Best Provo, Utah Auto Insurance in 2024
The average Provo, UT auto insurance rates are $328 per month. The minimum auto insurance in Provo is at least 25/65/15 in coverage to comply with Utah auto insurance laws. To find the best cheap auto insurance in Provo, Utah, compare quotes from multiple companies.
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Chris Abrams
Licensed Insurance Agent
Chris is the founder of Abrams Insurance Solutions and Marcan Insurance, which provide personal financial analysis and planning services for families and small businesses across the U.S. His companies represent nearly 100 of the top-rated insurance companies. Chris has been a licensed insurance agent since 2009 and has active insurance licenses in all 50 U.S. states and D.C. Chris works tireles...
Licensed Insurance Agent
UPDATED: Sep 15, 2024
It’s all about you. We want to help you make the right coverage choices.
Advertiser Disclosure: We strive to help you make confident auto insurance decisions. Comparison shopping should be easy. We are not affiliated with any one auto insurance provider and cannot guarantee quotes from any single provider. Our partnerships don’t influence our content. Our opinions are our own. To compare quotes from many different companies please enter your ZIP code on this page to use the free quote tool. The more quotes you compare, the more chances to save.
Editorial Guidelines: We are a free online resource for anyone interested in learning more about auto insurance. Our goal is to be an objective, third-party resource for everything auto insurance related. We update our site regularly, and all content is reviewed by auto insurance experts.
UPDATED: Sep 15, 2024
It’s all about you. We want to help you make the right coverage choices.
Advertiser Disclosure: We strive to help you make confident auto insurance decisions. Comparison shopping should be easy. We are not affiliated with any one auto insurance provider and cannot guarantee quotes from any single provider. Our partnerships don’t influence our content. Our opinions are our own. To compare quotes from many different companies please enter your ZIP code on this page to use the free quote tool. The more quotes you compare, the more chances to save.
On This Page
- Average auto insurance rates in Provo, UT for senior drivers are $2,136 per year
- The average commute length in Provo is 18.5 minutes
- The minimum auto insurance required in Provo, Utah is 25/65/15
Provo, Utah auto insurance requirements are 25/65/15 according to Utah auto insurance laws. Finding cheap auto insurance in Provo can seem like a difficult task, but all of the information you need is right here. We’ll cover factors that affect auto insurance rates in Provo, Utah, including driving record, credit, commute time, and more.
Compare auto insurance in Provo to other Utah cities, including Salt Lake City auto insurance rates, Layton auto insurance rates, and South Jordan auto insurance rates to see how Provo, Utah auto insurance rates stack up.
Before you buy Provo, Utah auto insurance, make sure you have compared rates from multiple companies. Enter your ZIP code above to get free Provo, Utah auto insurance quotes.
Minimum Auto Insurance in Provo, Utah
Provo, Utah auto insurance laws require that you have at least the Utah minimum auto insurance to be financially responsible in the event of an accident. Take a look at the required auto insurance in Provo, Utah.
| Liability Insurance Required | Minimum Coverage Limits Required |
|---|---|
| Bodily Injury Liability Coverage | $25,000 per person $65,000 per accident |
| Property Damage Liability Coverage | $15,000 minimum |
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Cheap Provo, Utah Auto Insurance by Age, Gender, and Marital Status
Auto insurance rates in Provo, Utah are affected by age, gender, and marital status. See how demographics impact the annual cost of insurance.
| Insurance Company | Married 35-Year-Old Female | Married 35-Year-Old Male | Married 60-Year-Old Female | Married 60-Year-Old Male | Single 17-Year-Old Female | Single 17-Year-Old Male | Single 25-Year-Old Female | Single 25-Year-Old Male |
|---|---|---|---|---|---|---|---|---|
| Allstate | $2,617 | $2,413 | $2,381 | $2,379 | $8,378 | $9,387 | $2,767 | $2,743 |
| American Family | $2,271 | $2,271 | $2,095 | $2,095 | $8,288 | $10,741 | $2,271 | $2,660 |
| Farmers | $2,069 | $2,041 | $1,827 | $1,950 | $8,859 | $9,113 | $2,339 | $2,409 |
| Geico | $1,975 | $2,202 | $2,202 | $2,596 | $5,975 | $6,347 | $1,707 | $1,689 |
| Liberty Mutual | $2,596 | $2,793 | $2,147 | $2,394 | $10,624 | $11,793 | $2,731 | $2,893 |
| Nationwide | $2,087 | $2,104 | $1,866 | $1,959 | $5,807 | $7,365 | $2,426 | $2,595 |
| Progressive | $2,261 | $2,086 | $1,851 | $1,983 | $9,342 | $10,361 | $2,588 | $2,690 |
| State Farm | $3,262 | $3,262 | $2,988 | $2,988 | $10,293 | $12,792 | $3,708 | $4,248 |
| USAA | $1,534 | $1,505 | $1,379 | $1,374 | $5,479 | $6,399 | $1,863 | $2,038 |
Cheap Provo, Utah Auto Insurance for Teen Drivers
Finding cheap teen auto insurance in Provo, Utah is a challenge. Take a look at the annual teen auto insurance rates in Provo, Utah.
| Insurance Company | Single 17-Year-Old Female | Single 17-Year-Old Male |
|---|---|---|
| Allstate | $8,378 | $9,387 |
| American Family | $8,288 | $10,741 |
| Farmers | $8,859 | $9,113 |
| Geico | $5,975 | $6,347 |
| Liberty Mutual | $10,624 | $11,793 |
| Nationwide | $5,807 | $7,365 |
| Progressive | $9,342 | $10,361 |
| State Farm | $10,293 | $12,792 |
| USAA | $5,479 | $6,399 |
Cheap Provo, Utah Auto Insurance for Seniors
What are senior auto insurance rates in Provo, Utah? Take a look at the annual average rates for older drivers.
| Insurance Company | Married 60-Year-Old Female | Married 60-Year-Old Male |
|---|---|---|
| Allstate | $2,381 | $2,379 |
| American Family | $2,095 | $2,095 |
| Farmers | $1,827 | $1,950 |
| Geico | $2,202 | $2,596 |
| Liberty Mutual | $2,147 | $2,394 |
| Nationwide | $1,866 | $1,959 |
| Progressive | $1,851 | $1,983 |
| State Farm | $2,988 | $2,988 |
| USAA | $1,379 | $1,374 |
Cheap Provo, Utah Auto Insurance By Driving Record
Driving record has a big impact on your auto insurance rates. See the annual auto insurance rates for a bad record in Provo, Utah compared to the annual auto insurance rates with a clean record in Provo, Utah.
| Group | Clean Record | With 1 Accident | With 1 DUI | With 1 Speeding Violation |
|---|---|---|---|---|
| Allstate | $3,469 | $4,205 | $4,931 | $3,927 |
| American Family | $3,359 | $4,210 | $4,989 | $3,787 |
| Farmers | $3,254 | $4,238 | $4,114 | $3,699 |
| Geico | $2,203 | $3,465 | $4,112 | $2,566 |
| Liberty Mutual | $3,706 | $5,113 | $5,494 | $4,673 |
| Nationwide | $2,601 | $3,501 | $4,102 | $2,901 |
| Progressive | $3,505 | $5,308 | $3,673 | $4,095 |
| State Farm | $4,929 | $5,956 | $5,443 | $5,443 |
| USAA | $2,114 | $2,683 | $3,617 | $2,371 |
Cheap Provo, Utah Auto Insurance Rates After a DUI
Finding cheap auto insurance after a DUI in Provo, Utah is not easy. Compare the annual rates for DUI auto insurance in Provo, Utah to find the best deal.
| Insurance Company | Annual Auto Insurance Rates With a DUI |
|---|---|
| Allstate | $4,931 |
| American Family | $4,989 |
| Farmers | $4,114 |
| Geico | $4,112 |
| Liberty Mutual | $5,494 |
| Nationwide | $4,102 |
| Progressive | $3,673 |
| State Farm | $5,443 |
| USAA | $3,617 |
Cheap Provo, Utah Auto Insurance By Credit History
Credit history can have a major effect on the cost of auto insurance. See how Provo, Utah annual auto insurance rates by credit history compare.
| Insurance Company | Poor | Fair | Good |
|---|---|---|---|
| Allstate | $5,538 | $3,706 | $3,154 |
| American Family | $5,139 | $3,854 | $3,266 |
| Farmers | $4,376 | $3,643 | $3,459 |
| Geico | $4,707 | $2,604 | $1,948 |
| Liberty Mutual | $6,763 | $4,183 | $3,293 |
| Nationwide | $4,040 | $3,077 | $2,712 |
| Progressive | $4,675 | $4,020 | $3,742 |
| State Farm | $8,865 | $4,456 | $3,007 |
| USAA | $3,864 | $2,466 | $1,759 |
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Cheap Provo, Utah Auto Insurance Rates By ZIP Code
Auto insurance rates by ZIP code in Provo, Utah can vary. Compare the annual cost of auto insurance by ZIP code in Provo, Utah to see how car insurance rates are affected by location.
| ZIP Code | Average Annual Rates |
|---|---|
| 84601 | $3,895 |
| 84602 | $3,922 |
| 84604 | $3,962 |
| 84606 | $3,972 |
Cheap Provo, Utah Auto Insurance Rates By Commute
Commute length and annual mileage affect Provo, Utah auto insurance. Find the cheapest annual Provo, Utah auto insurance by commute length.
| Insurance Company | 10 Mile Commute, 6000 Annual Mileage | 25 Mile Commute, 12000 Annual Mileage |
|---|---|---|
| Allstate | $4,133 | $4,133 |
| American Family | $4,084 | $4,089 |
| Farmers | $3,826 | $3,826 |
| Geico | $3,036 | $3,137 |
| Liberty Mutual | $4,671 | $4,822 |
| Nationwide | $3,276 | $3,276 |
| Progressive | $4,145 | $4,145 |
| State Farm | $5,302 | $5,584 |
| USAA | $2,667 | $2,726 |
Cheap Provo, Utah Auto Insurance Rates By Coverage Level
How much does the coverage level you select affect the cost of your auto insurance in Provo, Utah? Check out the comparison of annual Provo, Utah auto insurance rates by coverage level.
| Insurance Company | Low | Medium | High |
|---|---|---|---|
| Allstate | $3,928 | $4,124 | $4,347 |
| American Family | $3,954 | $4,140 | $4,165 |
| Farmers | $3,488 | $3,770 | $4,220 |
| Geico | $2,840 | $3,077 | $3,343 |
| Liberty Mutual | $4,499 | $4,727 | $5,012 |
| Nationwide | $3,578 | $3,114 | $3,136 |
| Progressive | $3,735 | $3,972 | $4,729 |
| State Farm | $5,073 | $5,461 | $5,793 |
| USAA | $2,572 | $2,699 | $2,818 |
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Best By Category: Cheapest Auto Insurance in Provo, Utah
Compare the cheapest auto insurance companies in Provo, Utah in each category to find the company with the best rates for your personal needs.
| Category | Insurance Company |
|---|---|
| Teenagers | USAA |
| Seniors | USAA |
| Clean Record | USAA |
| With 1 Accident | USAA |
| With 1 DUI | USAA |
| With 1 Speeding Violation | USAA |
The Cheapest Provo, Utah Auto Insurance Companies
What auto insurance companies in Provo, Utah are the cheapest? Compare the top Provo, Utah auto insurance companies to find the best annual rates.
| Insurance Company | Average Annual Rates |
|---|---|
| Allstate | $4,133 |
| American Family | $4,086 |
| Farmers | $3,826 |
| Geico | $3,087 |
| Liberty Mutual | $4,746 |
| Nationwide | $3,276 |
| Progressive | $4,145 |
| State Farm | $5,443 |
| USAA | $2,696 |
What affects auto insurance rates in Provo, Utah?
There are a lot of reasons why auto insurance rates in Provo, Utah are higher or lower than in other cities. These include traffic and the number of vehicle thefts in Provo, Utah. Many local factors may affect your Provo auto insurance rates.
Provo Commute Time
Cities in which drivers have a longer average commute time tend to have higher auto insurance costs. The average Provo, Utah commute length is 18.5 minutes according to City-Data.
Provo Traffic
How does Provo, Utah rank for traffic? According to Inrix Provo, Utah is the 784th most congested worldwide.
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Compare Provo, Utah Auto Insurance Quotes
Before you buy Provo, Utah auto insurance, make sure you have compared rates from multiple companies. Enter your ZIP code below to get free Provo, Utah auto insurance quotes.
Frequently Asked Questions
What are the minimum auto insurance requirements in Provo, Utah?
The minimum auto insurance requirements in Provo, Utah are 25/65/15, which means you need at least $25,000 in bodily injury liability coverage per person, $65,000 in bodily injury liability coverage per accident, and $15,000 in property damage liability coverage.
How does age, gender, and marital status affect auto insurance rates in Provo, Utah?
Age, gender, and marital status can impact auto insurance rates in Provo, Utah. Younger drivers, especially teenagers, tend to have higher rates. Additionally, male drivers often have higher rates compared to female drivers. Married individuals, on the other hand, may benefit from lower rates due to statistical evidence suggesting they are involved in fewer accidents.
What are the average auto insurance rates for teen drivers in Provo, Utah?
Teen drivers typically face higher auto insurance rates. In Provo, Utah, the average annual auto insurance rates for teen drivers are higher compared to other age groups due to their lack of driving experience and higher risk profile.
How do senior drivers’ auto insurance rates compare in Provo, Utah?
Senior drivers may experience varying auto insurance rates depending on factors such as their driving record, type of vehicle, and coverage needs. Generally, rates for senior drivers in Provo, Utah tend to be higher than those for middle-aged drivers but lower than rates for teenagers.
How does a driving record impact auto insurance rates in Provo, Utah?
Your driving record plays a significant role in determining your auto insurance rates in Provo, Utah. A clean driving record with no accidents or traffic violations typically results in lower rates. Conversely, a history of accidents, speeding tickets, or DUI convictions can lead to higher insurance premiums.
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Enter your ZIP code below to view companies that have cheap auto insurance rates.
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Chris Abrams
Licensed Insurance Agent
Chris is the founder of Abrams Insurance Solutions and Marcan Insurance, which provide personal financial analysis and planning services for families and small businesses across the U.S. His companies represent nearly 100 of the top-rated insurance companies. Chris has been a licensed insurance agent since 2009 and has active insurance licenses in all 50 U.S. states and D.C. Chris works tireles...
Licensed Insurance Agent
Editorial Guidelines: We are a free online resource for anyone interested in learning more about auto insurance. Our goal is to be an objective, third-party resource for everything auto insurance related. We update our site regularly, and all content is reviewed by auto insurance experts.