Infinity Auto Insurance Review (2023)
Learn about Infinity auto insurance coverages, rates, discounts, and more.
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UPDATED: Dec 16, 2022
It’s all about you. We want to help you make the right coverage choices.
Advertiser Disclosure: We strive to help you make confident auto insurance decisions. Comparison shopping should be easy. We are not affiliated with any one auto insurance provider and cannot guarantee quotes from any single provider. Our partnerships don’t influence our content. Our opinions are our own. To compare quotes from many different companies please enter your ZIP code on this page to use the free quote tool. The more quotes you compare, the more chances to save.
Editorial Guidelines: We are a free online resource for anyone interested in learning more about auto insurance. Our goal is to be an objective, third-party resource for everything auto insurance related. We update our site regularly, and all content is reviewed by auto insurance experts.
UPDATED: Dec 16, 2022
It’s all about you. We want to help you make the right coverage choices.
Advertiser Disclosure: We strive to help you make confident auto insurance decisions. Comparison shopping should be easy. We are not affiliated with any one auto insurance provider and cannot guarantee quotes from any single provider. Our partnerships don’t influence our content. Our opinions are our own. To compare quotes from many different companies please enter your ZIP code on this page to use the free quote tool. The more quotes you compare, the more chances to save.
On This Page
Infinity
Average monthly rate for good drivers:
$111A.M. Best rating:
A-Complaint level:
HighPros
- A website available in Spanish
- Auto insurance options for high-risk drivers
Cons
- A high number of customer complaints
- Coverage only available in California
- Few options for standard drivers with good driving histories
The Bottom Line
Infinity car insurance may be an excellent option if you’re a high-risk driver. However, the company could provide too few opportunities for people seeking robust coverage. Additionally, anyone living outside California will not be able to purchase a policy with Infinity.
If you’re a high-risk driver searching for proper car insurance coverage, you may want to consider Infinity Insurance. Infinity auto insurance offers nonstandard coverage to drivers who may have difficulty finding policies with other companies.
Infinity Insurance Company offers the typical options for car insurance, but the company allows high-risk drivers to purchase liability-only policies. Unfortunately, Infinity car insurance is only available in California, and it may be difficult to find find cheap auto insurance options with Infinity.
To see how California’s average annual full coverage auto insurance rates compare with the rest of the country, take a look at this map.
Is Infinity A Kemper Company a Good Choice?
Infinity’s parent company, Kemper Insurance, has an A- (Excellent) financial strength rating with A.M. Best and a stable outlook for the future. The company also has an A+ rating with the Better Business Bureau (BBB).
The BBB website does show several customers have issues with Infinity’s handling of auto insurance claims with several open complaints. While Infinity Insurance customer service standards are high, many customers believe Infinity insurance claims take too long to be processed.
Infinity A Kemper Company Rates
It isn’t easy to know how much you would pay for coverage with Infinity before getting a quote. Many factors affect car insurance rates, including age, location, and coverage type.
The graphic below shows how Infinity’s average annual rates for full vs. minimum auto insurance coverage compare for 45-year-old drivers.
Still, it’s safe to assume that rates with Infinity would be higher than rates with other companies since Infinity primarily insures risky drivers.
While rates with Infinity are higher than those from other companies, they are often less expensive than those with both Farmers and National General. Before you commit to a policy with Infinity, shop around and compare auto insurance quotes from multiple providers online.
Infinity Car Insurance for High-Risk Drivers
If you’re a high-risk driver, rates with Infinity are likely to be at least slightly higher than average. For teens and people with a driving infraction, auto insurance rates with Infinity are anywhere from 3% to 44% higher than the national average.
Here is a look at Infinity's average annual full coverage auto insurance rates vs. the national averages for those with a DUI on their driving record.
Rates will vary from one insurance company to the next, as each company weighs factors like your driving record a little differently. So, those of you with accidents on your record won't pay a set price. Here is a look at what you may be paying depending on what car insurance company you are with.
If you are pulled over and given a ticket for speeding you may also see an increase in your auto insurance rates. Here's how much, on average, Infinity rates may go up.
Overall, having infractions of any sort on your driving record will make your insurance more expensive. So, picking the right company for your situation can truly help keep costs down. Learn more about the best auto insurance for teens and young drivers.
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Infinity A Kemper Company Discounts Available
Infinity does offer its policyholders specific auto insurance discounts on coverage, including the following:
- Multi-car
- Safe driver
- Paid-in-full
- Paperless
- Mature driver improvement
- Good student discount
- Loyalty
- Switch and save
- Homeowner
If you live in California and believe you may qualify for coverage, you can call Infinity to speak with a representative. Some discounts could help you save as much as 20% on your insurance premium. Also, you may want to find out which auto insurance companies have the biggest multi-car discounts.
What is Infinity DriverClub?
Infinity DriverClub is the company’s 24/7 roadside assistance program. With DriverClub, Infinity policyholders can receive assistance if they run out of gas, get locked out, have a dead battery, and much more.
Membership for DriverClub is included in your Infinity auto insurance rates, though you will have to pay for roadside assistance services as needed.
Infinity A Kemper Company Coverage Options
Infinity Insurance, which is owned by Kemper, offers three options for auto insurance coverage. The company website states that policyholders have the option to purchase liability auto insurance coverage that meets California’s requirements but can also purchase a policy that provides the best protection possible.
While Infinity is not specific about what coverage options are available, the company likely offers the following options:
- Bodily injury liability
- Property damage liability
- Medical payments coverage
- Personal injury protection coverage
- Collision coverage
- Comprehensive coverage
While Infinity may offer additional coverage options, the company does not discuss specific policies. Instead, interested individuals are encouraged to seek an Infinity auto quote for more information. Learn how to find and compare the best car insurance quotes.
Frequently Asked Questions
What other types of insurance does Infinity offer?
Aside from insuring vehicles, Infinity offers the following insurance options:
- Home
- Renters
- Flood
- Condo
- Business
- Life
If you buy more than one type of policy with Infinity, you may be eligible for a bundling discount
Where is Infinity insurance offered?
Infinity is only available in California.
How can I get a quote from Infinity?
You can get a quote by visiting the Infinity website or calling 800-463-4648.
Does Infinity offer rideshare insurance?
Infinity does not offer rideshare coverage in California.
Is Infinity the same as Kemper?
Kemper Insurance owns Infinity and offers its own insurance policies.
Free Auto Insurance Comparison
Enter your ZIP code below to view companies that have cheap auto insurance rates.
Secured with SHA-256 Encryption
Editorial Guidelines: We are a free online resource for anyone interested in learning more about auto insurance. Our goal is to be an objective, third-party resource for everything auto insurance related. We update our site regularly, and all content is reviewed by auto insurance experts.
Jordan_linel
WORST
ahmedaldafaae
Very bad company
Junk_Hauling_Express
Infinity Insurance is a great company! I highly recommend.
Harris_family_
Scammers! Worst insurance company ever!!
jka61591
Another lie!
ESOTERIKA_1990
BEWARE of Infinity/Kemper
Nerini
Unfair and illegal
Lhholistic22_
Horrible customer service and accountability for employees
Gabriel559
I’ve paid enough for 6 transmissions but I get nothing!!?
JDELA
Extremelly Bad customer service