Omni Auto Insurance Review for 2026 (See Ratings & Cost Here!)

This Omni auto insurance review highlights affordable rates starting at $120/month. Omni Insurance offers a 15% discount for bundling policies and up to 15% savings for safe drivers. Rates vary based on age and driving record, but Omni provides budget-friendly coverage and efficient customer service.

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Laura Kuhl

Insurance Content Team Lead

Laura Kuhl holds a Master’s Degree in Professional Writing from the University of North Carolina at Wilmington. Her career began in healthcare and wellness, creating lifestyle content for doctors, dentists, and other healthcare and holistic professionals. In 2018, she started writing for the cannabis industry. She curated news articles and insider interviews with investors and small business ow...

Written by
Laura Kuhl
Travis Thompson

Licensed Insurance Agent

Travis Thompson has been a licensed insurance agent for nearly five years. After obtaining his life and health insurance licenses, he began working for Symmetry Financial Group as a State Licensed Field Underwriter. In this position, he learned the coverage options and limits surrounding mortgage protection. He advised clients on the coverage needed to protect them in the event of a death, critica...

Reviewed by
Travis Thompson

Updated January 2025

Explore this Omni auto insurance review, with rates starting at $120/month for basic coverage. Omni offers discounts of up to 15% for safe drivers and policy bundling.

Omni Auto Insurance Review

Rates vary based on age, driving record, and location, making it crucial to compare prices. Auto insurance rates by age significantly affect premiums, so understanding this can help you find the best deal.

Omni Auto Insurance Rating

Rating Criteria
Overall Score3.2
Insurance Cost3.8
Coverage Availability2.5
Customer Satisfaction2.5
Discounts Available3.7
Claims Processing3.4
Policy Options2.5
Business Reviews3.0
Company Reputation3.0
Digital Experience2.5
Plan Personalization3.0
Coverage Value3.2
Savings Potential3.8

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With efficient customer service and a straightforward claims process, Omni aims to deliver affordable coverage tailored to your needs.

No matter how much coverage you need, you can find the lowest rates by entering your ZIP code into our free comparison tool.

Things to Remember

  • Omni auto insurance review offers rates starting at $120/month for basic coverage
  • Discounts up to 15% available for safe drivers and policy bundling
  • Rates vary by age and driving history, making comparison essential for savings

Omni Auto Insurance Rates by Age, Gender, and Coverage Level: A Comprehensive Guide

Omni Insurance Services LLC, or Omni Fraternity Insurance, was established in 1986. Now a new entity, Good2Go Insurance, the company offers various auto and property-casualty coverage options. Omni Insurance has prepared solutions for people and businesses for decades.

Omni Auto Insurance Monthly Rates by Coverage Level, Age, & Gender

Age & GenderMinimum CoverageFull Coverage
16-Year-Old Female$400$610
16-Year-Old Male$450$720
18-Year-Old Female$360$580
18-Year-Old Male$410$640
25-Year-Old Female$190$340
25-Year-Old Male$220$380
30-Year-Old Female$170$300
30-Year-Old Male$200$320
45-Year-Old Female$150$260
45-Year-Old Male$180$280
60-Year-Old Female$130$220
60-Year-Old Male$160$240
65-Year-Old Female$120$210
65-Year-Old Male$150$230

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Omni auto insurance rates vary by coverage level, age, and gender. Minimum coverage starts at $120 for a 65-year-old female, while full coverage auto insurance starts at $210. Younger drivers, particularly 16-year-olds, face higher premiums, up to $720 for full coverage, with rates decreasing for older adults.

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Omni Auto Insurance Rates: How Credit Score and Driving History Impact Premiums

Omni auto insurance gives competitive monthly rates against the leading insurance service vendors and gives prices ranging from credit scores. For people with good credit, rates with Omni start at $110 a month, in line with providers such as Geico and USAA. Like Farmers and Liberty Mutual, Omni offers relatively low rates for individuals with fair credit, which start around $145.

Omni Auto Insurance Monthly Rates vs. Top Competitors by Credit Score

Insurance CompanyGood CreditFair CreditPoor Credit
Allstate TablePress Logo$115$150$220
Farmers TablePress Logo$125$160$235
Geico TablePress Logo$95$130$185
Liberty Mutual TablePress Logo$130$165$240
Nationwide TablePress Logo$105$140$210
$110$145$210
Progressive TablePress Logo$120$155$225
State Farm TablePress Logo$100$135$200
Travelers TablePress Logo$110$150$215
USAA TablePress Logo$85$120$170

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Omni’s rates will be just as competitive for customers with poor credit, with premiums starting at $210, in line with rates from leading carriers like Allstate and Progressive. Omni is a great option for budget-savvy drivers, with affordable rates available across all credit score ranges.

Omni auto insurance adjusts monthly rates based on your driving history. For drivers with a clean record, rates start as low as $129 per month. A single ticket increases rates to approximately $148, while those with one accident can expect premiums around $193.

Your driving record has a big impact on your insurance rates. A clean history means lower premiums, while tickets, accidents and DUIs mean higher costs. To save money, drive safely. Maintaining a clean driving record, for instance, can earn you discounts of several hundreds of dollars over time.

Michelle Robbins Licensed Insurance Agent

DUI drivers have the highest rates, beginning at $245 per month. These variations in risk are why Omni can provide personalized rates based on your specific driving history. Finding cheap auto insurance after a DUI can be challenging, but Omni offers affordable rates for eligible drivers.

Omni Auto Insurance vs. Top Providers: Competitive Rates for Minimum and Full Coverage

Omni auto insurance offers competitive rates for minimum and full coverage compared to top insurance providers. For minimum coverage, Omni’s rates start at $62 per month, comparable to industry leaders like Geico and State Farm, whose rates begin at $58 and $60, respectively.

Omni Auto Insurance Monthly Rates vs. Top Providers

Insurance CompanyMinimum CoverageFull Coverage
Allstate TablePress Logo$65$135
Farmers TablePress Logo$70$140
Geico TablePress Logo$58$122
Liberty Mutual TablePress Logo$72$145
Nationwide TablePress Logo$63$130
$62$129
Progressive TablePress Logo$67$138
State Farm TablePress Logo$60$125
Travelers TablePress Logo$64$132
USAA TablePress Logo$50$115

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Omni full coverage is more than $129, comparable with providers like Nationwide and Travelers at $130 and $132. It presents less expensive products, guys, so it’s a solid choice for motorists wanting to control the price of insurance, which goes, principally, into factors that affect auto insurance rates.

Omni Auto Insurance Discounts: Save on Premiums With These Top Offers

Omni offers several auto insurance discounts to help customers cut costs on their premiums. These are a 30% discount for what some companies call passive restraint systems, 15% off for having multiple policies with them or being a good student, and 12% for paying your premium in full upfront.

Omni Auto Insurance Discounts

Discount Name
Passive Restraint30%
Multi-Policy15%
Good Student15%
Paid in Full12%
Mature Driver10%
Defensive Driving10%
Driver Training10%
New Vehicle10%
Anti-Theft5%

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Additional savings include 10% off for mature drivers, completing defensive driving courses, or undergoing driver training. New vehicle owners can save 10% when buying auto insurance for a new car, and customers with anti-theft devices installed in their vehicles are eligible for a 5% discount.

Anti-Theft Devices: Omni Auto Insurance Review

These discounts allow Omni to offer more affordable coverage options tailored to various needs and circumstances.

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Explore Omni Insurance’s Key Coverage Options for Comprehensive Protection

Omni offers coverage options that fit the specific needs of both people and organizations. Whether your needs are insurance coverage for your assets, liability insurance, or special coverage for protections for fraternity members, Omni provides solutions to protect your assets and minimize risk. Omni Insurance offers five coverage options.

  • Property Insurance: Covers physical assets like buildings, equipment, and inventory against risks like fire, theft, or vandalism.
  • Casualty Insurance: Provides coverage for legal liabilities linked to accidents or injuries occurring on the insured property.
  • Fraternity Member Accident Protection: Covers losses from accidents involving brotherhood members; pays out if someone is hurt.
  • Liability Coverage: Insures against claims of negligence, medical expenses, or property damage inflicted by the insured individual or entity, including its operations.
  • Captive Insurance: Specialized insurance for specific groups/organizations with higher control over risk and savings.

Omni Insurance limits your options by offering expensive insurance coverage, including the cheapest liability-only auto insurance. Omni has the expertise and solutions to address your needs, be it safeguarding physical assets, managing exposure to liability, or pursuing specialty insurance.

Comprehensive Auto Insurance: Omni Auto Insurance Review

Contact us today and find out how Omni can help make sure that what’s important to you is safeguarded.

Omni Auto Insurance Ratings and Customer Feedback: Financial Strength and Satisfaction Scores

Omni auto insurance holds a fair financial standing with an A.M. Best score of B, reflecting moderate strength. The company has a BBB rating of B+, indicating good business practices.

Omni Auto Insurance Business Ratings & Consumer Reviews

Agency
A.M. Best: Omni Auto Insurance ReviewScore: B
Fair Financial Strength
BBB: Omni Auto Insurance ReviewScore: B+
Good Business Practices
Consumer Reports: Omni Auto Insurance ReviewScore: 65 /100
Mixed Customer Feedback
J.D. Power: Omni Auto Insurance ReviewScore: 789 / 1,000
Lower-Than-Average Satisafaction
NAIC: Omni Auto Insurance ReviewScore: 1.5
Avg. Complaints

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Consumer feedback is mixed, with a score of 65/100 from Consumer Reports, while J.D. Power rates customer satisfaction at 789/1,000, showing lower-than-average satisfaction. The NAIC score of 1.5 suggests a higher-than-average number of complaints.

This Yelp review highlights a customer’s positive experience with Omni Insurance, emphasizing excellent customer service and convenience. The reviewer praises staff members like Adam and Maria for their clear explanations and personalized attention.

With Omni full coverage, I saw a significant decrease in my premiums as I aged, highlighting how much my driving history and age can influence insurance rates.

Tonya Sisler Insurance Content Team Lead

Additionally, the convenience of handling everything via email—avoiding the need to visit the office—is appreciated. The customer highly recommends Omni for its hassle-free service, reliable support, and affordable options, making it an excellent choice for those seeking value and great customer care.

Omni Auto Insurance: Pros and Cons of Competitive Pricing and Custom Coverage

Omni claims to have competitive rates starting at $120/month, which would make them a budget-friendly option compared to the big names in the industry like Geico and State Farm.

Well-behaved motorists can save as much as 15%, and bundlers can save an additional 10%.

  • Competitive Pricing: With plans starting at just $120/month, it is one of the cheapest options around! Compared to the big-name insuring companies such as Geico and State Farm.
  • Discounts for Safe Drivers: Drivers can also save up to 15% off their policy with Omni, and receive a 10% discount if they bundle their policies.
  • Customizable Coverage: Omni provides options to customize coverage based on age, driving histories, and locations to generate a more personalized and affordable way to develop terms.

Omni’s expandable coverage options cater to age, driving history, and location, offering a personalized plan to fit individual needs and wallets, providing cheap auto insurance for a bad driving record.

  • Slow Claims Process: There are customers who report long wait times and difficulty reaching agents during the claims process, adding to the delay in getting help.
  • No Roadside Assistance: Omni does not provide roadside assistance like many competitors, so customers must look for third-party services for emergency help.

Omni Motor offers an affordable and flexible insurance option with competitive pricing, discounts for safe driving, and customizable coverage.

Omni Auto Insurance Review

While some customers report delays in the claims process and the lack of roadside assistance, Omni remains a solid choice for those looking to save on auto insurance.

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Omni Auto Insurance Review: Competitive Rates and Key Limitations

Omni auto insurance provides rates as low as $120/month, and even discount safe drivers with 15% off or more. The company also has flexible coverage options, depending on your age, driving history, location, and discounts for bundling policies, helping to keep it an affordable choice for many drivers.

Some reported weaknesses include mixed customer feedback, including delays in the claims process and difficulty reaching agents. Roadside assistance is not an option with Omni either, which may place limits on customers that expect more thorough service such as that included in a comprehensive auto insurance policy.

See which companies have the cheapest rates for you by entering your ZIP code in our free comparison tool.

Frequently Asked Questions

What should I expect from an Omni claims agent during the claims process?

Your Omni claims agent will walk you through your claims process and explain every step along the way. They are required to process your claim quickly and keep you updated. The customer service experience may vary, but the objective is to provide support and to get a resolution in a timely manner.

How can I contact Omni Insurance company for customer support?

You can call Omni Insurance Company’s customer service at 1-855-646-4661 for general inquiries or support.

Find the best auto insurance company near you by entering your ZIP code into our free quote tool.

What makes Omni auto insurance company a good choice for budget-conscious drivers?

Omni auto insurance company offers competitive rates starting at $120/month, with discounts for safe driving, bundling policies, and installing anti-theft devices. As one of the best companies for bundling home and auto insurance, their coverage options are designed to suit various needs, making it a solid choice for those looking to save on premiums.

Is Omni Insurance now known as Good2Go?

Yes, Omni Insurance Company rebranded as Good2Go Insurance in 2016. While the name has changed, the company continues offering affordable car insurance under the Good2Go brand, with the same competitive pricing and discount options.

How do I file a claim with Omni car insurance?

To file a claim with Omni car insurance, call the Omni Insurance claims phone number at 1-800-777-6664. Alternatively, claims can also be submitted online for added convenience.

What factors affect the Omni car insurance price?

Omni car insurance prices depend on driving history, age, location, and coverage level. Younger drivers and those with accidents or tickets often face higher premiums. However, Omni offers competitive rates, with basic coverage starting around $120 per month, making it a good option for budget-conscious drivers seeking recommended auto insurance coverage levels.

Yes, Omni Insurance Group can be reached for general policy inquiries by calling 1-855-646-4661. For assistance related to auto insurance claims, call the Omni Insurance car insurance claims phone number at 800-777-6664.

Where can I reach Omni Insurance for customer service?

For customer service inquiries, you can contact Omni Insurance Group at their general phone number: 1-855-646-4661. For claims, use the Omni car insurance phone number 800-777-6664.

How does Omni third-party insurance price compare to full coverage?

Omni’s third-party insurance is much cheaper than complete coverage, starting at around $62 monthly. This makes it a good option for drivers seeking essential protection on a budget. Still, for those looking for cheap full coverage auto insurance, it’s important to balance cost with the level of coverage needed.

Is there a specific phone number for Omni auto insurance in Pennsylvania?

Yes, if you’re in Pennsylvania and need to reach Omni Insurance, you can contact the Omni auto insurance Pennsylvania phone number at 1-855-646-4661 for customer service. For filing claims, use 800-777-6664.

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