Best Cheap Auto Insurance in Riverside, CA (2021)

The average Riverside, CA auto insurance rates are $317 per month. The minimum auto insurance in Riverside is at least 15/30/5 in coverage to comply with California auto insurance laws. To find the best cheap auto insurance in Riverside, California, compare quotes from multiple companies.

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Rachel Bodine graduated from college with a BA in English. She has since worked as a Feature Writer in the insurance industry and gained a deep knowledge of state and countrywide insurance laws and rates. Her research and writing focus on helping readers understand their insurance coverage and how to find savings. Her expert advice on insurance has been featured on sites like PhotoEnforced, All...

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Written by Rachel Bodine
Feature Writer Rachel Bodine

Dan Walker graduated with a BS in Administrative Management in 2005 and has been working in his family’s insurance agency, FCI Agency, for 15 years (BBB A+). He is licensed as an agent to write property and casualty insurance, including home, auto, umbrella, and dwelling fire insurance. He’s also been featured on sites like Reviews.com and Safeco. He reviews content, ensuring that ex...

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Reviewed by Daniel Walker
Licensed Auto Insurance Agent Daniel Walker

UPDATED: May 17, 2021

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Advertiser Disclosure: We strive to help you make confident auto insurance decisions. Comparison shopping should be easy. We are not affiliated with any one auto insurance provider and cannot guarantee quotes from any single provider. Our partnerships don’t influence our content. Our opinions are our own. To compare quotes from many different companies please enter your ZIP code on this page to use the free quote tool. The more quotes you compare, the more chances to save.

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Things to Remember

  • The most expensive auto insurance company in Riverside for teen drivers is Farmers
  • The average commute length in Riverside is 45.5 minutes
  • The cheapest auto insurance company in Riverside is USAA

Riverside, California auto insurance requirements are 15/30/5 according to California auto insurance laws. Finding cheap auto insurance in Riverside can seem like a difficult task, but all of the information you need is right here. We’ll cover factors that affect auto insurance rates in Riverside, California, including driving record, credit, commute time, and more.

Compare auto insurance in Riverside to other California cities, including San Francisco auto insurance rates, Anaheim auto insurance rates, and Sacramento auto insurance rates to see how Riverside, California auto insurance rates stack up.

Before you buy Riverside, California auto insurance, make sure you have compared rates from multiple companies. Enter your ZIP code above to get free Riverside, California auto insurance quotes.

Minimum Auto Insurance in Riverside, California

Riverside, California auto insurance laws require that you have at least the California minimum auto insurance to be financially responsible in the event of an accident. Take a look at the required auto insurance in Riverside, California.

Minimum Required Auto Insurance Coverage in Riverside, California

Liability Insurance Required Minimum Coverage Limits Required
Bodily Injury Liability Coverage $15,000 per person
$30,000 per accident
Property Damage Liability Coverage $5,000 minimum

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Cheap Riverside, California Auto Insurance by Age, Gender, and Marital Status

Auto insurance rates in Riverside, California are affected by age, gender, and marital status. See how demographics impact the annual cost of insurance.

Annual Auto Insurance Rates by Age, Gender, and Marital Status in Riverside, California

Insurance Company Married 35-Year-Old Female Married 35-Year-Old Male Married 60-Year-Old Female Married 60-Year-Old Male Single 17-Year-Old Female Single 17-Year-Old Male Single 25-Year-Old Female Single 25-Year-Old Male
Allstate $3,025 $3,028 $2,202 $2,225 $8,424 $10,604 $3,882 $4,272
Farmers $2,862 $2,862 $2,587 $2,587 $9,124 $14,913 $3,391 $3,777
GEICO $1,787 $1,788 $1,681 $1,681 $5,444 $5,532 $2,568 $2,622
Liberty Mutual $2,372 $2,240 $2,213 $2,141 $5,166 $5,519 $2,667 $2,698
Nationwide $3,300 $3,148 $2,891 $2,723 $8,438 $9,310 $3,939 $3,889
Progressive $1,832 $1,887 $1,557 $1,849 $4,898 $5,909 $2,645 $2,846
State Farm $3,591 $3,591 $3,210 $3,210 $6,636 $8,237 $3,977 $4,100
Travelers $2,550 $2,467 $2,254 $2,229 $5,297 $6,058 $3,324 $3,249
USAA $1,907 $1,806 $1,860 $1,868 $4,347 $4,376 $2,642 $2,496

Cheap Riverside, California Auto Insurance for Teen Drivers

Finding cheap teen auto insurance in Riverside, California is a challenge. Take a look at the annual teen auto insurance rates in Riverside, California.

Annual Auto Insurance Rates for Teen Drivers in Riverside, California

Insurance Company Single 17-Year-Old Female Single 17-Year-Old Male
Allstate $8,424 $10,604
Farmers $9,124 $14,913
GEICO $5,444 $5,532
Liberty Mutual $5,166 $5,519
Nationwide $8,438 $9,310
Progressive $4,898 $5,909
State Farm $6,636 $8,237
Travelers $5,297 $6,058
USAA $4,347 $4,376

Cheap Riverside, California Auto Insurance for Seniors

What are senior auto insurance rates in Riverside, California? Take a look at the annual average rates for older drivers.

Annual Auto Insurance Rates for Senior Drivers in Riverside, California

Insurance Company Married 60-Year-Old Female Married 60-Year-Old Male
Allstate $2,202 $2,225
Farmers $2,587 $2,587
GEICO $1,681 $1,681
Liberty Mutual $2,213 $2,141
Nationwide $2,891 $2,723
Progressive $1,557 $1,849
State Farm $3,210 $3,210
Travelers $2,254 $2,229
USAA $1,860 $1,868

Cheap Riverside, California Auto Insurance By Driving Record

Driving record has a big impact on your auto insurance rates. See the annual auto insurance rates for a bad record in Riverside, California compared to the annual auto insurance rates with a clean record in Riverside, California.

Annual Riverside, California Auto Insurance Rates by Driving Record

Group Clean Record With 1 Accident With 1 DUI With 1 Speeding Violation
Allstate $2,831 $4,778 $7,502 $3,720
Farmers $3,894 $5,300 $6,597 $5,261
GEICO $2,018 $3,121 $3,909 $2,503
Liberty Mutual $2,714 $3,635 $3,282 $2,876
Nationwide $3,283 $4,208 $7,120 $4,208
Progressive $1,915 $3,257 $3,780 $2,760
State Farm $3,262 $3,889 $7,340 $3,785
Travelers $2,281 $3,731 $4,335 $3,367
USAA $1,769 $2,634 $4,309 $1,938

Cheap Riverside, California Auto Insurance Rates After a DUI

Finding cheap auto insurance after a DUI in Riverside, California is not easy. Compare the annual rates for DUI auto insurance in Riverside, California to find the best deal.

Annual Auto Insurance Rates After a DUI in Riverside, California

Insurance Company Annual Auto Insurance Rates With a DUI
Allstate $7,502
Farmers $6,597
GEICO $3,909
Liberty Mutual $3,282
Nationwide $7,120
Progressive $3,780
State Farm $7,340
Travelers $4,335
USAA $4,309

Cheap Riverside, California Auto Insurance Rates By ZIP Code

Auto insurance rates by ZIP code in Riverside, California can vary. Compare the annual cost of auto insurance by ZIP code in Riverside, California to see how car insurance rates are affected by location.

Annual Auto Insurance Rates by ZIP Code in Riverside, California

ZIP Code Average Annual Rates
92501 $5,301
92503 $5,310
92504 $5,311
92505 $5,259
92506 $4,963
92507 $5,346
92508 $5,149
92521 $5,286

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Cheap Riverside, California Auto Insurance Rates By Commute

Commute length and annual mileage affect Riverside, California auto insurance. Find the cheapest annual Riverside, California auto insurance by commute length.

Annual Auto Insurance Rates by Commute Length in Riverside, California

Insurance Company 10 Mile Commute, 6000 Annual Mileage 25 Mile Commute, 12000 Annual Mileage
Allstate $4,245 $5,171
Farmers $4,774 $5,751
GEICO $2,623 $3,153
Liberty Mutual $2,870 $3,384
Nationwide $4,151 $5,258
Progressive $2,657 $3,199
State Farm $4,403 $4,736
Travelers $3,083 $3,774
USAA $2,454 $2,871

Cheap Riverside, California Auto Insurance Rates By Coverage Level

How much does the coverage level you select affect the cost of your auto insurance in Riverside, California? Check out the comparison of annual Riverside, California auto insurance rates by coverage level.

Annual Auto Insurance Rates by Coverage Level in Riverside, California

Insurance Company Low Medium High
Allstate $4,461 $4,748 $4,914
Farmers $4,888 $5,305 $5,596
GEICO $2,601 $2,923 $3,140
Liberty Mutual $2,902 $3,156 $3,323
Nationwide $4,223 $4,787 $5,105
Progressive $2,627 $3,015 $3,141
State Farm $4,101 $4,651 $4,955
Travelers $2,990 $3,521 $3,774
USAA $2,421 $2,713 $2,853

Best By Category: Cheapest Auto Insurance in Riverside, California

Compare the cheapest auto insurance companies in Riverside, California in each category to find the company with the best rates for your personal needs.

Best Annual Auto Insurance Rates by Company in Riverside, California

Category Insurance Company
Teenagers USAA
Seniors GEICO
Clean Record USAA
With 1 Accident USAA
With 1 DUI Liberty Mutual
With 1 Speeding Violation USAA

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The Cheapest Riverside, California Auto Insurance Companies

What auto insurance companies in Riverside, California are the cheapest? Compare the top Riverside, California auto insurance companies to find the best annual rates.

Average Annual Auto Insurance Rates by Company in Riverside, California

Insurance Company Average Annual Rates
Allstate $4,708
Farmers $5,263
GEICO $2,888
Liberty Mutual $3,127
Nationwide $4,705
Progressive $2,928
State Farm $4,569
Travelers $3,428
USAA $2,663

What affects auto insurance rates in Riverside, California?

There are a lot of reasons why auto insurance rates in Riverside, California are higher or lower than in other cities. These include traffic and the number of vehicle thefts in Riverside, California. Many local factors may affect your Riverside auto insurance rates.

Riverside Auto Theft

More theft means higher auto insurance rates because auto insurance companies are paying more in claims. According to the FBI’s annual Riverside, California auto theft statistics, there have been 1,845 auto thefts in the city.

Riverside Commute Time

Cities in which drivers have a longer average commute time tend to have higher auto insurance costs. The average Riverside, California commute length is 45.5 minutes according to City-Data.

Compare Riverside, California Auto Insurance Quotes

Before you buy Riverside, California auto insurance, make sure you have compared rates from multiple companies. Enter your ZIP code below to get free Riverside, California auto insurance quotes.

Free Auto Insurance Comparison

Enter your ZIP code below to view companies that have cheap auto insurance rates.

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