Company | Married 35-Year-Old Female | Married 35-Year-Old Male | Married 60-Year-Old Female | Married 60-Year-Old Male | Single 17-Year-Old Female | Single 17-Year-Old Male | Single 25-Year-Old Female | Single 25-Year-Old Male |
|---|---|---|---|---|---|---|---|---|
| Allstate | $3,662 | $3,692 | $3,614 | $3,614 | $9,669 | $11,671 | $4,527 | $4,714 |
| American Family | $2,627 | $2,927 | $2,466 | $2,828 | $7,036 | $9,201 | $3,785 | $4,314 |
| Geico | $2,510 | $2,715 | $2,437 | $2,777 | $5,489 | $5,681 | $2,711 | $2,689 |
| Nationwide | $2,463 | $2,504 | $2,175 | $2,303 | $7,037 | $9,032 | $2,899 | $3,136 |
| Progressive | $2,386 | $2,264 | $2,121 | $2,163 | $9,898 | $11,042 | $2,821 | $2,859 |
| State Farm | $2,103 | $2,103 | $1,871 | $1,871 | $5,042 | $6,428 | $2,287 | $2,359 |
| USAA | $1,692 | $1,701 | $1,619 | $1,606 | $4,790 | $5,213 | $2,258 | $2,420 |
Cheap Marshall, Texas Auto Insurance for Teen Drivers
Finding cheap teen auto insurance in Marshall, Texas is a challenge. Take a look at the annual teen auto insurance rates in Marshall, Texas.
| Insurance Company | Single 17-Year-Old Female | Single 17-Year-Old Male |
|---|---|---|
| Allstate | $9,669 | $11,671 |
| American Family | $7,036 | $9,201 |
| Geico | $5,489 | $5,681 |
| Nationwide | $7,037 | $9,032 |
| Progressive | $9,898 | $11,042 |
| State Farm | $5,042 | $6,428 |
| USAA | $4,790 | $5,213 |
Cheap Marshall, Texas Auto Insurance for Seniors
What are senior auto insurance rates in Marshall, Texas? Take a look at the annual average rates for older drivers.
| Insurance Company | Married 60-Year-Old Female | Married 60-Year-Old Male |
|---|---|---|
| Allstate | $3,614 | $3,614 |
| American Family | $2,466 | $2,828 |
| Geico | $2,437 | $2,777 |
| Nationwide | $2,175 | $2,303 |
| Progressive | $2,121 | $2,163 |
| State Farm | $1,871 | $1,871 |
| USAA | $1,619 | $1,606 |
Cheap Marshall, Texas Auto Insurance By Driving Record
Driving record has a big impact on your auto insurance rates. See the annual auto insurance rates for a bad record in Marshall, Texas compared to the annual auto insurance rates with a clean record in Marshall, Texas.
| Group | Clean Record | With 1 Accident | With 1 DUI | With 1 Speeding Violation |
|---|---|---|---|---|
| Allstate | $4,377 | $6,772 | $7,056 | $4,377 |
| American Family | $4,015 | $5,090 | $4,473 | $4,015 |
| Geico | $2,864 | $3,788 | $3,159 | $3,693 |
| Nationwide | $3,420 | $3,420 | $5,071 | $3,864 |
| Progressive | $3,876 | $5,008 | $4,530 | $4,363 |
| State Farm | $2,673 | $3,066 | $3,620 | $2,673 |
| USAA | $1,981 | $2,934 | $3,459 | $2,275 |
Cheap Marshall, Texas Auto Insurance Rates After a DUI
Finding cheap auto insurance after a DUI in Marshall, Texas is not easy. Compare the annual rates for DUI auto insurance in Marshall, Texas to find the best deal.
| Insurance Company | Annual Auto Insurance Rates With a DUI |
|---|---|
| Allstate | $7,056 |
| American Family | $4,473 |
| Geico | $3,159 |
| Nationwide | $5,071 |
| Progressive | $4,530 |
| State Farm | $3,620 |
| USAA | $3,459 |
Cheap Marshall, Texas Auto Insurance By Credit History
Credit history can have a major effect on the cost of auto insurance. See how Marshall, Texas annual auto insurance rates by credit history compare.
| Insurance Company | Poor | Fair | Good |
|---|---|---|---|
| Allstate | $7,176 | $5,258 | $4,503 |
| American Family | $6,025 | $3,821 | $3,348 |
| Geico | $5,214 | $2,949 | $1,965 |
| Nationwide | $4,734 | $3,799 | $3,298 |
| Progressive | $5,011 | $4,321 | $4,001 |
| State Farm | $4,262 | $2,651 | $2,111 |
| USAA | $3,905 | $2,262 | $1,821 |
Free Auto Insurance Comparison
Enter your ZIP code below to view companies that have cheap auto insurance rates.
Secured with SHA-256 Encryption
Cheap Marshall, Texas Auto Insurance Rates By ZIP Code
Auto insurance rates by ZIP code in Marshall, Texas can vary. Compare the annual cost of auto insurance by ZIP code in Marshall, Texas to see how car insurance rates are affected by location.
| ZIP Code | Average Annual Rates |
|---|---|
| 75670 | $5,855 |
| 75672 | $5,744 |
Cheap Marshall, Texas Auto Insurance Rates By Commute
Commute length and annual mileage affect Marshall, Texas auto insurance. Find the cheapest annual Marshall, Texas auto insurance by commute length.
| Insurance Company | 10 Mile Commute, 6000 Annual Mileage | 25 Mile Commute, 12000 Annual Mileage |
|---|---|---|
| Allstate | $5,506 | $5,785 |
| American Family | $4,398 | $4,398 |
| Geico | $3,312 | $3,440 |
| Nationwide | $3,944 | $3,944 |
| Progressive | $4,444 | $4,444 |
| State Farm | $3,008 | $3,008 |
| USAA | $2,629 | $2,696 |
Cheap Marshall, Texas Auto Insurance Rates By Coverage Level
How much does the coverage level you select affect the cost of your auto insurance in Marshall, Texas? Check out the comparison of annual Marshall, Texas auto insurance rates by coverage level.
| Insurance Company | Low | Medium | High |
|---|---|---|---|
| Allstate | $5,519 | $5,598 | $5,820 |
| American Family | $4,065 | $4,221 | $4,909 |
| Geico | $3,179 | $3,326 | $3,623 |
| Nationwide | $4,245 | $3,773 | $3,813 |
| Progressive | $4,220 | $4,422 | $4,691 |
| State Farm | $2,855 | $2,997 | $3,171 |
| USAA | $2,567 | $2,650 | $2,770 |
Free Auto Insurance Comparison
Enter your ZIP code below to view companies that have cheap auto insurance rates.
Secured with SHA-256 Encryption
Best By Category: Cheapest Auto Insurance in Marshall, Texas
Compare the cheapest auto insurance companies in Marshall, Texas in each category to find the company with the best rates for your personal needs.
| Category | Insurance Company |
|---|---|
| Teenagers | USAA |
| Seniors | USAA |
| Clean Record | USAA |
| With 1 Accident | USAA |
| With 1 DUI | Geico |
| With 1 Speeding Violation | USAA |
The Cheapest Marshall, Texas Auto Insurance Companies
What auto insurance companies in Marshall, Texas are the cheapest? Compare the top Marshall, Texas auto insurance companies to find the best annual rates.
| Insurance Company | Average Annual Rates |
|---|---|
| Allstate | $5,645 |
| American Family | $4,398 |
| Geico | $3,376 |
| Nationwide | $3,944 |
| Progressive | $4,444 |
| State Farm | $3,008 |
| USAA | $2,662 |
What affects auto insurance rates in Marshall, Texas?
There are a lot of reasons why auto insurance rates in Marshall, Texas are higher or lower than in other cities. These include traffic and the number of vehicle thefts in Marshall, Texas. Many local factors may affect your Marshall auto insurance rates.
Marshall Auto Theft
More theft means higher auto insurance rates because auto insurance companies are paying more in claims. According to the FBI’s annual Marshall, Texas auto theft statistics, there have been 51 auto thefts in the city.
Marshall Commute Time
Cities in which drivers have a longer average commute time tend to have higher auto insurance costs. The average Marshall, Texas commute length is 16.4 minutes according to City-Data.
Free Auto Insurance Comparison
Enter your ZIP code below to view companies that have cheap auto insurance rates.
Secured with SHA-256 Encryption
Compare Marshall, Texas Auto Insurance Quotes
Before you buy Marshall, Texas auto insurance, make sure you have compared rates from multiple companies. Enter your ZIP code below to get free Marshall, Texas auto insurance quotes.
Frequently Asked Questions
Can I drive in Marshall, TX, without insurance?
No, it is illegal to drive any registered vehicle in Marshall, TX, without proper auto insurance coverage. Failing to maintain the required insurance can lead to fines, license suspension, and other penalties.
What is liability coverage?
Liability coverage is a type of insurance that helps protect you financially if you are found responsible for causing injury or property damage to others in an accident. It typically includes bodily injury liability coverage and property damage liability coverage.
What are the minimum auto insurance requirements in Marshall, TX?
The minimum auto insurance requirements in Marshall, TX, are in accordance with the state of Texas’ regulations, which include:
- $30,000 bodily injury liability coverage per person
- $60,000 bodily injury liability coverage per accident
- $25,000 property damage liability coverage per accident
Are there any additional auto insurance coverage options in Marshall, TX?
Yes, in addition to the minimum required coverage, you have the option to purchase additional coverage such as:
- Collision coverage: Covers damage to your vehicle caused by a collision with another vehicle or object.
- Comprehensive coverage: Protects against damage to your vehicle from non-collision events like theft, vandalism, or natural disasters.
- Uninsured/underinsured motorist coverage: Provides coverage if you are involved in an accident with a driver who has no insurance or insufficient insurance.
- Personal injury protection (PIP): Covers medical expenses and other related costs for you and your passengers, regardless of fault.
How are auto insurance rates determined in Marshall, TX?
Auto insurance rates in Marshall, TX, are determined based on various factors, including your driving record, age, gender, location, type of vehicle, coverage options, and credit history. Insurance companies use these factors to assess the level of risk you present and calculate the premium you will pay.
Can my insurance company cancel my policy in Marshall, TX?
Yes, insurance companies have the right to cancel your policy in Marshall, TX, under certain circumstances. However, they must provide a valid reason for cancellation and give you notice in advance. Reasons for cancellation may include non-payment of premiums, license suspension, or providing false information on your application.
Are there any discounts available for auto insurance in Marshall, TX?
Yes, many insurance companies offer various discounts to help reduce the cost of auto insurance in Marshall, TX. Common discounts include good driver discounts, multi-vehicle discounts, bundling policies, discounts for safety features in your vehicle, and discounts for completing driver education courses.
What should I do if I’m involved in an auto accident in Marshall, TX?
If you are involved in an auto accident in Marshall, TX, take the following steps:
- Ensure your safety and the safety of others involved.
- Exchange information with the other driver(s) involved, including contact details, insurance information, and vehicle information.
- Report the accident to the police, if necessary.
- Notify your insurance company as soon as possible to report the incident.
- Cooperate fully with the claims process and provide any required documentation or information.
Free Auto Insurance Comparison
Enter your ZIP code below to view companies that have cheap auto insurance rates.
Secured with SHA-256 Encryption
Kristen Gryglik
Licensed Insurance Agent
Kristen is a licensed insurance agent working in the greater Boston area. She has over 20 years of experience counseling individuals and businesses on which insurance policies best fit their needs and budgets. She knows everyone has their own unique needs and circumstances, and she is passionate about counseling others on which policy is right for them. Licensed in Massachusetts, New Hampshire,...
Licensed Insurance Agent
Editorial Guidelines: We are a free online resource for anyone interested in learning more about auto insurance. Our goal is to be an objective, third-party resource for everything auto insurance related. We update our site regularly, and all content is reviewed by auto insurance experts.