Best Cheap Auto Insurance in Great Falls, MT (2021)

The average Great Falls, MT auto insurance rates are $264 per month. The minimum auto insurance in Great Falls is at least 25/50/20 in coverage to comply with Montana auto insurance laws. To find the best cheap auto insurance in Great Falls, Montana, compare quotes from multiple companies.

Free Auto Insurance Comparison

secured lock Secured with SHA-256 Encryption

Rachel Bodine graduated from college with a BA in English. She has since worked as a Feature Writer in the insurance industry and gained a deep knowledge of state and countrywide insurance laws and rates. Her research and writing focus on helping readers understand their insurance coverage and how to find savings. Her expert advice on insurance has been featured on sites like PhotoEnforced, All...

Full Bio →

Written by Rachel Bodine
Feature Writer Rachel Bodine

Dan Walker graduated with a BS in Administrative Management in 2005 and has been working in his family’s insurance agency, FCI Agency, for 15 years (BBB A+). He is licensed as an agent to write property and casualty insurance, including home, auto, umbrella, and dwelling fire insurance. He’s also been featured on sites like Reviews.com and Safeco. He reviews content, ensuring that ex...

Full Bio →

Reviewed by Daniel Walker
Licensed Auto Insurance Agent Daniel Walker

UPDATED: Jul 18, 2021

Advertiser Disclosure

It’s all about you. We want to help you make the right coverage choices.

Advertiser Disclosure: We strive to help you make confident auto insurance decisions. Comparison shopping should be easy. We are not affiliated with any one auto insurance provider and cannot guarantee quotes from any single provider. Our partnerships don’t influence our content. Our opinions are our own. To compare quotes from many different companies please enter your ZIP code on this page to use the free quote tool. The more quotes you compare, the more chances to save.

Editorial Guidelines: We are a free online resource for anyone interested in learning more about auto insurance. Our goal is to be an objective, third-party resource for everything auto insurance related. We update our site regularly, and all content is reviewed by auto insurance experts.

Things to Remember

  • Average auto insurance rates in Great Falls, MT for senior drivers are $2,012 per year
  • The cheapest auto insurance company in Great Falls is Liberty Mutual
  • The average commute length in Great Falls is 14.1 minutes

Great Falls, Montana auto insurance requirements are 25/50/20 according to Montana auto insurance laws. Finding cheap auto insurance in Great Falls can seem like a difficult task, but all of the information you need is right here. We’ll cover factors that affect auto insurance rates in Great Falls, Montana, including driving record, credit, commute time, and more.

Compare auto insurance in Great Falls to other Montana cities, including Great Falls auto insurance rates, Butte-Silver Bow auto insurance rates, and Bozeman auto insurance rates to see how Great Falls, Montana auto insurance rates stack up.

Before you buy Great Falls, Montana auto insurance, make sure you have compared rates from multiple companies. Enter your ZIP code above to get free Great Falls, Montana auto insurance quotes.

Minimum Auto Insurance in Great Falls, Montana

Great Falls, Montana auto insurance laws require that you have at least the Montana minimum auto insurance to be financially responsible in the event of an accident. Take a look at the required auto insurance in Great Falls, Montana.

Minimum Required Auto Insurance Coverage in Great Falls, Montana

Liability Insurance Required Minimum Coverage Limits Required
Bodily Injury Liability Coverage $25,000 per person
$50,000 per accident
Property Damage Liability Coverage $20,000 minimum

Free Auto Insurance Comparison

Enter your ZIP code below to view companies that have cheap auto insurance rates.

secured lock Secured with SHA-256 Encryption

Cheap Great Falls, Montana Auto Insurance by Age, Gender, and Marital Status

Auto insurance rates in Great Falls, Montana are affected by age, gender, and marital status. See how demographics impact the annual cost of insurance.

Annual Auto Insurance Rates by Age, Gender, and Marital Status in Great Falls, Montana

Insurance Company Married 35-Year-Old Female Married 35-Year-Old Male Married 60-Year-Old Female Married 60-Year-Old Male Single 17-Year-Old Female Single 17-Year-Old Male Single 25-Year-Old Female Single 25-Year-Old Male
Allstate $2,962 $2,962 $2,727 $2,727 $11,738 $11,738 $3,185 $3,185
Farmers $2,520 $2,520 $2,265 $2,265 $7,047 $7,047 $2,763 $2,763
GEICO $2,390 $2,233 $2,333 $2,128 $5,808 $5,405 $2,048 $1,866
Liberty Mutual $1,012 $1,012 $991 $991 $2,172 $2,172 $1,228 $1,228
Nationwide $2,919 $2,919 $2,664 $2,664 $5,956 $5,956 $3,094 $3,094
Progressive $2,825 $2,825 $2,584 $2,584 $7,141 $7,141 $3,181 $3,181
State Farm $1,780 $1,780 $1,584 $1,584 $5,503 $5,503 $1,939 $1,939
USAA $1,163 $1,163 $1,052 $1,052 $4,031 $4,031 $1,424 $1,424

Cheap Great Falls, Montana Auto Insurance for Teen Drivers

Finding cheap teen auto insurance in Great Falls, Montana is a challenge. Take a look at the annual teen auto insurance rates in Great Falls, Montana.

Annual Auto Insurance Rates for Teen Drivers in Great Falls, Montana

Insurance Company Single 17-Year-Old Female Single 17-Year-Old Male
Allstate $11,738 $11,738
Farmers $7,047 $7,047
GEICO $5,808 $5,405
Liberty Mutual $2,172 $2,172
Nationwide $5,956 $5,956
Progressive $7,141 $7,141
State Farm $5,503 $5,503
USAA $4,031 $4,031

Cheap Great Falls, Montana Auto Insurance for Seniors

What are senior auto insurance rates in Great Falls, Montana? Take a look at the annual average rates for older drivers.

Annual Auto Insurance Rates for Senior Drivers in Great Falls, Montana

Insurance Company Married 60-Year-Old Female Married 60-Year-Old Male
Allstate $2,727 $2,727
Farmers $2,265 $2,265
GEICO $2,333 $2,128
Liberty Mutual $991 $991
Nationwide $2,664 $2,664
Progressive $2,584 $2,584
State Farm $1,584 $1,584
USAA $1,052 $1,052

Cheap Great Falls, Montana Auto Insurance By Driving Record

Driving record has a big impact on your auto insurance rates. See the annual auto insurance rates for a bad record in Great Falls, Montana compared to the annual auto insurance rates with a clean record in Great Falls, Montana.

Annual Great Falls, Montana Auto Insurance Rates by Driving Record

Group Clean Record With 1 Accident With 1 DUI With 1 Speeding Violation
Allstate $4,308 $5,121 $6,242 $4,941
Farmers $3,198 $4,151 $4,048 $3,198
GEICO $1,949 $3,080 $4,750 $2,328
Liberty Mutual $910 $1,611 $1,611 $1,271
Nationwide $2,665 $3,826 $4,927 $3,214
Progressive $3,368 $4,414 $4,195 $3,754
State Farm $2,485 $2,918 $2,701 $2,701
USAA $1,430 $1,798 $2,699 $1,742

Cheap Great Falls, Montana Auto Insurance Rates After a DUI

Finding cheap auto insurance after a DUI in Great Falls, Montana is not easy. Compare the annual rates for DUI auto insurance in Great Falls, Montana to find the best deal.

Annual Auto Insurance Rates After a DUI in Great Falls, Montana

Insurance Company Annual Auto Insurance Rates With a DUI
Allstate $6,242
Farmers $4,048
GEICO $4,750
Liberty Mutual $1,611
Nationwide $4,927
Progressive $4,195
State Farm $2,701
USAA $2,699

Cheap Great Falls, Montana Auto Insurance By Credit History

Credit history can have a major effect on the cost of auto insurance. See how Great Falls, Montana annual auto insurance rates by credit history compare.

Annual Auto Insurance Rates by Credit Score in Great Falls, Montana

Insurance Company Poor Fair Good
Allstate $6,225 $4,989 $4,245
Farmers $4,297 $3,423 $3,226
GEICO $4,768 $2,541 $1,770
Liberty Mutual $1,351 $1,351 $1,351
Nationwide $4,604 $3,352 $3,018
Progressive $4,710 $3,660 $3,429
State Farm $3,891 $2,363 $1,851
USAA $2,554 $1,760 $1,438

Free Auto Insurance Comparison

Enter your ZIP code below to view companies that have cheap auto insurance rates.

secured lock Secured with SHA-256 Encryption

Cheap Great Falls, Montana Auto Insurance Rates By ZIP Code

Auto insurance rates by ZIP code in Great Falls, Montana can vary. Compare the annual cost of auto insurance by ZIP code in Great Falls, Montana to see how car insurance rates are affected by location.

Annual Auto Insurance Rates by ZIP Code in Great Falls, Montana

ZIP Code Average Annual Rates
59401 $3,272
59404 $3,255
59405 $3,236

Cheap Great Falls, Montana Auto Insurance Rates By Commute

Commute length and annual mileage affect Great Falls, Montana auto insurance. Find the cheapest annual Great Falls, Montana auto insurance by commute length.

Annual Auto Insurance Rates by Commute Length in Great Falls, Montana

Insurance Company 10 Mile Commute, 6000 Annual Mileage 25 Mile Commute, 12000 Annual Mileage
Allstate $5,030 $5,276
Farmers $3,649 $3,649
GEICO $2,973 $3,080
Liberty Mutual $1,351 $1,351
Nationwide $3,658 $3,658
Progressive $3,933 $3,933
State Farm $2,622 $2,781
USAA $1,895 $1,940

Cheap Great Falls, Montana Auto Insurance Rates By Coverage Level

How much does the coverage level you select affect the cost of your auto insurance in Great Falls, Montana? Check out the comparison of annual Great Falls, Montana auto insurance rates by coverage level.

Annual Auto Insurance Rates by Coverage Level in Great Falls, Montana

Insurance Company Low Medium High
Allstate $4,870 $5,139 $5,450
Farmers $3,354 $3,645 $3,947
GEICO $2,867 $2,999 $3,214
Liberty Mutual $1,247 $1,355 $1,450
Nationwide $2,785 $3,895 $4,295
Progressive $3,657 $3,920 $4,222
State Farm $2,530 $2,693 $2,881
USAA $1,810 $1,905 $2,038

Free Auto Insurance Comparison

Enter your ZIP code below to view companies that have cheap auto insurance rates.

secured lock Secured with SHA-256 Encryption

Best By Category: Cheapest Auto Insurance in Great Falls, Montana

Compare the cheapest auto insurance companies in Great Falls, Montana in each category to find the company with the best rates for your personal needs.

Best Annual Auto Insurance Rates by Company in Great Falls, Montana

Category Insurance Company
Teenagers Liberty Mutual
Seniors Liberty Mutual
Clean Record Liberty Mutual
With 1 Accident Liberty Mutual
With 1 DUI Liberty Mutual
With 1 Speeding Violation Liberty Mutual

The Cheapest Great Falls, Montana Auto Insurance Companies

What auto insurance companies in Great Falls, Montana are the cheapest? Compare the top Great Falls, Montana auto insurance companies to find the best annual rates.

Average Annual Auto Insurance Rates by Company in Great Falls, Montana

Insurance Company Average Annual Rates
Allstate $5,153
Farmers $3,649
GEICO $3,027
Liberty Mutual $1,351
Nationwide $3,658
Progressive $3,933
State Farm $2,701
USAA $1,917

What affects auto insurance rates in Great Falls, Montana?

There are a lot of reasons why auto insurance rates in Great Falls, Montana are higher or lower than in other cities. These include traffic and the number of vehicle thefts in Great Falls, Montana. Many local factors may affect your Great Falls auto insurance rates.

Great Falls Commute Time

Cities in which drivers have a longer average commute time tend to have higher auto insurance costs. The average Great Falls, Montana commute length is 14.1 minutes according to City-Data.

Free Auto Insurance Comparison

Enter your ZIP code below to view companies that have cheap auto insurance rates.

secured lock Secured with SHA-256 Encryption

Compare Great Falls, Montana Auto Insurance Quotes

Before you buy Great Falls, Montana auto insurance, make sure you have compared rates from multiple companies. Enter your ZIP code below to get free Great Falls, Montana auto insurance quotes.

Free Auto Insurance Comparison

Enter your ZIP code below to view companies that have cheap auto insurance rates.

secured lock Secured with SHA-256 Encryption