Best Cheap Auto Insurance in Santee, SC (2021)

The average Santee, SC auto insurance rates are $313 per month. The minimum auto insurance in Santee is at least 25/50/25 in coverage to comply with South Carolina auto insurance laws. To find the best cheap auto insurance in Santee, South Carolina, compare quotes from multiple companies.

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Rachel Bodine graduated from college with a BA in English. She has since worked as a Feature Writer in the insurance industry and gained a deep knowledge of state and countrywide insurance laws and rates. Her research and writing focus on helping readers understand their insurance coverage and how to find savings. Her expert advice on insurance has been featured on sites like PhotoEnforced, All...

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Written by Rachel Bodine
Feature Writer Rachel Bodine

Dan Walker graduated with a BS in Administrative Management in 2005 and has been working in his family’s insurance agency, FCI Agency, for 15 years (BBB A+). He is licensed as an agent to write property and casualty insurance, including home, auto, umbrella, and dwelling fire insurance. He’s also been featured on sites like Reviews.com and Safeco. He reviews content, ensuring that ex...

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Reviewed by Daniel Walker
Licensed Auto Insurance Agent Daniel Walker

UPDATED: May 4, 2022

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Advertiser Disclosure: We strive to help you make confident auto insurance decisions. Comparison shopping should be easy. We are not affiliated with any one auto insurance provider and cannot guarantee quotes from any single provider. Our partnerships don’t influence our content. Our opinions are our own. To compare quotes from many different companies please enter your ZIP code on this page to use the free quote tool. The more quotes you compare, the more chances to save.

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Things to Remember

  • The minimum auto insurance required in Santee, South Carolina is 25/50/25
  • The most expensive auto insurance company in Santee for teen drivers is Progressive
  • Average auto insurance rates in Santee, SC for senior drivers are $2,241 per year

Santee, South Carolina auto insurance requirements are 25/50/25 according to South Carolina auto insurance laws. Finding cheap auto insurance in Santee can seem like a difficult task, but all of the information you need is right here. We’ll cover factors that affect auto insurance rates in Santee, South Carolina, including driving record, credit, commute time, and more.

Compare auto insurance in Santee to other South Carolina cities, including Summerville auto insurance rates, Rock Hill auto insurance rates, and Greenville auto insurance rates to see how Santee, South Carolina auto insurance rates stack up.

Before you buy Santee, South Carolina auto insurance, make sure you have compared rates from multiple companies. Enter your ZIP code above to get free Santee, South Carolina auto insurance quotes.

Minimum Auto Insurance in Santee, South Carolina

Santee, South Carolina auto insurance laws require that you have at least the South Carolina minimum auto insurance to be financially responsible in the event of an accident. Take a look at the required auto insurance in Santee, South Carolina.

Minimum Required Auto Insurance Coverage in Santee, South Carolina

Liability Insurance Required Minimum Coverage Limits Required
Bodily Injury Liability Coverage $25,000 per person
$50,000 per accident
Property Damage Liability Coverage $25,000 minimum

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Cheap Santee, South Carolina Auto Insurance by Age, Gender, and Marital Status

Auto insurance rates in Santee, South Carolina are affected by age, gender, and marital status. See how demographics impact the annual cost of insurance.

Annual Auto Insurance Rates by Age, Gender, and Marital Status in Santee, South Carolina

Insurance Company Married 35-Year-Old Female Married 35-Year-Old Male Married 60-Year-Old Female Married 60-Year-Old Male Single 17-Year-Old Female Single 17-Year-Old Male Single 25-Year-Old Female Single 25-Year-Old Male
Allstate $2,588 $2,588 $2,469 $2,469 $6,577 $8,408 $2,868 $3,122
Farmers $3,143 $3,176 $3,003 $3,273 $8,131 $8,935 $3,422 $3,446
GEICO $2,415 $2,415 $2,205 $2,205 $5,911 $6,044 $2,820 $2,895
Nationwide $2,426 $2,468 $2,177 $2,274 $5,648 $7,342 $2,728 $2,996
Progressive $2,428 $2,247 $2,081 $2,170 $9,694 $10,718 $2,780 $2,888
State Farm $2,064 $2,064 $1,852 $1,852 $5,675 $7,170 $2,311 $2,584
USAA $1,811 $1,818 $1,668 $1,672 $7,180 $7,860 $2,377 $2,507

Cheap Santee, South Carolina Auto Insurance for Teen Drivers

Finding cheap teen auto insurance in Santee, South Carolina is a challenge. Take a look at the annual teen auto insurance rates in Santee, South Carolina.

Annual Auto Insurance Rates for Teen Drivers in Santee, South Carolina

Insurance Company Single 17-Year-Old Female Single 17-Year-Old Male
Allstate $6,577 $8,408
Farmers $8,131 $8,935
GEICO $5,911 $6,044
Nationwide $5,648 $7,342
Progressive $9,694 $10,718
State Farm $5,675 $7,170
USAA $7,180 $7,860

Cheap Santee, South Carolina Auto Insurance for Seniors

What are senior auto insurance rates in Santee, South Carolina? Take a look at the annual average rates for older drivers.

Annual Auto Insurance Rates for Senior Drivers in Santee, South Carolina

Insurance Company Married 60-Year-Old Female Married 60-Year-Old Male
Allstate $2,469 $2,469
Farmers $3,003 $3,273
GEICO $2,205 $2,205
Nationwide $2,177 $2,274
Progressive $2,081 $2,170
State Farm $1,852 $1,852
USAA $1,668 $1,672

Cheap Santee, South Carolina Auto Insurance By Driving Record

Driving record has a big impact on your auto insurance rates. See the annual auto insurance rates for a bad record in Santee, South Carolina compared to the annual auto insurance rates with a clean record in Santee, South Carolina.

Annual Santee, South Carolina Auto Insurance Rates by Driving Record

Group Clean Record With 1 Accident With 1 DUI With 1 Speeding Violation
Allstate $2,953 $4,626 $4,097 $3,869
Farmers $3,828 $5,242 $4,386 $4,810
GEICO $2,581 $3,319 $4,976 $2,581
Nationwide $2,784 $3,607 $4,568 $3,069
Progressive $3,592 $5,190 $4,371 $4,351
State Farm $2,921 $3,533 $3,166 $3,166
USAA $2,663 $3,286 $4,516 $2,982

Cheap Santee, South Carolina Auto Insurance Rates After a DUI

Finding cheap auto insurance after a DUI in Santee, South Carolina is not easy. Compare the annual rates for DUI auto insurance in Santee, South Carolina to find the best deal.

Annual Auto Insurance Rates After a DUI in Santee, South Carolina

Insurance Company Annual Auto Insurance Rates With a DUI
Allstate $4,097
Farmers $4,386
GEICO $4,976
Nationwide $4,568
Progressive $4,371
State Farm $3,166
USAA $4,516

Cheap Santee, South Carolina Auto Insurance By Credit History

Credit history can have a major effect on the cost of auto insurance. See how Santee, South Carolina annual auto insurance rates by credit history compare.

Annual Auto Insurance Rates by Credit Score in Santee, South Carolina

Insurance Company Poor Fair Good
Allstate $4,891 $3,672 $3,095
Farmers $5,280 $4,399 $4,020
GEICO $5,131 $2,759 $2,202
Nationwide $4,182 $3,369 $2,971
Progressive $4,888 $4,270 $3,969
State Farm $4,589 $2,800 $2,201
USAA $5,237 $2,585 $2,262

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Cheap Santee, South Carolina Auto Insurance Rates By ZIP Code

Auto insurance rates by ZIP code in Santee, South Carolina can vary. Compare the annual cost of auto insurance by ZIP code in Santee, South Carolina to see how car insurance rates are affected by location.

Annual Auto Insurance Rates by ZIP Code in Santee, South Carolina

ZIP Code Average Annual Rates
29142 $3,474

Cheap Santee, South Carolina Auto Insurance Rates By Commute

Commute length and annual mileage affect Santee, South Carolina auto insurance. Find the cheapest annual Santee, South Carolina auto insurance by commute length.

Annual Auto Insurance Rates by Commute Length in Santee, South Carolina

Insurance Company 10 Mile Commute, 6000 Annual Mileage 25 Mile Commute, 12000 Annual Mileage
Allstate $3,805 $3,967
Farmers $4,566 $4,566
GEICO $3,345 $3,383
Nationwide $3,507 $3,507
Progressive $4,376 $4,376
State Farm $3,117 $3,276
USAA $3,326 $3,397

Cheap Santee, South Carolina Auto Insurance Rates By Coverage Level

How much does the coverage level you select affect the cost of your auto insurance in Santee, South Carolina? Check out the comparison of annual Santee, South Carolina auto insurance rates by coverage level.

Annual Auto Insurance Rates by Coverage Level in Santee, South Carolina

Insurance Company Low Medium High
Allstate $3,663 $3,868 $4,127
Farmers $4,039 $4,559 $5,101
GEICO $3,117 $3,328 $3,647
Nationwide $3,499 $3,502 $3,522
Progressive $4,018 $4,309 $4,800
State Farm $2,972 $3,195 $3,422
USAA $3,159 $3,356 $3,569

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Best By Category: Cheapest Auto Insurance in Santee, South Carolina

Compare the cheapest auto insurance companies in Santee, South Carolina in each category to find the company with the best rates for your personal needs.

Best Annual Auto Insurance Rates by Company in Santee, South Carolina

Category Insurance Company
Teenagers GEICO
Seniors USAA
Clean Record GEICO
With 1 Accident USAA
With 1 DUI State Farm
With 1 Speeding Violation GEICO

The Cheapest Santee, South Carolina Auto Insurance Companies

What auto insurance companies in Santee, South Carolina are the cheapest? Compare the top Santee, South Carolina auto insurance companies to find the best annual rates.

Average Annual Auto Insurance Rates by Company in Santee, South Carolina

Insurance Company Average Annual Rates
Allstate $3,886
Farmers $4,566
GEICO $3,364
Nationwide $3,507
Progressive $4,376
State Farm $3,196
USAA $3,362

What affects auto insurance rates in Santee, South Carolina?

There are a lot of reasons why auto insurance rates in Santee, South Carolina are higher or lower than in other cities. These include traffic and the number of vehicle thefts in Santee, South Carolina. Many local factors may affect your Santee auto insurance rates.

Santee Commute Time

Cities in which drivers have a longer average commute time tend to have higher auto insurance costs. The average Santee, South Carolina commute length is 22.1 minutes according to City-Data.

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Compare Santee, South Carolina Auto Insurance Quotes

Before you buy Santee, South Carolina auto insurance, make sure you have compared rates from multiple companies. Enter your ZIP code below to get free Santee, South Carolina auto insurance quotes.

Free Auto Insurance Comparison

Enter your ZIP code below to view companies that have cheap auto insurance rates.

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