Best Cheap Auto Insurance in Willis, TX (2021)

The average Willis, TX auto insurance rates are $348 per month. The minimum auto insurance in Willis is at least 30/60/25 in coverage to comply with Texas auto insurance laws. To find the best cheap auto insurance in Willis, Texas, compare quotes from multiple companies.

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Rachel Bodine graduated from college with a BA in English. She has since worked as a Feature Writer in the insurance industry and gained a deep knowledge of state and countrywide insurance laws and rates. Her research and writing focus on helping readers understand their insurance coverage and how to find savings. Her expert advice on insurance has been featured on sites like PhotoEnforced, All...

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Written by Rachel Bodine
Feature Writer Rachel Bodine

Dan Walker graduated with a BS in Administrative Management in 2005 and has been working in his family’s insurance agency, FCI Agency, for 15 years (BBB A+). He is licensed as an agent to write property and casualty insurance, including home, auto, umbrella, and dwelling fire insurance. He’s also been featured on sites like Reviews.com and Safeco. He reviews content, ensuring that ex...

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Reviewed by Daniel Walker
Licensed Auto Insurance Agent Daniel Walker

UPDATED: May 17, 2021

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Things to Remember

  • Average auto insurance rates in Willis, TX for senior drivers are $2,522 per year
  • The average commute length in Willis is 27.7 minutes
  • The most expensive auto insurance company in Willis for teen drivers is American Family

Willis, Texas auto insurance requirements are 30/60/25 according to Texas auto insurance laws. Finding cheap auto insurance in Willis can seem like a difficult task, but all of the information you need is right here. We’ll cover factors that affect auto insurance rates in Willis, Texas, including driving record, credit, commute time, and more.

Compare auto insurance in Willis to other Texas cities, including Houston auto insurance rates, Dallas auto insurance rates, and Corpus Christi auto insurance rates to see how Willis, Texas auto insurance rates stack up.

Before you buy Willis, Texas auto insurance, make sure you have compared rates from multiple companies. Enter your ZIP code above to get free Willis, Texas auto insurance quotes.

Minimum Auto Insurance in Willis, Texas

Willis, Texas auto insurance laws require that you have at least the Texas minimum auto insurance to be financially responsible in the event of an accident. Take a look at the required auto insurance in Willis, Texas.

Minimum Required Auto Insurance Coverage in Willis, Texas

Liability Insurance Required Minimum Coverage Limits Required
Bodily Injury Liability Coverage $30,000 per person
$60,000 per accident
Property Damage Liability Coverage $25,000 minimum

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Cheap Willis, Texas Auto Insurance by Age, Gender, and Marital Status

Auto insurance rates in Willis, Texas are affected by age, gender, and marital status. See how demographics impact the annual cost of insurance.

Annual Auto Insurance Rates by Age, Gender, and Marital Status in Willis, Texas

Insurance Company Married 35-Year-Old Female Married 35-Year-Old Male Married 60-Year-Old Female Married 60-Year-Old Male Single 17-Year-Old Female Single 17-Year-Old Male Single 25-Year-Old Female Single 25-Year-Old Male
Allstate $3,509 $3,533 $3,462 $3,462 $9,377 $11,300 $4,337 $4,508
American Family $3,481 $3,928 $3,341 $3,880 $10,103 $13,121 $5,186 $5,912
GEICO $2,589 $2,805 $2,505 $2,862 $5,747 $5,949 $2,807 $2,791
Nationwide $2,482 $2,523 $2,195 $2,322 $7,049 $9,042 $2,918 $3,155
Progressive $2,415 $2,284 $2,159 $2,194 $10,352 $11,556 $2,858 $2,893
State Farm $2,153 $2,153 $1,921 $1,921 $5,255 $6,714 $2,348 $2,418
USAA $1,617 $1,621 $1,551 $1,535 $4,594 $4,984 $2,154 $2,296

Cheap Willis, Texas Auto Insurance for Teen Drivers

Finding cheap teen auto insurance in Willis, Texas is a challenge. Take a look at the annual teen auto insurance rates in Willis, Texas.

Annual Auto Insurance Rates for Teen Drivers in Willis, Texas

Insurance Company Single 17-Year-Old Female Single 17-Year-Old Male
Allstate $9,377 $11,300
American Family $10,103 $13,121
GEICO $5,747 $5,949
Nationwide $7,049 $9,042
Progressive $10,352 $11,556
State Farm $5,255 $6,714
USAA $4,594 $4,984

Cheap Willis, Texas Auto Insurance for Seniors

What are senior auto insurance rates in Willis, Texas? Take a look at the annual average rates for older drivers.

Annual Auto Insurance Rates for Senior Drivers in Willis, Texas

Insurance Company Married 60-Year-Old Female Married 60-Year-Old Male
Allstate $3,462 $3,462
American Family $3,341 $3,880
GEICO $2,505 $2,862
Nationwide $2,195 $2,322
Progressive $2,159 $2,194
State Farm $1,921 $1,921
USAA $1,551 $1,535

Cheap Willis, Texas Auto Insurance By Driving Record

Driving record has a big impact on your auto insurance rates. See the annual auto insurance rates for a bad record in Willis, Texas compared to the annual auto insurance rates with a clean record in Willis, Texas.

Annual Willis, Texas Auto Insurance Rates by Driving Record

Group Clean Record With 1 Accident With 1 DUI With 1 Speeding Violation
Allstate $4,194 $6,533 $6,823 $4,194
American Family $5,541 $7,153 $6,241 $5,541
GEICO $2,973 $3,946 $3,276 $3,832
Nationwide $3,437 $3,437 $5,087 $3,881
Progressive $3,999 $5,194 $4,667 $4,495
State Farm $2,754 $3,172 $3,763 $2,754
USAA $1,891 $2,804 $3,311 $2,171

Cheap Willis, Texas Auto Insurance Rates After a DUI

Finding cheap auto insurance after a DUI in Willis, Texas is not easy. Compare the annual rates for DUI auto insurance in Willis, Texas to find the best deal.

Annual Auto Insurance Rates After a DUI in Willis, Texas

Insurance Company Annual Auto Insurance Rates With a DUI
Allstate $6,823
American Family $6,241
GEICO $3,276
Nationwide $5,087
Progressive $4,667
State Farm $3,763
USAA $3,311

Cheap Willis, Texas Auto Insurance By Credit History

Credit history can have a major effect on the cost of auto insurance. See how Willis, Texas annual auto insurance rates by credit history compare.

Annual Auto Insurance Rates by Credit Score in Willis, Texas

Insurance Company Poor Fair Good
Allstate $6,902 $5,066 $4,341
American Family $8,256 $5,404 $4,697
GEICO $5,421 $3,062 $2,037
Nationwide $4,757 $3,815 $3,311
Progressive $5,150 $4,469 $4,147
State Farm $4,406 $2,742 $2,184
USAA $3,719 $2,166 $1,747

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Cheap Willis, Texas Auto Insurance Rates By ZIP Code

Auto insurance rates by ZIP code in Willis, Texas can vary. Compare the annual cost of auto insurance by ZIP code in Willis, Texas to see how car insurance rates are affected by location.

Annual Auto Insurance Rates by ZIP Code in Willis, Texas

ZIP Code Average Annual Rates
77318 $6,130
77378 $6,327

Cheap Willis, Texas Auto Insurance Rates By Commute

Commute length and annual mileage affect Willis, Texas auto insurance. Find the cheapest annual Willis, Texas auto insurance by commute length.

Annual Auto Insurance Rates by Commute Length in Willis, Texas

Insurance Company 10 Mile Commute, 6000 Annual Mileage 25 Mile Commute, 12000 Annual Mileage
Allstate $5,302 $5,570
American Family $6,119 $6,119
GEICO $3,442 $3,572
Nationwide $3,961 $3,961
Progressive $4,589 $4,589
State Farm $3,110 $3,110
USAA $2,512 $2,576

Cheap Willis, Texas Auto Insurance Rates By Coverage Level

How much does the coverage level you select affect the cost of your auto insurance in Willis, Texas? Check out the comparison of annual Willis, Texas auto insurance rates by coverage level.

Annual Auto Insurance Rates by Coverage Level in Willis, Texas

Insurance Company Low Medium High
Allstate $5,311 $5,389 $5,608
American Family $5,619 $5,845 $6,893
GEICO $3,310 $3,461 $3,750
Nationwide $4,265 $3,792 $3,826
Progressive $4,356 $4,567 $4,843
State Farm $2,945 $3,103 $3,283
USAA $2,448 $2,532 $2,652

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Best By Category: Cheapest Auto Insurance in Willis, Texas

Compare the cheapest auto insurance companies in Willis, Texas in each category to find the company with the best rates for your personal needs.

Best Annual Auto Insurance Rates by Company in Willis, Texas

Category Insurance Company
Teenagers USAA
Seniors USAA
Clean Record USAA
With 1 Accident USAA
With 1 DUI GEICO
With 1 Speeding Violation USAA

The Cheapest Willis, Texas Auto Insurance Companies

What auto insurance companies in Willis, Texas are the cheapest? Compare the top Willis, Texas auto insurance companies to find the best annual rates.

Average Annual Auto Insurance Rates by Company in Willis, Texas

Insurance Company Average Annual Rates
Allstate $5,436
American Family $6,119
GEICO $3,507
Nationwide $3,961
Progressive $4,589
State Farm $3,111
USAA $2,544

What affects auto insurance rates in Willis, Texas?

There are a lot of reasons why auto insurance rates in Willis, Texas are higher or lower than in other cities. These include traffic and the number of vehicle thefts in Willis, Texas. Many local factors may affect your Willis auto insurance rates.

Willis Auto Theft

More theft means higher auto insurance rates because auto insurance companies are paying more in claims. According to the FBI’s annual Willis, Texas auto theft statistics, there have been 15 auto thefts in the city.

Willis Commute Time

Cities in which drivers have a longer average commute time tend to have higher auto insurance costs. The average Willis, Texas commute length is 27.7 minutes according to City-Data.

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Compare Willis, Texas Auto Insurance Quotes

Before you buy Willis, Texas auto insurance, make sure you have compared rates from multiple companies. Enter your ZIP code below to get free Willis, Texas auto insurance quotes.

Free Auto Insurance Comparison

Enter your ZIP code below to view companies that have cheap auto insurance rates.

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