Farm Bureau Auto Insurance Review (2021)

Looking at Farm Bureau auto insurance? With offices in 49 states, they offer auto, home, boat, motorcycle, renters, farm, and life insurance products.

Free Auto Insurance Comparison

secured lock Secured with SHA-256 Encryption

Rachel Bodine graduated from college with a BA in English. She has since worked as a Feature Writer in the insurance industry and gained a deep knowledge of state and countrywide insurance laws and rates. Her research and writing focus on helping readers understand their insurance coverage and how to find savings. Her expert advice on insurance has been featured on sites like PhotoEnforced, All...

Full Bio →

Written by Rachel Bodine
Feature Writer Rachel Bodine

Dan Walker graduated with a BS in Administrative Management in 2005 and has been working in his family’s insurance agency, FCI Agency, for 15 years (BBB A+). He is licensed as an agent to write property and casualty insurance, including home, auto, umbrella, and dwelling fire insurance. He’s also been featured on sites like and Safeco. He reviews content, ensuring that ex...

Full Bio →

Reviewed by Daniel Walker
Licensed Auto Insurance Agent Daniel Walker

UPDATED: Jun 9, 2022

Advertiser Disclosure

It’s all about you. We want to help you make the right coverage choices.

Advertiser Disclosure: We strive to help you make confident auto insurance decisions. Comparison shopping should be easy. We are not affiliated with any one auto insurance provider and cannot guarantee quotes from any single provider. Our partnerships don’t influence our content. Our opinions are our own. To compare quotes from many different companies please enter your ZIP code on this page to use the free quote tool. The more quotes you compare, the more chances to save.

Editorial Guidelines: We are a free online resource for anyone interested in learning more about auto insurance. Our goal is to be an objective, third-party resource for everything auto insurance related. We update our site regularly, and all content is reviewed by auto insurance experts.

Company Details
Address: 5400 University Avenue
City: West Des Moines
State: IA
ZIP Code: 50266-5997
Phone Number: (515) 225-5400
AM Best Rating: A

Things to Remember...

  • FBL Financial Group of Des Moines, IA provides insurance products on behalf of the AFBF
  • Farm Bureau Property & Casualty (FBPC) was established more than 70 years ago under the name Farm Bureau Financial Services
  • Farm Bureau auto policies start by offering the minimum coverage required in each of the states they are licensed to do business in

Farm Bureau auto insurance is provided by a company known as Farm Bureau Property & Casualty Insurance Company. It is loosely connected to a national lobbying group known as the American Farm Bureau Federation (AFBF).

The AFBF promotes the interests of farmers and ranchers all across the country and has member organizations in 49 states.

FBL Financial Group of Des Moines, IA provides insurance products on behalf of the AFBF. FBL Financial Group is also the parent company of Farm Bureau Property & Casualty Insurance Company.

Farm Bureau Property & Casualty (FBPC) was established more than 70 years ago under the name Farm Bureau Financial Services. Its original purpose was to provide for the insurance needs of the members of the Iowa Farm Bureau Federation.

Enter your ZIP code above to start your search for the best auto insurance rates around.

What kinds of insurance does Farm Bureau Auto Insurance offer?


Farmer Bureau auto policies start by offering the minimum coverage required in each of the states they are licensed to do business in. That coverage will include minimum amounts of coverage for bodily injury, property damage, and a liability or uninsured/underinsured drivers.

In addition, their auto policies include options for collision damage coverage, fire and theft, classic coverage, and comprehensive.

Three additional options are included as extras at customer request.

These options include:

  • Emergency roadside assistance
  • Coverage of personal property lost in a utility or camping trailer
  •  Rental car fee

Farm Bureau is happy to insure vehicles other than your personal car. They offer coverage for motorcycles, dirt bikes, ATVs, and even scooters too.

Regarding recreational vehicles, they write policies for motorhomes, trailers, boats, jet skis, and snowmobiles. Farm Bureau will even write you a policy for a golf cart, or just about any other vehicle used on a recreational basis.

Other Farm Bureau insurance products include homeowners, condominium, renters, and mobile home coverage, as well as products specifically aimed at ranchers and farmers and a full line of life insurance options.

Farm Bureau is among the most comprehensive insurance providers in terms of the sheer number and types of policies they offer. Full product information can be found on the corporate website.


Free Auto Insurance Comparison

Enter your ZIP code below to view companies that have cheap auto insurance rates.

secured lock Secured with SHA-256 Encryption

Farm Bureau Locations

The FBPC corporate office is located in Des Moines, Iowa.

The contact information for the corporate office is:

Farm Bureau Financial Services
5400 University Avenue
West Des Moines, IA 50266-5997
(515) 225-5400

You may also contact the company via a local agent in your area. Farm Bureau provides a network of local agents in all 15 states where they operate.

You can find a local agent by visiting the company website and entering your zip code into their agent locator service. They also provide toll-free numbers for information or inquiries regarding the different categories of their products.

Farm Bureau Reviews

When it comes to customer reviews, FBPC is unusual in that it receives a larger number of positive reviews than negative ones. Most auto insurance companies realize a 50-50 split between the positive and negative, but FBPC has a higher rate of positive reviews near 65 percent.

This may be in part because they serve a very limited segment of the American population; a segment known to be very loyal to those who are part of the group. On the other hand, good service is a good service.

Among most positive reviews, the biggest plus for this company is their customer service record. More than one reviewer has cited the fact that agents and claims adjusters were friendly, quick, and responsive.

Many others commented on the fact that their phone calls were always answered by agents with a very professional attitude.

Surprisingly, one of the chief complaints against FBPC is their website. Reviewers claim that the site does not provide accurate and up-to-date information, nor does it work very well when attempting to review claims or modify policies.

Some reviewers also believe the site is difficult to navigate when compared to other websites of similar size and scope.

In terms of its financial ratings, both Standard & Poor’s and A.M. Best consistently rate Farm Bureau Property and Casualty Company very highly.

Stability ratings of and “A” indicate the company is on firm financial footing regarding its ability to meet both short and long-term obligations.

Both companies also give Farm Bureau a stable rating for its future outlook. The ratings indicate that the company is doing well and should be around for years into the future.

Farm Bureau Careers

The FBPC website points to the quality of its employees is one of the reasons it has maintained such a good reputation for more than 70 years. They currently employ nearly 1,900 individuals and have 5,000 field associates across their 15 states of operation.

Their website lists a number of opportunities available at both the corporate office and within the sales force. Interested candidates can find information on available careers by visiting the company website and clicking on the “careers” link.

Furthermore, there are also opportunities for licensed independent insurance agents to become a Farm Bureau agent.

For those interested specifically in sales positions, the company offers a 60-day paid training program allowing new sales agents to earn a decent amount of money while they learn.

Once training is complete new agents will be offered a competitive commission and bonus program which pays them based on their performance. The best sales agents who are good at what they do can realize a very comfortable living, limited only by their efforts.

Get competitive auto insurance quotes from companies just like Farm Bureau by entering your ZIP code below!



for Farm Bureau Property & Casualty Insurance Company (FBPCIC)

4.05 (572 reviews)
March 20, 2020


Great Customer Service.

Great customer service in regard to two separate auto accidents. Quick, thorough, helpful during the entire process. Made sure our needs where met.
December 26, 2019


Very memorable!

Experience was very reliable and never failed to assist me whenever my help was needed. When I had issue with my house rental program they rushed in to help me find the best option.
October 12, 2019


Excellent Company

They helped me out since the first time I met them. I went in and they walked through every step of my insurance. Before they moved on they made sure I understood it and knew what I was getting out of it. I bundled my car insurance and life insurance together, and it made my monthly payment be less.
September 7, 2019


Farm Bureau Cares about Clients

Very personalized service. Took time to review my coverages and explain each area of my policy and how my coverages could/can effect my life and my overall wealth
August 18, 2019


Would recommend Farm Bureau

Farm bureau was a terrific insurer. They were literally half the price of, the next cheapest insurer(for full coverage on a truck and liability on a car). Also membership comes with additional perks (free roadside assistance, discount hotels, etc.)
July 29, 2019


Good work!

It was a pretty good company, I liked how they helped me out and saved me a fair amount of cash while in peril
June 26, 2019


max coverage at a great rate

it's a great company i thought they would be to expensive but they saved me money instead. They came in cheaper by $58.00 and cover more than my old policy
June 24, 2019


They were wonderful

I've been with Farm Bureau for over 20 years and had my first claim this past year. They were wonderful. I didn't have to wait for anyone to come an see the damage and I didn't have to wait for my money. Made the whole experience simple.
June 13, 2019


Extremely Fast Response Time

During the Louisiana Flood in 2016 they were so helpful and were quick to respond when I filed the claim for the loss of my car. Received compensation for my car very quickly also.
January 9, 2019


Insurance Policies

Pretty ok, gave me everything I needed. The insurance company were reliable and helped us with our problems.
↑ Back to Top

Free Auto Insurance Comparison

Enter your ZIP code below to view companies that have cheap auto insurance rates.

secured lock Secured with SHA-256 Encryption