Santa Fe Auto Insurance Review (2022)

Dallas-based Santa Fe auto insurance sells individual auto insurance that meets state minimum requirements such as liability, collision, and comprehensive coverage.

UPDATED: Sep 29, 2022Fact Checked

Free Car Insurance Comparison

Compare Quotes From Top Companies and Save

secured lock Secured with SHA-256 Encryption

Rachel Bodine graduated from college with a BA in English. She has since worked as a Feature Writer in the insurance industry and gained a deep knowledge of state and countrywide insurance laws and rates. Her research and writing focus on helping readers understand their insurance coverage and how to find savings. Her expert advice on insurance has been featured on sites like PhotoEnforced, All...

Full Bio →

Written by Rachel Bodine
Feature Writer Rachel Bodine

Dan Walker graduated with a BS in Administrative Management in 2005 and has been working in his family’s insurance agency, FCI Agency, for 15 years (BBB A+). He is licensed as an agent to write property and casualty insurance, including home, auto, umbrella, and dwelling fire insurance. He’s also been featured on sites like Reviews.com and Safeco. He reviews content, ensuring that ex...

Full Bio →

Reviewed by Daniel Walker
Licensed Auto Insurance Agent Daniel Walker

UPDATED: Sep 29, 2022

Advertiser Disclosure

It’s all about you. We want to help you make the right coverage choices.

Advertiser Disclosure: We strive to help you make confident auto insurance decisions. Comparison shopping should be easy. We are not affiliated with any one auto insurance provider and cannot guarantee quotes from any single provider. Our partnerships don’t influence our content. Our opinions are our own. To compare quotes from many different companies please enter your ZIP code on this page to use the free quote tool. The more quotes you compare, the more chances to save.

Editorial Guidelines: We are a free online resource for anyone interested in learning more about auto insurance. Our goal is to be an objective, third-party resource for everything auto insurance related. We update our site regularly, and all content is reviewed by auto insurance experts.

UPDATED: Sep 29, 2022

Advertiser Disclosure

It’s all about you. We want to help you make the right coverage choices.

Advertiser Disclosure: We strive to help you make confident auto insurance decisions. Comparison shopping should be easy. We are not affiliated with any one auto insurance provider and cannot guarantee quotes from any single provider. Our partnerships don’t influence our content. Our opinions are our own. To compare quotes from many different companies please enter your ZIP code on this page to use the free quote tool. The more quotes you compare, the more chances to save.

UPDATED: Sep 29, 2022Fact Checked
no image available

Free Car Insurance Comparison

Compare Quotes From Top Companies and Save

secured lock Secured with SHA-256 Encryption

Santa Fe Insurance

Average annual rate for good drivers:

N/A

A.M. Best rating:

Complaint level:

Low

This Santa Fe Auto Insurance Review will discuss the auto insurance company that is actually based out of Dallas, Texas, not Santa Fe, New Mexico.

The Santa Fe Auto Insurance Company sells auto insurance through independent agents to individual drivers.

The agents and support staff collectively have over five decades of experience in the insurance industry.

Is Santa Fe a Good Choice?

In the early 1990s, the owners of Santa Fe Insurance brought their data management systems to the non-standard, retail market.

This data management system allowed the buying process to be quick and efficient because the paperwork was accurate, the pricing simple and, ultimately, the service was quick and easy.

Santa Fe Auto Insurance Claims

Santa Fe Insurance strives to resolve auto insurance claims in a quick and efficient manner. To help with the claim filing aspect of the process, they have a convenient tool so you can complete the claim online when it is convenient for you.

The website outlines exactly the information that you need in order to start the claims process, which ultimately will get the claim settled faster.

There are two sections for reporting a claim. One is to file a claim against someone else’s Santa Fe Policy, while the other section is to file the claim against your own policy.

Once you have chosen the correct one you will need to have the following information available:

  • Policy number of the insured
  • Your phone number and name
  • Date and time of the accident
  • Vehicle’s driver
  • Make, model, and year of both your and the other vehicle
  • Location where the accident occurred
  • Other vehicle’s driver
  • List of any injuries, passengers, and witness
  • Brief explanation of the accident

After you have submitted all of the information, a claims representative will get in touch with you shortly, usually within 24 hours and explain what the next steps will be.

You will be given a claim number for any future reference and the name and contact number of the claim representative who will be working on the claim. This is the person you want to contact with any questions or concerns about the claim.

 

Free Auto Insurance Comparison

Enter your ZIP code below to view companies that have cheap auto insurance rates.

secured lock Secured with SHA-256 Encryption

Santa Fe Coverage Options

The only insurance coverage that Santa Fe offers is for auto insurance policies. Each state requires that anyone driving a car must prove that they have the financial ability to cover damage to others if in an accident.

The basic auto insurance policy through Santa Fe Insurance covers liability insurance. This means that you are covered for any damage you cause to others due to a car accident.

Santa Fe Insurance will issue you a Liability Insurance Card which covers the requirement that you need to prove you are financially responsible.

Many people need insurance that not only covers damage to others but also damage done to their own vehicle or persons in the case of an accident of some kind. Santa Fe Insurance offers this type of insurance through their full coverage plan.

There are two ways you can obtain full coverage through Santa Fe Insurance. The first way is to start with full coverage from the start.

You can call 1-888-365-4201 and speak to an agent who will set you up with full coverage, which includes the required liability coverage. The second way is to start off with a liability policy so that you are covered with the minimum requirements and then add full coverage at a later time.

Free Auto Insurance Comparison

Enter your ZIP code below to view companies that have cheap auto insurance rates.

secured lock Secured with SHA-256 Encryption

Editorial Guidelines: We are a free online resource for anyone interested in learning more about auto insurance. Our goal is to be an objective, third-party resource for everything auto insurance related. We update our site regularly, and all content is reviewed by auto insurance experts.

Rachel Bodine graduated from college with a BA in English. She has since worked as a Feature Writer in the insurance industry and gained a deep knowledge of state and countrywide insurance laws and rates. Her research and writing focus on helping readers understand their insurance coverage and how to find savings. Her expert advice on insurance has been featured on sites like PhotoEnforced, All...

Full Bio →

Written by Rachel Bodine
Feature Writer Rachel Bodine

Dan Walker graduated with a BS in Administrative Management in 2005 and has been working in his family’s insurance agency, FCI Agency, for 15 years (BBB A+). He is licensed as an agent to write property and casualty insurance, including home, auto, umbrella, and dwelling fire insurance. He’s also been featured on sites like Reviews.com and Safeco. He reviews content, ensuring that ex...

Full Bio →

Reviewed by Daniel Walker
Licensed Auto Insurance Agent Daniel Walker

No comments at this time...

Compare Quotes from Top Companies and Save

Enter your ZIP code below to view companies that have cheap auto insurance rates.

secured lock Secured with SHA-256 Encryption