Best Maumee, Ohio Auto Insurance in 2024
The average Maumee, OH auto insurance rates are $241 per month. The minimum auto insurance in Maumee is at least 25/50/25 in coverage to comply with Ohio auto insurance laws. To find the best cheap auto insurance in Maumee, Ohio, compare quotes from multiple companies.
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Eric Stauffer
Licensed Insurance Agent
Eric Stauffer is an insurance agent and banker-turned-consumer advocate. His priority is educating individuals and families about the different types of insurance coverage. He is passionate about helping consumers find the best coverage for their budgets and personal needs. Eric is the CEO of C Street Media, a full-service marketing firm and the co-founder of ProperCents.com, a financial educat...
Licensed Insurance Agent
UPDATED: Sep 12, 2024
It’s all about you. We want to help you make the right coverage choices.
Advertiser Disclosure: We strive to help you make confident auto insurance decisions. Comparison shopping should be easy. We are not affiliated with any one auto insurance provider and cannot guarantee quotes from any single provider. Our partnerships don’t influence our content. Our opinions are our own. To compare quotes from many different companies please enter your ZIP code on this page to use the free quote tool. The more quotes you compare, the more chances to save.
Editorial Guidelines: We are a free online resource for anyone interested in learning more about auto insurance. Our goal is to be an objective, third-party resource for everything auto insurance related. We update our site regularly, and all content is reviewed by auto insurance experts.
UPDATED: Sep 12, 2024
It’s all about you. We want to help you make the right coverage choices.
Advertiser Disclosure: We strive to help you make confident auto insurance decisions. Comparison shopping should be easy. We are not affiliated with any one auto insurance provider and cannot guarantee quotes from any single provider. Our partnerships don’t influence our content. Our opinions are our own. To compare quotes from many different companies please enter your ZIP code on this page to use the free quote tool. The more quotes you compare, the more chances to save.
On This Page
- The minimum auto insurance required in Maumee, Ohio is 25/50/25
- The most expensive auto insurance company in Maumee for teen drivers is Liberty Mutual
- Average auto insurance rates in Maumee, OH for senior drivers are $1,471 per year
Maumee, Ohio auto insurance requirements are 25/50/25 according to Ohio auto insurance laws. Finding cheap auto insurance in Maumee can seem like a difficult task, but all of the information you need is right here. We’ll cover factors that affect auto insurance rates in Maumee, Ohio, including driving record, credit, commute time, and more.
Compare auto insurance in Maumee to other Ohio cities, including Dayton auto insurance rates, Akron auto insurance rates, and Cleveland auto insurance rates to see how Maumee, Ohio auto insurance rates stack up.
Before you buy Maumee, Ohio auto insurance, make sure you have compared rates from multiple companies. Enter your ZIP code above to get free Maumee, Ohio auto insurance quotes.
Minimum Auto Insurance in Maumee, Ohio
Maumee, Ohio auto insurance laws require that you have at least the Ohio minimum auto insurance to be financially responsible in the event of an accident. Take a look at the required auto insurance in Maumee, Ohio.
Minimum Required Auto Insurance Coverage in Maumee, Ohio
| Liability Insurance Required | Minimum Coverage Limits Required |
|---|---|
| Bodily Injury Liability Coverage | $25,000 per person $50,000 per accident |
| Property Damage Liability Coverage | $25,000 minimum |
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Cheap Maumee, Ohio Auto Insurance by Age, Gender, and Marital Status
Auto insurance rates in Maumee, Ohio are affected by age, gender, and marital status. See how demographics impact the annual cost of insurance.
Annual Auto Insurance Rates by Age, Gender, and Marital Status in Maumee, Ohio
| Insurance Company | Married 35-Year-Old Female | Married 35-Year-Old Male | Married 60-Year-Old Female | Married 60-Year-Old Male | Single 17-Year-Old Female | Single 17-Year-Old Male | Single 25-Year-Old Female | Single 25-Year-Old Male |
|---|---|---|---|---|---|---|---|---|
| Allstate | $2,124 | $2,108 | $1,924 | $2,055 | $5,999 | $6,859 | $2,217 | $2,357 |
| American Family | $920 | $953 | $850 | $852 | $2,974 | $3,218 | $1,141 | $1,200 |
| Farmers | $1,716 | $1,714 | $1,510 | $1,598 | $7,806 | $8,120 | $1,923 | $2,001 |
| Geico | $1,265 | $1,233 | $1,199 | $1,220 | $3,428 | $3,186 | $1,403 | $1,182 |
| Liberty Mutual | $2,596 | $2,838 | $1,987 | $2,428 | $13,717 | $15,504 | $2,756 | $3,013 |
| Nationwide | $2,083 | $2,090 | $1,884 | $1,893 | $5,427 | $6,968 | $2,227 | $2,583 |
| Progressive | $1,729 | $1,615 | $1,443 | $1,490 | $7,988 | $8,983 | $2,066 | $2,138 |
| State Farm | $1,482 | $1,482 | $1,337 | $1,337 | $4,800 | $6,020 | $1,727 | $1,983 |
| Travelers | $1,336 | $1,354 | $1,340 | $1,330 | $5,887 | $9,297 | $1,398 | $1,576 |
| USAA | $912 | $920 | $869 | $868 | $2,815 | $3,132 | $1,219 | $1,306 |
Cheap Maumee, Ohio Auto Insurance for Teen Drivers
Finding cheap teen auto insurance in Maumee, Ohio is a challenge. Take a look at the annual teen auto insurance rates in Maumee, Ohio.
Annual Auto Insurance Rates for Teen Drivers in Maumee, Ohio
| Insurance Company | Single 17-Year-Old Female | Single 17-Year-Old Male |
|---|---|---|
| Allstate | $5,999 | $6,859 |
| American Family | $2,974 | $3,218 |
| Farmers | $7,806 | $8,120 |
| Geico | $3,428 | $3,186 |
| Liberty Mutual | $13,717 | $15,504 |
| Nationwide | $5,427 | $6,968 |
| Progressive | $7,988 | $8,983 |
| State Farm | $4,800 | $6,020 |
| Travelers | $5,887 | $9,297 |
| USAA | $2,815 | $3,132 |
Cheap Maumee, Ohio Auto Insurance for Seniors
What are senior auto insurance rates in Maumee, Ohio? Take a look at the annual average rates for older drivers.
Annual Auto Insurance Rates for Senior Drivers in Maumee, Ohio
| Insurance Company | Married 60-Year-Old Female | Married 60-Year-Old Male |
|---|---|---|
| Allstate | $1,924 | $2,055 |
| American Family | $850 | $852 |
| Farmers | $1,510 | $1,598 |
| Geico | $1,199 | $1,220 |
| Liberty Mutual | $1,987 | $2,428 |
| Nationwide | $1,884 | $1,893 |
| Progressive | $1,443 | $1,490 |
| State Farm | $1,337 | $1,337 |
| Travelers | $1,340 | $1,330 |
| USAA | $869 | $868 |
Cheap Maumee, Ohio Auto Insurance By Driving Record
Driving record has a big impact on your auto insurance rates. See the annual auto insurance rates for a bad record in Maumee, Ohio compared to the annual auto insurance rates with a clean record in Maumee, Ohio.
Annual Maumee, Ohio Auto Insurance Rates by Driving Record
| Group | Clean Record | With 1 Accident | With 1 DUI | With 1 Speeding Violation |
|---|---|---|---|---|
| Allstate | $2,681 | $3,254 | $3,842 | $3,045 |
| American Family | $1,450 | $1,534 | $1,534 | $1,534 |
| Farmers | $2,719 | $3,506 | $3,420 | $3,548 |
| Geico | $1,192 | $1,728 | $2,525 | $1,613 |
| Liberty Mutual | $4,701 | $6,050 | $6,178 | $5,491 |
| Nationwide | $2,528 | $3,204 | $4,054 | $2,791 |
| Progressive | $2,954 | $4,039 | $3,149 | $3,584 |
| State Farm | $2,287 | $2,755 | $2,521 | $2,521 |
| Travelers | $2,157 | $2,822 | $4,266 | $2,515 |
| USAA | $1,151 | $1,545 | $2,046 | $1,277 |
Cheap Maumee, Ohio Auto Insurance Rates After a DUI
Finding cheap auto insurance after a DUI in Maumee, Ohio is not easy. Compare the annual rates for DUI auto insurance in Maumee, Ohio to find the best deal.
Annual Auto Insurance Rates After a DUI in Maumee, Ohio
| Insurance Company | Annual Auto Insurance Rates With a DUI |
|---|---|
| Allstate | $3,842 |
| American Family | $1,534 |
| Farmers | $3,420 |
| Geico | $2,525 |
| Liberty Mutual | $6,178 |
| Nationwide | $4,054 |
| Progressive | $3,149 |
| State Farm | $2,521 |
| Travelers | $4,266 |
| USAA | $2,046 |
Cheap Maumee, Ohio Auto Insurance By Credit History
Credit history can have a major effect on the cost of auto insurance. See how Maumee, Ohio annual auto insurance rates by credit history compare.
Annual Auto Insurance Rates by Credit Score in Maumee, Ohio
| Insurance Company | Poor | Fair | Good |
|---|---|---|---|
| Allstate | $4,117 | $3,001 | $2,498 |
| American Family | $2,012 | $1,369 | $1,159 |
| Farmers | $3,728 | $3,159 | $3,008 |
| Geico | $2,115 | $1,765 | $1,414 |
| Liberty Mutual | $8,043 | $4,920 | $3,851 |
| Nationwide | $3,793 | $3,057 | $2,582 |
| Progressive | $3,832 | $3,336 | $3,127 |
| State Farm | $3,593 | $2,220 | $1,750 |
| Travelers | $3,283 | $2,861 | $2,675 |
| USAA | $1,949 | $1,384 | $1,182 |
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Cheap Maumee, Ohio Auto Insurance Rates By ZIP Code
Auto insurance rates by ZIP code in Maumee, Ohio can vary. Compare the annual cost of auto insurance by ZIP code in Maumee, Ohio to see how car insurance rates are affected by location.
Annual Auto Insurance Rates by ZIP Code in Maumee, Ohio
| ZIP Code | Average Annual Rates |
|---|---|
| 43537 | $2,753 |
Cheap Maumee, Ohio Auto Insurance Rates By Commute
Commute length and annual mileage affect Maumee, Ohio auto insurance. Find the cheapest annual Maumee, Ohio auto insurance by commute length.
Annual Auto Insurance Rates by Commute Length in Maumee, Ohio
| Insurance Company | 10 Mile Commute, 6000 Annual Mileage | 25 Mile Commute, 12000 Annual Mileage |
|---|---|---|
| Allstate | $3,205 | $3,205 |
| American Family | $1,495 | $1,532 |
| Farmers | $3,298 | $3,298 |
| Geico | $1,735 | $1,794 |
| Liberty Mutual | $5,605 | $5,605 |
| Nationwide | $3,144 | $3,144 |
| Progressive | $3,431 | $3,431 |
| State Farm | $2,457 | $2,585 |
| Travelers | $2,940 | $2,940 |
| USAA | $1,447 | $1,563 |
Cheap Maumee, Ohio Auto Insurance Rates By Coverage Level
How much does the coverage level you select affect the cost of your auto insurance in Maumee, Ohio? Check out the comparison of annual Maumee, Ohio auto insurance rates by coverage level.
Annual Auto Insurance Rates by Coverage Level in Maumee, Ohio
| Insurance Company | Low | Medium | High |
|---|---|---|---|
| Allstate | $3,091 | $3,198 | $3,327 |
| American Family | $1,481 | $1,525 | $1,534 |
| Farmers | $3,109 | $3,242 | $3,543 |
| Geico | $1,703 | $1,756 | $1,834 |
| Liberty Mutual | $5,381 | $5,635 | $5,799 |
| Nationwide | $3,460 | $3,049 | $2,924 |
| Progressive | $3,290 | $3,401 | $3,603 |
| State Farm | $2,385 | $2,530 | $2,648 |
| Travelers | $2,852 | $2,980 | $2,987 |
| USAA | $1,428 | $1,504 | $1,583 |
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Best By Category: Cheapest Auto Insurance in Maumee, Ohio
Compare the cheapest auto insurance companies in Maumee, Ohio in each category to find the company with the best rates for your personal needs.
Best Annual Auto Insurance Rates by Company in Maumee, Ohio
| Category | Insurance Company |
|---|---|
| Teenagers | USAA |
| Seniors | American Family |
| Clean Record | USAA |
| With 1 Accident | American Family |
| With 1 DUI | American Family |
| With 1 Speeding Violation | USAA |
The Cheapest Maumee, Ohio Auto Insurance Companies
What auto insurance companies in Maumee, Ohio are the cheapest? Compare the top Maumee, Ohio auto insurance companies to find the best annual rates.
Average Annual Auto Insurance Rates by Company in Maumee, Ohio
| Insurance Company | Average Annual Rates |
|---|---|
| Allstate | $3,205 |
| American Family | $1,513 |
| Farmers | $3,298 |
| Geico | $1,765 |
| Liberty Mutual | $5,605 |
| Nationwide | $3,144 |
| Progressive | $3,431 |
| State Farm | $2,521 |
| Travelers | $2,940 |
| USAA | $1,505 |
What affects auto insurance rates in Maumee, Ohio?
There are a lot of reasons why auto insurance rates in Maumee, Ohio are higher or lower than in other cities. These include traffic and the number of vehicle thefts in Maumee, Ohio. Many local factors may affect your Maumee auto insurance rates.
Maumee Auto Theft
More theft means higher auto insurance rates because auto insurance companies are paying more in claims. According to the FBI’s annual Maumee, Ohio auto theft statistics, there have been 11 auto thefts in the city.
Maumee Commute Time
Cities in which drivers have a longer average commute time tend to have higher auto insurance costs. The average Maumee, Ohio commute length is 19.4 minutes according to City-Data.
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Compare Maumee, Ohio Auto Insurance Quotes
Before you buy Maumee, Ohio auto insurance, make sure you have compared rates from multiple companies. Enter your ZIP code below to get free Maumee, Ohio auto insurance quotes.
Frequently Asked Questions
How can I compare auto insurance quotes in Maumee, Ohio?
Use online comparison tools or contact insurance agents to receive accurate quotes for comparison based on your information.
Does the ZIP code affect auto insurance rates in Maumee, Ohio?
Yes, rates can vary based on factors like population density, crime rates, and accidents in a specific ZIP code.
How does my credit history affect auto insurance rates in Maumee, Ohio?
Better credit scores usually result in lower insurance rates, while poor credit may lead to higher premiums.
Can I get auto insurance in Maumee, Ohio after a DUI?
Yes, but your rates will likely increase significantly due to the high-risk factor of a DUI.
How does my driving record impact auto insurance rates in Maumee, Ohio?
A clean driving record leads to lower rates, while accidents, DUIs, and speeding violations increase premiums.
Which auto insurance companies offer the cheapest rates in Maumee, Ohio?
Companies like Allstate, American Family, GEICO, Progressive, State Farm, and USAA often offer competitive rates in Maumee.
Free Auto Insurance Comparison
Enter your ZIP code below to view companies that have cheap auto insurance rates.
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Eric Stauffer
Licensed Insurance Agent
Eric Stauffer is an insurance agent and banker-turned-consumer advocate. His priority is educating individuals and families about the different types of insurance coverage. He is passionate about helping consumers find the best coverage for their budgets and personal needs. Eric is the CEO of C Street Media, a full-service marketing firm and the co-founder of ProperCents.com, a financial educat...
Licensed Insurance Agent
Editorial Guidelines: We are a free online resource for anyone interested in learning more about auto insurance. Our goal is to be an objective, third-party resource for everything auto insurance related. We update our site regularly, and all content is reviewed by auto insurance experts.