Best Winnemucca, Nevada Auto Insurance in 2024
The average Winnemucca, NV auto insurance rates are $284 per month. The minimum auto insurance in Winnemucca is at least 25/50/20 in coverage to comply with Nevada auto insurance laws. To find the best cheap auto insurance in Winnemucca, Nevada, compare quotes from multiple companies.
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Dani Best
Licensed Insurance Producer
Dani Best has been a licensed insurance producer for nearly 10 years. Dani began her insurance career in a sales role with State Farm in 2014. During her time in sales, she graduated with her Bachelors in Psychology from Capella University and is currently earning her Masters in Marriage and Family Therapy. Since 2014, Dani has held and maintains licenses in Life, Disability, Property, and Casualt...
Licensed Insurance Producer
UPDATED: Aug 21, 2024
It’s all about you. We want to help you make the right coverage choices.
Advertiser Disclosure: We strive to help you make confident auto insurance decisions. Comparison shopping should be easy. We are not affiliated with any one auto insurance provider and cannot guarantee quotes from any single provider. Our partnerships don’t influence our content. Our opinions are our own. To compare quotes from many different companies please enter your ZIP code on this page to use the free quote tool. The more quotes you compare, the more chances to save.
Editorial Guidelines: We are a free online resource for anyone interested in learning more about auto insurance. Our goal is to be an objective, third-party resource for everything auto insurance related. We update our site regularly, and all content is reviewed by auto insurance experts.
UPDATED: Aug 21, 2024
It’s all about you. We want to help you make the right coverage choices.
Advertiser Disclosure: We strive to help you make confident auto insurance decisions. Comparison shopping should be easy. We are not affiliated with any one auto insurance provider and cannot guarantee quotes from any single provider. Our partnerships don’t influence our content. Our opinions are our own. To compare quotes from many different companies please enter your ZIP code on this page to use the free quote tool. The more quotes you compare, the more chances to save.
On This Page
- The minimum auto insurance required in Winnemucca, Nevada is 25/50/20
- The cheapest auto insurance company in Winnemucca is Nationwide
- The average commute length in Winnemucca is 25.7 minutes
Winnemucca, Nevada auto insurance requirements are 25/50/20 according to Nevada auto insurance laws. Finding cheap auto insurance in Winnemucca can seem like a difficult task, but all of the information you need is right here. We’ll cover factors that affect auto insurance rates in Winnemucca, Nevada, including driving record, credit, commute time, and more.
Compare auto insurance in Winnemucca to other Nevada cities, including Henderson auto insurance rates, Elko auto insurance rates, and Sparks auto insurance rates to see how Winnemucca, Nevada auto insurance rates stack up.
Before you buy Winnemucca, Nevada auto insurance, make sure you have compared rates from multiple companies. Enter your ZIP code above to get free Winnemucca, Nevada auto insurance quotes.
Minimum Auto Insurance in Winnemucca, Nevada
Winnemucca, Nevada auto insurance laws require that you have at least the Nevada minimum auto insurance to be financially responsible in the event of an accident. Take a look at the required auto insurance in Winnemucca, Nevada.
| Liability Insurance Required | Minimum Coverage Limits Required |
|---|---|
| Bodily Injury Liability Coverage | $25,000 per person $50,000 per accident |
| Property Damage Liability Coverage | $20,000 minimum |
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Cheap Winnemucca, Nevada Auto Insurance by Age, Gender, and Marital Status
Auto insurance rates in Winnemucca, Nevada are affected by age, gender, and marital status. See how demographics impact the annual cost of insurance.
| Insurance Company | Married 35-Year-Old Female | Married 35-Year-Old Male | Married 60-Year-Old Female | Married 60-Year-Old Male | Single 17-Year-Old Female | Single 17-Year-Old Male | Single 25-Year-Old Female | Single 25-Year-Old Male |
|---|---|---|---|---|---|---|---|---|
| Allstate | $2,438 | $2,434 | $2,237 | $2,364 | $7,788 | $9,372 | $2,638 | $2,830 |
| American Family | $2,482 | $2,482 | $2,208 | $2,208 | $8,323 | $10,907 | $2,482 | $2,892 |
| Farmers | $1,863 | $1,906 | $1,689 | $1,881 | $6,102 | $6,468 | $2,485 | $2,571 |
| Geico | $2,232 | $2,153 | $2,254 | $2,265 | $5,460 | $4,998 | $2,221 | $1,904 |
| Liberty Mutual | $2,253 | $2,431 | $2,178 | $2,440 | $9,627 | $10,715 | $2,545 | $2,691 |
| Nationwide | $1,705 | $1,746 | $1,558 | $1,648 | $4,003 | $4,832 | $2,004 | $2,133 |
| Progressive | $1,382 | $1,218 | $1,218 | $1,209 | $5,747 | $6,251 | $1,615 | $1,529 |
| State Farm | $2,501 | $2,501 | $2,254 | $2,254 | $7,655 | $9,751 | $2,795 | $3,145 |
| Travelers | $1,526 | $1,549 | $1,445 | $1,441 | $7,525 | $12,008 | $1,684 | $1,905 |
| USAA | $1,849 | $1,820 | $1,754 | $1,754 | $4,671 | $5,278 | $2,321 | $2,481 |
Cheap Winnemucca, Nevada Auto Insurance for Teen Drivers
Finding cheap teen auto insurance in Winnemucca, Nevada is a challenge. Take a look at the annual teen auto insurance rates in Winnemucca, Nevada.
| Insurance Company | Single 17-Year-Old Female | Single 17-Year-Old Male |
|---|---|---|
| Allstate | $7,788 | $9,372 |
| American Family | $8,323 | $10,907 |
| Farmers | $6,102 | $6,468 |
| Geico | $5,460 | $4,998 |
| Liberty Mutual | $9,627 | $10,715 |
| Nationwide | $4,003 | $4,832 |
| Progressive | $5,747 | $6,251 |
| State Farm | $7,655 | $9,751 |
| Travelers | $7,525 | $12,008 |
| USAA | $4,671 | $5,278 |
Cheap Winnemucca, Nevada Auto Insurance for Seniors
What are senior auto insurance rates in Winnemucca, Nevada? Take a look at the annual average rates for older drivers.
| Insurance Company | Married 60-Year-Old Female | Married 60-Year-Old Male |
|---|---|---|
| Allstate | $2,237 | $2,364 |
| American Family | $2,208 | $2,208 |
| Farmers | $1,689 | $1,881 |
| Geico | $2,254 | $2,265 |
| Liberty Mutual | $2,178 | $2,440 |
| Nationwide | $1,558 | $1,648 |
| Progressive | $1,218 | $1,209 |
| State Farm | $2,254 | $2,254 |
| Travelers | $1,445 | $1,441 |
| USAA | $1,754 | $1,754 |
Cheap Winnemucca, Nevada Auto Insurance By Driving Record
Driving record has a big impact on your auto insurance rates. See the annual auto insurance rates for a bad record in Winnemucca, Nevada compared to the annual auto insurance rates with a clean record in Winnemucca, Nevada.
| Group | Clean Record | With 1 Accident | With 1 DUI | With 1 Speeding Violation |
|---|---|---|---|---|
| Allstate | $3,411 | $3,983 | $4,806 | $3,849 |
| American Family | $3,422 | $4,733 | $5,084 | $3,751 |
| Farmers | $2,606 | $3,323 | $3,417 | $3,137 |
| Geico | $2,044 | $3,251 | $3,940 | $2,509 |
| Liberty Mutual | $3,202 | $5,073 | $5,117 | $4,048 |
| Nationwide | $1,978 | $2,530 | $3,148 | $2,158 |
| Progressive | $2,120 | $2,860 | $2,650 | $2,454 |
| State Farm | $3,739 | $4,475 | $4,107 | $4,107 |
| Travelers | $2,625 | $3,876 | $4,894 | $3,147 |
| USAA | $2,113 | $2,653 | $3,811 | $2,387 |
Cheap Winnemucca, Nevada Auto Insurance Rates After a DUI
Finding cheap auto insurance after a DUI in Winnemucca, Nevada is not easy. Compare the annual rates for DUI auto insurance in Winnemucca, Nevada to find the best deal.
| Insurance Company | Annual Auto Insurance Rates With a DUI |
|---|---|
| Allstate | $4,806 |
| American Family | $5,084 |
| Farmers | $3,417 |
| Geico | $3,940 |
| Liberty Mutual | $5,117 |
| Nationwide | $3,148 |
| Progressive | $2,650 |
| State Farm | $4,107 |
| Travelers | $4,894 |
| USAA | $3,811 |
Cheap Winnemucca, Nevada Auto Insurance By Credit History
Credit history can have a major effect on the cost of auto insurance. See how Winnemucca, Nevada annual auto insurance rates by credit history compare.
| Insurance Company | Poor | Fair | Good |
|---|---|---|---|
| Allstate | $5,130 | $3,725 | $3,183 |
| American Family | $5,272 | $4,013 | $3,458 |
| Farmers | $3,636 | $2,948 | $2,779 |
| Geico | $3,536 | $2,936 | $2,336 |
| Liberty Mutual | $6,273 | $3,815 | $2,992 |
| Nationwide | $2,897 | $2,386 | $2,077 |
| Progressive | $2,770 | $2,476 | $2,318 |
| State Farm | $7,492 | $2,950 | $1,878 |
| Travelers | $3,989 | $3,561 | $3,356 |
| USAA | $3,961 | $2,350 | $1,912 |
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Cheap Winnemucca, Nevada Auto Insurance Rates By ZIP Code
Auto insurance rates by ZIP code in Winnemucca, Nevada can vary. Compare the annual cost of auto insurance by ZIP code in Winnemucca, Nevada to see how car insurance rates are affected by location.
| ZIP Code | Average Annual Rates |
|---|---|
| 89445 | $3,413 |
Cheap Winnemucca, Nevada Auto Insurance Rates By Commute
Commute length and annual mileage affect Winnemucca, Nevada auto insurance. Find the cheapest annual Winnemucca, Nevada auto insurance by commute length.
| Insurance Company | 10 Mile Commute, 6000 Annual Mileage | 25 Mile Commute, 12000 Annual Mileage |
|---|---|---|
| Allstate | $4,013 | $4,013 |
| American Family | $4,192 | $4,303 |
| Farmers | $3,121 | $3,121 |
| Geico | $2,886 | $2,986 |
| Liberty Mutual | $4,360 | $4,360 |
| Nationwide | $2,453 | $2,453 |
| Progressive | $2,521 | $2,521 |
| State Farm | $3,989 | $4,225 |
| Travelers | $3,635 | $3,635 |
| USAA | $2,705 | $2,778 |
Cheap Winnemucca, Nevada Auto Insurance Rates By Coverage Level
How much does the coverage level you select affect the cost of your auto insurance in Winnemucca, Nevada? Check out the comparison of annual Winnemucca, Nevada auto insurance rates by coverage level.
| Insurance Company | Low | Medium | High |
|---|---|---|---|
| Allstate | $3,664 | $4,055 | $4,319 |
| American Family | $4,079 | $4,491 | $4,173 |
| Farmers | $2,876 | $3,092 | $3,394 |
| Geico | $2,640 | $2,872 | $3,295 |
| Liberty Mutual | $4,029 | $4,313 | $4,737 |
| Nationwide | $2,420 | $2,449 | $2,492 |
| Progressive | $2,282 | $2,453 | $2,828 |
| State Farm | $3,798 | $4,091 | $4,431 |
| Travelers | $3,335 | $3,654 | $3,917 |
| USAA | $2,478 | $2,718 | $3,027 |
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Best By Category: Cheapest Auto Insurance in Winnemucca, Nevada
Compare the cheapest auto insurance companies in Winnemucca, Nevada in each category to find the company with the best rates for your personal needs.
| Category | Insurance Company |
|---|---|
| Teenagers | Nationwide |
| Seniors | Progressive |
| Clean Record | Nationwide |
| With 1 Accident | Nationwide |
| With 1 DUI | Progressive |
| With 1 Speeding Violation | Nationwide |
The Cheapest Winnemucca, Nevada Auto Insurance Companies
What auto insurance companies in Winnemucca, Nevada are the cheapest? Compare the top Winnemucca, Nevada auto insurance companies to find the best annual rates.
| Insurance Company | Average Annual Rates |
|---|---|
| Allstate | $4,013 |
| American Family | $4,248 |
| Farmers | $3,121 |
| Geico | $2,936 |
| Liberty Mutual | $4,360 |
| Nationwide | $2,453 |
| Progressive | $2,521 |
| State Farm | $4,107 |
| Travelers | $3,635 |
| USAA | $2,741 |
What affects auto insurance rates in Winnemucca, Nevada?
There are a lot of reasons why auto insurance rates in Winnemucca, Nevada are higher or lower than in other cities. These include traffic and the number of vehicle thefts in Winnemucca, Nevada. Many local factors may affect your Winnemucca auto insurance rates.
Winnemucca Auto Theft
More theft means higher auto insurance rates because auto insurance companies are paying more in claims. According to the FBI’s annual Winnemucca, Nevada auto theft statistics, there have been 23 auto thefts in the city.
Winnemucca Commute Time
Cities in which drivers have a longer average commute time tend to have higher auto insurance costs. The average Winnemucca, Nevada commute length is 25.7 minutes according to City-Data.
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Compare Winnemucca, Nevada Auto Insurance Quotes
Before you buy Winnemucca, Nevada auto insurance, make sure you have compared rates from multiple companies. Enter your ZIP code below to get free Winnemucca, Nevada auto insurance quotes.
Frequently Asked Questions
How often should I review my auto insurance policy in Winnemucca, Nevada?
Review annually or with significant life changes for adequate coverage and better rates.
Any specific requirements for teen drivers in Winnemucca, Nevada?
Same requirements, but teens generally have higher rates.
Can I get discounts on auto insurance in Winnemucca, Nevada?
Yes, common discounts include safe driver, multi-policy, and good student.
How does credit history affect insurance rates in Winnemucca, Nevada?
Good credit history can lower rates; poor credit may raise them.
How does auto theft rate affect insurance rates in Winnemucca, Nevada?
Higher theft rates may lead to higher premiums.
Which company offers the cheapest rates in Winnemucca, Nevada?
Nationwide is often the cheapest, but compare quotes for best rates.
Free Auto Insurance Comparison
Enter your ZIP code below to view companies that have cheap auto insurance rates.
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Dani Best
Licensed Insurance Producer
Dani Best has been a licensed insurance producer for nearly 10 years. Dani began her insurance career in a sales role with State Farm in 2014. During her time in sales, she graduated with her Bachelors in Psychology from Capella University and is currently earning her Masters in Marriage and Family Therapy. Since 2014, Dani has held and maintains licenses in Life, Disability, Property, and Casualt...
Licensed Insurance Producer
Editorial Guidelines: We are a free online resource for anyone interested in learning more about auto insurance. Our goal is to be an objective, third-party resource for everything auto insurance related. We update our site regularly, and all content is reviewed by auto insurance experts.