Best Cheap Auto Insurance in Washoe Valley, NV (2021)

The average Washoe Valley, NV auto insurance rates are $315 per month. The minimum auto insurance in Washoe Valley is at least 25/50/20 in coverage to comply with Nevada auto insurance laws. To find the best cheap auto insurance in Washoe Valley, Nevada, compare quotes from multiple companies.

Free Auto Insurance Comparison

secured lock Secured with SHA-256 Encryption

Rachel Bodine graduated from college with a BA in English. She has since worked as a Feature Writer in the insurance industry and gained a deep knowledge of state and countrywide insurance laws and rates. Her research and writing focus on helping readers understand their insurance coverage and how to find savings. Her expert advice on insurance has been featured on sites like PhotoEnforced, All...

Full Bio →

Written by Rachel Bodine
Feature Writer Rachel Bodine

Dan Walker graduated with a BS in Administrative Management in 2005 and has been working in his family’s insurance agency, FCI Agency, for 15 years (BBB A+). He is licensed as an agent to write property and casualty insurance, including home, auto, umbrella, and dwelling fire insurance. He’s also been featured on sites like Reviews.com and Safeco. He reviews content, ensuring that ex...

Full Bio →

Reviewed by Daniel Walker
Licensed Auto Insurance Agent Daniel Walker

UPDATED: May 17, 2021

Advertiser Disclosure

It’s all about you. We want to help you make the right coverage choices.

Advertiser Disclosure: We strive to help you make confident auto insurance decisions. Comparison shopping should be easy. We are not affiliated with any one auto insurance provider and cannot guarantee quotes from any single provider. Our partnerships don’t influence our content. Our opinions are our own. To compare quotes from many different companies please enter your ZIP code on this page to use the free quote tool. The more quotes you compare, the more chances to save.

Editorial Guidelines: We are a free online resource for anyone interested in learning more about auto insurance. Our goal is to be an objective, third-party resource for everything auto insurance related. We update our site regularly, and all content is reviewed by auto insurance experts.

Things to Remember

  • Average auto insurance rates in Washoe Valley, NV for senior drivers are $2,093 per year
  • The most expensive auto insurance company in Washoe Valley for teen drivers is Liberty Mutual
  • The cheapest auto insurance company in Washoe Valley is USAA

Washoe Valley, Nevada auto insurance requirements are 25/50/20 according to Nevada auto insurance laws. Finding cheap auto insurance in Washoe Valley can seem like a difficult task, but all of the information you need is right here. We’ll cover factors that affect auto insurance rates in Washoe Valley, Nevada, including driving record, credit, commute time, and more.

Compare auto insurance in Washoe Valley to other Nevada cities, including Henderson auto insurance rates, Reno auto insurance rates, and Sparks auto insurance rates to see how Washoe Valley, Nevada auto insurance rates stack up.

Before you buy Washoe Valley, Nevada auto insurance, make sure you have compared rates from multiple companies. Enter your ZIP code above to get free Washoe Valley, Nevada auto insurance quotes.

Minimum Auto Insurance in Washoe Valley, Nevada

Washoe Valley, Nevada auto insurance laws require that you have at least the Nevada minimum auto insurance to be financially responsible in the event of an accident. Take a look at the required auto insurance in Washoe Valley, Nevada.

Minimum Required Auto Insurance Coverage in Washoe Valley, Nevada

Liability Insurance Required Minimum Coverage Limits Required
Bodily Injury Liability Coverage $25,000 per person
$50,000 per accident
Property Damage Liability Coverage $20,000 minimum

Free Auto Insurance Comparison

Enter your ZIP code below to view companies that have cheap auto insurance rates.

secured lock Secured with SHA-256 Encryption

Cheap Washoe Valley, Nevada Auto Insurance by Age, Gender, and Marital Status

Auto insurance rates in Washoe Valley, Nevada are affected by age, gender, and marital status. See how demographics impact the annual cost of insurance.

Annual Auto Insurance Rates by Age, Gender, and Marital Status in Washoe Valley, Nevada

Insurance Company Married 35-Year-Old Female Married 35-Year-Old Male Married 60-Year-Old Female Married 60-Year-Old Male Single 17-Year-Old Female Single 17-Year-Old Male Single 25-Year-Old Female Single 25-Year-Old Male
Allstate $2,417 $2,410 $2,227 $2,352 $7,821 $9,410 $2,605 $2,781
American Family $2,579 $2,579 $2,291 $2,291 $8,805 $11,542 $2,579 $3,004
Farmers $1,863 $1,906 $1,689 $1,881 $6,102 $6,468 $2,485 $2,571
GEICO $2,406 $2,317 $2,431 $2,451 $5,946 $5,431 $2,392 $2,041
Liberty Mutual $2,406 $2,596 $2,371 $2,660 $10,656 $11,843 $2,710 $2,836
Nationwide $2,052 $2,099 $1,870 $1,981 $5,044 $6,085 $2,441 $2,603
Progressive $1,727 $1,510 $1,518 $1,508 $7,437 $8,091 $2,026 $1,905
State Farm $3,133 $3,133 $2,836 $2,836 $9,828 $12,547 $3,514 $3,952
Travelers $1,604 $1,626 $1,535 $1,531 $8,346 $13,475 $1,777 $1,969
USAA $1,886 $1,853 $1,806 $1,796 $4,845 $5,458 $2,368 $2,519

Cheap Washoe Valley, Nevada Auto Insurance for Teen Drivers

Finding cheap teen auto insurance in Washoe Valley, Nevada is a challenge. Take a look at the annual teen auto insurance rates in Washoe Valley, Nevada.

Annual Auto Insurance Rates for Teen Drivers in Washoe Valley, Nevada

Insurance Company Single 17-Year-Old Female Single 17-Year-Old Male
Allstate $7,821 $9,410
American Family $8,805 $11,542
Farmers $6,102 $6,468
GEICO $5,946 $5,431
Liberty Mutual $10,656 $11,843
Nationwide $5,044 $6,085
Progressive $7,437 $8,091
State Farm $9,828 $12,547
Travelers $8,346 $13,475
USAA $4,845 $5,458

Cheap Washoe Valley, Nevada Auto Insurance for Seniors

What are senior auto insurance rates in Washoe Valley, Nevada? Take a look at the annual average rates for older drivers.

Annual Auto Insurance Rates for Senior Drivers in Washoe Valley, Nevada

Insurance Company Married 60-Year-Old Female Married 60-Year-Old Male
Allstate $2,227 $2,352
American Family $2,291 $2,291
Farmers $1,689 $1,881
GEICO $2,431 $2,451
Liberty Mutual $2,371 $2,660
Nationwide $1,870 $1,981
Progressive $1,518 $1,508
State Farm $2,836 $2,836
Travelers $1,535 $1,531
USAA $1,806 $1,796

Cheap Washoe Valley, Nevada Auto Insurance By Driving Record

Driving record has a big impact on your auto insurance rates. See the annual auto insurance rates for a bad record in Washoe Valley, Nevada compared to the annual auto insurance rates with a clean record in Washoe Valley, Nevada.

Annual Washoe Valley, Nevada Auto Insurance Rates by Driving Record

Group Clean Record With 1 Accident With 1 DUI With 1 Speeding Violation
Allstate $3,400 $3,975 $4,798 $3,839
American Family $3,582 $4,968 $5,349 $3,935
Farmers $2,606 $3,323 $3,417 $3,137
GEICO $2,200 $3,527 $4,278 $2,703
Liberty Mutual $3,479 $5,558 $5,588 $4,415
Nationwide $2,425 $3,118 $3,893 $2,651
Progressive $2,691 $3,667 $3,380 $3,122
State Farm $4,738 $5,707 $5,223 $5,223
Travelers $2,858 $4,248 $5,390 $3,435
USAA $2,158 $2,716 $3,955 $2,437

Cheap Washoe Valley, Nevada Auto Insurance Rates After a DUI

Finding cheap auto insurance after a DUI in Washoe Valley, Nevada is not easy. Compare the annual rates for DUI auto insurance in Washoe Valley, Nevada to find the best deal.

Annual Auto Insurance Rates After a DUI in Washoe Valley, Nevada

Insurance Company Annual Auto Insurance Rates With a DUI
Allstate $4,798
American Family $5,349
Farmers $3,417
GEICO $4,278
Liberty Mutual $5,588
Nationwide $3,893
Progressive $3,380
State Farm $5,223
Travelers $5,390
USAA $3,955

Cheap Washoe Valley, Nevada Auto Insurance By Credit History

Credit history can have a major effect on the cost of auto insurance. See how Washoe Valley, Nevada annual auto insurance rates by credit history compare.

Annual Auto Insurance Rates by Credit Score in Washoe Valley, Nevada

Insurance Company Poor Fair Good
Allstate $5,113 $3,718 $3,178
American Family $5,530 $4,214 $3,631
Farmers $3,636 $2,948 $2,779
GEICO $3,828 $3,177 $2,526
Liberty Mutual $6,833 $4,176 $3,270
Nationwide $3,564 $2,945 $2,557
Progressive $3,526 $3,160 $2,959
State Farm $9,559 $3,741 $2,368
Travelers $4,358 $3,905 $3,686
USAA $4,041 $2,426 $1,982

Free Auto Insurance Comparison

Enter your ZIP code below to view companies that have cheap auto insurance rates.

secured lock Secured with SHA-256 Encryption

Cheap Washoe Valley, Nevada Auto Insurance Rates By ZIP Code

Auto insurance rates by ZIP code in Washoe Valley, Nevada can vary. Compare the annual cost of auto insurance by ZIP code in Washoe Valley, Nevada to see how car insurance rates are affected by location.

Annual Auto Insurance Rates by ZIP Code in Washoe Valley, Nevada

ZIP Code Average Annual Rates
89704 $3,778

Cheap Washoe Valley, Nevada Auto Insurance Rates By Commute

Commute length and annual mileage affect Washoe Valley, Nevada auto insurance. Find the cheapest annual Washoe Valley, Nevada auto insurance by commute length.

Annual Auto Insurance Rates by Commute Length in Washoe Valley, Nevada

Insurance Company 10 Mile Commute, 6000 Annual Mileage 25 Mile Commute, 12000 Annual Mileage
Allstate $4,003 $4,003
American Family $4,399 $4,518
Farmers $3,121 $3,121
GEICO $3,125 $3,229
Liberty Mutual $4,760 $4,760
Nationwide $3,022 $3,022
Progressive $3,215 $3,215
State Farm $5,069 $5,376
Travelers $3,983 $3,983
USAA $2,779 $2,854

Cheap Washoe Valley, Nevada Auto Insurance Rates By Coverage Level

How much does the coverage level you select affect the cost of your auto insurance in Washoe Valley, Nevada? Check out the comparison of annual Washoe Valley, Nevada auto insurance rates by coverage level.

Annual Auto Insurance Rates by Coverage Level in Washoe Valley, Nevada

Insurance Company Low Medium High
Allstate $3,654 $4,046 $4,309
American Family $4,286 $4,720 $4,370
Farmers $2,876 $3,092 $3,394
GEICO $2,867 $3,111 $3,553
Liberty Mutual $4,375 $4,704 $5,201
Nationwide $2,987 $3,019 $3,060
Progressive $2,888 $3,125 $3,632
State Farm $4,799 $5,207 $5,662
Travelers $3,610 $3,999 $4,340
USAA $2,514 $2,790 $3,146

Free Auto Insurance Comparison

Enter your ZIP code below to view companies that have cheap auto insurance rates.

secured lock Secured with SHA-256 Encryption

Best By Category: Cheapest Auto Insurance in Washoe Valley, Nevada

Compare the cheapest auto insurance companies in Washoe Valley, Nevada in each category to find the company with the best rates for your personal needs.

Best Annual Auto Insurance Rates by Company in Washoe Valley, Nevada

Category Insurance Company
Teenagers USAA
Seniors Progressive
Clean Record USAA
With 1 Accident USAA
With 1 DUI Progressive
With 1 Speeding Violation USAA

The Cheapest Washoe Valley, Nevada Auto Insurance Companies

What auto insurance companies in Washoe Valley, Nevada are the cheapest? Compare the top Washoe Valley, Nevada auto insurance companies to find the best annual rates.

Average Annual Auto Insurance Rates by Company in Washoe Valley, Nevada

Insurance Company Average Annual Rates
Allstate $4,003
American Family $4,459
Farmers $3,121
GEICO $3,177
Liberty Mutual $4,760
Nationwide $3,022
Progressive $3,215
State Farm $5,223
Travelers $3,983
USAA $2,816

What affects auto insurance rates in Washoe Valley, Nevada?

There are a lot of reasons why auto insurance rates in Washoe Valley, Nevada are higher or lower than in other cities. These include traffic and the number of vehicle thefts in Washoe Valley, Nevada. Many local factors may affect your Washoe Valley auto insurance rates.

Washoe Valley Commute Time

Cities in which drivers have a longer average commute time tend to have higher auto insurance costs. The average Washoe Valley, Nevada commute length is 23.5 minutes according to City-Data.

Free Auto Insurance Comparison

Enter your ZIP code below to view companies that have cheap auto insurance rates.

secured lock Secured with SHA-256 Encryption

Compare Washoe Valley, Nevada Auto Insurance Quotes

Before you buy Washoe Valley, Nevada auto insurance, make sure you have compared rates from multiple companies. Enter your ZIP code below to get free Washoe Valley, Nevada auto insurance quotes.

Free Auto Insurance Comparison

Enter your ZIP code below to view companies that have cheap auto insurance rates.

secured lock Secured with SHA-256 Encryption