Best Cheap Auto Insurance in Milpitas, CA (2021)

The average Milpitas, CA auto insurance rates are $287 per month. The minimum auto insurance in Milpitas is at least 15/30/5 in coverage to comply with California auto insurance laws. To find the best cheap auto insurance in Milpitas, California, compare quotes from multiple companies.

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Rachel Bodine graduated from college with a BA in English. She has since worked as a Feature Writer in the insurance industry and gained a deep knowledge of state and countrywide insurance laws and rates. Her research and writing focus on helping readers understand their insurance coverage and how to find savings. Her expert advice on insurance has been featured on sites like PhotoEnforced, All...

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Written by Rachel Bodine
Feature Writer Rachel Bodine

Dan Walker graduated with a BS in Administrative Management in 2005 and has been working in his family’s insurance agency, FCI Agency, for 15 years (BBB A+). He is licensed as an agent to write property and casualty insurance, including home, auto, umbrella, and dwelling fire insurance. He’s also been featured on sites like Reviews.com and Safeco. He reviews content, ensuring that ex...

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Reviewed by Daniel Walker
Licensed Auto Insurance Agent Daniel Walker

UPDATED: May 17, 2021

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It’s all about you. We want to help you make the right coverage choices.

Advertiser Disclosure: We strive to help you make confident auto insurance decisions. Comparison shopping should be easy. We are not affiliated with any one auto insurance provider and cannot guarantee quotes from any single provider. Our partnerships don’t influence our content. Our opinions are our own. To compare quotes from many different companies please enter your ZIP code on this page to use the free quote tool. The more quotes you compare, the more chances to save.

Editorial Guidelines: We are a free online resource for anyone interested in learning more about auto insurance. Our goal is to be an objective, third-party resource for everything auto insurance related. We update our site regularly, and all content is reviewed by auto insurance experts.

Things to Remember

  • The average commute length in Milpitas is 28.4 minutes
  • The most expensive auto insurance company in Milpitas for teen drivers is Farmers
  • The cheapest auto insurance company in Milpitas is Progressive

Milpitas, California auto insurance requirements are 15/30/5 according to California auto insurance laws. Finding cheap auto insurance in Milpitas can seem like a difficult task, but all of the information you need is right here. We’ll cover factors that affect auto insurance rates in Milpitas, California, including driving record, credit, commute time, and more.

Compare auto insurance in Milpitas to other California cities, including Fresno auto insurance rates, Long Beach auto insurance rates, and Sacramento auto insurance rates to see how Milpitas, California auto insurance rates stack up.

Before you buy Milpitas, California auto insurance, make sure you have compared rates from multiple companies. Enter your ZIP code above to get free Milpitas, California auto insurance quotes.

Minimum Auto Insurance in Milpitas, California

Milpitas, California auto insurance laws require that you have at least the California minimum auto insurance to be financially responsible in the event of an accident. Take a look at the required auto insurance in Milpitas, California.

Minimum Required Auto Insurance Coverage in Milpitas, California

Liability Insurance Required Minimum Coverage Limits Required
Bodily Injury Liability Coverage $15,000 per person
$30,000 per accident
Property Damage Liability Coverage $5,000 minimum

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Cheap Milpitas, California Auto Insurance by Age, Gender, and Marital Status

Auto insurance rates in Milpitas, California are affected by age, gender, and marital status. See how demographics impact the annual cost of insurance.

Annual Auto Insurance Rates by Age, Gender, and Marital Status in Milpitas, California

Insurance Company Married 35-Year-Old Female Married 35-Year-Old Male Married 60-Year-Old Female Married 60-Year-Old Male Single 17-Year-Old Female Single 17-Year-Old Male Single 25-Year-Old Female Single 25-Year-Old Male
Allstate $2,721 $2,720 $1,997 $2,011 $7,657 $9,634 $3,476 $3,808
Farmers $2,720 $2,720 $2,456 $2,456 $8,676 $14,223 $3,224 $3,593
GEICO $1,563 $1,564 $1,470 $1,470 $4,767 $4,842 $2,246 $2,292
Liberty Mutual $2,191 $2,071 $2,044 $1,980 $4,806 $5,121 $2,466 $2,487
Nationwide $3,147 $3,001 $2,750 $2,590 $8,097 $8,908 $3,779 $3,732
Progressive $1,478 $1,522 $1,245 $1,481 $3,891 $4,700 $2,109 $2,268
State Farm $2,938 $2,938 $2,626 $2,626 $5,401 $6,687 $3,254 $3,358
Travelers $2,348 $2,271 $2,084 $2,061 $4,876 $5,572 $3,055 $2,986
USAA $1,869 $1,771 $1,822 $1,830 $4,269 $4,315 $2,603 $2,460

Cheap Milpitas, California Auto Insurance for Teen Drivers

Finding cheap teen auto insurance in Milpitas, California is a challenge. Take a look at the annual teen auto insurance rates in Milpitas, California.

Annual Auto Insurance Rates for Teen Drivers in Milpitas, California

Insurance Company Single 17-Year-Old Female Single 17-Year-Old Male
Allstate $7,657 $9,634
Farmers $8,676 $14,223
GEICO $4,767 $4,842
Liberty Mutual $4,806 $5,121
Nationwide $8,097 $8,908
Progressive $3,891 $4,700
State Farm $5,401 $6,687
Travelers $4,876 $5,572
USAA $4,269 $4,315

Cheap Milpitas, California Auto Insurance for Seniors

What are senior auto insurance rates in Milpitas, California? Take a look at the annual average rates for older drivers.

Annual Auto Insurance Rates for Senior Drivers in Milpitas, California

Insurance Company Married 60-Year-Old Female Married 60-Year-Old Male
Allstate $1,997 $2,011
Farmers $2,456 $2,456
GEICO $1,470 $1,470
Liberty Mutual $2,044 $1,980
Nationwide $2,750 $2,590
Progressive $1,245 $1,481
State Farm $2,626 $2,626
Travelers $2,084 $2,061
USAA $1,822 $1,830

Cheap Milpitas, California Auto Insurance By Driving Record

Driving record has a big impact on your auto insurance rates. See the annual auto insurance rates for a bad record in Milpitas, California compared to the annual auto insurance rates with a clean record in Milpitas, California.

Annual Milpitas, California Auto Insurance Rates by Driving Record

Group Clean Record With 1 Accident With 1 DUI With 1 Speeding Violation
Allstate $2,569 $4,313 $6,761 $3,369
Farmers $3,701 $5,042 $6,284 $5,008
GEICO $1,766 $2,731 $3,420 $2,191
Liberty Mutual $2,514 $3,367 $3,038 $2,664
Nationwide $3,143 $4,026 $6,807 $4,026
Progressive $1,539 $2,597 $2,999 $2,212
State Farm $2,660 $3,173 $5,994 $3,087
Travelers $2,112 $3,426 $3,986 $3,102
USAA $1,739 $2,594 $4,232 $1,905

Cheap Milpitas, California Auto Insurance Rates After a DUI

Finding cheap auto insurance after a DUI in Milpitas, California is not easy. Compare the annual rates for DUI auto insurance in Milpitas, California to find the best deal.

Annual Auto Insurance Rates After a DUI in Milpitas, California

Insurance Company Annual Auto Insurance Rates With a DUI
Allstate $6,761
Farmers $6,284
GEICO $3,420
Liberty Mutual $3,038
Nationwide $6,807
Progressive $2,999
State Farm $5,994
Travelers $3,986
USAA $4,232

Cheap Milpitas, California Auto Insurance Rates By ZIP Code

Auto insurance rates by ZIP code in Milpitas, California can vary. Compare the annual cost of auto insurance by ZIP code in Milpitas, California to see how car insurance rates are affected by location.

Annual Auto Insurance Rates by ZIP Code in Milpitas, California

ZIP Code Average Annual Rates
95035 $4,723

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Cheap Milpitas, California Auto Insurance Rates By Commute

Commute length and annual mileage affect Milpitas, California auto insurance. Find the cheapest annual Milpitas, California auto insurance by commute length.

Annual Auto Insurance Rates by Commute Length in Milpitas, California

Insurance Company 10 Mile Commute, 6000 Annual Mileage 25 Mile Commute, 12000 Annual Mileage
Allstate $3,839 $4,667
Farmers $4,545 $5,473
GEICO $2,295 $2,758
Liberty Mutual $2,661 $3,131
Nationwide $3,972 $5,029
Progressive $2,120 $2,554
State Farm $3,594 $3,862
Travelers $2,840 $3,473
USAA $2,415 $2,820

Cheap Milpitas, California Auto Insurance Rates By Coverage Level

How much does the coverage level you select affect the cost of your auto insurance in Milpitas, California? Check out the comparison of annual Milpitas, California auto insurance rates by coverage level.

Annual Auto Insurance Rates by Coverage Level in Milpitas, California

Insurance Company Low Medium High
Allstate $4,040 $4,289 $4,430
Farmers $4,669 $5,045 $5,312
GEICO $2,310 $2,556 $2,715
Liberty Mutual $2,699 $2,923 $3,066
Nationwide $4,072 $4,584 $4,846
Progressive $2,127 $2,403 $2,479
State Farm $3,393 $3,786 $4,006
Travelers $2,760 $3,246 $3,464
USAA $2,401 $2,663 $2,788

Best By Category: Cheapest Auto Insurance in Milpitas, California

Compare the cheapest auto insurance companies in Milpitas, California in each category to find the company with the best rates for your personal needs.

Best Annual Auto Insurance Rates by Company in Milpitas, California

Category Insurance Company
Teenagers USAA
Seniors Progressive
Clean Record Progressive
With 1 Accident USAA
With 1 DUI Progressive
With 1 Speeding Violation USAA

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The Cheapest Milpitas, California Auto Insurance Companies

What auto insurance companies in Milpitas, California are the cheapest? Compare the top Milpitas, California auto insurance companies to find the best annual rates.

Average Annual Auto Insurance Rates by Company in Milpitas, California

Insurance Company Average Annual Rates
Allstate $4,253
Farmers $5,009
GEICO $2,527
Liberty Mutual $2,896
Nationwide $4,501
Progressive $2,337
State Farm $3,728
Travelers $3,157
USAA $2,617

What affects auto insurance rates in Milpitas, California?

There are a lot of reasons why auto insurance rates in Milpitas, California are higher or lower than in other cities. These include traffic and the number of vehicle thefts in Milpitas, California. Many local factors may affect your Milpitas auto insurance rates.

Milpitas Auto Theft

More theft means higher auto insurance rates because auto insurance companies are paying more in claims. According to the FBI’s annual Milpitas, California auto theft statistics, there have been 256 auto thefts in the city.

Milpitas Commute Time

Cities in which drivers have a longer average commute time tend to have higher auto insurance costs. The average Milpitas, California commute length is 28.4 minutes according to City-Data.

Compare Milpitas, California Auto Insurance Quotes

Before you buy Milpitas, California auto insurance, make sure you have compared rates from multiple companies. Enter your ZIP code below to get free Milpitas, California auto insurance quotes.

Free Auto Insurance Comparison

Enter your ZIP code below to view companies that have cheap auto insurance rates.

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