Best Stanford, Montana Auto Insurance in 2024
The average Stanford, MT auto insurance rates are $274 per month. The minimum auto insurance in Stanford is at least 25/50/20 in coverage to comply with Montana auto insurance laws. To find the best cheap auto insurance in Stanford, Montana, compare quotes from multiple companies.
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Brad Larson
Licensed Insurance Agent
Brad Larson has been in the insurance industry for over 16 years. He specializes in helping clients navigate the claims process, with a particular emphasis on coverage analysis. He received his bachelor’s degree from the University of Utah in Political Science. He also holds an Associate in Claims (AIC) and Associate in General Insurance (AINS) designations, as well as a Utah Property and Casual...
Licensed Insurance Agent
UPDATED: Aug 21, 2024
It’s all about you. We want to help you make the right coverage choices.
Advertiser Disclosure: We strive to help you make confident auto insurance decisions. Comparison shopping should be easy. We are not affiliated with any one auto insurance provider and cannot guarantee quotes from any single provider. Our partnerships don’t influence our content. Our opinions are our own. To compare quotes from many different companies please enter your ZIP code on this page to use the free quote tool. The more quotes you compare, the more chances to save.
Editorial Guidelines: We are a free online resource for anyone interested in learning more about auto insurance. Our goal is to be an objective, third-party resource for everything auto insurance related. We update our site regularly, and all content is reviewed by auto insurance experts.
UPDATED: Aug 21, 2024
It’s all about you. We want to help you make the right coverage choices.
Advertiser Disclosure: We strive to help you make confident auto insurance decisions. Comparison shopping should be easy. We are not affiliated with any one auto insurance provider and cannot guarantee quotes from any single provider. Our partnerships don’t influence our content. Our opinions are our own. To compare quotes from many different companies please enter your ZIP code on this page to use the free quote tool. The more quotes you compare, the more chances to save.
On This Page
- The minimum auto insurance required in Stanford, Montana is 25/50/20
- The most expensive auto insurance company in Stanford for teen drivers is Allstate
- The average commute length in Stanford is 21.0 minutes
Stanford, Montana auto insurance requirements are 25/50/20 according to Montana auto insurance laws. Finding cheap auto insurance in Stanford can seem like a difficult task, but all of the information you need is right here. We’ll cover factors that affect auto insurance rates in Stanford, Montana, including driving record, credit, commute time, and more.
Compare auto insurance in Stanford to other Montana cities, including Belgrade auto insurance rates, Great Falls auto insurance rates, and Bozeman auto insurance rates to see how Stanford, Montana auto insurance rates stack up.
Before you buy Stanford, Montana auto insurance, make sure you have compared rates from multiple companies. Enter your ZIP code above to get free Stanford, Montana auto insurance quotes.
Minimum Auto Insurance in Stanford, Montana
Stanford, Montana auto insurance laws require that you have at least the Montana minimum auto insurance to be financially responsible in the event of an accident. Take a look at the required auto insurance in Stanford, Montana.
| Liability Insurance Required | Minimum Coverage Limits Required |
|---|---|
| Bodily Injury Liability Coverage | $25,000 per person $50,000 per accident |
| Property Damage Liability Coverage | $20,000 minimum |
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Cheap Stanford, Montana Auto Insurance by Age, Gender, and Marital Status
Auto insurance rates in Stanford, Montana are affected by age, gender, and marital status. See how demographics impact the annual cost of insurance.
| Insurance Company | Married 35-Year-Old Female | Married 35-Year-Old Male | Married 60-Year-Old Female | Married 60-Year-Old Male | Single 17-Year-Old Female | Single 17-Year-Old Male | Single 25-Year-Old Female | Single 25-Year-Old Male |
|---|---|---|---|---|---|---|---|---|
| Allstate | $2,886 | $2,886 | $2,642 | $2,642 | $11,152 | $11,152 | $3,115 | $3,115 |
| Farmers | $2,454 | $2,454 | $2,207 | $2,207 | $6,782 | $6,782 | $2,690 | $2,690 |
| Geico | $3,134 | $2,928 | $3,057 | $2,788 | $7,655 | $7,125 | $2,687 | $2,449 |
| Liberty Mutual | $1,018 | $1,018 | $994 | $994 | $2,018 | $2,018 | $1,209 | $1,209 |
| Nationwide | $2,916 | $2,916 | $2,647 | $2,647 | $5,941 | $5,941 | $3,093 | $3,093 |
| Progressive | $3,444 | $3,444 | $3,068 | $3,068 | $7,783 | $7,783 | $3,884 | $3,884 |
| State Farm | $1,601 | $1,601 | $1,395 | $1,395 | $4,580 | $4,580 | $1,729 | $1,729 |
| USAA | $1,316 | $1,316 | $1,166 | $1,166 | $4,089 | $4,089 | $1,661 | $1,661 |
Cheap Stanford, Montana Auto Insurance for Teen Drivers
Finding cheap teen auto insurance in Stanford, Montana is a challenge. Take a look at the annual teen auto insurance rates in Stanford, Montana.
| Insurance Company | Single 17-Year-Old Female | Single 17-Year-Old Male |
|---|---|---|
| Allstate | $11,152 | $11,152 |
| Farmers | $6,782 | $6,782 |
| Geico | $7,655 | $7,125 |
| Liberty Mutual | $2,018 | $2,018 |
| Nationwide | $5,941 | $5,941 |
| Progressive | $7,783 | $7,783 |
| State Farm | $4,580 | $4,580 |
| USAA | $4,089 | $4,089 |
Cheap Stanford, Montana Auto Insurance for Seniors
What are senior auto insurance rates in Stanford, Montana? Take a look at the annual average rates for older drivers.
| Insurance Company | Married 60-Year-Old Female | Married 60-Year-Old Male |
|---|---|---|
| Allstate | $2,642 | $2,642 |
| Farmers | $2,207 | $2,207 |
| Geico | $3,057 | $2,788 |
| Liberty Mutual | $994 | $994 |
| Nationwide | $2,647 | $2,647 |
| Progressive | $3,068 | $3,068 |
| State Farm | $1,395 | $1,395 |
| USAA | $1,166 | $1,166 |
Cheap Stanford, Montana Auto Insurance By Driving Record
Driving record has a big impact on your auto insurance rates. See the annual auto insurance rates for a bad record in Stanford, Montana compared to the annual auto insurance rates with a clean record in Stanford, Montana.
| Group | Clean Record | With 1 Accident | With 1 DUI | With 1 Speeding Violation |
|---|---|---|---|---|
| Allstate | $4,151 | $4,913 | $5,980 | $4,750 |
| Farmers | $3,098 | $4,018 | $3,919 | $3,098 |
| Geico | $2,556 | $4,046 | $6,256 | $3,053 |
| Liberty Mutual | $896 | $1,548 | $1,548 | $1,247 |
| Nationwide | $2,643 | $3,818 | $4,940 | $3,196 |
| Progressive | $3,939 | $5,038 | $4,843 | $4,358 |
| State Farm | $2,186 | $2,467 | $2,327 | $2,327 |
| USAA | $1,556 | $1,923 | $2,852 | $1,900 |
Cheap Stanford, Montana Auto Insurance Rates After a DUI
Finding cheap auto insurance after a DUI in Stanford, Montana is not easy. Compare the annual rates for DUI auto insurance in Stanford, Montana to find the best deal.
| Insurance Company | Annual Auto Insurance Rates With a DUI |
|---|---|
| Allstate | $5,980 |
| Farmers | $3,919 |
| Geico | $6,256 |
| Liberty Mutual | $1,548 |
| Nationwide | $4,940 |
| Progressive | $4,843 |
| State Farm | $2,327 |
| USAA | $2,852 |
Cheap Stanford, Montana Auto Insurance By Credit History
Credit history can have a major effect on the cost of auto insurance. See how Stanford, Montana annual auto insurance rates by credit history compare.
| Insurance Company | Poor | Fair | Good |
|---|---|---|---|
| Allstate | $5,974 | $4,792 | $4,081 |
| Farmers | $4,169 | $3,311 | $3,120 |
| Geico | $6,267 | $3,340 | $2,326 |
| Liberty Mutual | $1,310 | $1,310 | $1,310 |
| Nationwide | $4,618 | $3,324 | $3,006 |
| Progressive | $5,521 | $4,193 | $3,920 |
| State Farm | $3,344 | $2,037 | $1,599 |
| USAA | $2,788 | $1,875 | $1,511 |
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Cheap Stanford, Montana Auto Insurance Rates By ZIP Code
Auto insurance rates by ZIP code in Stanford, Montana can vary. Compare the annual cost of auto insurance by ZIP code in Stanford, Montana to see how car insurance rates are affected by location.
| ZIP Code | Average Annual Rates |
|---|---|
| 59479 | $3,353 |
Cheap Stanford, Montana Auto Insurance Rates By Commute
Commute length and annual mileage affect Stanford, Montana auto insurance. Find the cheapest annual Stanford, Montana auto insurance by commute length.
| Insurance Company | 10 Mile Commute, 6000 Annual Mileage | 25 Mile Commute, 12000 Annual Mileage |
|---|---|---|
| Allstate | $4,831 | $5,066 |
| Farmers | $3,533 | $3,533 |
| Geico | $3,907 | $4,048 |
| Liberty Mutual | $1,310 | $1,310 |
| Nationwide | $3,649 | $3,649 |
| Progressive | $4,545 | $4,545 |
| State Farm | $2,258 | $2,395 |
| USAA | $2,033 | $2,083 |
Cheap Stanford, Montana Auto Insurance Rates By Coverage Level
How much does the coverage level you select affect the cost of your auto insurance in Stanford, Montana? Check out the comparison of annual Stanford, Montana auto insurance rates by coverage level.
| Insurance Company | Low | Medium | High |
|---|---|---|---|
| Allstate | $4,725 | $4,938 | $5,183 |
| Farmers | $3,244 | $3,530 | $3,827 |
| Geico | $3,850 | $3,956 | $4,127 |
| Liberty Mutual | $1,221 | $1,313 | $1,394 |
| Nationwide | $2,821 | $3,894 | $4,232 |
| Progressive | $4,330 | $4,533 | $4,770 |
| State Farm | $2,218 | $2,316 | $2,446 |
| USAA | $1,975 | $2,048 | $2,150 |
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Best By Category: Cheapest Auto Insurance in Stanford, Montana
Compare the cheapest auto insurance companies in Stanford, Montana in each category to find the company with the best rates for your personal needs.
| Category | Insurance Company |
|---|---|
| Teenagers | Liberty Mutual |
| Seniors | Liberty Mutual |
| Clean Record | Liberty Mutual |
| With 1 Accident | Liberty Mutual |
| With 1 DUI | Liberty Mutual |
| With 1 Speeding Violation | Liberty Mutual |
The Cheapest Stanford, Montana Auto Insurance Companies
What auto insurance companies in Stanford, Montana are the cheapest? Compare the top Stanford, Montana auto insurance companies to find the best annual rates.
| Insurance Company | Average Annual Rates |
|---|---|
| Allstate | $4,949 |
| Farmers | $3,533 |
| Geico | $3,978 |
| Liberty Mutual | $1,310 |
| Nationwide | $3,649 |
| Progressive | $4,545 |
| State Farm | $2,327 |
| USAA | $2,058 |
What affects auto insurance rates in Stanford, Montana?
There are a lot of reasons why auto insurance rates in Stanford, Montana are higher or lower than in other cities. These include traffic and the number of vehicle thefts in Stanford, Montana. Many local factors may affect your Stanford auto insurance rates.
Stanford Commute Time
Cities in which drivers have a longer average commute time tend to have higher auto insurance costs. The average Stanford, Montana commute length is 21.0 minutes according to City-Data.
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Compare Stanford, Montana Auto Insurance Quotes
Before you buy Stanford, Montana auto insurance, make sure you have compared rates from multiple companies. Enter your ZIP code below to get free Stanford, Montana auto insurance quotes.
Frequently Asked Questions
Does the coverage level affect auto insurance rates in Stanford, MT?
Yes, the coverage level you select can impact auto insurance rates in Stanford, MT. Higher coverage levels may result in higher rates.
What is the minimum auto insurance coverage required in Stanford, MT?
The minimum auto insurance coverage required in Stanford, MT is 25/50/20, which means $25,000 per person for bodily injury liability, $50,000 per accident for bodily injury liability, and $20,000 for property damage liability.
How does commute length affect auto insurance rates in Stanford, MT?
Commute length and annual mileage can affect auto insurance rates in Stanford, MT. Longer commutes may lead to higher rates.
How can I lower my auto insurance premiums in Stanford, Montana?
There are several ways to potentially lower your auto insurance premiums in Stanford, Montana. These include maintaining a clean driving record, bundling your auto insurance with other policies, increasing your deductibles, taking advantage of available discounts, and periodically reviewing and updating your coverage needs.
Can I get discounts for insuring multiple vehicles in Stanford, Montana?
Yes, many insurance companies offer discounts for insuring multiple vehicles on the same policy in Stanford, Montana. This is commonly known as a multi-vehicle discount. It’s worth inquiring with your insurance provider to see if you qualify for this discount and how much you can save.
What are the average auto insurance rates in Stanford, MT?
The average auto insurance rates in Stanford, MT are $274 per month.
Free Auto Insurance Comparison
Enter your ZIP code below to view companies that have cheap auto insurance rates.
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Brad Larson
Licensed Insurance Agent
Brad Larson has been in the insurance industry for over 16 years. He specializes in helping clients navigate the claims process, with a particular emphasis on coverage analysis. He received his bachelor’s degree from the University of Utah in Political Science. He also holds an Associate in Claims (AIC) and Associate in General Insurance (AINS) designations, as well as a Utah Property and Casual...
Licensed Insurance Agent
Editorial Guidelines: We are a free online resource for anyone interested in learning more about auto insurance. Our goal is to be an objective, third-party resource for everything auto insurance related. We update our site regularly, and all content is reviewed by auto insurance experts.