Best Cheap Auto Insurance in Hermann, MO (2021)

The average Hermann, MO auto insurance rates are $277 per month. The minimum auto insurance in Hermann is at least 25/50/25 in coverage to comply with Missouri auto insurance laws. To find the best cheap auto insurance in Hermann, Missouri, compare quotes from multiple companies.

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Rachel Bodine graduated from college with a BA in English. She has since worked as a Feature Writer in the insurance industry and gained a deep knowledge of state and countrywide insurance laws and rates. Her research and writing focus on helping readers understand their insurance coverage and how to find savings. Her expert advice on insurance has been featured on sites like PhotoEnforced, All...

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Written by Rachel Bodine
Feature Writer Rachel Bodine

Dan Walker graduated with a BS in Administrative Management in 2005 and has been working in his family’s insurance agency, FCI Agency, for 15 years (BBB A+). He is licensed as an agent to write property and casualty insurance, including home, auto, umbrella, and dwelling fire insurance. He’s also been featured on sites like Reviews.com and Safeco. He reviews content, ensuring that ex...

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Reviewed by Daniel Walker
Licensed Auto Insurance Agent Daniel Walker

UPDATED: May 17, 2021

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Advertiser Disclosure: We strive to help you make confident auto insurance decisions. Comparison shopping should be easy. We are not affiliated with any one auto insurance provider and cannot guarantee quotes from any single provider. Our partnerships don’t influence our content. Our opinions are our own. To compare quotes from many different companies please enter your ZIP code on this page to use the free quote tool. The more quotes you compare, the more chances to save.

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Things to Remember

  • The cheapest auto insurance company in Hermann is Nationwide
  • The average commute length in Hermann is 22.0 minutes
  • The most expensive auto insurance company in Hermann for teen drivers is Liberty Mutual

Hermann, Missouri auto insurance requirements are 25/50/25 according to Missouri auto insurance laws. Finding cheap auto insurance in Hermann can seem like a difficult task, but all of the information you need is right here. We’ll cover factors that affect auto insurance rates in Hermann, Missouri, including driving record, credit, commute time, and more.

Compare auto insurance in Hermann to other Missouri cities, including O’Fallon auto insurance rates, St. Joseph auto insurance rates, and St. Charles auto insurance rates to see how Hermann, Missouri auto insurance rates stack up.

Before you buy Hermann, Missouri auto insurance, make sure you have compared rates from multiple companies. Enter your ZIP code above to get free Hermann, Missouri auto insurance quotes.

Minimum Auto Insurance in Hermann, Missouri

Hermann, Missouri auto insurance laws require that you have at least the Missouri minimum auto insurance to be financially responsible in the event of an accident. Take a look at the required auto insurance in Hermann, Missouri.

Minimum Required Auto Insurance Coverage in Hermann, Missouri

Liability Insurance Required Minimum Coverage Limits Required
Bodily Injury Liability Coverage $25,000 per person
$50,000 per accident
Property Damage Liability Coverage $25,000 minimum

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Cheap Hermann, Missouri Auto Insurance by Age, Gender, and Marital Status

Auto insurance rates in Hermann, Missouri are affected by age, gender, and marital status. See how demographics impact the annual cost of insurance.

Annual Auto Insurance Rates by Age, Gender, and Marital Status in Hermann, Missouri

Insurance Company Married 35-Year-Old Female Married 35-Year-Old Male Married 60-Year-Old Female Married 60-Year-Old Male Single 17-Year-Old Female Single 17-Year-Old Male Single 25-Year-Old Female Single 25-Year-Old Male
Allstate $2,927 $2,833 $2,639 $2,723 $8,173 $8,881 $2,797 $2,883
American Family $2,170 $2,170 $1,927 $1,927 $5,764 $7,532 $2,170 $2,553
Farmers $2,328 $2,322 $2,083 $2,201 $9,376 $9,702 $2,657 $2,791
GEICO $1,969 $2,196 $1,528 $1,925 $5,977 $6,355 $1,825 $1,853
Liberty Mutual $2,669 $2,892 $2,195 $2,460 $9,263 $10,286 $2,816 $3,007
Nationwide $1,410 $1,443 $1,259 $1,338 $3,551 $4,564 $1,607 $1,742
Progressive $2,116 $1,984 $1,729 $1,776 $6,690 $7,533 $2,586 $2,676
State Farm $1,702 $1,702 $1,502 $1,502 $4,653 $5,892 $1,908 $2,169
USAA $1,661 $1,646 $1,491 $1,518 $5,002 $6,115 $2,074 $2,307

Cheap Hermann, Missouri Auto Insurance for Teen Drivers

Finding cheap teen auto insurance in Hermann, Missouri is a challenge. Take a look at the annual teen auto insurance rates in Hermann, Missouri.

Annual Auto Insurance Rates for Teen Drivers in Hermann, Missouri

Insurance Company Single 17-Year-Old Female Single 17-Year-Old Male
Allstate $8,173 $8,881
American Family $5,764 $7,532
Farmers $9,376 $9,702
GEICO $5,977 $6,355
Liberty Mutual $9,263 $10,286
Nationwide $3,551 $4,564
Progressive $6,690 $7,533
State Farm $4,653 $5,892
USAA $5,002 $6,115

Cheap Hermann, Missouri Auto Insurance for Seniors

What are senior auto insurance rates in Hermann, Missouri? Take a look at the annual average rates for older drivers.

Annual Auto Insurance Rates for Senior Drivers in Hermann, Missouri

Insurance Company Married 60-Year-Old Female Married 60-Year-Old Male
Allstate $2,639 $2,723
American Family $1,927 $1,927
Farmers $2,083 $2,201
GEICO $1,528 $1,925
Liberty Mutual $2,195 $2,460
Nationwide $1,259 $1,338
Progressive $1,729 $1,776
State Farm $1,502 $1,502
USAA $1,491 $1,518

Cheap Hermann, Missouri Auto Insurance By Driving Record

Driving record has a big impact on your auto insurance rates. See the annual auto insurance rates for a bad record in Hermann, Missouri compared to the annual auto insurance rates with a clean record in Hermann, Missouri.

Annual Hermann, Missouri Auto Insurance Rates by Driving Record

Group Clean Record With 1 Accident With 1 DUI With 1 Speeding Violation
Allstate $3,633 $4,101 $5,086 $4,108
American Family $2,502 $3,534 $4,244 $2,827
Farmers $3,636 $4,484 $4,389 $4,221
GEICO $2,338 $2,981 $3,971 $2,525
Liberty Mutual $3,231 $4,639 $4,783 $5,142
Nationwide $1,674 $2,131 $2,825 $1,826
Progressive $2,950 $3,905 $3,254 $3,435
State Farm $2,434 $2,823 $2,629 $2,629
USAA $2,179 $2,649 $3,694 $2,385

Cheap Hermann, Missouri Auto Insurance Rates After a DUI

Finding cheap auto insurance after a DUI in Hermann, Missouri is not easy. Compare the annual rates for DUI auto insurance in Hermann, Missouri to find the best deal.

Annual Auto Insurance Rates After a DUI in Hermann, Missouri

Insurance Company Annual Auto Insurance Rates With a DUI
Allstate $5,086
American Family $4,244
Farmers $4,389
GEICO $3,971
Liberty Mutual $4,783
Nationwide $2,825
Progressive $3,254
State Farm $2,629
USAA $3,694

Cheap Hermann, Missouri Auto Insurance By Credit History

Credit history can have a major effect on the cost of auto insurance. See how Hermann, Missouri annual auto insurance rates by credit history compare.

Annual Auto Insurance Rates by Credit Score in Hermann, Missouri

Insurance Company Poor Fair Good
Allstate $5,838 $3,757 $3,101
American Family $4,289 $3,008 $2,533
Farmers $4,787 $3,977 $3,783
GEICO $4,079 $2,657 $2,125
Liberty Mutual $6,384 $3,896 $3,066
Nationwide $2,496 $2,057 $1,790
Progressive $3,928 $3,241 $2,990
State Farm $3,522 $2,374 $1,990
USAA $4,567 $2,109 $1,505

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Cheap Hermann, Missouri Auto Insurance Rates By ZIP Code

Auto insurance rates by ZIP code in Hermann, Missouri can vary. Compare the annual cost of auto insurance by ZIP code in Hermann, Missouri to see how car insurance rates are affected by location.

Annual Auto Insurance Rates by ZIP Code in Hermann, Missouri

ZIP Code Average Annual Rates
65041 $2,734

Cheap Hermann, Missouri Auto Insurance Rates By Commute

Commute length and annual mileage affect Hermann, Missouri auto insurance. Find the cheapest annual Hermann, Missouri auto insurance by commute length.

Annual Auto Insurance Rates by Commute Length in Hermann, Missouri

Insurance Company 10 Mile Commute, 6000 Annual Mileage 25 Mile Commute, 12000 Annual Mileage
Allstate $4,232 $4,232
American Family $3,243 $3,310
Farmers $4,183 $4,183
GEICO $2,895 $3,012
Liberty Mutual $4,449 $4,449
Nationwide $2,114 $2,114
Progressive $3,386 $3,386
State Farm $2,566 $2,692
USAA $2,630 $2,824

Cheap Hermann, Missouri Auto Insurance Rates By Coverage Level

How much does the coverage level you select affect the cost of your auto insurance in Hermann, Missouri? Check out the comparison of annual Hermann, Missouri auto insurance rates by coverage level.

Annual Auto Insurance Rates by Coverage Level in Hermann, Missouri

Insurance Company Low Medium High
Allstate $4,064 $4,223 $4,410
American Family $3,191 $3,381 $3,258
Farmers $3,934 $4,144 $4,469
GEICO $2,783 $2,970 $3,107
Liberty Mutual $4,208 $4,470 $4,668
Nationwide $1,993 $2,132 $2,217
Progressive $3,099 $3,394 $3,666
State Farm $2,491 $2,636 $2,759
USAA $2,627 $2,720 $2,834

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Best By Category: Cheapest Auto Insurance in Hermann, Missouri

Compare the cheapest auto insurance companies in Hermann, Missouri in each category to find the company with the best rates for your personal needs.

Best Annual Auto Insurance Rates by Company in Hermann, Missouri

Category Insurance Company
Teenagers Nationwide
Seniors Nationwide
Clean Record Nationwide
With 1 Accident Nationwide
With 1 DUI State Farm
With 1 Speeding Violation Nationwide

The Cheapest Hermann, Missouri Auto Insurance Companies

What auto insurance companies in Hermann, Missouri are the cheapest? Compare the top Hermann, Missouri auto insurance companies to find the best annual rates.

Average Annual Auto Insurance Rates by Company in Hermann, Missouri

Insurance Company Average Annual Rates
Allstate $4,232
American Family $3,277
Farmers $4,183
GEICO $2,954
Liberty Mutual $4,449
Nationwide $2,114
Progressive $3,386
State Farm $2,629
USAA $2,727

What affects auto insurance rates in Hermann, Missouri?

There are a lot of reasons why auto insurance rates in Hermann, Missouri are higher or lower than in other cities. These include traffic and the number of vehicle thefts in Hermann, Missouri. Many local factors may affect your Hermann auto insurance rates.

Hermann Commute Time

Cities in which drivers have a longer average commute time tend to have higher auto insurance costs. The average Hermann, Missouri commute length is 22.0 minutes according to City-Data.

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Compare Hermann, Missouri Auto Insurance Quotes

Before you buy Hermann, Missouri auto insurance, make sure you have compared rates from multiple companies. Enter your ZIP code below to get free Hermann, Missouri auto insurance quotes.

Free Auto Insurance Comparison

Enter your ZIP code below to view companies that have cheap auto insurance rates.

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