Infinity Auto Insurance Review (2023)

Is Infinity A Kemper Company a Good Choice?

Infinity’s parent company, Kemper Insurance, has an A- (Excellent) financial strength rating with A.M. Best and a stable outlook for the future. The company also has an A+ rating with the Better Business Bureau (BBB).

The BBB website does show several customers have issues with Infinity’s handling of auto insurance claims with several open complaints. While Infinity Insurance customer service standards are high, many customers believe Infinity insurance claims take too long to be processed.

Infinity A Kemper Company Rates

It isn’t easy to know how much you would pay for coverage with Infinity before getting a quote. Many factors affect car insurance rates, including age, location, and coverage type. 

The graphic below shows how Infinity’s average annual rates for full vs. minimum auto insurance coverage compare for 45-year-old drivers.

Still, it’s safe to assume that rates with Infinity would be higher than rates with other companies since Infinity primarily insures risky drivers.

While rates with Infinity are higher than those from other companies, they are often less expensive than those with both Farmers and National General. Before you commit to a policy with Infinity, shop around and compare auto insurance quotes from multiple providers online.

Infinity Car Insurance for High-Risk Drivers

If you’re a high-risk driver, rates with Infinity are likely to be at least slightly higher than average. For teens and people with a driving infraction, auto insurance rates with Infinity are anywhere from 3% to 44% higher than the national average.

Here is a look at Infinity's average annual full coverage auto insurance rates vs. the national averages for those with a DUI on their driving record.

Rates will vary from one insurance company to the next, as each company weighs factors like your driving record a little differently. So, those of you with accidents on your record won't pay a set price. Here is a look at what you may be paying depending on what car insurance company you are with.

If you are pulled over and given a ticket for speeding you may also see an increase in your auto insurance rates. Here's how much, on average, Infinity rates may go up.

Overall, having infractions of any sort on your driving record will make your insurance more expensive. So, picking the right company for your situation can truly help keep costs down. Learn more about the best auto insurance for teens and young drivers.

Infinity A Kemper Company Discounts Available

Infinity does offer its policyholders specific auto insurance discounts on coverage, including the following:

• Multi-car
• Safe driver
• Paid-in-full
• Paperless
• Mature driver improvement
• Good student discount
• Loyalty
• Switch and save
• Homeowner

If you live in California and believe you may qualify for coverage, you can call Infinity to speak with a representative. Some discounts could help you save as much as 20% on your insurance premium. Also, you may want to find out which auto insurance companies have the biggest multi-car discounts.

What is Infinity DriverClub?

Infinity DriverClub is the company’s 24/7 roadside assistance program. With DriverClub, Infinity policyholders can receive assistance if they run out of gas, get locked out, have a dead battery, and much more.

Membership for DriverClub is included in your Infinity auto insurance rates, though you will have to pay for roadside assistance services as needed.

Infinity A Kemper Company Coverage Options

Infinity Insurance, which is owned by Kemper, offers three options for auto insurance coverage. The company website states that policyholders have the option to purchase liability auto insurance coverage that meets California’s requirements but can also purchase a policy that provides the best protection possible.

While Infinity is not specific about what coverage options are available, the company likely offers the following options:

• Bodily injury liability
• Property damage liability
• Medical payments coverage
• Personal injury protection coverage
• Collision coverage
• Comprehensive coverage

While Infinity may offer additional coverage options, the company does not discuss specific policies. Instead, interested individuals are encouraged to seek an Infinity auto quote for more information. Learn how to find and compare the best car insurance quotes.