Best Mount Vernon, Missouri Auto Insurance in 2024
The average Mount Vernon, MO auto insurance rates are $265 per month. The minimum auto insurance in Mount Vernon is at least 25/50/25 in coverage to comply with Missouri auto insurance laws. To find the best cheap auto insurance in Mount Vernon, Missouri, compare quotes from multiple companies.
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Jeff Root
Licensed Insurance Agent
Jeff is a well-known speaker and expert in insurance and financial planning. He has spoken at top insurance conferences around the U.S., including the InsuranceNewsNet Super Conference, the 8% Nation Insurance Wealth Conference, and the Digital Life Insurance Agent Mastermind. He has been featured and quoted in Nerdwallet, Bloomberg, Forbes, U.S. News & Money, USA Today, and other leading fina...
Licensed Insurance Agent
UPDATED: Sep 12, 2024
It’s all about you. We want to help you make the right coverage choices.
Advertiser Disclosure: We strive to help you make confident auto insurance decisions. Comparison shopping should be easy. We are not affiliated with any one auto insurance provider and cannot guarantee quotes from any single provider. Our partnerships don’t influence our content. Our opinions are our own. To compare quotes from many different companies please enter your ZIP code on this page to use the free quote tool. The more quotes you compare, the more chances to save.
Editorial Guidelines: We are a free online resource for anyone interested in learning more about auto insurance. Our goal is to be an objective, third-party resource for everything auto insurance related. We update our site regularly, and all content is reviewed by auto insurance experts.
UPDATED: Sep 12, 2024
It’s all about you. We want to help you make the right coverage choices.
Advertiser Disclosure: We strive to help you make confident auto insurance decisions. Comparison shopping should be easy. We are not affiliated with any one auto insurance provider and cannot guarantee quotes from any single provider. Our partnerships don’t influence our content. Our opinions are our own. To compare quotes from many different companies please enter your ZIP code on this page to use the free quote tool. The more quotes you compare, the more chances to save.
On This Page
- The most expensive auto insurance company in Mount Vernon for teen drivers is Farmers
- The minimum auto insurance required in Mount Vernon, Missouri is 25/50/25
- Average auto insurance rates in Mount Vernon, MO for senior drivers are $1,771 per year
Mount Vernon, Missouri auto insurance requirements are 25/50/25 according to Missouri auto insurance laws. Finding cheap auto insurance in Mount Vernon can seem like a difficult task, but all of the information you need is right here. We’ll cover factors that affect auto insurance rates in Mount Vernon, Missouri, including driving record, credit, commute time, and more.
Compare auto insurance in Mount Vernon to other Missouri cities, including Lee’s Summit auto insurance rates, St. Peters auto insurance rates, and Kansas City auto insurance rates to see how Mount Vernon, Missouri auto insurance rates stack up.
Before you buy Mount Vernon, Missouri auto insurance, make sure you have compared rates from multiple companies. Enter your ZIP code above to get free Mount Vernon, Missouri auto insurance quotes.
Minimum Auto Insurance in Mount Vernon, Missouri
Mount Vernon, Missouri auto insurance laws require that you have at least the Missouri minimum auto insurance to be financially responsible in the event of an accident. Take a look at the required auto insurance in Mount Vernon, Missouri.
| Liability Insurance Required | Minimum Coverage Limits Required |
|---|---|
| Bodily Injury Liability Coverage | $25,000 per person $50,000 per accident |
| Property Damage Liability Coverage | $25,000 minimum |
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Cheap Mount Vernon, Missouri Auto Insurance by Age, Gender, and Marital Status
Auto insurance rates in Mount Vernon, Missouri are affected by age, gender, and marital status. See how demographics impact the annual cost of insurance.
| Insurance Company | Married 35-Year-Old Female | Married 35-Year-Old Male | Married 60-Year-Old Female | Married 60-Year-Old Male | Single 17-Year-Old Female | Single 17-Year-Old Male | Single 25-Year-Old Female | Single 25-Year-Old Male |
|---|---|---|---|---|---|---|---|---|
| Allstate | $2,764 | $2,668 | $2,495 | $2,573 | $7,832 | $8,497 | $2,632 | $2,713 |
| American Family | $2,063 | $2,063 | $1,838 | $1,838 | $5,660 | $7,352 | $2,063 | $2,412 |
| Farmers | $2,190 | $2,181 | $1,951 | $2,071 | $9,273 | $9,597 | $2,508 | $2,621 |
| Geico | $1,836 | $2,069 | $1,421 | $1,831 | $5,812 | $6,176 | $1,672 | $1,687 |
| Liberty Mutual | $2,511 | $2,721 | $2,068 | $2,318 | $8,635 | $9,587 | $2,647 | $2,825 |
| Nationwide | $1,463 | $1,495 | $1,310 | $1,387 | $3,749 | $4,801 | $1,673 | $1,810 |
| Progressive | $1,971 | $1,828 | $1,614 | $1,662 | $6,537 | $7,347 | $2,407 | $2,464 |
| State Farm | $1,560 | $1,560 | $1,397 | $1,397 | $4,522 | $5,683 | $1,754 | $2,012 |
| USAA | $1,494 | $1,480 | $1,343 | $1,366 | $4,466 | $5,454 | $1,856 | $2,062 |
Cheap Mount Vernon, Missouri Auto Insurance for Teen Drivers
Finding cheap teen auto insurance in Mount Vernon, Missouri is a challenge. Take a look at the annual teen auto insurance rates in Mount Vernon, Missouri.
| Insurance Company | Single 17-Year-Old Female | Single 17-Year-Old Male |
|---|---|---|
| Allstate | $7,832 | $8,497 |
| American Family | $5,660 | $7,352 |
| Farmers | $9,273 | $9,597 |
| Geico | $5,812 | $6,176 |
| Liberty Mutual | $8,635 | $9,587 |
| Nationwide | $3,749 | $4,801 |
| Progressive | $6,537 | $7,347 |
| State Farm | $4,522 | $5,683 |
| USAA | $4,466 | $5,454 |
Cheap Mount Vernon, Missouri Auto Insurance for Seniors
What are senior auto insurance rates in Mount Vernon, Missouri? Take a look at the annual average rates for older drivers.
| Insurance Company | Married 60-Year-Old Female | Married 60-Year-Old Male |
|---|---|---|
| Allstate | $2,495 | $2,573 |
| American Family | $1,838 | $1,838 |
| Farmers | $1,951 | $2,071 |
| Geico | $1,421 | $1,831 |
| Liberty Mutual | $2,068 | $2,318 |
| Nationwide | $1,310 | $1,387 |
| Progressive | $1,614 | $1,662 |
| State Farm | $1,397 | $1,397 |
| USAA | $1,343 | $1,366 |
Cheap Mount Vernon, Missouri Auto Insurance By Driving Record
Driving record has a big impact on your auto insurance rates. See the annual auto insurance rates for a bad record in Mount Vernon, Missouri compared to the annual auto insurance rates with a clean record in Mount Vernon, Missouri.
| Group | Clean Record | With 1 Accident | With 1 DUI | With 1 Speeding Violation |
|---|---|---|---|---|
| Allstate | $3,437 | $3,888 | $4,860 | $3,902 |
| American Family | $2,358 | $3,421 | $4,169 | $2,695 |
| Farmers | $3,483 | $4,366 | $4,266 | $4,081 |
| Geico | $2,177 | $2,843 | $3,862 | $2,370 |
| Liberty Mutual | $3,027 | $4,341 | $4,477 | $4,812 |
| Nationwide | $1,737 | $2,229 | $2,976 | $1,901 |
| Progressive | $2,785 | $3,756 | $3,097 | $3,277 |
| State Farm | $2,282 | $2,688 | $2,485 | $2,485 |
| USAA | $1,954 | $2,373 | $3,300 | $2,133 |
Cheap Mount Vernon, Missouri Auto Insurance Rates After a DUI
Finding cheap auto insurance after a DUI in Mount Vernon, Missouri is not easy. Compare the annual rates for DUI auto insurance in Mount Vernon, Missouri to find the best deal.
| Insurance Company | Annual Auto Insurance Rates With a DUI |
|---|---|
| Allstate | $4,860 |
| American Family | $4,169 |
| Farmers | $4,266 |
| Geico | $3,862 |
| Liberty Mutual | $4,477 |
| Nationwide | $2,976 |
| Progressive | $3,097 |
| State Farm | $2,485 |
| USAA | $3,300 |
Cheap Mount Vernon, Missouri Auto Insurance By Credit History
Credit history can have a major effect on the cost of auto insurance. See how Mount Vernon, Missouri annual auto insurance rates by credit history compare.
| Insurance Company | Poor | Fair | Good |
|---|---|---|---|
| Allstate | $5,543 | $3,573 | $2,949 |
| American Family | $4,126 | $2,907 | $2,450 |
| Farmers | $4,619 | $3,859 | $3,669 |
| Geico | $3,884 | $2,531 | $2,025 |
| Liberty Mutual | $5,974 | $3,646 | $2,872 |
| Nationwide | $2,608 | $2,154 | $1,872 |
| Progressive | $3,736 | $3,096 | $2,855 |
| State Farm | $3,417 | $2,220 | $1,819 |
| USAA | $4,066 | $1,895 | $1,359 |
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Cheap Mount Vernon, Missouri Auto Insurance Rates By ZIP Code
Auto insurance rates by ZIP code in Mount Vernon, Missouri can vary. Compare the annual cost of auto insurance by ZIP code in Mount Vernon, Missouri to see how car insurance rates are affected by location.
| ZIP Code | Average Annual Rates |
|---|---|
| 65712 | $2,615 |
Cheap Mount Vernon, Missouri Auto Insurance Rates By Commute
Commute length and annual mileage affect Mount Vernon, Missouri auto insurance. Find the cheapest annual Mount Vernon, Missouri auto insurance by commute length.
| Insurance Company | 10 Mile Commute, 6000 Annual Mileage | 25 Mile Commute, 12000 Annual Mileage |
|---|---|---|
| Allstate | $4,022 | $4,022 |
| American Family | $3,130 | $3,192 |
| Farmers | $4,049 | $4,049 |
| Geico | $2,760 | $2,866 |
| Liberty Mutual | $4,164 | $4,164 |
| Nationwide | $2,211 | $2,211 |
| Progressive | $3,229 | $3,229 |
| State Farm | $2,426 | $2,545 |
| USAA | $2,352 | $2,528 |
Cheap Mount Vernon, Missouri Auto Insurance Rates By Coverage Level
How much does the coverage level you select affect the cost of your auto insurance in Mount Vernon, Missouri? Check out the comparison of annual Mount Vernon, Missouri auto insurance rates by coverage level.
| Insurance Company | Low | Medium | High |
|---|---|---|---|
| Allstate | $3,875 | $4,013 | $4,177 |
| American Family | $3,066 | $3,261 | $3,156 |
| Farmers | $3,782 | $4,008 | $4,357 |
| Geico | $2,637 | $2,832 | $2,970 |
| Liberty Mutual | $3,935 | $4,184 | $4,374 |
| Nationwide | $2,081 | $2,231 | $2,321 |
| Progressive | $2,883 | $3,234 | $3,569 |
| State Farm | $2,336 | $2,492 | $2,628 |
| USAA | $2,337 | $2,431 | $2,553 |
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Best By Category: Cheapest Auto Insurance in Mount Vernon, Missouri
Compare the cheapest auto insurance companies in Mount Vernon, Missouri in each category to find the company with the best rates for your personal needs.
| Category | Insurance Company |
|---|---|
| Teenagers | Nationwide |
| Seniors | Nationwide |
| Clean Record | Nationwide |
| With 1 Accident | Nationwide |
| With 1 DUI | State Farm |
| With 1 Speeding Violation | Nationwide |
The Cheapest Mount Vernon, Missouri Auto Insurance Companies
What auto insurance companies in Mount Vernon, Missouri are the cheapest? Compare the top Mount Vernon, Missouri auto insurance companies to find the best annual rates.
| Insurance Company | Average Annual Rates |
|---|---|
| Allstate | $4,022 |
| American Family | $3,161 |
| Farmers | $4,049 |
| Geico | $2,813 |
| Liberty Mutual | $4,164 |
| Nationwide | $2,211 |
| Progressive | $3,229 |
| State Farm | $2,485 |
| USAA | $2,440 |
What affects auto insurance rates in Mount Vernon, Missouri?
There are a lot of reasons why auto insurance rates in Mount Vernon, Missouri are higher or lower than in other cities. These include traffic and the number of vehicle thefts in Mount Vernon, Missouri. Many local factors may affect your Mount Vernon auto insurance rates.
Mount Vernon Commute Time
Cities in which drivers have a longer average commute time tend to have higher auto insurance costs. The average Mount Vernon, Missouri commute length is 22.0 minutes according to City-Data.
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Compare Mount Vernon, Missouri Auto Insurance Quotes
Before you buy Mount Vernon, Missouri auto insurance, make sure you have compared rates from multiple companies. Enter your ZIP code below to get free Mount Vernon, Missouri auto insurance quotes.
Frequently Asked Questions
What is the minimum auto insurance coverage required in Mount Vernon, MO?
The minimum auto insurance coverage required in Mount Vernon, MO is 25/50/25, as mandated by Missouri auto insurance laws.
How does age, gender, and marital status affect auto insurance rates in Mount Vernon, MO?
Age, gender, and marital status can impact auto insurance rates in Mount Vernon, MO. Demographics play a role in determining the annual cost of insurance.
What are the average auto insurance rates for teen drivers in Mount Vernon, MO?
Finding cheap auto insurance for teen drivers in Mount Vernon, MO can be challenging. The annual rates for teen drivers tend to be higher compared to other age groups.
How do driving records affect auto insurance rates in Mount Vernon, MO?
Driving records have a significant impact on auto insurance rates. Having a bad record can lead to higher annual premiums, while a clean record can result in lower rates.
What is the effect of credit history on auto insurance rates in Mount Vernon, MO?
Credit history can influence the cost of auto insurance in Mount Vernon, MO. Insurance companies often consider credit history when determining annual rates.
Free Auto Insurance Comparison
Enter your ZIP code below to view companies that have cheap auto insurance rates.
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Jeff Root
Licensed Insurance Agent
Jeff is a well-known speaker and expert in insurance and financial planning. He has spoken at top insurance conferences around the U.S., including the InsuranceNewsNet Super Conference, the 8% Nation Insurance Wealth Conference, and the Digital Life Insurance Agent Mastermind. He has been featured and quoted in Nerdwallet, Bloomberg, Forbes, U.S. News & Money, USA Today, and other leading fina...
Licensed Insurance Agent
Editorial Guidelines: We are a free online resource for anyone interested in learning more about auto insurance. Our goal is to be an objective, third-party resource for everything auto insurance related. We update our site regularly, and all content is reviewed by auto insurance experts.