Best Cheap Auto Insurance in Woodbury, TN (2021)

The average Woodbury, TN auto insurance rates are $299 per month. The minimum auto insurance in Woodbury is at least 25/50/15 in coverage to comply with Tennessee auto insurance laws. To find the best cheap auto insurance in Woodbury, Tennessee, compare quotes from multiple companies.

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Rachel Bodine graduated from college with a BA in English. She has since worked as a Feature Writer in the insurance industry and gained a deep knowledge of state and countrywide insurance laws and rates. Her research and writing focus on helping readers understand their insurance coverage and how to find savings. Her expert advice on insurance has been featured on sites like PhotoEnforced, All...

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Written by Rachel Bodine
Feature Writer Rachel Bodine

Dan Walker graduated with a BS in Administrative Management in 2005 and has been working in his family’s insurance agency, FCI Agency, for 15 years (BBB A+). He is licensed as an agent to write property and casualty insurance, including home, auto, umbrella, and dwelling fire insurance. He’s also been featured on sites like Reviews.com and Safeco. He reviews content, ensuring that ex...

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Reviewed by Daniel Walker
Licensed Auto Insurance Agent Daniel Walker

UPDATED: May 4, 2022

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Advertiser Disclosure: We strive to help you make confident auto insurance decisions. Comparison shopping should be easy. We are not affiliated with any one auto insurance provider and cannot guarantee quotes from any single provider. Our partnerships don’t influence our content. Our opinions are our own. To compare quotes from many different companies please enter your ZIP code on this page to use the free quote tool. The more quotes you compare, the more chances to save.

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Things to Remember

  • The cheapest auto insurance company in Woodbury is State Farm
  • Average auto insurance rates in Woodbury, TN for senior drivers are $1,916 per year
  • The average commute length in Woodbury is 28.6 minutes

Woodbury, Tennessee auto insurance requirements are 25/50/15 according to Tennessee auto insurance laws. Finding cheap auto insurance in Woodbury can seem like a difficult task, but all of the information you need is right here. We’ll cover factors that affect auto insurance rates in Woodbury, Tennessee, including driving record, credit, commute time, and more.

Compare auto insurance in Woodbury to other Tennessee cities, including Franklin auto insurance rates, Murfreesboro auto insurance rates, and Memphis auto insurance rates to see how Woodbury, Tennessee auto insurance rates stack up.

Before you buy Woodbury, Tennessee auto insurance, make sure you have compared rates from multiple companies. Enter your ZIP code above to get free Woodbury, Tennessee auto insurance quotes.

Minimum Auto Insurance in Woodbury, Tennessee

Woodbury, Tennessee auto insurance laws require that you have at least the Tennessee minimum auto insurance to be financially responsible in the event of an accident. Take a look at the required auto insurance in Woodbury, Tennessee.

Minimum Required Auto Insurance Coverage in Woodbury, Tennessee

Liability Insurance Required Minimum Coverage Limits Required
Bodily Injury Liability Coverage $25,000 per person
$50,000 per accident
Property Damage Liability Coverage $15,000 minimum

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Cheap Woodbury, Tennessee Auto Insurance by Age, Gender, and Marital Status

Auto insurance rates in Woodbury, Tennessee are affected by age, gender, and marital status. See how demographics impact the annual cost of insurance.

Annual Auto Insurance Rates by Age, Gender, and Marital Status in Woodbury, Tennessee

Insurance Company Married 35-Year-Old Female Married 35-Year-Old Male Married 60-Year-Old Female Married 60-Year-Old Male Single 17-Year-Old Female Single 17-Year-Old Male Single 25-Year-Old Female Single 25-Year-Old Male
Allstate $2,778 $2,676 $2,494 $2,590 $10,263 $11,197 $2,976 $3,083
Farmers $1,494 $1,521 $1,344 $1,469 $5,992 $6,376 $2,016 $2,132
GEICO $2,128 $2,152 $1,966 $1,966 $6,288 $6,418 $2,151 $2,218
Liberty Mutual $3,901 $129 $3,195 $3,564 $15,672 $17,408 $4,199 $4,497
Nationwide $2,091 $2,107 $1,876 $1,905 $5,731 $7,382 $2,402 $2,604
Progressive $1,888 $1,788 $1,535 $1,603 $8,349 $9,410 $2,280 $2,497
State Farm $1,586 $1,586 $1,421 $1,421 $4,763 $5,947 $1,789 $2,093
Travelers $1,850 $1,948 $1,679 $1,788 $5,188 $6,430 $1,972 $2,076
USAA $1,479 $1,504 $1,336 $1,335 $5,281 $6,053 $1,929 $2,056

Cheap Woodbury, Tennessee Auto Insurance for Teen Drivers

Finding cheap teen auto insurance in Woodbury, Tennessee is a challenge. Take a look at the annual teen auto insurance rates in Woodbury, Tennessee.

Annual Auto Insurance Rates for Teen Drivers in Woodbury, Tennessee

Insurance Company Single 17-Year-Old Female Single 17-Year-Old Male
Allstate $10,263 $11,197
Farmers $5,992 $6,376
GEICO $6,288 $6,418
Liberty Mutual $15,672 $17,408
Nationwide $5,731 $7,382
Progressive $8,349 $9,410
State Farm $4,763 $5,947
Travelers $5,188 $6,430
USAA $5,281 $6,053

Cheap Woodbury, Tennessee Auto Insurance for Seniors

What are senior auto insurance rates in Woodbury, Tennessee? Take a look at the annual average rates for older drivers.

Annual Auto Insurance Rates for Senior Drivers in Woodbury, Tennessee

Insurance Company Married 60-Year-Old Female Married 60-Year-Old Male
Allstate $2,494 $2,590
Farmers $1,344 $1,469
GEICO $1,966 $1,966
Liberty Mutual $3,195 $3,564
Nationwide $1,876 $1,905
Progressive $1,535 $1,603
State Farm $1,421 $1,421
Travelers $1,679 $1,788
USAA $1,336 $1,335

Cheap Woodbury, Tennessee Auto Insurance By Driving Record

Driving record has a big impact on your auto insurance rates. See the annual auto insurance rates for a bad record in Woodbury, Tennessee compared to the annual auto insurance rates with a clean record in Woodbury, Tennessee.

Annual Woodbury, Tennessee Auto Insurance Rates by Driving Record

Group Clean Record With 1 Accident With 1 DUI With 1 Speeding Violation
Allstate $4,001 $4,758 $5,710 $4,560
Farmers $2,387 $2,947 $3,017 $2,821
GEICO $2,284 $3,076 $5,001 $2,284
Liberty Mutual $5,326 $7,672 $7,149 $6,135
Nationwide $2,825 $2,825 $4,234 $3,165
Progressive $3,232 $4,189 $3,442 $3,812
State Farm $2,353 $2,798 $2,576 $2,576
Travelers $2,323 $2,985 $3,298 $2,859
USAA $1,907 $2,857 $3,360 $2,364

Cheap Woodbury, Tennessee Auto Insurance Rates After a DUI

Finding cheap auto insurance after a DUI in Woodbury, Tennessee is not easy. Compare the annual rates for DUI auto insurance in Woodbury, Tennessee to find the best deal.

Annual Auto Insurance Rates After a DUI in Woodbury, Tennessee

Insurance Company Annual Auto Insurance Rates With a DUI
Allstate $5,710
Farmers $3,017
GEICO $5,001
Liberty Mutual $7,149
Nationwide $4,234
Progressive $3,442
State Farm $2,576
Travelers $3,298
USAA $3,360

Cheap Woodbury, Tennessee Auto Insurance By Credit History

Credit history can have a major effect on the cost of auto insurance. See how Woodbury, Tennessee annual auto insurance rates by credit history compare.

Annual Auto Insurance Rates by Credit Score in Woodbury, Tennessee

Insurance Company Poor Fair Good
Allstate $6,064 $4,651 $3,557
Farmers $3,325 $2,597 $2,457
GEICO $3,591 $3,070 $2,822
Liberty Mutual $9,444 $5,763 $4,505
Nationwide $3,914 $3,111 $2,763
Progressive $4,136 $3,554 $3,317
State Farm $3,740 $2,244 $1,743
Travelers $3,649 $2,862 $2,088
USAA $3,800 $2,228 $1,838

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Cheap Woodbury, Tennessee Auto Insurance Rates By ZIP Code

Auto insurance rates by ZIP code in Woodbury, Tennessee can vary. Compare the annual cost of auto insurance by ZIP code in Woodbury, Tennessee to see how car insurance rates are affected by location.

Annual Auto Insurance Rates by ZIP Code in Woodbury, Tennessee

ZIP Code Average Annual Rates
37190 $3,623

Cheap Woodbury, Tennessee Auto Insurance Rates By Commute

Commute length and annual mileage affect Woodbury, Tennessee auto insurance. Find the cheapest annual Woodbury, Tennessee auto insurance by commute length.

Annual Auto Insurance Rates by Commute Length in Woodbury, Tennessee

Insurance Company 10 Mile Commute, 6000 Annual Mileage 25 Mile Commute, 12000 Annual Mileage
Allstate $4,757 $4,757
Farmers $2,793 $2,793
GEICO $3,145 $3,177
Liberty Mutual $6,571 $6,571
Nationwide $3,262 $3,262
Progressive $3,669 $3,669
State Farm $2,517 $2,634
Travelers $2,753 $2,979
USAA $2,548 $2,696

Cheap Woodbury, Tennessee Auto Insurance Rates By Coverage Level

How much does the coverage level you select affect the cost of your auto insurance in Woodbury, Tennessee? Check out the comparison of annual Woodbury, Tennessee auto insurance rates by coverage level.

Annual Auto Insurance Rates by Coverage Level in Woodbury, Tennessee

Insurance Company Low Medium High
Allstate $4,595 $4,746 $4,930
Farmers $2,636 $2,780 $2,963
GEICO $3,017 $3,154 $3,312
Liberty Mutual $6,319 $6,568 $6,825
Nationwide $3,282 $3,194 $3,311
Progressive $3,474 $3,669 $3,864
State Farm $2,457 $2,584 $2,686
Travelers $2,697 $2,864 $3,038
USAA $2,539 $2,613 $2,714

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Best By Category: Cheapest Auto Insurance in Woodbury, Tennessee

Compare the cheapest auto insurance companies in Woodbury, Tennessee in each category to find the company with the best rates for your personal needs.

Best Annual Auto Insurance Rates by Company in Woodbury, Tennessee

Category Insurance Company
Teenagers State Farm
Seniors USAA
Clean Record USAA
With 1 Accident State Farm
With 1 DUI State Farm
With 1 Speeding Violation GEICO

The Cheapest Woodbury, Tennessee Auto Insurance Companies

What auto insurance companies in Woodbury, Tennessee are the cheapest? Compare the top Woodbury, Tennessee auto insurance companies to find the best annual rates.

Average Annual Auto Insurance Rates by Company in Woodbury, Tennessee

Insurance Company Average Annual Rates
Allstate $4,757
Farmers $2,793
GEICO $3,161
Liberty Mutual $6,571
Nationwide $3,262
Progressive $3,669
State Farm $2,576
Travelers $2,866
USAA $2,622

What affects auto insurance rates in Woodbury, Tennessee?

There are a lot of reasons why auto insurance rates in Woodbury, Tennessee are higher or lower than in other cities. These include traffic and the number of vehicle thefts in Woodbury, Tennessee. Many local factors may affect your Woodbury auto insurance rates.

Woodbury Commute Time

Cities in which drivers have a longer average commute time tend to have higher auto insurance costs. The average Woodbury, Tennessee commute length is 28.6 minutes according to City-Data.

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Compare Woodbury, Tennessee Auto Insurance Quotes

Before you buy Woodbury, Tennessee auto insurance, make sure you have compared rates from multiple companies. Enter your ZIP code below to get free Woodbury, Tennessee auto insurance quotes.

Free Auto Insurance Comparison

Enter your ZIP code below to view companies that have cheap auto insurance rates.

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