Best Cheap Auto Insurance in Stanford, MT (2021)

The average Stanford, MT auto insurance rates are $274 per month. The minimum auto insurance in Stanford is at least 25/50/20 in coverage to comply with Montana auto insurance laws. To find the best cheap auto insurance in Stanford, Montana, compare quotes from multiple companies.

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Rachel Bodine graduated from college with a BA in English. She has since worked as a Feature Writer in the insurance industry and gained a deep knowledge of state and countrywide insurance laws and rates. Her research and writing focus on helping readers understand their insurance coverage and how to find savings. Her expert advice on insurance has been featured on sites like PhotoEnforced, All...

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Written by Rachel Bodine
Feature Writer Rachel Bodine

Dan Walker graduated with a BS in Administrative Management in 2005 and has been working in his family’s insurance agency, FCI Agency, for 15 years (BBB A+). He is licensed as an agent to write property and casualty insurance, including home, auto, umbrella, and dwelling fire insurance. He’s also been featured on sites like Reviews.com and Safeco. He reviews content, ensuring that ex...

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Reviewed by Daniel Walker
Licensed Auto Insurance Agent Daniel Walker

UPDATED: May 17, 2021

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Advertiser Disclosure: We strive to help you make confident auto insurance decisions. Comparison shopping should be easy. We are not affiliated with any one auto insurance provider and cannot guarantee quotes from any single provider. Our partnerships don’t influence our content. Our opinions are our own. To compare quotes from many different companies please enter your ZIP code on this page to use the free quote tool. The more quotes you compare, the more chances to save.

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Things to Remember

  • The minimum auto insurance required in Stanford, Montana is 25/50/20
  • The most expensive auto insurance company in Stanford for teen drivers is Allstate
  • The average commute length in Stanford is 21.0 minutes

Stanford, Montana auto insurance requirements are 25/50/20 according to Montana auto insurance laws. Finding cheap auto insurance in Stanford can seem like a difficult task, but all of the information you need is right here. We’ll cover factors that affect auto insurance rates in Stanford, Montana, including driving record, credit, commute time, and more.

Compare auto insurance in Stanford to other Montana cities, including Belgrade auto insurance rates, Great Falls auto insurance rates, and Bozeman auto insurance rates to see how Stanford, Montana auto insurance rates stack up.

Before you buy Stanford, Montana auto insurance, make sure you have compared rates from multiple companies. Enter your ZIP code above to get free Stanford, Montana auto insurance quotes.

Minimum Auto Insurance in Stanford, Montana

Stanford, Montana auto insurance laws require that you have at least the Montana minimum auto insurance to be financially responsible in the event of an accident. Take a look at the required auto insurance in Stanford, Montana.

Minimum Required Auto Insurance Coverage in Stanford, Montana

Liability Insurance Required Minimum Coverage Limits Required
Bodily Injury Liability Coverage $25,000 per person
$50,000 per accident
Property Damage Liability Coverage $20,000 minimum

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Cheap Stanford, Montana Auto Insurance by Age, Gender, and Marital Status

Auto insurance rates in Stanford, Montana are affected by age, gender, and marital status. See how demographics impact the annual cost of insurance.

Annual Auto Insurance Rates by Age, Gender, and Marital Status in Stanford, Montana

Insurance Company Married 35-Year-Old Female Married 35-Year-Old Male Married 60-Year-Old Female Married 60-Year-Old Male Single 17-Year-Old Female Single 17-Year-Old Male Single 25-Year-Old Female Single 25-Year-Old Male
Allstate $2,886 $2,886 $2,642 $2,642 $11,152 $11,152 $3,115 $3,115
Farmers $2,454 $2,454 $2,207 $2,207 $6,782 $6,782 $2,690 $2,690
GEICO $3,134 $2,928 $3,057 $2,788 $7,655 $7,125 $2,687 $2,449
Liberty Mutual $1,018 $1,018 $994 $994 $2,018 $2,018 $1,209 $1,209
Nationwide $2,916 $2,916 $2,647 $2,647 $5,941 $5,941 $3,093 $3,093
Progressive $3,444 $3,444 $3,068 $3,068 $7,783 $7,783 $3,884 $3,884
State Farm $1,601 $1,601 $1,395 $1,395 $4,580 $4,580 $1,729 $1,729
USAA $1,316 $1,316 $1,166 $1,166 $4,089 $4,089 $1,661 $1,661

Cheap Stanford, Montana Auto Insurance for Teen Drivers

Finding cheap teen auto insurance in Stanford, Montana is a challenge. Take a look at the annual teen auto insurance rates in Stanford, Montana.

Annual Auto Insurance Rates for Teen Drivers in Stanford, Montana

Insurance Company Single 17-Year-Old Female Single 17-Year-Old Male
Allstate $11,152 $11,152
Farmers $6,782 $6,782
GEICO $7,655 $7,125
Liberty Mutual $2,018 $2,018
Nationwide $5,941 $5,941
Progressive $7,783 $7,783
State Farm $4,580 $4,580
USAA $4,089 $4,089

Cheap Stanford, Montana Auto Insurance for Seniors

What are senior auto insurance rates in Stanford, Montana? Take a look at the annual average rates for older drivers.

Annual Auto Insurance Rates for Senior Drivers in Stanford, Montana

Insurance Company Married 60-Year-Old Female Married 60-Year-Old Male
Allstate $2,642 $2,642
Farmers $2,207 $2,207
GEICO $3,057 $2,788
Liberty Mutual $994 $994
Nationwide $2,647 $2,647
Progressive $3,068 $3,068
State Farm $1,395 $1,395
USAA $1,166 $1,166

Cheap Stanford, Montana Auto Insurance By Driving Record

Driving record has a big impact on your auto insurance rates. See the annual auto insurance rates for a bad record in Stanford, Montana compared to the annual auto insurance rates with a clean record in Stanford, Montana.

Annual Stanford, Montana Auto Insurance Rates by Driving Record

Group Clean Record With 1 Accident With 1 DUI With 1 Speeding Violation
Allstate $4,151 $4,913 $5,980 $4,750
Farmers $3,098 $4,018 $3,919 $3,098
GEICO $2,556 $4,046 $6,256 $3,053
Liberty Mutual $896 $1,548 $1,548 $1,247
Nationwide $2,643 $3,818 $4,940 $3,196
Progressive $3,939 $5,038 $4,843 $4,358
State Farm $2,186 $2,467 $2,327 $2,327
USAA $1,556 $1,923 $2,852 $1,900

Cheap Stanford, Montana Auto Insurance Rates After a DUI

Finding cheap auto insurance after a DUI in Stanford, Montana is not easy. Compare the annual rates for DUI auto insurance in Stanford, Montana to find the best deal.

Annual Auto Insurance Rates After a DUI in Stanford, Montana

Insurance Company Annual Auto Insurance Rates With a DUI
Allstate $5,980
Farmers $3,919
GEICO $6,256
Liberty Mutual $1,548
Nationwide $4,940
Progressive $4,843
State Farm $2,327
USAA $2,852

Cheap Stanford, Montana Auto Insurance By Credit History

Credit history can have a major effect on the cost of auto insurance. See how Stanford, Montana annual auto insurance rates by credit history compare.

Annual Auto Insurance Rates by Credit Score in Stanford, Montana

Insurance Company Poor Fair Good
Allstate $5,974 $4,792 $4,081
Farmers $4,169 $3,311 $3,120
GEICO $6,267 $3,340 $2,326
Liberty Mutual $1,310 $1,310 $1,310
Nationwide $4,618 $3,324 $3,006
Progressive $5,521 $4,193 $3,920
State Farm $3,344 $2,037 $1,599
USAA $2,788 $1,875 $1,511

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Cheap Stanford, Montana Auto Insurance Rates By ZIP Code

Auto insurance rates by ZIP code in Stanford, Montana can vary. Compare the annual cost of auto insurance by ZIP code in Stanford, Montana to see how car insurance rates are affected by location.

Annual Auto Insurance Rates by ZIP Code in Stanford, Montana

ZIP Code Average Annual Rates
59479 $3,353

Cheap Stanford, Montana Auto Insurance Rates By Commute

Commute length and annual mileage affect Stanford, Montana auto insurance. Find the cheapest annual Stanford, Montana auto insurance by commute length.

Annual Auto Insurance Rates by Commute Length in Stanford, Montana

Insurance Company 10 Mile Commute, 6000 Annual Mileage 25 Mile Commute, 12000 Annual Mileage
Allstate $4,831 $5,066
Farmers $3,533 $3,533
GEICO $3,907 $4,048
Liberty Mutual $1,310 $1,310
Nationwide $3,649 $3,649
Progressive $4,545 $4,545
State Farm $2,258 $2,395
USAA $2,033 $2,083

Cheap Stanford, Montana Auto Insurance Rates By Coverage Level

How much does the coverage level you select affect the cost of your auto insurance in Stanford, Montana? Check out the comparison of annual Stanford, Montana auto insurance rates by coverage level.

Annual Auto Insurance Rates by Coverage Level in Stanford, Montana

Insurance Company Low Medium High
Allstate $4,725 $4,938 $5,183
Farmers $3,244 $3,530 $3,827
GEICO $3,850 $3,956 $4,127
Liberty Mutual $1,221 $1,313 $1,394
Nationwide $2,821 $3,894 $4,232
Progressive $4,330 $4,533 $4,770
State Farm $2,218 $2,316 $2,446
USAA $1,975 $2,048 $2,150

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Best By Category: Cheapest Auto Insurance in Stanford, Montana

Compare the cheapest auto insurance companies in Stanford, Montana in each category to find the company with the best rates for your personal needs.

Best Annual Auto Insurance Rates by Company in Stanford, Montana

Category Insurance Company
Teenagers Liberty Mutual
Seniors Liberty Mutual
Clean Record Liberty Mutual
With 1 Accident Liberty Mutual
With 1 DUI Liberty Mutual
With 1 Speeding Violation Liberty Mutual

The Cheapest Stanford, Montana Auto Insurance Companies

What auto insurance companies in Stanford, Montana are the cheapest? Compare the top Stanford, Montana auto insurance companies to find the best annual rates.

Average Annual Auto Insurance Rates by Company in Stanford, Montana

Insurance Company Average Annual Rates
Allstate $4,949
Farmers $3,533
GEICO $3,978
Liberty Mutual $1,310
Nationwide $3,649
Progressive $4,545
State Farm $2,327
USAA $2,058

What affects auto insurance rates in Stanford, Montana?

There are a lot of reasons why auto insurance rates in Stanford, Montana are higher or lower than in other cities. These include traffic and the number of vehicle thefts in Stanford, Montana. Many local factors may affect your Stanford auto insurance rates.

Stanford Commute Time

Cities in which drivers have a longer average commute time tend to have higher auto insurance costs. The average Stanford, Montana commute length is 21.0 minutes according to City-Data.

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Compare Stanford, Montana Auto Insurance Quotes

Before you buy Stanford, Montana auto insurance, make sure you have compared rates from multiple companies. Enter your ZIP code below to get free Stanford, Montana auto insurance quotes.

Free Auto Insurance Comparison

Enter your ZIP code below to view companies that have cheap auto insurance rates.

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