Nevada Minimum Auto Insurance Requirements (2024)
New Hampshire requires a minimum of 25/50/25 of bodily injury and property damage coverage. The average rate for auto insurance is around $38.38/mo.
Free Car Insurance Comparison
Compare Quotes From Top Companies and Save
Secured with SHA-256 Encryption
Scott W. Johnson
Licensed Insurance Agent
Scott W Johnson is an independent insurance agent in California. Principal Broker and founder of Marindependent Insurance Services, Scott brings over 25 years of experience to his clients. His Five President’s Council awards prove he uses all he learned at Avocet, Sprint Nextel, and Farmers Insurance to the benefit of his clients. Scott quickly grasped the unique insurance requirements of his...
Licensed Insurance Agent
UPDATED: Feb 29, 2024
It’s all about you. We want to help you make the right coverage choices.
Advertiser Disclosure: We strive to help you make confident auto insurance decisions. Comparison shopping should be easy. We are not affiliated with any one auto insurance provider and cannot guarantee quotes from any single provider. Our partnerships don’t influence our content. Our opinions are our own. To compare quotes from many different companies please enter your ZIP code on this page to use the free quote tool. The more quotes you compare, the more chances to save.
Editorial Guidelines: We are a free online resource for anyone interested in learning more about auto insurance. Our goal is to be an objective, third-party resource for everything auto insurance related. We update our site regularly, and all content is reviewed by auto insurance experts.
UPDATED: Feb 29, 2024
It’s all about you. We want to help you make the right coverage choices.
Advertiser Disclosure: We strive to help you make confident auto insurance decisions. Comparison shopping should be easy. We are not affiliated with any one auto insurance provider and cannot guarantee quotes from any single provider. Our partnerships don’t influence our content. Our opinions are our own. To compare quotes from many different companies please enter your ZIP code on this page to use the free quote tool. The more quotes you compare, the more chances to save.
On This Page
- Nevada car insurance requirements focus on minimum liability coverage
- Nevada minimum auto insurance requirements are 15/30/10
- You must provide proof of insurance to register a car in Nevada
Every state has its own requirements regarding car insurance. Auto insurance minimum requirements are the baseline amount of coverage necessary to register and legally drive in each state.
These minimum requirements exist for the safety of you behind the wheel, as well as everyone else on the road with you. Make sure you compare rates with our free quote tool above today! In the state of Nevada specifically, state minimum requirements have been established for car insurance.
If you plan on getting behind the wheel of a vehicle within the state, you have to carry insurance that is in line with the requirements. Failure to do so means that you are unlawfully operating a vehicle in the state.
The state of Nevada has requirements around minimum coverage, whom the coverage is purchased through, etc. If you plan to own a car in the state of Nevada and operate it regularly, you have to meet the requirements.
Coverage Requirements in Nevada
There are minimum coverage requirements that you need to hold in the state of Nevada for car insurance. These minums are required to register any vehicle and to drive legally.
Auto insurance minimum requirements in Nevada are as follows:
-
- $15,000 for bodily injury, or death of one person in any one accident.
- $30,000 for bodily injury or death of two or more persons in any one accident.
- $10,000 in coverage for injury to or destruction of property of others in any one accident.
The coverage requirements all exist for your safety, as well as the security of those on the road. If someone were to cause an accident that you were involved in, you would be protected so that you could be indemnified for the losses.
If you cause an accident of which you are liable, the minimum coverage is supposed to protect you from financial harm as a result of the loss caused.
Free Auto Insurance Comparison
Enter your ZIP code below to view companies that have cheap auto insurance rates.
Secured with SHA-256 Encryption
Where to Buy Nevada Car Insurance
You want to be sure that you are buying insurance from a company who is legally able to sell it to you. You could have a car insurance policy that meets all of the minimum requirements, but if the provider is not licensed in the state, the coverage is void.
Coverage has to be validated by an insurance company that has been authorized to do business in the state of Nevada. If you do not meet this criterion, even if you have a policy that exceeds the minimum coverage limits, it does you no good.
What Has to Be Reported to the Nevada DMV
There is also a reporting mechanism in place in the state of Nevada so that they can be made aware of insurance purchases. It is known as Nevada LIVE verification.
Liability insurance has to be reported to the DMV as well as losses and claims that have been reported.
You do not need to submit to the DMV what you have for coverage in regards to comprehensive, collision, and other types. All you have to prove through the LIVE verification system is that you have the adequate amount of liability insurance coverage.
Registering a Vehicle in the State of Nevada
To be able to register a vehicle in the state of Nevada, you need to have with you the Nevada Evidence of Insurance card provided. The car insurance carrier which you purchase your policy from is going to be providing you with this card.
The vast majority of registration transactions will require this. When you are driving your vehicle, you also want to be sure that you have your evidence of insurance card handy, available for when you may need it.
There is a lot of considerations that have to be made when you are registering a car in the state of Nevada. Meeting the minimum car insurance requirements means that you have to shop the market and find the ideal policy.
You want to be sure that the coverage limits are adequate, as well as that the provider is licensed to do business in the state. Be certain you make price comparisons online as well so you can get the most value from your policy.
Free Auto Insurance Comparison
Enter your ZIP code below to view companies that have cheap auto insurance rates.
Secured with SHA-256 Encryption
Check Your Coverage and Seek Insurance Quotes in Nevada
You want to be proactive when it comes to your car insurance. Check out the current car insurance policy that you have. Does the pre-existing coverage you currently retain meet the minimum requirements in the state?
There is ample opportunity to get free quotes online so you can apply for new auto insurance, today! Make the most of the tools available and shop the market. Use our free insurance comparison tool below to compare the best rates for you!
Frequently Asked Questions
What is Nevada minimum auto insurance?
Nevada minimum auto insurance refers to the minimum amount of insurance coverage required by law for drivers in the state of Nevada. It includes liability coverage for bodily injury and property damage.
What are the minimum liability insurance requirements in Nevada?
In Nevada, the minimum liability insurance requirements are as follows:
- $25,000 bodily injury liability coverage per person
- $50,000 bodily injury liability coverage per accident
- $20,000 property damage liability coverage per accident
What does bodily injury liability coverage mean?
Bodily injury liability coverage is a type of insurance that helps cover the medical expenses, lost wages, and other damages for injuries caused to others in an accident for which you are at fault. In Nevada, the minimum bodily injury liability coverage provides up to $25,000 per person and up to $50,000 per accident.
What is property damage liability coverage?
Property damage liability coverage is insurance that helps cover the costs of repairing or replacing someone else’s property, such as their vehicle or other structures, if you are at fault in an accident. The minimum property damage liability coverage in Nevada is $20,000 per accident.
Are the minimum liability limits in Nevada sufficient?
While the minimum liability limits in Nevada meet the state’s legal requirements, they may not provide enough coverage in more serious accidents. In cases where the damages exceed the limits of your insurance, you would be responsible for paying the remaining costs out of pocket. It’s recommended to consider higher liability limits and additional coverages to protect yourself adequately.
What happens if I don’t have the minimum auto insurance in Nevada?
Failure to maintain the minimum auto insurance required by law in Nevada can result in penalties and consequences. If you are caught driving without insurance, you may face fines, license suspension, and the possibility of having your vehicle impounded. It’s essential to have the required insurance coverage to comply with Nevada state law.
Free Auto Insurance Comparison
Enter your ZIP code below to view companies that have cheap auto insurance rates.
Secured with SHA-256 Encryption
Scott W. Johnson
Licensed Insurance Agent
Scott W Johnson is an independent insurance agent in California. Principal Broker and founder of Marindependent Insurance Services, Scott brings over 25 years of experience to his clients. His Five President’s Council awards prove he uses all he learned at Avocet, Sprint Nextel, and Farmers Insurance to the benefit of his clients. Scott quickly grasped the unique insurance requirements of his...
Licensed Insurance Agent
Editorial Guidelines: We are a free online resource for anyone interested in learning more about auto insurance. Our goal is to be an objective, third-party resource for everything auto insurance related. We update our site regularly, and all content is reviewed by auto insurance experts.