Best Cheap Auto Insurance in Prestonsburg, KY (2021)
The average Prestonsburg, KY auto insurance rates are $567 per month. The minimum auto insurance in Prestonsburg is at least 25/50/25 in coverage to comply with Kentucky auto insurance laws. To find the best cheap auto insurance in Prestonsburg, Kentucky, compare quotes from multiple companies.
Free Auto Insurance Comparison
Secured with SHA-256 Encryption
|
Written by
Rachel Bodine
|
|
Reviewed by
Daniel Walker
|
UPDATED: May 17, 2021
It’s all about you. We want to help you make the right coverage choices.
Advertiser Disclosure: We strive to help you make confident auto insurance decisions. Comparison shopping should be easy. We are not affiliated with any one auto insurance provider and cannot guarantee quotes from any single provider. Our partnerships don’t influence our content. Our opinions are our own. To compare quotes from many different companies please enter your ZIP code on this page to use the free quote tool. The more quotes you compare, the more chances to save.
Editorial Guidelines: We are a free online resource for anyone interested in learning more about auto insurance. Our goal is to be an objective, third-party resource for everything auto insurance related. We update our site regularly, and all content is reviewed by auto insurance experts.
- The most expensive auto insurance company in Prestonsburg for teen drivers is Travelers
- The cheapest auto insurance company in Prestonsburg is USAA
- The minimum auto insurance required in Prestonsburg, Kentucky is 25/50/25
Prestonsburg, Kentucky auto insurance requirements are 25/50/25 according to Kentucky auto insurance laws. Finding cheap auto insurance in Prestonsburg can seem like a difficult task, but all of the information you need is right here. We’ll cover factors that affect auto insurance rates in Prestonsburg, Kentucky, including driving record, credit, commute time, and more.
Compare auto insurance in Prestonsburg to other Kentucky cities, including Hopkinsville auto insurance rates, George auto insurance rates, and Covington auto insurance rates to see how Prestonsburg, Kentucky auto insurance rates stack up.
Before you buy Prestonsburg, Kentucky auto insurance, make sure you have compared rates from multiple companies. Enter your ZIP code above to get free Prestonsburg, Kentucky auto insurance quotes.
Table of Contents
Minimum Auto Insurance in Prestonsburg, Kentucky
Prestonsburg, Kentucky auto insurance laws require that you have at least the Kentucky minimum auto insurance to be financially responsible in the event of an accident. Take a look at the required auto insurance in Prestonsburg, Kentucky.
| Liability Insurance Required | Minimum Coverage Limits Required |
|---|---|
| Bodily Injury Liability Coverage | $25,000 per person $50,000 per accident |
| Property Damage Liability Coverage | $25,000 minimum |
Free Auto Insurance Comparison
Enter your ZIP code below to view companies that have cheap auto insurance rates.
Secured with SHA-256 Encryption
Cheap Prestonsburg, Kentucky Auto Insurance by Age, Gender, and Marital Status
Auto insurance rates in Prestonsburg, Kentucky are affected by age, gender, and marital status. See how demographics impact the annual cost of insurance.
| Insurance Company | Married 35-Year-Old Female | Married 35-Year-Old Male | Married 60-Year-Old Female | Married 60-Year-Old Male | Single 17-Year-Old Female | Single 17-Year-Old Male | Single 25-Year-Old Female | Single 25-Year-Old Male |
|---|---|---|---|---|---|---|---|---|
| Allstate | $5,387 | $5,301 | $4,961 | $5,262 | $19,837 | $21,974 | $5,819 | $6,068 |
| GEICO | $4,386 | $4,051 | $4,595 | $4,158 | $8,902 | $10,417 | $3,551 | $3,058 |
| Liberty Mutual | $4,474 | $4,881 | $3,793 | $4,284 | $18,299 | $20,339 | $4,649 | $4,815 |
| Nationwide | $5,569 | $5,493 | $5,035 | $5,213 | $12,492 | $15,331 | $6,338 | $6,544 |
| Progressive | $3,309 | $3,127 | $3,001 | $3,000 | $16,832 | $19,090 | $4,110 | $4,145 |
| State Farm | $2,442 | $2,442 | $2,163 | $2,163 | $6,550 | $8,312 | $2,705 | $2,986 |
| Travelers | $4,021 | $4,096 | $3,958 | $3,966 | $20,585 | $33,458 | $4,203 | $4,868 |
| USAA | $2,086 | $2,099 | $1,883 | $1,927 | $5,515 | $5,811 | $2,647 | $2,914 |
Cheap Prestonsburg, Kentucky Auto Insurance for Teen Drivers
Finding cheap teen auto insurance in Prestonsburg, Kentucky is a challenge. Take a look at the annual teen auto insurance rates in Prestonsburg, Kentucky.
| Insurance Company | Single 17-Year-Old Female | Single 17-Year-Old Male |
|---|---|---|
| Allstate | $19,837 | $21,974 |
| GEICO | $8,902 | $10,417 |
| Liberty Mutual | $18,299 | $20,339 |
| Nationwide | $12,492 | $15,331 |
| Progressive | $16,832 | $19,090 |
| State Farm | $6,550 | $8,312 |
| Travelers | $20,585 | $33,458 |
| USAA | $5,515 | $5,811 |
Cheap Prestonsburg, Kentucky Auto Insurance for Seniors
What are senior auto insurance rates in Prestonsburg, Kentucky? Take a look at the annual average rates for older drivers.
| Insurance Company | Married 60-Year-Old Female | Married 60-Year-Old Male |
|---|---|---|
| Allstate | $4,961 | $5,262 |
| GEICO | $4,595 | $4,158 |
| Liberty Mutual | $3,793 | $4,284 |
| Nationwide | $5,035 | $5,213 |
| Progressive | $3,001 | $3,000 |
| State Farm | $2,163 | $2,163 |
| Travelers | $3,958 | $3,966 |
| USAA | $1,883 | $1,927 |
Cheap Prestonsburg, Kentucky Auto Insurance By Driving Record
Driving record has a big impact on your auto insurance rates. See the annual auto insurance rates for a bad record in Prestonsburg, Kentucky compared to the annual auto insurance rates with a clean record in Prestonsburg, Kentucky.
| Group | Clean Record | With 1 Accident | With 1 DUI | With 1 Speeding Violation |
|---|---|---|---|---|
| Allstate | $7,729 | $10,064 | $10,783 | $8,728 |
| GEICO | $3,255 | $5,722 | $8,597 | $3,985 |
| Liberty Mutual | $6,815 | $10,542 | $8,160 | $7,251 |
| Nationwide | $6,118 | $7,981 | $10,149 | $6,759 |
| Progressive | $5,832 | $8,740 | $6,643 | $7,091 |
| State Farm | $3,443 | $3,998 | $3,721 | $3,721 |
| Travelers | $8,598 | $8,850 | $12,895 | $9,234 |
| USAA | $2,341 | $3,319 | $3,962 | $2,818 |
Cheap Prestonsburg, Kentucky Auto Insurance Rates After a DUI
Finding cheap auto insurance after a DUI in Prestonsburg, Kentucky is not easy. Compare the annual rates for DUI auto insurance in Prestonsburg, Kentucky to find the best deal.
| Insurance Company | Annual Auto Insurance Rates With a DUI |
|---|---|
| Allstate | $10,783 |
| GEICO | $8,597 |
| Liberty Mutual | $8,160 |
| Nationwide | $10,149 |
| Progressive | $6,643 |
| State Farm | $3,721 |
| Travelers | $12,895 |
| USAA | $3,962 |
Cheap Prestonsburg, Kentucky Auto Insurance By Credit History
Credit history can have a major effect on the cost of auto insurance. See how Prestonsburg, Kentucky annual auto insurance rates by credit history compare.
| Insurance Company | Poor | Fair | Good |
|---|---|---|---|
| Allstate | $12,575 | $8,452 | $6,951 |
| GEICO | $8,861 | $4,424 | $2,884 |
| Liberty Mutual | $11,787 | $7,164 | $5,624 |
| Nationwide | $9,520 | $7,384 | $6,351 |
| Progressive | $7,891 | $6,901 | $6,437 |
| State Farm | $5,332 | $3,262 | $2,568 |
| Travelers | $11,053 | $9,330 | $9,300 |
| USAA | $4,625 | $2,592 | $2,113 |
Free Auto Insurance Comparison
Enter your ZIP code below to view companies that have cheap auto insurance rates.
Secured with SHA-256 Encryption
Cheap Prestonsburg, Kentucky Auto Insurance Rates By ZIP Code
Auto insurance rates by ZIP code in Prestonsburg, Kentucky can vary. Compare the annual cost of auto insurance by ZIP code in Prestonsburg, Kentucky to see how car insurance rates are affected by location.
| ZIP Code | Average Annual Rates |
|---|---|
| 41653 | $6,212 |
Cheap Prestonsburg, Kentucky Auto Insurance Rates By Commute
Commute length and annual mileage affect Prestonsburg, Kentucky auto insurance. Find the cheapest annual Prestonsburg, Kentucky auto insurance by commute length.
| Insurance Company | 10 Mile Commute, 6000 Annual Mileage | 25 Mile Commute, 12000 Annual Mileage |
|---|---|---|
| Allstate | $9,326 | $9,326 |
| GEICO | $5,341 | $5,438 |
| Liberty Mutual | $8,192 | $8,192 |
| Nationwide | $7,752 | $7,752 |
| Progressive | $7,077 | $7,077 |
| State Farm | $3,632 | $3,809 |
| Travelers | $9,894 | $9,894 |
| USAA | $2,991 | $3,229 |
Cheap Prestonsburg, Kentucky Auto Insurance Rates By Coverage Level
How much does the coverage level you select affect the cost of your auto insurance in Prestonsburg, Kentucky? Check out the comparison of annual Prestonsburg, Kentucky auto insurance rates by coverage level.
| Insurance Company | Low | Medium | High |
|---|---|---|---|
| Allstate | $8,099 | $9,247 | $10,632 |
| GEICO | $4,884 | $5,352 | $5,934 |
| Liberty Mutual | $7,620 | $8,119 | $8,836 |
| Nationwide | $7,743 | $7,625 | $7,887 |
| Progressive | $6,307 | $6,909 | $8,013 |
| State Farm | $3,486 | $3,707 | $3,969 |
| Travelers | $9,340 | $9,923 | $10,419 |
| USAA | $2,950 | $3,102 | $3,279 |
Free Auto Insurance Comparison
Enter your ZIP code below to view companies that have cheap auto insurance rates.
Secured with SHA-256 Encryption
Best By Category: Cheapest Auto Insurance in Prestonsburg, Kentucky
Compare the cheapest auto insurance companies in Prestonsburg, Kentucky in each category to find the company with the best rates for your personal needs.
| Category | Insurance Company |
|---|---|
| Teenagers | USAA |
| Seniors | USAA |
| Clean Record | USAA |
| With 1 Accident | USAA |
| With 1 DUI | State Farm |
| With 1 Speeding Violation | USAA |
The Cheapest Prestonsburg, Kentucky Auto Insurance Companies
What auto insurance companies in Prestonsburg, Kentucky are the cheapest? Compare the top Prestonsburg, Kentucky auto insurance companies to find the best annual rates.
| Insurance Company | Average Annual Rates |
|---|---|
| Allstate | $9,326 |
| GEICO | $5,390 |
| Liberty Mutual | $8,192 |
| Nationwide | $7,752 |
| Progressive | $7,077 |
| State Farm | $3,721 |
| Travelers | $9,894 |
| USAA | $3,110 |
What affects auto insurance rates in Prestonsburg, Kentucky?
There are a lot of reasons why auto insurance rates in Prestonsburg, Kentucky are higher or lower than in other cities. These include traffic and the number of vehicle thefts in Prestonsburg, Kentucky. Many local factors may affect your Prestonsburg auto insurance rates.
Prestonsburg Commute Time
Cities in which drivers have a longer average commute time tend to have higher auto insurance costs. The average Prestonsburg, Kentucky commute length is 16.0 minutes according to City-Data.
Free Auto Insurance Comparison
Enter your ZIP code below to view companies that have cheap auto insurance rates.
Secured with SHA-256 Encryption
Compare Prestonsburg, Kentucky Auto Insurance Quotes
Before you buy Prestonsburg, Kentucky auto insurance, make sure you have compared rates from multiple companies. Enter your ZIP code below to get free Prestonsburg, Kentucky auto insurance quotes.