Best Cheap Auto Insurance in Winnemucca, NV (2021)

The average Winnemucca, NV auto insurance rates are $284 per month. The minimum auto insurance in Winnemucca is at least 25/50/20 in coverage to comply with Nevada auto insurance laws. To find the best cheap auto insurance in Winnemucca, Nevada, compare quotes from multiple companies.

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Rachel Bodine graduated from college with a BA in English. She has since worked as a Feature Writer in the insurance industry and gained a deep knowledge of state and countrywide insurance laws and rates. Her research and writing focus on helping readers understand their insurance coverage and how to find savings. Her expert advice on insurance has been featured on sites like PhotoEnforced, All...

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Written by Rachel Bodine
Feature Writer Rachel Bodine

Dan Walker graduated with a BS in Administrative Management in 2005 and has been working in his family’s insurance agency, FCI Agency, for 15 years (BBB A+). He is licensed as an agent to write property and casualty insurance, including home, auto, umbrella, and dwelling fire insurance. He’s also been featured on sites like Reviews.com and Safeco. He reviews content, ensuring that ex...

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Reviewed by Daniel Walker
Licensed Auto Insurance Agent Daniel Walker

UPDATED: May 17, 2021

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Advertiser Disclosure: We strive to help you make confident auto insurance decisions. Comparison shopping should be easy. We are not affiliated with any one auto insurance provider and cannot guarantee quotes from any single provider. Our partnerships don’t influence our content. Our opinions are our own. To compare quotes from many different companies please enter your ZIP code on this page to use the free quote tool. The more quotes you compare, the more chances to save.

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Things to Remember

  • The minimum auto insurance required in Winnemucca, Nevada is 25/50/20
  • The cheapest auto insurance company in Winnemucca is Nationwide
  • The average commute length in Winnemucca is 25.7 minutes

Winnemucca, Nevada auto insurance requirements are 25/50/20 according to Nevada auto insurance laws. Finding cheap auto insurance in Winnemucca can seem like a difficult task, but all of the information you need is right here. We’ll cover factors that affect auto insurance rates in Winnemucca, Nevada, including driving record, credit, commute time, and more.

Compare auto insurance in Winnemucca to other Nevada cities, including Henderson auto insurance rates, Elko auto insurance rates, and Sparks auto insurance rates to see how Winnemucca, Nevada auto insurance rates stack up.

Before you buy Winnemucca, Nevada auto insurance, make sure you have compared rates from multiple companies. Enter your ZIP code above to get free Winnemucca, Nevada auto insurance quotes.

Minimum Auto Insurance in Winnemucca, Nevada

Winnemucca, Nevada auto insurance laws require that you have at least the Nevada minimum auto insurance to be financially responsible in the event of an accident. Take a look at the required auto insurance in Winnemucca, Nevada.

Minimum Required Auto Insurance Coverage in Winnemucca, Nevada

Liability Insurance Required Minimum Coverage Limits Required
Bodily Injury Liability Coverage $25,000 per person
$50,000 per accident
Property Damage Liability Coverage $20,000 minimum

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Cheap Winnemucca, Nevada Auto Insurance by Age, Gender, and Marital Status

Auto insurance rates in Winnemucca, Nevada are affected by age, gender, and marital status. See how demographics impact the annual cost of insurance.

Annual Auto Insurance Rates by Age, Gender, and Marital Status in Winnemucca, Nevada

Insurance Company Married 35-Year-Old Female Married 35-Year-Old Male Married 60-Year-Old Female Married 60-Year-Old Male Single 17-Year-Old Female Single 17-Year-Old Male Single 25-Year-Old Female Single 25-Year-Old Male
Allstate $2,438 $2,434 $2,237 $2,364 $7,788 $9,372 $2,638 $2,830
American Family $2,482 $2,482 $2,208 $2,208 $8,323 $10,907 $2,482 $2,892
Farmers $1,863 $1,906 $1,689 $1,881 $6,102 $6,468 $2,485 $2,571
GEICO $2,232 $2,153 $2,254 $2,265 $5,460 $4,998 $2,221 $1,904
Liberty Mutual $2,253 $2,431 $2,178 $2,440 $9,627 $10,715 $2,545 $2,691
Nationwide $1,705 $1,746 $1,558 $1,648 $4,003 $4,832 $2,004 $2,133
Progressive $1,382 $1,218 $1,218 $1,209 $5,747 $6,251 $1,615 $1,529
State Farm $2,501 $2,501 $2,254 $2,254 $7,655 $9,751 $2,795 $3,145
Travelers $1,526 $1,549 $1,445 $1,441 $7,525 $12,008 $1,684 $1,905
USAA $1,849 $1,820 $1,754 $1,754 $4,671 $5,278 $2,321 $2,481

Cheap Winnemucca, Nevada Auto Insurance for Teen Drivers

Finding cheap teen auto insurance in Winnemucca, Nevada is a challenge. Take a look at the annual teen auto insurance rates in Winnemucca, Nevada.

Annual Auto Insurance Rates for Teen Drivers in Winnemucca, Nevada

Insurance Company Single 17-Year-Old Female Single 17-Year-Old Male
Allstate $7,788 $9,372
American Family $8,323 $10,907
Farmers $6,102 $6,468
GEICO $5,460 $4,998
Liberty Mutual $9,627 $10,715
Nationwide $4,003 $4,832
Progressive $5,747 $6,251
State Farm $7,655 $9,751
Travelers $7,525 $12,008
USAA $4,671 $5,278

Cheap Winnemucca, Nevada Auto Insurance for Seniors

What are senior auto insurance rates in Winnemucca, Nevada? Take a look at the annual average rates for older drivers.

Annual Auto Insurance Rates for Senior Drivers in Winnemucca, Nevada

Insurance Company Married 60-Year-Old Female Married 60-Year-Old Male
Allstate $2,237 $2,364
American Family $2,208 $2,208
Farmers $1,689 $1,881
GEICO $2,254 $2,265
Liberty Mutual $2,178 $2,440
Nationwide $1,558 $1,648
Progressive $1,218 $1,209
State Farm $2,254 $2,254
Travelers $1,445 $1,441
USAA $1,754 $1,754

Cheap Winnemucca, Nevada Auto Insurance By Driving Record

Driving record has a big impact on your auto insurance rates. See the annual auto insurance rates for a bad record in Winnemucca, Nevada compared to the annual auto insurance rates with a clean record in Winnemucca, Nevada.

Annual Winnemucca, Nevada Auto Insurance Rates by Driving Record

Group Clean Record With 1 Accident With 1 DUI With 1 Speeding Violation
Allstate $3,411 $3,983 $4,806 $3,849
American Family $3,422 $4,733 $5,084 $3,751
Farmers $2,606 $3,323 $3,417 $3,137
GEICO $2,044 $3,251 $3,940 $2,509
Liberty Mutual $3,202 $5,073 $5,117 $4,048
Nationwide $1,978 $2,530 $3,148 $2,158
Progressive $2,120 $2,860 $2,650 $2,454
State Farm $3,739 $4,475 $4,107 $4,107
Travelers $2,625 $3,876 $4,894 $3,147
USAA $2,113 $2,653 $3,811 $2,387

Cheap Winnemucca, Nevada Auto Insurance Rates After a DUI

Finding cheap auto insurance after a DUI in Winnemucca, Nevada is not easy. Compare the annual rates for DUI auto insurance in Winnemucca, Nevada to find the best deal.

Annual Auto Insurance Rates After a DUI in Winnemucca, Nevada

Insurance Company Annual Auto Insurance Rates With a DUI
Allstate $4,806
American Family $5,084
Farmers $3,417
GEICO $3,940
Liberty Mutual $5,117
Nationwide $3,148
Progressive $2,650
State Farm $4,107
Travelers $4,894
USAA $3,811

Cheap Winnemucca, Nevada Auto Insurance By Credit History

Credit history can have a major effect on the cost of auto insurance. See how Winnemucca, Nevada annual auto insurance rates by credit history compare.

Annual Auto Insurance Rates by Credit Score in Winnemucca, Nevada

Insurance Company Poor Fair Good
Allstate $5,130 $3,725 $3,183
American Family $5,272 $4,013 $3,458
Farmers $3,636 $2,948 $2,779
GEICO $3,536 $2,936 $2,336
Liberty Mutual $6,273 $3,815 $2,992
Nationwide $2,897 $2,386 $2,077
Progressive $2,770 $2,476 $2,318
State Farm $7,492 $2,950 $1,878
Travelers $3,989 $3,561 $3,356
USAA $3,961 $2,350 $1,912

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Cheap Winnemucca, Nevada Auto Insurance Rates By ZIP Code

Auto insurance rates by ZIP code in Winnemucca, Nevada can vary. Compare the annual cost of auto insurance by ZIP code in Winnemucca, Nevada to see how car insurance rates are affected by location.

Annual Auto Insurance Rates by ZIP Code in Winnemucca, Nevada

ZIP Code Average Annual Rates
89445 $3,413

Cheap Winnemucca, Nevada Auto Insurance Rates By Commute

Commute length and annual mileage affect Winnemucca, Nevada auto insurance. Find the cheapest annual Winnemucca, Nevada auto insurance by commute length.

Annual Auto Insurance Rates by Commute Length in Winnemucca, Nevada

Insurance Company 10 Mile Commute, 6000 Annual Mileage 25 Mile Commute, 12000 Annual Mileage
Allstate $4,013 $4,013
American Family $4,192 $4,303
Farmers $3,121 $3,121
GEICO $2,886 $2,986
Liberty Mutual $4,360 $4,360
Nationwide $2,453 $2,453
Progressive $2,521 $2,521
State Farm $3,989 $4,225
Travelers $3,635 $3,635
USAA $2,705 $2,778

Cheap Winnemucca, Nevada Auto Insurance Rates By Coverage Level

How much does the coverage level you select affect the cost of your auto insurance in Winnemucca, Nevada? Check out the comparison of annual Winnemucca, Nevada auto insurance rates by coverage level.

Annual Auto Insurance Rates by Coverage Level in Winnemucca, Nevada

Insurance Company Low Medium High
Allstate $3,664 $4,055 $4,319
American Family $4,079 $4,491 $4,173
Farmers $2,876 $3,092 $3,394
GEICO $2,640 $2,872 $3,295
Liberty Mutual $4,029 $4,313 $4,737
Nationwide $2,420 $2,449 $2,492
Progressive $2,282 $2,453 $2,828
State Farm $3,798 $4,091 $4,431
Travelers $3,335 $3,654 $3,917
USAA $2,478 $2,718 $3,027

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Best By Category: Cheapest Auto Insurance in Winnemucca, Nevada

Compare the cheapest auto insurance companies in Winnemucca, Nevada in each category to find the company with the best rates for your personal needs.

Best Annual Auto Insurance Rates by Company in Winnemucca, Nevada

Category Insurance Company
Teenagers Nationwide
Seniors Progressive
Clean Record Nationwide
With 1 Accident Nationwide
With 1 DUI Progressive
With 1 Speeding Violation Nationwide

The Cheapest Winnemucca, Nevada Auto Insurance Companies

What auto insurance companies in Winnemucca, Nevada are the cheapest? Compare the top Winnemucca, Nevada auto insurance companies to find the best annual rates.

Average Annual Auto Insurance Rates by Company in Winnemucca, Nevada

Insurance Company Average Annual Rates
Allstate $4,013
American Family $4,248
Farmers $3,121
GEICO $2,936
Liberty Mutual $4,360
Nationwide $2,453
Progressive $2,521
State Farm $4,107
Travelers $3,635
USAA $2,741

What affects auto insurance rates in Winnemucca, Nevada?

There are a lot of reasons why auto insurance rates in Winnemucca, Nevada are higher or lower than in other cities. These include traffic and the number of vehicle thefts in Winnemucca, Nevada. Many local factors may affect your Winnemucca auto insurance rates.

Winnemucca Auto Theft

More theft means higher auto insurance rates because auto insurance companies are paying more in claims. According to the FBI’s annual Winnemucca, Nevada auto theft statistics, there have been 23 auto thefts in the city.

Winnemucca Commute Time

Cities in which drivers have a longer average commute time tend to have higher auto insurance costs. The average Winnemucca, Nevada commute length is 25.7 minutes according to City-Data.

Free Auto Insurance Comparison

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Compare Winnemucca, Nevada Auto Insurance Quotes

Before you buy Winnemucca, Nevada auto insurance, make sure you have compared rates from multiple companies. Enter your ZIP code below to get free Winnemucca, Nevada auto insurance quotes.

Free Auto Insurance Comparison

Enter your ZIP code below to view companies that have cheap auto insurance rates.

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