Heartland Auto Insurance Review (2020)

Looking at Heartland auto insurance? They offer personal and commercial insurance coverage for auto, health, home, life, liability and worker's compensation.

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Rachel Bodine graduated from college with a BA in English. She has since worked as a Feature Writer in the insurance industry and gained a deep knowledge of state and countrywide insurance laws and rates. Her research and writing focus on helping readers understand their insurance coverage and how to find savings. Her expert advice on insurance has been featured on sites like PhotoEnforced, All...

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Written by Rachel Bodine
Feature Writer Rachel Bodine

Dan Walker graduated with a BS in Administrative Management in 2005 and has been working in his family’s insurance agency, FCI Agency, for 15 years (BBB A+). He is licensed as an agent to write property and casualty insurance, including home, auto, umbrella, and dwelling fire insurance. He’s also been featured on sites like Reviews.com and Safeco. He reviews content, ensuring that ex...

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Reviewed by Daniel Walker
Licensed Auto Insurance Agent Daniel Walker

UPDATED: May 26, 2022

Advertiser Disclosure

It’s all about you. We want to help you make the right coverage choices.

Advertiser Disclosure: We strive to help you make confident auto insurance decisions. Comparison shopping should be easy. We are not affiliated with any one auto insurance provider and cannot guarantee quotes from any single provider. Our partnerships don’t influence our content. Our opinions are our own. To compare quotes from many different companies please enter your ZIP code on this page to use the free quote tool. The more quotes you compare, the more chances to save.

Editorial Guidelines: We are a free online resource for anyone interested in learning more about auto insurance. Our goal is to be an objective, third-party resource for everything auto insurance related. We update our site regularly, and all content is reviewed by auto insurance experts.

Company Details
Address: 2230 Bluestone
City: St. Charles
State: MO
ZIP Code: 63303
Phone Number: (636)946-4050
AM Best Rating: Unknown

Things to Remember...

  • Heartland Insurance is an independent insurance agency based out of Missouri
  • Auto insurance is one of the biggest insurance products that Heartland Insurance sells
  • Homeowners insurance is another popular product offered through Heartland Insurance

Heartland Insurance, LLC is an independent insurance agency based out of St. Louis, Missouri.

It is a full-service agency that represents a variety of auto insurance companies and other insurance providers. Heartland offers auto as well as life, home, commercial, and health insurance policies.

If you would like a rate quote from this company and many others in your area, enter your ZIP code and compare auto insurance rates now!

Heartland Auto Insurance Locations

Heartland Insurance has a few offices around the St. Louis, Missouri area. The main office is located in St. Charles and its address is 2230 Bluestone, St. Charles, MO, 63303.

There are other smaller offices in South St. Louis City, MO, Chesterfield, MO, and Collinsville, Illinois. Heartland offers insurance policies to the entire area of St. Louis Metro as well as Metro East in Illinois.


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Heartland Auto Insurance Partner Companies

Heartland Insurance has partnered up with a variety of insurance providers to give their customers the best choices and value. Each company has certain products that they specialize in.

Some of the companies who have partnered with Heartland include:

  • Allied Insurance
  • America First Insurance
  • American Modern Insurance Group
  • Bristol West Insurance Group
  • CAN Surety
  • Cameron Insurance
  • Columbia Insurance Group
  • Consumers Insurance
  • Cornerstone Group
  • Fidelity
  • First Marine Insurance

More companies include Foremost Insurance Group, The Hartford, Lititz Mutual Insurance Company, Missouri Employers Mutual, West Bend, Progressive, Safeco Insurance, Travelers, Zurich, and several more.

Heartland Auto Insurance Services and Products

Auto insurance is one of the biggest insurance products that Heartland Insurance sells.

Not only does Heartland have access to some big names in the car insurance business, but it also has the flexibility to use smaller companies that can offer more focused insurance for special circumstances or needs of the client.

Homeowners’ insurance is another popular product offered through Heartland Insurance. The rates for homeowners’ insurance vary quite a bit between insurance providers because each one uses a different rating system when they figure out the rates.

Heartland does its best to keep apprised on the continual changes in the homeowner insurance market to get you a competitive rate.

For those who own a business, whether it is small or large, commercial insurance helps to bring peace of mind from unforeseen circumstances.

Although Heartland Insurance can provide insurance for pretty much any business, the markets that they are extremely competitive in include:

  • Auto dealers
  • Daycare centers
  • Yoga studios
  • Auto repair
  • Tanning salons
  • Pest control
  • Tree services

Life insurance is one area that people often do not think about, but it is extremely important when thinking of securing the futures and protecting loved ones.

Heartland Insurance realizes that it may not be the right choice for everyone at any given time but they do their best to discuss the options so when one is ready, they know what is available.

If there is a type of insurance that you are interested in but is not listed above, contact Heartland because they may be able to help you or steer you in the right direction to get your needs met.

Heartland Auto Insurance Careers

If you are interested in joining the team as an independent auto insurance agent, Heartland Insurance would like to hear from you. They are looking for qualified and highly driven professionals to become a part of their team.

There is uncapped earning potential for the sales professional and the opportunity to build your own business.

If you do not live in Missouri and would like to compare auto insurance quotes for companies in your local area, just enter your ZIP code now!


  1. https://www.heartlandinsurance.net/
  2. https://www.midwestagency.com/insurance-company/america-first-insurance
  3. https://www.ciusa.com/
  4. https://www.allstate.com/home-insurance/homeowners-insurance-basics.aspx
  5. https://www.progressivecommercial.com/commercial-auto-insurance/
  6. https://www.mysunmyst.com/

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